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1425 Arthur St Unit 103A
D- Composite 35.27
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +9.4/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Condition / age +4.0/5.0
  • Cash flow +3.9/30.0
  • Livability +3.8/5.0
  • Rent growth +2.6/5.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$109,900

1425 Arthur St Unit 103A · Hollywood, FL 33020
1 bd · 1.5 ba · 597 sqft · Condo · 40 Days on market
Built 1967 Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming and well-maintained 1-bedroom, 1-bath condo located in the heart of Hollywood! This bright and functional unit features a spacious layout, tile flooring throughout, and an open living and dining area perfect for comfortable South Florida living. The kitchen comes equipped with a microwave, electric range, and refrigerator. Washer and dryer on site for added convenience. Located in the desirable Santa Monica Condominium community, just minutes from Downtown Hollywood, Beaches, shopping, dining, and major highways. Ideal for primary residence, seasonal living, or investment opportunity. Low-maintenance lifestyle in a centrally located community with easy access to everything Broward

Key facts

  • Electric range
  • Washer and dryer
  • Microwave

Tags

TILE FLOORINGOPEN LIVING AND DINING AREAMICROWAVEELECTRIC RANGEREFRIGERATORWASHER AND DRYER

Property features AI

Finance

  • Financial info: Pets allowed with size limit (more than 20 lbs allowed)
  • HOA & community: Monthly association fee; Association amenities include clubhouse, laundry, pool, sauna, and elevator(s); Association covers amenities, common areas, cable TV, electricity, laundry, grounds and structure maintenance, pool(s), and reserve fund

Exterior

  • Parking: Assigned parking; Guest parking available
  • Security: Security/high-impact doors; Complex fenced
  • Utilities: Cable available
  • Home design: Attached property; 5-story building; Entry on level 1
  • Construction: Block construction; Resale property
  • Exterior features: Balcony; Open balcony/patio; Fence; Security/high-impact doors; Complex is fenced; Heated pool

Interior

  • Kitchen: Electric range; Microwave; Refrigerator; Dishwasher
  • Flooring: Tile
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: First floor entry; Tub with shower; Impact glass windows; Blinds
  • Laundry & utility: Washer and dryer included; Laundry in common area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $110k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-741 ($-9k/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $107k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 76/100 on livability (#232 in FL, #3,548 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, crime B+; Watch: amenities D.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Nova Blanche Forman Elementary (math 35% / reading 55%, grade D-, #1,271 of 2,144 statewide, top 60%, 769 students, 72% FRL); Nova Middle School (math 44% / reading 53%, grade C-, #274 of 571 statewide, top 50%, 1,284 students, 68% FRL); South Broward High School (math 24% / reading 49%, grade F, #351 of 667 statewide, top 54%, 2,397 students, 59% FRL).
  • Market conditions: Rents flat; 591 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($56k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $760 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; HOA is 51% of rent.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $106,603 (3.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  3. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  6. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.44%
Cap rate
2.86%
Cash-on-cash
-12.25%
DSCR
0.45
GRM
5.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.43% rent growth · sell at horizon

5-year hold
IRR
-96.8%
Equity multiple
-1.22×
Total profit
$-68,192
Equity at exit
$16,386
10-year hold
IRR
Equity multiple
-3.31×
Total profit
$-132,505
Equity at exit
$9,502

Cash invested: $30,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33020

Rents YoY
0.4%
Active inventory
591
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,583 high interval (Pro) →
Mortgage (P&I)
$576
Tax est. 1.5%
$137 /mo · $1,648/yr
Insurance
$46
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA est. from 6 same-building comps
$805
Vacancy / Maint / Mgmt
$332
Net cashflow
$-741

Break-even live

Break-even rent $2,520
Max offer price $2,724
Occupancy floor

Sensitivity live

Price -10% $-665 -5% $-703 +0% $-741 +5% $-779 +10% $-817
Rent -10% $-866 -5% $-803 +0% $-741 +5% $-678 +10% $-616
Rate -1.0pp $-685 -0.5pp $-713 base $-741 +0.5pp $-769 +1.0pp $-798

