CashFlowRE
Sign in Sign up
1209 Westridge Ln
D Composite 41.98
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.9/15.0
  • Cash flow +11.5/30.0
  • Rent growth +3.8/5.0
  • DSCR +3.4/10.0
  • Livability +3.2/5.0
  • 1% rule +2.7/10.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$194,900

1209 Westridge Ln · Grayson Valley, AL 35235
3 bd · 2.0 ba · 1,516 sqft · SingleFamily public records · 47 Days on market
Built 1977 0.37 ac lot $129/sqft · 17% below area Est $221k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

Key facts

  • Quiet street
  • Walk-in closet
  • Granite countertops

Tags

PARTIALLY FINISHED BASEMENTGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESWALK-IN CLOSETFULLY FENCED-IN BACKYARDQUIET STREET

Property features AI

Finance

  • Other: Lot size approximately 0.37 acre; Located in the Sweetwater Oaks minor subdivision; Flood plain: no
  • HOA & community: No association fee

Exterior

  • Parking: Attached garage with front entry; Two garage spaces; Driveway and off-street parking
  • Utilities: Public water; Connected sewer; Gas water heater; Internet service availability unknown
  • Home design: Existing single-family style construction; Siding (wood) exterior; Basement foundation (daylight basement, concrete block); Partial basement with both finished and unfinished areas
  • Construction: Wood siding construction
  • Exterior features: Fenced yard; Open deck

Interior

  • Kitchen: Solid surface and stone countertops; Built-in dishwasher; Built-in microwave; Garbage disposal; Electric oven
  • Bedrooms: Multiple bedrooms including a master bedroom (all on level 1)
  • Flooring: Tile; Vinyl
  • Bathrooms: Two full bathrooms; Separate shower and tub/shower combo
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceilings: Other (see remarks); Tile and vinyl flooring; Eating area in kitchen; No additional interior features listed
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $-63 ($-752/yr) — negative.
  • To cash-flow at today's rent, offer at most $184k (5.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (22.8% below list).
  • Recommended offer: $150k (22.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 65/100 on livability (#139 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing B+; Watch: amenities F, commute F, employment D-.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Chalkville Elementary School (math 6% / reading 16%, grade F, #560 of 627 statewide, top 90%, 854 students, 79% FRL); Claychalkville Middle School (math 2% / reading 26%, grade F, #209 of 257 statewide, top 82%, 1,032 students, 64% FRL); Claychalkville High School (math 6% / reading 9%, grade F, #261 of 305 statewide, top 87%, 1,361 students, 56% FRL) — zoned schools average 66% FRL vs 49% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.4%/yr); 115 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,500 (22.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.77%
Cap rate
5.91%
Cash-on-cash
-1.38%
DSCR
0.94
GRM
10.8

CMA / ARV

ARV (median comp)
$221,431
List price
$194,900
Delta
-11.98%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1717 Sonia Dr 0.33mi 3/2.0 1,451 (-4%) 2mo $115,000 $79 76
4512 Bonnett Way 0.35mi 3/2.0 1,473 (-3%) 3mo $225,000 $153 76
1149 Westridge Cir 0.17mi 3/2.0 1,365 (-10%) 1mo $238,000 $174 75
1978 Westridge Dr 0.16mi 3/2.0 1,713 (+13%) 7mo $229,000 $134 64
1805 Lyle Dr 0.35mi 3/2.5 1,702 (+12%) 1mo $155,000 $91 60
4645 Bonnett Cir 0.38mi 3/2.0 1,300 (-14%) 5mo $210,000 $162 54
1904 Croydon Cir 0.61mi 3/2.0 1,396 (-8%) 8mo $203,500 $146 51
1903 Croydon Cir 0.64mi 3/2.0 1,658 (+9%) 7mo $82,500 $50 48
1911 Croydon Cir 0.65mi 3/2.0 1,329 (-12%) 9mo $199,000 $150 42
668 20th Ct NE 0.63mi 4/3.0 (+1) 1,675 (+10%) 5mo $230,000 $137 40
1742 Molly Ln 0.64mi 4/2.0 (+1) 1,696 (+12%) 8mo $219,900 $130 38
1792 Annendale Dr 0.75mi 4/2.5 (+1) 1,679 (+11%) 9mo $245,000 $146 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.39% rent growth · sell at horizon

5-year hold
IRR
-16.1%
Equity multiple
0.42×
Total profit
$-31,902
Equity at exit
$29,060
10-year hold
IRR
-4.3%
Equity multiple
0.69×
Total profit
$-17,093
Equity at exit
$16,851

Cash invested: $54,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35235

Home prices YoY
-21.1%
Rents YoY
5.4%
Active inventory
115
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$1,505 high interval (Pro) →
Mortgage (P&I)
$1,022
Tax from tax record
$148 /mo · $1,780/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$-63

