219 Shortreed St · Jacksonville, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.2/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.8/10.0
- Appreciation +6.7/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
$105,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
Key facts
- 4,975 sq ft lot
- Built 2001
- Listed 34 days
Property features AI
Finance
- Other: Property zoned RLD-60; Property type: Residential — Single Family Residence; Lot size approximately 0.11 acres; Direction faces: East
- Financial info: No lease restrictions reported
- HOA & community: No HOA (no association fees reported); Community features include street lights; Full-time management
Exterior
- Parking: No parking details provided
- Security: No security features provided
- Utilities: Public water; Public sewer; Electricity available and connected; Cable available; Water and sewer connected/available
- Home design: Single-family residence; One story; East-facing
- Construction: Vinyl siding with frame construction; Shingle roof; Slab foundation; Built area reported (public records): building area 1,303; living area 1,143
- Exterior features: Storage; Chain link fence; Asphalt road access; Lot dimensions approximately 50 x 100 (0.11 acres)
Interior
- Kitchen: Range; Range hood; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Ceiling fans; Kitchen/family room combo; Open floorplan; Solid wood cabinets; Thermostat; Window treatments
- Laundry & utility: Washer hookup; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $365 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $105k).
- Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
- Cap rate 10.5% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ruth N. Upson Elementary School (math 72% / reading 67%, grade A-, #364 of 2,144 statewide, top 19%, 376 students, 61% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); Riverside High School (math 24% / reading 39%, grade F, #424 of 667 statewide, top 64%, 1,567 students, 60% FRL).
- Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- In year one you build about $4k of equity ($726 loan paydown + $4k appreciation (3.4% local appreciation)).
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (3.4% appreciation + 1.7% rent growth), your $29k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $60k; list at $105k implies a 75% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.38% ✓
- Cap rate
- 10.47%
- Cash-on-cash
- 14.91%
- DSCR
- 1.66
- GRM
- 6.0
CMA / ARV
- ARV (on-the-fly)
- $129,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2908 Spencer St | 0.21mi | 3/2.0 | 1,100 (+2%) | 0mo | $158,000 | $144 | 86 |
| 2881 Lenox Ave | 0.34mi | 3/1.0 | 1,068 (-1%) | 2mo | $90,000 | $84 | 77 |
| 2550 Summit St | 0.55mi | 2/2.0 (-1) | 1,083 (+1%) | 1mo | $130,000 | $120 | 68 |
| 306 Woodlawn Ave | 0.72mi | 3/2.0 | 1,100 (+2%) | 2mo | $70,000 | $64 | 61 |
| 2667 Amy St | 0.64mi | 3/1.0 | 1,038 (-3%) | 0mo | $117,000 | $113 | 60 |
| 3127 Dignan St | 0.41mi | 3/2.0 | 1,197 (+11%) | 2mo | $210,000 | $175 | 60 |
| 2067 Woodside St | 0.72mi | 3/1.0 | 1,013 (-6%) | 1mo | $34,900 | $34 | 52 |
| 3053 Gilmore St | 0.68mi | 2/1.0 (-1) | 1,008 (-6%) | 0mo | $130,000 | $129 | 49 |
| 724 James St | 0.62mi | 3/2.0 | 1,207 (+12%) | 2mo | $265,000 | $220 | 49 |
| 2308 Commonwealth Ave | 0.63mi | 3/2.0 | 1,209 (+12%) | 2mo | $209,000 | $173 | 48 |
| 2269 Hartridge St | 0.69mi | 2/1.0 (-1) | 1,149 (+7%) | 1mo | $55,000 | $48 | 47 |
| 2081 Baldwin St | 0.68mi | 3/1.0 | 915 (-15%) | 2mo | $47,000 | $51 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.41% appreciation · 1.7% rent growth · sell at horizon