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,475
Closing costs
$3,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1425 Arthur St Unit 414B Hollywood, FL 1.0 1.5 597 $1,690 $2.83 0d 1 0.04mi
1520 McKinley St Unit 107E Hollywood, FL 1.0 1.5 665 $1,700 $2.56 19d 1 0.14mi
1533 Cleveland St Hollywood, FL 1.0 1.0 512 $1,200 $2.34 26d 1 0.19mi
1560 McKinley St Unit 115w Hollywood, FL 1.0 1.5 665 $1,500 $2.26 5d 1 0.19mi
1301 N 12th Ct Hollywood, FL 1.0 1.0 465 $1,588 $3.41 15d 2 0.28mi
1301 N 12th Ct Unit 12A Hollywood, FL 1.0 1.0 450 $1,475 $3.28 26d 1 0.29mi
1455 N 12th Ct Unit 6B Hollywood, FL 1.0 1.0 580 $1,395 $2.41 13d 1 0.32mi
1551 N 12th Ct Unit 10B Hollywood, FL 1.0 1.0 620 $1,500 $2.42 17d 1 0.37mi
1710 McKinley St #5 Hollywood, FL 1.0 1.0 573 $1,450 $2.53 21d 1 0.37mi
1710 McKinley St #5 Hollywood, FL 1.0 1.0 573 $1,400 $2.44 26d 1 0.37mi
1815 McKinley St Unit 9 Hollywood, FL 2.0 1.0 650 $1,750 $2.69 19d 1 0.50mi
1816 Taft St Unit 8 Hollywood, FL 1.0 1.0 500 $1,399 $2.80 5d 1 0.53mi
1610 Liberty St #1 Hollywood, FL 1.0 1.0 750 $1,550 $2.07 17d 1 0.61mi
1610 Liberty St #1 Hollywood, FL 1.0 1.0 750 $1,550 $2.07 4d 1 0.61mi
1610 Liberty St Unit 7 Hollywood, FL 1.0 1.0 750 $1,525 $2.03 26d 1 0.61mi
1927 Cleveland St Unit 1542853P Hollywood, FL 1.0 570 $2,796 $4.91 1d 1 0.64mi
1723 Liberty St #6 Hollywood, FL 1.0 500 $1,200 $2.40 7d 1 0.69mi
1723 Liberty St #6 Hollywood, FL 1.0 500 $1,200 $2.40 13d 1 0.69mi
1723 Liberty St Unit 7 Hollywood, FL 1.0 1.0 600 $1,500 $2.50 26d 1 0.69mi
1723 Liberty St Unit 7 Hollywood, FL 1.0 1.0 600 $1,400 $2.33 4d 1 0.69mi
1723 Liberty St Unit 5 Hollywood, FL 1.0 1.0 650 $1,500 $2.31 7d 1 0.69mi
1723 Liberty St Unit 5 Hollywood, FL 1.0 1.0 650 $1,500 $2.31 13d 1 0.69mi
1944 Taft St Unit 2 Hollywood, FL 2.0 2.0 750 $1,800 $2.40 10d 1 0.70mi
1727 Liberty St Hollywood, FL 1.0–2.0 1.0 570 $1,599 $2.81 24d 2 0.71mi
1727 Liberty St Hollywood, FL 1.0 1.0 570 $1,587 $2.78 0d 2 0.71mi
1727 Liberty St Hollywood, FL 1.0 1.0 285 $1,587 $5.56 0d 2 0.71mi
1947 Taft St Unit 0 Hollywood, FL 2.0 2.0 650 $1,900 $2.92 26d 1 0.72mi
1916 Coolidge St Unit 1 Hollywood, FL 1.0 550 $1,250 $2.27 26d 1 0.75mi
1776 Polk St Hollywood, FL 1.0–2.0 1.0–2.0 954 $2,843 $2.98 17d 25 0.78mi
2118 N 19th Ave Unit 1-4 Hollywood, FL 2.0 1.0 650 $1,690 $2.60 5d 1 0.78mi
311 E Sheridan St Dania, FL 1.0–2.0 1.0–2.0 861 $2,097 $2.44 5d 6 0.80mi
2342 N Federal Hwy Hollywood, FL 1.0 440 $1,250 $2.84 7d 1 0.80mi
2342 N Federal Hwy Unit 9 Hollywood, FL 1.0 440 $1,250 $2.84 6d 1 0.80mi
1450 SE 3rd Ave #202 Dania, FL 1.0 1.0 700 $2,000 $2.86 5d 1 0.82mi
1826 Sherman St #16 Hollywood, FL 1.0 1.0 524 $1,550 $2.96 26d 1 0.83mi
1826 Sherman St Unit 9 Hollywood, FL 1.0 1.0 524 $1,350 $2.58 23d 1 0.83mi
1826 Sherman St Unit 11 Hollywood, FL 1.0 1.0 524 $1,400 $2.67 26d 1 0.83mi
1826 Sherman St Unit 15 Hollywood, FL 1.0 1.0 524 $1,350 $2.58 26d 1 0.83mi
1341 SE 3rd Ave Dania, FL 1.0 1.0 700 $1,975 $2.82 5d 2 0.84mi
1930 Thomas St Unit 1930 Hollywood, FL 1.0 1.0 600 $1,450 $2.42 26d 1 0.86mi

