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11254 Tallow Creek Dr
D- Composite 35.59
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.5/30.0
  • Schools +4.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • 1% rule +3.5/10.0
  • Rent growth +3.5/5.0
  • DSCR +3.4/10.0
  • ARV discount +2.0/15.0
  • Appreciation +0.0/10.0

$210,385

11254 Tallow Creek Dr · Walker, LA 70726
3 bd · 2.0 ba · 1,283 sqft · SingleFamily · 15 Days on market
Built 2026 Good condition 6,490 sqft lot Est $187k · 12% over $28/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The DUNCAN V J in Vincent Cove community offers a 3 bedroom, 2 full bathroom, open design. Features: walk-in closet in the primary suite, covered rear patio, ceiling fans in the living room and primary bedroom are standard, smart connect wi-fi thermostat, smoke and carbon monoxide detectors, blinds on all windows, wood fencing for the rear yard, post tension slab, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: a kitchen appliance package, low E tilt-in windows, and more!

Key facts

  • Walk-in closet
  • Covered rear patio
  • Ceiling fans

Tags

WALK-IN CLOSETCOVERED REAR PATIOCEILING FANSSMART CONNECT WI-FI THERMOSTATBLINDS ON ALL WINDOWSWOOD FENCING

Property features AI

Finance

  • Other: Located in the Vincent Cove subdivision
  • HOA & community: Homeowners association with professional management; Annual association fee of $340 (about $28.33/month)

Exterior

  • Parking: Attached garage with concrete surface and garage door opener
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable connected
  • Home design: Single-family detached residence; 1 story; New construction; Model: Duncan V J; Built by Dsld, LLC
  • Construction: Vinyl siding, frame, and cement siding construction; Shingle roof; Slab foundation
  • Exterior features: Covered patio; Level lot

Interior

  • Kitchen: Range, Oven, Dishwasher, Disposal, Microwave
  • Flooring: Tile; Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Electric heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Range, Oven, Dishwasher, Disposal, Microwave; Smoke detector(s)
  • Laundry & utility: Washer hookup inside; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $210k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-68 ($-817/yr) — negative.
  • To cash-flow at today's rent, offer at most $201k (4.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (14.9% below list).
  • Recommended offer: $179k (14.9% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.8% in Walker — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 75/100 on livability (#19 in LA, #3,999 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities D-, commute F.
  • Livingston Parish (suburban): math 40% / reading 52% proficiency, ranked #13 of 98 in LA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.8%/yr); 985 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 794 units permitted in Livingston Parish in 2024 (99 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Livingston County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $178,967 (14.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.90%
Cash-on-cash
-1.39%
DSCR
0.94
GRM
9.8

CMA / ARV

ARV (on-the-fly)
$187,318
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
23532 Wellington Ave 0.10mi 4/2.0 (+1) 1,419 (+11%) 4mo $195,000 $137 70
23938 Teakwood Dr 0.07mi 3/2.5 1,470 (+15%) 3mo $212,000 $144 68
23522 Country Manor Ave 0.11mi 4/2.0 (+1) 1,398 (+9%) 10mo $199,900 $143 66
23529 Country Manor Ave 0.15mi 4/2.0 (+1) 1,419 (+11%) 6mo $205,000 $144 65
23544 Wellington Ave 0.12mi 3/1.5 1,133 (-12%) 10mo $185,000 $163 65
23482 Country Manor Ave 0.10mi 4/2.0 (+1) 1,398 (+9%) 13mo $199,500 $143 64
23581 Wellington Ave 0.19mi 3/2.5 1,438 (+12%) 11mo $130,000 $90 60
12235 Dove Hollow Dr 0.74mi 3/2.0 1,320 (+3%) 2mo $225,000 $170 59
23446 Springhill Dr 0.19mi 3/2.0 1,461 (+14%) 15mo $214,000 $146 56
23449 Springhill Dr 0.22mi 3/2.0 1,472 (+15%) 12mo $218,500 $148 56
23765 Southpoint Dr 0.61mi 3/2.0 1,472 (+15%) 1mo $235,000 $160 46
24578 Rolling Mdw 0.68mi 3/2.0 1,402 (+9%) 11mo $212,000 $151 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.83% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.37×
Total profit
$-36,877
Equity at exit
$31,369
10-year hold
IRR
-8.1%
Equity multiple
0.47×
Total profit
$-31,227
Equity at exit
$18,190