- IRR
- 21.5%
- Equity multiple
- 2.24×
- Total profit
- $36,415
- Equity at exit
- $49,672
- IRR
- 21.5%
- Equity multiple
- 4.12×
- Total profit
- $91,844
- Equity at exit
- $78,520
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32254
- Home prices YoY
- 1.2%
- Rents YoY
- 1.7%
- Active inventory
- 173
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,451 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$186 /mo · $2,236/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $365
Break-even live
Sensitivity live
| Price | -10% $425 | -5% $395 | +0% $365 | +5% $336 | +10% $306 |
|---|---|---|---|---|---|
| Rent | -10% $251 | -5% $308 | +0% $365 | +5% $423 | +10% $480 |
| Rate | -1.0pp $418 | -0.5pp $392 | base $365 | +0.5pp $338 | +1.0pp $310 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 420 Sunshine St Jacksonville, FL | 3.0 | 2.0 | 1050 | $1,350 | $1.29 | 3d | 1 | 0.27mi |
| 3035 Fitzgerald St Jacksonville, FL | 2.0 | 1.0 | 900 | $1,021 | $1.13 | 4d | 1 | 0.28mi |
| 3118 Dignan St Jacksonville, FL | 4.0 | 2.0 | 1103 | $1,148 | $1.04 | 3d | 1 | 0.39mi |
| 371 Smith St Jacksonville, FL | 3.0 | 2.0 | 1050 | $1,325 | $1.26 | 6d | 1 | 0.40mi |
| 2410 McQuade St Jacksonville, FL | 3.0 | 2.0 | 1307 | $1,425 | $1.09 | 25d | 1 | 0.45mi |
| 2587 Orchard St Jacksonville, FL | 2.0 | 2.0 | 992 | $1,295 | $1.31 | 9d | 1 | 0.62mi |
| 3318 Dignan St Jacksonville, FL | 3.0 | 2.0 | 960 | $1,200 | $1.25 | 25d | 1 | 0.65mi |
| 3159 Phyllis St Jacksonville, FL | 3.0 | 2.0 | 1209 | $1,561 | $1.29 | 4d | 1 | 0.65mi |
| 3323 Nolan St Jacksonville, FL | 3.0 | 1.0 | 927 | $1,050 | $1.13 | 3d | 1 | 0.66mi |
| 2128 Woodside St Jacksonville, FL | 2.0 | 1.0 | 776 | $895 | $1.15 | 25d | 1 | 0.66mi |
| 3319 Hunt St Jacksonville, FL | 3.0 | 1.0 | 924 | $1,295 | $1.40 | 25d | 1 | 0.67mi |
| 2980 Ernest St Jacksonville, FL | 2.0 | 1.0 | 920 | $1,200 | $1.30 | 25d | 1 | 0.67mi |
| 2812 Ernest St Jacksonville, FL | 3.0 | 1.0 | 1461 | $2,800 | $1.92 | 25d | 1 | 0.68mi |
| 3352 Dillon St Jacksonville, FL | 3.0 | 2.0 | 1229 | $1,372 | $1.12 | 25d | 1 | 0.70mi |
| 717 King St Jacksonville, FL | 3.0 | 2.0 | 1132 | $1,800 | $1.59 | 18d | 1 | 0.71mi |
| 715 Ralph St Jacksonville, FL | 4.0 | 2.0 | 1338 | $2,195 | $1.64 | 6d | 1 | 0.72mi |
| 3236 Phyllis St Unit 3244 Jacksonville, FL | 2.0 | 1.0 | 720 | $850 | $1.18 | 25d | 1 | 0.74mi |
| 809 McDuff Ave S Jacksonville, FL | 2.0 | 1.0 | 1006 | $995 | $0.99 | 6d | 1 | 0.74mi |
| 2759 Dellwood Ave Jacksonville, FL | 3.0 | 2.0 | 1080 | $2,100 | $1.94 | 21d | 1 | 0.74mi |
| 3250 Phyllis St Jacksonville, FL | 2.0 | 1.0 | 720 | $850 | $1.18 | 25d | 1 | 0.75mi |
| 2012 Baldwin St Jacksonville, FL | 3.0 | 2.0 | 1232 | $1,445 | $1.17 | 25d | 1 | 0.75mi |
| 3515 Dignan St Jacksonville, FL | 3.0 | 1.0 | 915 | $1,036 | $1.13 | 4d | 1 | 0.75mi |
| 841 Ontario St Jacksonville, FL | 2.0 | 1.0 | 1000 | $1,285 | $1.28 | 25d | 1 | 0.76mi |
| 2561 Rosselle St #1 Jacksonville, FL | 3.0 | 3.0 | 1287 | $1,395 | $1.08 | 25d | 1 | 0.77mi |
| 2325 Westbrook Cir N Jacksonville, FL | 3.0 | 2.0 | 812 | $1,200 | $1.48 | 25d | 1 | 0.78mi |
| 2526 Phyllis St Jacksonville, FL | 3.0 | 2.0 | 1300 | $1,800 | $1.38 | 25d | 1 | 0.78mi |
| 3356 Lenox Ave Jacksonville, FL | 2.0 | 1.0 | 899 | $999 | $1.11 | 25d | 1 | 0.79mi |
| 2185 Kingston St Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,381 | $1.12 | 25d | 1 | 0.79mi |
| 2154 Placeda St Jacksonville, FL | 4.0 | 1.5 | 1124 | $1,500 | $1.33 | 22d | 1 | 0.82mi |
| 3347 Phyllis St Jacksonville, FL | 3.0 | 2.0 | 1145 | $1,395 | $1.22 | 25d | 1 | 0.83mi |
