90 Union St Unit 1A · New Rochelle, NY
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.7/30.0
- ARV discount +14.3/15.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- Schools +5.9/10.0
- Appreciation +5.0/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the Heart of New Rochelle. This lovely junior four apartment that lives like a 2 bedroom offers sunshine and warmth all within minutes to the Metro North, Major Highways, Hudson Park and Beach and so much more. Hudson Park & Beach offer nightly concerts in the summer, fishing all year round, views of the Sound and such a serene setting again all while being under 40 minutes to NYC.
Key facts
- Renovated building
- New laundry room
- Large walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath townhouse listed at $200k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $726 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $200k).
- Recommended offer: $176k (12.0% below list) — sets the bar for market timing.
- Cap rate 10.7% vs local median 4.6% in New Rochelle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#487 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, crime A, amenities B+; Watch: housing D+, commute F, cost of living F.
- New Rochelle City School District (suburban): math 63% / reading 66% proficiency, ranked #171 of 590 in NY (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Trinity Elementary School (math 40% / reading 47%, grade F, #1,350 of 2,108 statewide, top 64%, 863 students, 66% FRL); Isaac E Young Middle School (math 47% / reading 62%, grade B-, #214 of 729 statewide, top 31%, 1,138 students, 76% FRL); New Rochelle High School (math 87% / reading 72%, grade A-, #518 of 1,100 statewide, top 51%, 3,076 students, 57% FRL) — zoned schools average 67% FRL vs 41% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 1 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
Forward outlook
- In year one you build about $7k of equity ($1k loan paydown + $6k appreciation (3.0% local appreciation)).
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 225 days — a 12% lower offer ($176k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 23y ago; this cycle's ask has dropped $25k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 225 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 10.65%
- Cash-on-cash
- 15.56%
- DSCR
- 1.69
- GRM
- 6.2
CMA / ARV
- ARV (median comp)
- $235,261
- List price
- $199,900
- Delta
- -15.03%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 126 Church St Unit 3M | 0.04mi | 1/1.0 | 850 (0%) | 4mo | $160,000 | $188 | 95 |
| 10 Davenport Ave Unit 1N | 0.34mi | 1/1.0 | 800 (-6%) | 1mo | $135,000 | $169 | 74 |
| 25 Leroy Pl #509 | 0.27mi | 1/1.0 | 796 (-6%) | 3mo | $425,000 | $534 | 74 |
| 200 Centre Ave Unit 3G | 0.12mi | 1/1.5 | 750 (-12%) | 0mo | $230,000 | $307 | 72 |
| 60 Locust Ave Unit A207 | 0.21mi | 2/1.0 (+1) | 900 (+6%) | 4mo | $195,000 | $217 | 72 |
| 175 Huguenot St #2404 | 0.53mi | 1/1.5 | 850 (0%) | 2mo | $420,000 | $494 | 72 |
| 208 Centre Ave Unit 5k | 0.15mi | 1/1.0 | 750 (-12%) | 3mo | $146,000 | $195 | 71 |
| 156 Centre Ave Unit 2G | 0.19mi | 1/1.0 | 750 (-12%) | 4mo | $170,000 | $227 | 68 |
| 175 Huguenot St #703 | 0.55mi | 1/1.5 | 825 (-3%) | 2mo | $462,000 | $560 | 66 |
| 175 Huguenot St #1605 | 0.53mi | 1/1.5 | 825 (-3%) | 3mo | $425,000 | $515 | 66 |
| 40 Davenport Ave Unit 1L | 0.36mi | 1/1.0 | 750 (-12%) | 3mo | $160,000 | $213 | 61 |
| 175 Huguenot St Ph 604 | 0.53mi | 1/1.5 | 925 (+9%) | 1mo | $499,000 | $539 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.1%
- Equity multiple
- 2.26×
- Total profit
- $70,350
- Equity at exit
- $89,884
- IRR
- 23.1%
- Equity multiple
- 4.32×
- Total profit
- $185,737
- Equity at exit
- $138,521
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 32 active · 24 under contract
- Months of supply
- 6.9 mo (15%/mo absorbed)
- Median asking
- $217,000 ($274/sqft)
- Median days on market
- 59 d
- This list price
- 34% of active listings are priced below it
- ARV vs active asking
- +1.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10801-2426
- Active inventory
- 1
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $2,667 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax est. 1.5%
- −$250 /mo · $2,998/yr
- Insurance
- −$83
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$560
- Net cashflow
- $726
Break-even live
Sensitivity live
| Price | -10% $864 | -5% $795 | +0% $726 | +5% $657 | +10% $588 |
|---|---|---|---|---|---|
| Rent | -10% $515 | -5% $620 | +0% $726 | +5% $831 | +10% $937 |
| Rate | -1.0pp $826 | -0.5pp $777 | base $726 | +0.5pp $674 | +1.0pp $621 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 79 S Division St Unit 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 99d | 1 | 0.15mi |