Break-even live

Break-even rent $1,584
Max offer price $183,836
Occupancy floor 99%

Sensitivity live

Price -10% $48 -5% $-7 +0% $-63 +5% $-118 +10% $-173
Rent -10% $-182 -5% $-122 +0% $-63 +5% $-3 +10% $56
Rate -1.0pp $36 -0.5pp $-13 base $-63 +0.5pp $-113 +1.0pp $-165

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,725
Closing costs
$5,847
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1830 Christian St Birmingham, AL 3.0 2.0 1468 $1,375 $0.94 4d 1 0.25mi
1819 Valley Run Cir Birmingham, AL 4.0 2.5 1694 $1,761 $1.04 45d 1 0.33mi
1935 Springlake Ct Unit 1 Birmingham, AL 2.0 1.5 1152 $1,095 $0.95 45d 1 0.37mi
1817 Lyle Dr Birmingham, AL 4.0 2.0 1361 $1,605 $1.18 25d 1 0.40mi
1808 Brewster Rd Birmingham, AL 4.0 2.0 1548 $1,515 $0.98 45d 1 0.43mi
1748 Sonia Dr Birmingham, AL 4.0 2.0 1401 $1,395 $1.00 45d 1 0.47mi
1760 Sonia Dr Birmingham, AL 3.0 2.0 1550 $1,635 $1.05 3d 1 0.51mi
1761 Big Mountain Dr Birmingham, AL 4.0 2.0 1632 $1,575 $0.97 46d 1 0.52mi
1845 Stonehenge Dr Birmingham, AL 3.0 2.0 1358 $1,323 $0.97 16d 1 0.56mi
1733 Molly Dr Birmingham, AL 4.0 1.5 1570 $1,460 $0.93 12d 1 0.59mi
856 Parkbrook Trl Birmingham, AL 1.0–3.0 1.0–2.0 925 $1,180 $1.28 4d 10 0.67mi
1868 Carraway St Birmingham, AL 3.0 2.0 1819 $1,500 $0.82 25d 1 0.69mi
2025 Brewster Rd Birmingham, AL 3.0 2.0 1369 $1,450 $1.06 25d 1 0.69mi
600 20th Ct NE Center Point, AL 3.0 2.0 1878 $1,650 $0.88 25d 1 0.75mi
1729 Tall Oak Cir Birmingham, AL 3.0 2.0 1403 $1,630 $1.16 3d 1 0.84mi
1753 Tall Oak Cir Birmingham, AL 3.0 2.0 1380 $1,225 $0.89 5d 1 0.86mi
1700 Serene Dr Birmingham, AL 4.0 1.5 1543 $1,630 $1.06 4d 1 0.89mi
1516 Highland Dr Birmingham, AL 4.0 2.0 1104 $1,675 $1.52 16d 1 0.94mi
413 20th Ct NE Center Point, AL 3.0 1.5 1540 $1,375 $0.89 45d 1 0.98mi
2232 6th St NE Center Point, AL 3.0 1.0 1550 $1,150 $0.74 45d 1 1.01mi
940 Pine Hill Rd Birmingham, AL 3.0 2.0 1926 $1,475 $0.77 45d 1 1.07mi
2415 Ormond Dr Center Point, AL 3.0 1.5 1194 $1,295 $1.08 45d 1 1.10mi
1421 Brewster Cir Birmingham, AL 3.0 2.0 1439 $1,525 $1.06 3d 1 1.11mi
1409 Medina Ln Birmingham, AL 3.0 2.0 2113 $1,600 $0.76 45d 1 1.11mi
2249 4th Place Cir NE Center Point, AL 3.0 1.5 1400 $1,400 $1.00 45d 1 1.14mi
1440 Hickory Ln Birmingham, AL 3.0 2.0 1448 $1,625 $1.12 3d 1 1.17mi
744 Vaughn Cir Birmingham, AL 4.0 2.0 1516 $1,561 $1.03 25d 1 1.31mi
1360 Orlando Cir NE Birmingham, AL 3.0 2.0 1489 $1,455 $0.98 25d 1 1.31mi
2202 Cheshire Dr Birmingham, AL 3.0 2.5 1536 $1,325 $0.86 4d 1 1.31mi
213 Meadwood Dr NE Center Point, AL 3.0 1.0 1194 $995 $0.83 45d 1 1.32mi
332 23rd Ave NE Center Point, AL 3.0 1.0 1100 $1,350 $1.23 4d 1 1.34mi
2258 Cheshire Dr Birmingham, AL 2.0 2.0 1152 $1,050 $0.91 45d 1 1.34mi
1720 2nd St NE Center Point, AL 3.0 2.0 1100 $1,400 $1.27 45d 1 1.37mi
1340 Orlando Cir NE Birmingham, AL 3.0 2.0 1329 $1,166 $0.88 25d 1 1.37mi
1328 Oak Ter Birmingham, AL 3.0 2.0 1772 $1,581 $0.89 13d 1 1.38mi
2229 3rd St NE Center Point, AL 3.0 1.0 1215 $1,125 $0.93 25d 1 1.38mi
2245 3rd St NE Center Point, AL 3.0 1.0 1150 $1,100 $0.96 25d 1 1.43mi
5531 Saint James St Birmingham, AL 2.0 1.5 1072 $950 $0.89 45d 1 1.43mi
241 Lake Drive Cir NE Birmingham, AL 2.0 1.0 1358 $1,025 $0.75 4d 1 1.44mi
5528 Saint James St Birmingham, AL 2.0 1.5 1072 $1,150 $1.07 45d 1 1.44mi