| 1923 Broadway Ave Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,421 | $1.16 | 25d | 1 | 0.83mi |
| 2701 Myra St Jacksonville, FL | 3.0 | 1.0 | 1065 | $1,595 | $1.50 | 22d | 1 | 0.84mi |
| 3550 Edison Ave Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,463 | $1.19 | 6d | 1 | 0.84mi |
| 3036 Green St Jacksonville, FL | 3.0 | 1.0 | 924 | $1,495 | $1.62 | 25d | 1 | 0.85mi |
| 3233 Dellwood Ave Jacksonville, FL | 2.0 | 2.0 | 1000 | $1,750 | $1.75 | 25d | 1 | 0.86mi |
| 1979 Yulee St Jacksonville, FL | 3.0 | 2.0 | 1050 | $1,500 | $1.43 | 25d | 1 | 0.86mi |
| 2803 College St Jacksonville, FL | 2.0 | 1.0 | 1100 | $1,550 | $1.41 | 15d | 1 | 0.89mi |
| 3312 Ernest St Jacksonville, FL | 3.0 | 1.0 | 1065 | $1,148 | $1.08 | 25d | 1 | 0.90mi |
| 2614 Dellwood Ave Jacksonville, FL | 3.0 | 1.0 | 1122 | $2,325 | $2.07 | 6d | 1 | 0.90mi |
| 3688 Dillon St Jacksonville, FL | 3.0 | 2.0 | 1230 | $1,421 | $1.16 | 25d | 1 | 0.92mi |
Listing history 37 events
-
2026-06-07statusdays on market $105,000 Pending 34 DOM
-
2026-06-05days on market $105,000 Active 32 DOM
-
2026-06-03days on market $105,000 Active 31 DOM
-
2026-06-02days on market $105,000 Active 30 DOM
-
2026-06-01days on market $105,000 Active 29 DOM
-
2026-05-31days on market $105,000 Active 28 DOM
-
2026-05-03$105,000 Active
-
2024-03-14historical $1,200
-
2024-03-02historical $1,200
-
2024-03-01$1,200
-
2024-02-05historical $1,200
-
2024-02-02$1,200
-
2024-01-09historical $1,200
-
2024-01-07$1,200
-
2023-12-13
-
2019-01-28soldstatus $60,000
-
2019-01-23soldstatus $60,000 Sold 362-char remark
Show marketing remark (362 chars)
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
-
2019-01-17status Pending 362-char remark
Show marketing remark (362 chars)
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
-
2019-01-16status Active 362-char remark
Show marketing remark (362 chars)
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
-
2019-01-09status Pending 362-char remark
Show marketing remark (362 chars)
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
-
2018-10-23$65,000 Active 362-char remark
Show marketing remark (362 chars)
This 3 bedroom/2 bath, ranch style home with open living/dining room combo. Home is currently rented. Tenant's rent is $784.00 tenant has a 12 month lease. **PLEASE SCHEDULE VIA SHOWING TIME AND WAIT UNTIL IT'S APPROVED BEFORE GOING OUT TO THE PROPERTY. DO NOT GO TO THE PROPERTY WITH A VERIFIED APPOINTMENT. TRESPASSER WILL BE PROSECUTED TO THE FULLEST!**
-
2015-10-30historical 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
-
2015-10-27status Active - Auction 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
-
2015-10-27historical 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
-
2015-10-23status Active - Auction 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
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2011-02-26historical
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2011-02-23soldstatus $24,900
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2010-11-24$24,900
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2010-10-30historical 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
-
2010-02-05$39,900 312-char remark
Show marketing remark (312 chars)
This is a FANNIE MAE HomePath PropertyTHIS PROPERTY IS SCHEDULED TO GO TO AUCTION .Auction properties subject to a 5% buyer’s premium pursuant to the Auction Terms & Conditions(minimums will apply)”PROPERTY SOLD ''AS IS''.Almost New, Built in 2001, 3 bedroom 2 bath! Invest in your Future Today!