| 5 Prospect St Unit 2S New Rochelle, NY | 1.0 | 1.0 | 650 | $1,900 | $2.92 | 7d | 1 | 0.20mi |
| 160 Centre Ave Unit 3L New Rochelle, NY | 1.0 | 1.0 | 750 | $2,200 | $2.93 | 49d | 1 | 0.20mi |
| 230 Pelham Rd Unit 3o New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 73d | 1 | 0.23mi |
| 50 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 901 | $3,798 | $4.21 | 0d | 7 | 0.24mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 837 | $2,250 | $2.69 | 4d | 3 | 0.25mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 900 | $2,150 | $2.39 | 107d | 2 | 0.25mi |
| 220 Pelham Rd Unit 5E New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,595 | $2.60 | 103d | 1 | 0.25mi |
| 220 Pelham Rd Apt 3F New Rochelle, NY | 1.0 | 1.0 | 725 | $2,095 | $2.89 | 73d | 1 | 0.25mi |
| 220 Pelham Rd New Rochelle, NY | 1.0–2.0 | 1.0 | 862 | $2,045 | $2.37 | 21d | 3 | 0.25mi |
| 46 Locust Ave Unit 2 New Rochelle, NY | 2.0 | 1.0 | 750 | $2,950 | $3.93 | 114d | 1 | 0.27mi |
| 230 Pelham Rd Apt 5O New Rochelle, NY | 1.0 | 1.0 | 725 | $2,000 | $2.76 | 36d | 1 | 0.27mi |
| 230 Pelham Rd Unit 6F New Rochelle, NY | 1.0 | 1.0 | 800 | $1,995 | $2.49 | 139d | 1 | 0.27mi |
| 230 Pelham Rd Apt 2K New Rochelle, NY | 2.0 | 1.0 | 1000 | $2,795 | $2.79 | 90d | 1 | 0.27mi |
| 55 Clinton Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 800 | $3,556 | $4.44 | 0d | 11 | 0.28mi |
| 12 Church St New Rochelle, NY | 2.0 | 1.0–2.0 | 770 | $3,564 | $4.63 | 0d | 44 | 0.29mi |
| 3 Davenport Ave New Rochelle, NY | 1.0–3.0 | 1.0–2.0 | 888 | $2,399 | $2.70 | 0d | 1 | 0.32mi |
| 111 Centre Ave New Rochelle, NY | 1.0 | 1.0 | 815 | $3,277 | $4.02 | 0d | 2 | 0.33mi |
| 25 Maple Ave New Rochelle, NY | 1.0 | 1.0 | 547 | $2,895 | $5.29 | 0d | 7 | 0.37mi |
| 543 Main St #402 New Rochelle, NY | 1.0 | 1.0 | 924 | $3,000 | $3.25 | 111d | 1 | 0.38mi |
| 543 Main St #714 New Rochelle, NY | 1.0 | 1.0 | 675 | $2,450 | $3.63 | 7d | 1 | 0.38mi |
| 10 Lecount Pl New Rochelle, NY | 2.0 | 1.0–2.0 | 761 | $3,516 | $4.62 | 0d | 11 | 0.39mi |
| 360 Huguenot St New Rochelle, NY | 1.0–2.0 | 1.0–2.0 | 872 | $2,745 | $3.15 | 0d | 10 | 0.41mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 976 | $2,888 | $2.96 | 0d | 45 | 0.41mi |
| 40 Memorial Hwy New Rochelle, NY | 3.0 | 1.0–2.0 | 917 | $2,823 | $3.08 | 34d | 37 | 0.41mi |
| 387 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 753 | $2,820 | $3.75 | 0d | 3 | 0.44mi |
| 16 Lafayette St Unit 2 New Rochelle, NY | 2.0 | 2.0 | 1000 | $3,500 | $3.50 | 50d | 1 | 0.44mi |
| 333 Huguenot St New Rochelle, NY | 2.0 | 1.0–2.0 | 822 | $3,408 | $4.15 | 0d | 9 | 0.44mi |
| 110 Echo Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $3,000 | $2.73 | 84d | 1 | 0.45mi |
| 1 Shearwood Pl New Rochelle, NY | 3.0 | 1.0–3.0 | 896 | $2,963 | $3.30 | 0d | 36 | 0.49mi |
| 675 Main St New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,800 | $2.55 | 5d | 1 | 0.50mi |
| 10 Commerce Dr New Rochelle, NY | 1.0 | 1.0 | 601 | $3,175 | $5.28 | 0d | 7 | 0.64mi |
| 57 Grand St New Rochelle, NY | — | 1.0 | 695 | $2,500 | $3.60 | 27d | 1 | 0.65mi |
| 20 Burling Ln New Rochelle, NY | 2.0 | 1.0–2.0 | 967 | $3,305 | $3.42 | 0d | 3 | 0.66mi |
| 12 Russell Ave Apt 2 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,350 | $2.94 | 103d | 1 | 0.71mi |
| 14 Lee Ct Unit 14 New Rochelle, NY | 1.0 | 1.0 | 950 | $2,650 | $2.79 | 10d | 1 | 0.72mi |
| 245 Main St Unit 1 New Rochelle, NY | 1.0 | 1.0 | 750 | $1,750 | $2.33 | 113d | 1 | 0.72mi |
| 7 Lanecrest Ave New Rochelle, NY | 2.0 | 1.0 | 1100 | $2,690 | $2.45 | 113d | 1 | 0.72mi |
| 504 Pelham Rd New Rochelle, NY | 1.0 | 1.0 | 700 | $2,300 | $3.29 | 109d | 1 | 0.74mi |
| 27 1st St Apt 3 New Rochelle, NY | 2.0 | 1.0 | 800 | $2,600 | $3.25 | 5d | 1 | 0.76mi |
Property features AI
Finance
- Other
- Living area reported from plans
- HOA & community
- Association managed by Ferrara ManagementAdditional monthly fee of $53.51 covering dishwasher, refuse, and sewer
Exterior
- Parking
- Common parking, driveway, on-street parking, and parking lot availablePrivate parking also availableParking fee applies ($50)
- Utilities
- Con Edison electric servicePublic sewerCable connectedElectricity connectedNatural gas connected
- Home design
- Stock cooperativeSingle-level unitLocated in a 7-story building
- Construction
- Brick construction
- Exterior features
- Outdoor spacePark nearbyNot waterfrontBrick exterior
Interior
- Kitchen
- DishwasherMicrowaveRangeRefrigerator
- Bedrooms
- Total rooms include sleeping area (4 rooms total)No pets allowed
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Hot water heatNo central cooling
- Interior features
- Crown moldingElevatorGalley-style kitchenWalk-through kitchenWalk-in closet(s)Blinds