Listing history 23 events

  1. 2026-06-22
    days on market $194,900 Active 47 DOM
  2. 2026-06-18
    days on market $194,900 Active 44 DOM
  3. 2026-06-17
    days on market $194,900 Active 43 DOM
  4. 2026-06-16
    days on market $194,900 Active 42 DOM
  5. 2026-06-15
    days on market $194,900 Active 41 DOM
  6. 2026-06-13
    pricedays on market $194,900 Active 39 DOM
  7. 2026-06-10
    days on market $199,900 Active 36 DOM
  8. 2026-06-09
    days on market $199,900 Active 35 DOM
  9. 2026-06-08
    days on market $199,900 Active 34 DOM
  10. 2026-06-07
    days on market $199,900 Active 33 DOM
  11. 2026-06-03
    days on market $199,900 Active 29 DOM
  12. 2026-06-02
    days on market $199,900 Active 28 DOM
  13. 2026-06-01
    days on market $199,900 Active 27 DOM
  14. 2026-05-31
    days on market $199,900 Active 26 DOM
  15. 2026-05-05
    listed $199,900 Active 850-char remark
  16. 2022-06-13
    soldstatus $2,152,000
  17. 2022-04-04
    price $1,395
  18. 2021-11-08
    soldstatus $160,000 Sold 910-char remark
    Show marketing remark (910 chars)

    * LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

  19. 2021-11-08
    soldstatus $160,000
    Show marketing remark (910 chars)

    * LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

  20. 2021-10-18
    historical Contingent 910-char remark
    Show marketing remark (910 chars)

    * LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

  21. 2021-10-15
    listed $149,900 Active 910-char remark
    Show marketing remark (910 chars)

    * LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

  22. 2021-10-13
    historical $149,900 910-char remark
    Show marketing remark (910 chars)

    * LIVE FRIDAY 10/15! PROFESSIONAL PHOTOS COMING THURSDAY! * Great home for a first time buyer investment property to buy and hold! This property is located perfectly between Trussville, Clay and Centerpoint! All the shopping, Restaurants and schools! You can be on the interstate within a few minutes! Offering a large driveway, fully fenced backyard and partially finished basement you'll have plenty of room to enjoy privacy and company if you choose! The basement has 2 large rooms to enjoy media, play areas etc and square footage is an estimate only per seller. There are 3 beds, 2 baths upstairs with a wonderful large covered porch on the back! You absolutely will love enjoying all the fresh air while being in the shade! The back yard is large and offers so much room for those you love! HOME IS SOLD AS IS WITH NO REPAIRS. Call your lender or get your cash together and make it happen! See you soon!

  23. 1998-06-03
    soldstatus $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,780 · $148/mo
Projected year-2 tax
$1,780 · $148/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 9 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,060
− Mortgage interest
−$10,917
− Property taxes
−$1,780
− Insurance
−$974
− Repairs & maintenance
−$1,445
− Management
−$1,445
− Depreciation
−$5,670
Taxable loss
−$4,171
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,001
After-tax cash flow
$249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Grayson Valley

Score
65/100
State rank
#139
US rank
#13418

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D- Housing B+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Jefferson County · 527,445 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
20,526
Household income
$63,295
Rent vs Own
34.5% rent · 65.5% own
Severe rent burden
941.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (63%)
Race & ethnicity
Black 63% White 30% Two or more races 3% Asian 2% Hispanic / Latino 2%
Common ancestry
Slovak 2% Serbian 1% Italian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -54.62%
Current HPI
204.6532
Rent YoY
▲ 5.39%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+129.3% since first listed
10 events — show timeline
  • 2026-06-12 Price Changed $194,900 Greater Alabama MLS
  • 2026-05-05 Listed $199,900 Greater Alabama MLS
  • 2022-06-13 Sold (Public Records) $2,152,000 Public Records
  • 2022-04-04 Price Changed $1,395 RENT.
  • 2021-11-08 Sold (Public Records) $160,000 Public Records
  • 2021-11-08 Sold (MLS) $160,000 Greater Alabama MLS
  • 2021-10-18 Contingent Greater Alabama MLS
  • 2021-10-15 Listed $149,900 Greater Alabama MLS
  • 2021-10-13 Coming Soon $149,900 Greater Alabama MLS
  • 1998-06-03 Sold (Public Records) $85,000 Public Records

Property tax history

+12.2%/yr

Latest (2025): $1,780 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…