-
2007-08-06historical
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2007-08-03soldstatus $85,000
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2007-02-14$85,000
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2006-01-31historical
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2005-09-14$86,000
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2004-10-12soldstatus $54,000
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1989-07-01soldstatus $7,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,236 · $186/mo
- Projected year-2 tax
- $2,236 · $186/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 6 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,409
- − Mortgage interest
- −$5,882
- − Property taxes
- −$2,236
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,393
- − Management
- −$1,393
- − Depreciation
- −$3,055
- Taxable income
- $2,926
- Est. tax owed @ 24.0%
- −$702
- After-tax cash flow
- $3,682/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 13,927
- Household income
- $34,953
- Rent vs Own
- Severe rent burden
- 882.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
- Hispanic origin (detail)
- Puerto Rican 1%
- Common ancestry
- Slovak 1% Hispanic 1% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 94% English-only · Spanish 4% French/Haitian/Cajun 2%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.41%
- Current HPI
- 282.2981
- Rent YoY
- ▲ 1.70%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+1400.0% since first listed31 events — show timeline
- 2026-05-03 Listed $105,000 Stellar MLS as Distributed by MLS Grid
- 2024-03-14 Rental Removed $1,200 APPFOLIO
- 2024-03-02 Rental Removed $1,200 RENT.
- 2024-03-01 Listed for Rent $1,200 RENT.
- 2024-02-05 Rental Removed $1,200 RENT.
- 2024-02-02 Listed for Rent $1,200 RENT.
- 2024-01-09 Rental Removed $1,200 RENT.
- 2024-01-07 Listed for Rent $1,200 RENT.
- 2023-12-13 Listed for Rent — APPFOLIO
- 2019-01-28 Sold (Public Records) $60,000 Public Records
- 2019-01-23 Sold (MLS) $60,000 realMLS
- 2019-01-17 Pending — realMLS
- 2019-01-16 Relisted — realMLS
- 2019-01-09 Pending — realMLS
- 2018-10-23 Listed $65,000 realMLS
- 2015-10-30 Listing Removed — realMLS
- 2015-10-27 Relisted — realMLS
- 2015-10-27 Listing Removed — realMLS
- 2015-10-23 Relisted — realMLS
- 2011-02-26 Listing Removed — realMLS
- 2011-02-23 Sold (MLS) $24,900 realMLS
- 2010-11-24 Listed $24,900 realMLS
- 2010-10-30 Listing Removed — realMLS
- 2010-02-05 Listed $39,900 realMLS
- 2007-08-06 Listing Removed — realMLS
- 2007-08-03 Sold (MLS) $85,000 realMLS
- 2007-02-14 Listed $85,000 realMLS
- 2006-01-31 Listing Removed — realMLS
- 2005-09-14 Listed $86,000 realMLS
- 2004-10-12 Sold (Public Records) $54,000 Public Records
- 1989-07-01 Sold (Public Records) $7,000 Public Records
Property tax history
+5.3%/yrLatest (2025): $2,236 · +15.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…