HOA detail condo

Monthly dues
$0 · $0/yr
Likely covers
electric
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 15 events

  1. 2026-06-21
    days on market $109,900 Active 40 DOM
  2. 2026-06-18
    days on market $109,900 Active 37 DOM
  3. 2026-06-17
    days on market $109,900 Active 36 DOM
  4. 2026-06-16
    days on market $109,900 Active 35 DOM
  5. 2026-06-15
    days on market $109,900 Active 34 DOM
  6. 2026-06-13
    days on market $109,900 Active 32 DOM
  7. 2026-06-09
    days on market $109,900 Active 28 DOM
  8. 2026-06-08
    days on market $109,900 Active 27 DOM
  9. 2026-06-07
    days on market $109,900 Active 26 DOM
  10. 2026-06-04
    pricedays on market $109,900 Active 23 DOM
  11. 2026-06-03
    days on market $120,000 Active 22 DOM
  12. 2026-06-02
    days on market $120,000 Active 21 DOM
  13. 2026-06-01
    days on market $120,000 Active 20 DOM
  14. 2026-05-31
    days on market $120,000 Active 19 DOM
  15. 2026-05-12
    listed $120,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 97% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,993
− Mortgage interest
−$6,156
− Property taxes
−$1,648
− Insurance
−$5,668
− Repairs & maintenance
−$1,519
− Management
−$1,519
− HOA
−$9,660
− Depreciation
−$3,197
Taxable loss
−$10,376
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,490
After-tax cash flow
$-6,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 27 photos

Good 80/100 Cosmetic rehab

This charming and well-maintained 1-bedroom condo in Hollywood is ready for immediate occupancy with minimal cosmetic updates needed.

Value-add opportunities

  • Both Paint exterior walls — Enhances curb appeal and resale value.
  • Both Clean gutters — Improves drainage and prevents water damage

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior walls — Enhances curb appeal and resale value.
  • Both Clean gutters — Improves drainage and prevents water damage

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Hollywood

Score
76/100
State rank
#232
US rank
#3548

Category grades

Amenities D Commute A+ Cost of living C+ Crime B+ Employment C Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hollywood, FL
County
Broward County · 1,963,430 people
City population
109,079
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
46,322
Household income
$56,473
Rent vs Own
63.5% rent · 36.5% own
Severe rent burden
3948.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 43% Two or more races 31% White 28% Black 24% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4% Cuban 9% Dominican 3% Salvadoran 3%
Common ancestry
Hispanic 5% Lithuanian 2% Scotch-Irish 1%
Foreign-born
41% · Canada, Jamaica, Dominican Republic
Languages at home
48% English-only · Spanish 38% French/Haitian/Cajun 6% Russian/Polish/Slavic 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -406.34%
Current HPI
524.7664
Rent YoY
▲ 0.43%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-12 Listed $120,000 MARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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