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2213 Bryant Ave
C- Composite 52.11
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • DSCR +8.8/10.0
  • 1% rule +5.7/10.0
  • Rent growth +4.2/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$190,000

2213 Bryant Ave · Baltimore, MD 21217
5 bd · 1.0 ba · 1,404 sqft · Townhouse public records · 33 Days on market
Built 1920 1,742 sqft lot $135/sqft · 17% above area Est $163k · 17% over ↓ 43% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your very own slice of the city of Baltimore, Maryland at 2213 Bryant Ave in the Woodbrook subdivision. This 4-bedroom townhouse has a loft that can be counted as a bedroom number 5, with a functioning half bath that can be converted to full bathroom in the basement: it’s home base for your weekend treks through Druid Hill Park and morning coffee at the Rawlings Conservatory. With 1,400+ sq. ft. of space, it’s got the bones of a classic 1920s townhouse but the feel of a modern industrial masterpiece. Come for the brick soul, stay for the five-minute commute to MICA or the Zoo and experience the charisma and city charm.

Key facts

  • Built 1920
  • Listed 33 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/1.0-bath townhouse listed at $190k.

Deal economics

  • At list price, monthly cash flow is $478 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.6%/yr); 331 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $2,042/mo this rent would consume 64% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $53k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 22y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $50k; list at $190k implies a 280% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,300 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
9.31%
Cash-on-cash
10.77%
DSCR
1.48
GRM
7.8

CMA / ARV

ARV (median comp)
$162,937
List price
$190,000
Delta
16.61%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2217 Bryant Ave 0.01mi 6/2.0 (+1) 1,416 (+1%) 2mo $55,000 $39 88
2855 Woodbrook Ave 0.17mi 4/2.0 (-1) 1,320 (-6%) 19mo $50,000 $38 57
1722 N Bentalou St 0.64mi 4/2.0 (-1) 1,450 (+3%) 3mo $245,000 $169 53
1940 W North Ave 0.45mi 5/3.0 1,307 (-7%) 8mo $173,000 $132 53
2505 Woodbrook Ave 0.41mi 4/2.0 (-1) 1,256 (-10%) 7mo $11,000 $9 48
700 Cumberland St 0.63mi 4/2.0 (-1) 1,280 (-9%) 3mo $107,800 $84 45
2009 Ruxton Ave 0.50mi 4/2.0 (-1) 1,600 (+14%) 1mo $234,000 $146 44
1805 N Monroe St N 0.52mi 5/2.0 1,544 (+10%) 19mo $110,000 $71 39
2402 Presbury St 0.72mi 4/2.5 (-1) 1,440 (+3%) 15mo $221,000 $153 38
3052 Tioga Pkwy 0.56mi 4/2.0 (-1) 1,280 (-9%) 15mo $255,000 $199 38
1716 N Monroe St 0.57mi 4/3.0 (-1) 1,600 (+14%) 9mo $190,000 $119 30
2210 Baker St 0.72mi 4/1.5 (-1) 1,200 (-14%) 9mo $85,000 $71 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.63% rent growth · sell at horizon

5-year hold
IRR
3.4%
Equity multiple
1.14×
Total profit
$7,279
Equity at exit
$28,330
10-year hold
IRR
15.9%
Equity multiple
2.49×
Total profit
$79,372
Equity at exit
$16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21217

Rents YoY
6.6%
Active inventory
331
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,042 high interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$60 /mo · $723/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$429
Net cashflow
$478

Break-even live

Break-even rent $1,438
Max offer price $190,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,500
Closing costs
$5,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2201 Whittier Ave Baltimore, MD 4.0 2.0 1750 $1,700 $0.97 18d 1 0.03mi
2201 Whittier Ave Baltimore, MD 4.0 2.0 1750 $1,700 $0.97 43d 1 0.03mi
2216 Whittier Ave Baltimore, MD 5.0 1.5 1392 $1,975 $1.42 24d 1 0.04mi
2505 Woodbrook Ave Baltimore, MD 4.0 2.0 1256 $1,745 $1.39 2d 1 0.39mi
2405 W North Ave Baltimore, MD 4.0 3.0 1826 $1,900 $1.04 4d 1 0.61mi
1315 Presstman St Baltimore, MD 4.0 2.0 1700 $2,000 $1.18 43d 1 0.88mi
2917 Clifton Ave Baltimore, MD 4.0 4.0 1700 $2,150 $1.26 24d 1 1.00mi
1914 Mosher St Unit 1914 Baltimore, MD 4.0 2.5 1200 $1,700 $1.42 43d 1 1.11mi
1402 Poplar Grove St Baltimore, MD 4.0 1.5 1540 $800 $0.52 43d 1 1.24mi
834 N Stricker St Baltimore, MD 4.0 1.0 1200 $1,500 $1.25 20d 1 1.25mi
2303 Calverton Heights Ave Baltimore, MD 4.0 2.0 1314 $2,250 $1.71 24d 1 1.30mi
910 N Arlington Ave Unit 2 Baltimore, MD 4.0 2.0 1220 $1,850 $1.52 24d 1 1.31mi
3204 Sequoia Ave Baltimore, MD 4.0 2.5 1791 $2,600 $1.45 43d 1 1.31mi
3348 Chestnut Ave Baltimore, MD 4.0 3.5 1702 $3,200 $1.88 24d 1 1.35mi
2744 W Mosher St Baltimore, MD 4.0 2.0 1412 $2,100 $1.49 24d 1 1.36mi
305 W 31st St Baltimore, MD 4.0 2.0 1500 $2,499 $1.67 43d 1 1.44mi
1625 Edmondson Ave Unit 1 Baltimore, MD 4.0 3.0 1500 $2,175 $1.45 4d 1 1.47mi
1625 Edmondson Ave Unit 2 Baltimore, MD 4.0 3.0 1500 $1,895 $1.26 12d 1 1.47mi