Cash invested: $58,908 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70726

Rents YoY
3.8%
Active inventory
985
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,790 high interval (Pro) →
Mortgage (P&I)
$1,103
Tax est. 1.5%
$263 /mo · $3,156/yr
Insurance
$88
HOA
$28
Vacancy / Maint / Mgmt
$376
Net cashflow
$-68

Break-even live

Break-even rent $1,876
Max offer price $200,533
Occupancy floor 99%

Sensitivity live

Price -10% $77 -5% $5 +0% $-68 +5% $-141 +10% $-213
Rent -10% $-209 -5% $-139 +0% $-68 +5% $3 +10% $73
Rate -1.0pp $38 -0.5pp $-15 base $-68 +0.5pp $-123 +1.0pp $-178

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,596
Closing costs
$6,312
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11342 Woodlore Dr Denham Springs, LA 3.0 2.0 1511 $1,500 $0.99 16d 1 0.17mi
11247 Westwood Ave Denham Springs, LA 3.0 2.0 1514 $1,850 $1.22 45d 1 0.34mi
24585 Fair Weather Dr Denham Springs, LA 3.0 2.0 1451 $1,850 $1.27 45d 1 0.76mi
25662 Tarver St , LA 4.0 2.0 1570 $2,000 $1.27 45d 1 1.04mi
11402 Ashwood Ct Denham Springs, LA 3.0 2.0 1331 $1,750 $1.31 23d 1 1.08mi
11385 Ashwood Ct Denham Springs, LA 3.0 2.0 1556 $1,900 $1.22 45d 1 1.10mi
25699 Raines Ave Dennis Mills, LA 3.0 2.0 1463 $1,850 $1.26 16d 1 1.13mi
25729 Raines Ave Dennis Mills, LA 4.0 2.0 1568 $2,200 $1.40 25d 1 1.13mi
25729 Raines Ave Dennis Mills, LA 4.0 2.0 1568 $2,200 $1.40 16d 1 1.13mi
25699 Raines Ave Dennis Mills, LA 3.0 2.0 1463 $1,850 $1.26 45d 1 1.13mi
25717 Raines Ave Dennis Mills, LA 4.0 2.0 1568 $2,200 $1.40 21d 1 1.13mi

HOA detail

Monthly dues
$28 · $336/yr
Likely covers
internetlandscaping

Listing history 4 events

  1. 2026-05-01
    status Pending 524-char remark
    Show marketing remark (524 chars)

    The DUNCAN V J in Vincent Cove community offers a 3 bedroom, 2 full bathroom, open design. Features: walk-in closet in the primary suite, covered rear patio, ceiling fans in the living room and primary bedroom are standard, smart connect wi-fi thermostat, smoke and carbon monoxide detectors, blinds on all windows, wood fencing for the rear yard, post tension slab, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: a kitchen appliance package, low E tilt-in windows, and more!

  2. 2026-05-01
    status Pending
    Show marketing remark (524 chars)

    The DUNCAN V J in Vincent Cove community offers a 3 bedroom, 2 full bathroom, open design. Features: walk-in closet in the primary suite, covered rear patio, ceiling fans in the living room and primary bedroom are standard, smart connect wi-fi thermostat, smoke and carbon monoxide detectors, blinds on all windows, wood fencing for the rear yard, post tension slab, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: a kitchen appliance package, low E tilt-in windows, and more!