- Laundry & utility
- Shared laundry room / common area laundry
Listing history 50 events
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2026-09-24days on market $199,900 Active 225 DOM
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2026-09-23days on market $199,900 Active 224 DOM
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2026-09-22days on market $199,900 Active 223 DOM
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2026-09-21days on market $199,900 Active 222 DOM
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2026-09-20days on market $199,900 Active 221 DOM
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2026-09-19days on market $199,900 Active 220 DOM
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2026-09-18days on market $199,900 Active 219 DOM
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2026-09-17days on market $199,900 Active 218 DOM
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2026-09-16days on market $199,900 Active 217 DOM
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2026-09-15days on market $199,900 Active 216 DOM
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2026-09-14days on market $199,900 Active 215 DOM
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2026-09-13days on market $199,900 Active 214 DOM
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2026-09-12days on market $199,900 Active 213 DOM
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2026-09-11days on market $199,900 Active 212 DOM
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2026-09-05days on market $199,900 Active 206 DOM
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2026-09-04days on market $199,900 Active 205 DOM
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2026-09-02days on market $199,900 Active 203 DOM
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2026-08-31days on market $199,900 Active 201 DOM
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2026-08-29days on market $199,900 Active 199 DOM
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2026-08-28pricedays on market $199,900 Active 198 DOM
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2026-08-27days on market $215,000 Active 197 DOM
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2026-08-26days on market $215,000 Active 196 DOM
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2026-08-25days on market $215,000 Active 195 DOM
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2026-08-24days on market $215,000 Active 194 DOM
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2026-08-23days on market $215,000 Active 193 DOM
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2026-08-22days on market $215,000 Active 192 DOM
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2026-08-21days on market $215,000 Active 191 DOM
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2026-08-20days on market $215,000 Active 190 DOM
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2026-08-19days on market $215,000 Active 189 DOM
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2026-08-18days on market $215,000 Active 188 DOM
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2026-08-17days on market $215,000 Active 187 DOM
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2026-08-16days on market $215,000 Active 186 DOM
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2026-08-15days on market $215,000 Active 185 DOM
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2026-08-14days on market $215,000 Active 184 DOM
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2026-08-13statusdays on market $215,000 Active 183 DOM
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2026-04-24status Pending
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2026-02-18price $215,000
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2026-01-23status Active
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2026-01-22historical
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2026-01-21status Active
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2025-08-14status Pending
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2025-05-14$225,000 Active
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2021-02-01soldstatus $182,500 Closed 401-char remark
Show marketing remark (401 chars)
Welcome to the Heart of New Rochelle. This lovely junior four apartment that lives like a 2 bedroom offers sunshine and warmth all within minutes to the Metro North, Major Highways, Hudson Park and Beach and so much more. Hudson Park & Beach offer nightly concerts in the summer, fishing all year round, views of the Sound and such a serene setting again all while being under 40 minutes to NYC.