Listing history 24 events

  1. 2026-06-18
    days on market $190,000 Active 33 DOM
  2. 2026-06-17
    days on market $190,000 Active 32 DOM
  3. 2026-06-16
    days on market $190,000 Active 31 DOM
  4. 2026-06-15
    days on market $190,000 Active 30 DOM
  5. 2026-06-13
    days on market $190,000 Active 28 DOM
  6. 2026-06-09
    days on market $190,000 Active 24 DOM
  7. 2026-06-08
    days on market $190,000 Active 23 DOM
  8. 2026-06-07
    days on market $190,000 Active 22 DOM
  9. 2026-06-04
    days on market $190,000 Active 19 DOM
  10. 2026-06-03
    days on market $190,000 Active 18 DOM
  11. 2026-06-02
    days on market $190,000 Active 17 DOM
  12. 2026-06-01
    days on market $190,000 Active 16 DOM
  13. 2026-05-31
    days on market $190,000 Active 15 DOM
  14. 2026-05-17
    listed $205,000 Active 652-char remark
    Show marketing remark (652 chars)

    Welcome to your very own slice of the city of Baltimore, Maryland at 2213 Bryant Ave in the Woodbrook subdivision. This 4-bedroom townhouse has a loft that can be counted as a bedroom number 5, with a functioning half bath that can be converted to full bathroom in the basement: it’s home base for your weekend treks through Druid Hill Park and morning coffee at the Rawlings Conservatory. With 1,400+ sq. ft. of space, it’s got the bones of a classic 1920s townhouse but the feel of a modern industrial masterpiece. Come for the brick soul, stay for the five-minute commute to MICA or the Zoo and experience the charisma and city charm.

  15. 2026-04-09
    historical $205,000 652-char remark
    Show marketing remark (652 chars)

    Welcome to your very own slice of the city of Baltimore, Maryland at 2213 Bryant Ave in the Woodbrook subdivision. This 4-bedroom townhouse has a loft that can be counted as a bedroom number 5, with a functioning half bath that can be converted to full bathroom in the basement: it’s home base for your weekend treks through Druid Hill Park and morning coffee at the Rawlings Conservatory. With 1,400+ sq. ft. of space, it’s got the bones of a classic 1920s townhouse but the feel of a modern industrial masterpiece. Come for the brick soul, stay for the five-minute commute to MICA or the Zoo and experience the charisma and city charm.

  16. 2024-02-16
    historical $1,300
  17. 2024-01-13
    listed $1,300
  18. 2022-12-14
    soldstatus $50,000
  19. 2022-09-16
    soldstatus $50,000 Closed 86-char remark
    Show marketing remark (86 chars)

    The property is in need of full rehab, price to sell. Bring screw gun, and imagination

  20. 2022-08-30
    status Pending 86-char remark
    Show marketing remark (86 chars)

    The property is in need of full rehab, price to sell. Bring screw gun, and imagination

  21. 2022-08-20
    listed $50,000 Active 86-char remark
    Show marketing remark (86 chars)

    The property is in need of full rehab, price to sell. Bring screw gun, and imagination

  22. 2020-02-28
    soldstatus $360,807
  23. 2004-12-03
    historical
  24. 2004-06-08
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$723 · $60/mo
Projected year-2 tax
$1,397 · $116/mo
Expected delta
+$674/yr (+$56/mo · 93.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,507
− Mortgage interest
−$10,643
− Property taxes
−$723
− Insurance
−$950
− Repairs & maintenance
−$1,961
− Management
−$1,961
− Depreciation
−$5,527
Taxable income
$2,742
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$658
After-tax cash flow
$5,072/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
30,792
Household income
$38,409
Rent vs Own
70.0% rent · 30.0% own
Severe rent burden
2921.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
Common ancestry
Romanian 1% Hispanic 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -187.20%
Current HPI
104.2102
Rent YoY
▲ 6.63%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

-43.2% since first listed
11 events — show timeline
  • 2026-05-17 Listed $205,000 BRIGHT MLS
  • 2026-04-09 Coming Soon $205,000 BRIGHT MLS
  • 2024-02-16 Rental Removed $1,300 BRIGHTMLS
  • 2024-01-13 Listed for Rent $1,300 BRIGHTMLS
  • 2022-12-14 Sold (Public Records) $50,000 Public Records
  • 2022-09-16 Sold (MLS) $50,000 BRIGHT MLS
  • 2022-08-30 Pending BRIGHT MLS
  • 2022-08-20 Listed $50,000 BRIGHT MLS
  • 2020-02-28 Sold (Public Records) $360,807 Public Records
  • 2004-12-03 Delisted MRIS
  • 2004-06-08 Listed MRIS

Property tax history

-2.2%/yr

Latest (2025): $723 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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