  3. 2026-04-16
    listed $210,385 Active
    Show marketing remark (524 chars)

    The DUNCAN V J in Vincent Cove community offers a 3 bedroom, 2 full bathroom, open design. Features: walk-in closet in the primary suite, covered rear patio, ceiling fans in the living room and primary bedroom are standard, smart connect wi-fi thermostat, smoke and carbon monoxide detectors, blinds on all windows, wood fencing for the rear yard, post tension slab, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: a kitchen appliance package, low E tilt-in windows, and more!

  4. 2026-04-16
    listed $210,385 Active 524-char remark
    Show marketing remark (524 chars)

    The DUNCAN V J in Vincent Cove community offers a 3 bedroom, 2 full bathroom, open design. Features: walk-in closet in the primary suite, covered rear patio, ceiling fans in the living room and primary bedroom are standard, smart connect wi-fi thermostat, smoke and carbon monoxide detectors, blinds on all windows, wood fencing for the rear yard, post tension slab, landscaping, architectural 30-year shingles, flood lights, and more! Energy Efficient Features: a kitchen appliance package, low E tilt-in windows, and more!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,476
− Mortgage interest
−$11,785
− Property taxes
−$3,156
− Insurance
−$1,052
− Repairs & maintenance
−$1,718
− Management
−$1,718
− HOA
−$336
− Depreciation
−$6,120
Taxable loss
−$4,409
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,058
After-tax cash flow
$241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Good 80/100 Cosmetic rehab

This single-family home in Walker, LA, is in good condition with a good condition score of 80. It features a good kitchen, bathrooms, roof, exterior, flooring, interior walls/paint, windows, foundation/structure, HVAC/mechanicals, and landscaping/curb appeal. The home is move-in ready with minimal repairs and maintenance needed. The highest-ROI updates to increase its value include painting interior walls, replacing ceiling fans with energy-efficient models, installing a smart home security system, and adding a smart lighting system.

Value-add opportunities

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace ceiling fans with energy-efficient models — Energy-efficient fans reduce energy costs and improve comfort
  • Both Install smart home security system — Enhances safety and adds modern amenities
  • Both Add smart lighting system — Improves energy efficiency and adds modern amenities

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replace ceiling fans with energy-efficient models — Energy-efficient fans reduce energy costs and improve comfort
  • Both Install smart home security system — Enhances safety and adds modern amenities
  • Both Add smart lighting system — Improves energy efficiency and adds modern amenities

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Livingston Parish
NCES district ID
2201020
Math proficiency
40% ▼ -38.00%
Reading proficiency
52% ▼ -32.00%
Median HH income
$56,755
Composite
40.07/100
National rank
#3811
State rank
#13 of 98 in LA

Livability — Walker

Score
75/100
State rank
#19
US rank
#3999

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Livingston Parish · 87,496 people
City population
23,921
Metro
Baton Rouge, LA
Population (ZIP)
63,575
Household income
$78,621
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
1211.0

Population outlook (Livingston County) Hauer SSP2

Today (2025)
158,511 people
By 2030
168,241 · +6.1%
By 2040
186,252 · +17.5%
By 2050
201,516 · +27.1%
By 2075
231,217 · +45.9%
By 2100
241,697 · +52.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 9% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Livingston

2024 margin
Solid R (+68.5) · D 15.1% · R 83.6% · Other 1.3%
2008→2024 swing
+3.4pp toward D · 2008: -71.9pp · 2024: -68.5pp
All cycles
2024: R+68.5 2020: R+70.0 2016: R+72.5 2012: R+70.4 2008: R+71.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.37%
Current HPI
170.2207
Rent YoY
▲ 3.83%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-05-01 Pending AcadianaMLS
  • 2026-05-01 Pending GBRMLS
  • 2026-04-16 Listed $210,385 GBRMLS
  • 2026-04-16 Listed $210,385 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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