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2020-09-01price $195,000 401-char remark
Show marketing remark (401 chars)
Welcome to the Heart of New Rochelle. This lovely junior four apartment that lives like a 2 bedroom offers sunshine and warmth all within minutes to the Metro North, Major Highways, Hudson Park and Beach and so much more. Hudson Park & Beach offer nightly concerts in the summer, fishing all year round, views of the Sound and such a serene setting again all while being under 40 minutes to NYC.
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2020-08-13$199,000 Active 401-char remark
Show marketing remark (401 chars)
Welcome to the Heart of New Rochelle. This lovely junior four apartment that lives like a 2 bedroom offers sunshine and warmth all within minutes to the Metro North, Major Highways, Hudson Park and Beach and so much more. Hudson Park & Beach offer nightly concerts in the summer, fishing all year round, views of the Sound and such a serene setting again all while being under 40 minutes to NYC.
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2011-07-04historical
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2011-06-06price
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2011-05-11price
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2011-02-21price
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2011-01-04Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,010
- − Mortgage interest
- −$11,198
- − Property taxes
- −$2,998
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,561
- − Management
- −$2,561
- − Depreciation
- −$5,815
- Taxable income
- $5,877
- Est. tax owed @ 24.0%
- −$1,411
- After-tax cash flow
- $7,299/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This property is in fair condition with good kitchen and bathroom finishes. It has a good roof and exterior, but could benefit from landscaping and painting to enhance its curb appeal and value.
Components & finishes AI
Deferred maintenance Est. $10,000–$30,000 screening
- Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — No visible signs of roof damage, but flat membrane roofs can be costly to replace.
Repairs flagged
- Minor Landscaping — The landscaping could benefit from some additional greenery and maintenance.
Value-add opportunities
- Both Landscaping and greenery — Enhanced landscaping can improve curb appeal and attract potential buyers or renters. ↑
- Both Painting the exterior — Fresh paint can improve the home's appearance and make it more attractive to potential buyers or renters. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- New Rochelle City School District
- NCES district ID
- 3620490
- Math proficiency
- 63% ▲ 3.00%
- Reading proficiency
- 66% ▲ 9.00%
- Median HH income
- $69,165
- Composite
- 56.63/100
- National rank
- #1139
- State rank
- #171 of 590 in NY
Livability — New Rochelle
- Score
- 69/100
- State rank
- #487
- US rank
- #8572
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- New Rochelle, NY
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Not yet ingested
- Political lean
- —
- Race & ethnicity
- —
- Common origin
- —
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+144.3% since first listed31 events — show timeline
- 2026-04-24 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-02-18 Price Changed $215,000 OneKey® MLS as Distributed by MLS Grid
- 2026-01-23 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-01-22 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2026-01-21 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-08-14 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-05-14 Listed $225,000 OneKey® MLS as Distributed by MLS Grid
- 2021-02-01 Sold (MLS) $182,500 OneKey® MLS as Distributed by MLS Grid
- 2020-09-01 Price Changed $195,000 OneKey® MLS as Distributed by MLS Grid
- 2020-08-13 Listed $199,000 OneKey® MLS as Distributed by MLS Grid
- 2011-07-04 Delisted — HGMLS
- 2011-06-06 Price Changed — HGMLS
- 2011-05-11 Price Changed — HGMLS
- 2011-02-21 Price Changed — HGMLS
- 2011-01-04 Listed — HGMLS
- 2010-12-29 Delisted — HGMLS
- 2010-09-21 Price Changed — HGMLS
- 2010-07-26 Price Changed — HGMLS
- 2010-06-28 Listed — HGMLS
- 2010-06-28 Delisted — HGMLS
- 2010-04-15 Contingent — HGMLS
- 2010-01-22 Listed — HGMLS
- 2009-09-11 Delisted — HGMLS
- 2009-07-20 Price Changed — HGMLS
- 2009-05-28 Price Changed — HGMLS
- 2009-04-18 Price Changed — HGMLS
- 2009-02-01 Listed — HGMLS
- 2003-11-06 Sold (MLS) $88,000 HGMLS
- 2003-08-25 Delisted — HGMLS
- 2003-08-25 Price Changed $89,900 HGMLS
- 2003-07-11 Listed $88,000 HGMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…