5115 NE 122nd Blvd · Wildwood, FL 34484

$269,900

3 bd · 2.0 ba · 1,342 sqft · SingleFamily public records · 33 Days on market

Built 2009 3,800 sqft lot Est $323k · 17% under $80/mo HOA · 3% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.0/30.0
• ARV discount +14.9/15.0
• DSCR +5.6/10.0
• Schools +5.2/10.0
• 1% rule +4.8/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

Key facts

• Fitness center
• Private backyard
• Resort style pool

Tags

• PRIVATE BACKYARD
• COVERED LANAI
• RESORT STYLE POOL
• FITNESS CENTER
• RECREATION AREA
• PLAYGROUND

Property features AI

Finance

• Other: Property type: Residential, single-family; No CDD; Homestead not indicated
• Financial info: Total monthly fees: $80; Total annual fees: $960
• HOA & community: HOA: PARKWOOD; Monthly HOA fee of $80 (required); Pets allowed

Exterior

• Parking: Attached garage (1 car)
• Utilities: Public water; Public sewer; Other utilities
• Home design: Single-family residence; One story; Faces southwest
• Construction: Shingle roof; Construction materials: Other; Foundation: Other; Built on lot under 1/4 acre (approx. 0.09 acres)
• Exterior features: Other exterior features; Road surface: Other

Interior

• Kitchen: Other appliances
• Bedrooms: 3 bedrooms
• Flooring: Other flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Other interior features
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $230 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (2.2% below list).
• Recommended offer: $262k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.3% vs local median 3.9% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: schools C-, amenities F, commute F.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 160 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 34% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $261,803 (3.0% below list)

Questions for the listing agent

1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 7.31%
• Cash-on-cash: 3.65%
• DSCR: 1.16
• GRM: 8.5

CMA / ARV

• ARV (on-the-fly): $323,422
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5162 NE 122nd Blvd	0.05mi	3/2.0	1,314 (-2%)	2mo	$260,000	$198	93
766 Artesia Ave	0.48mi	3/2.0	1,392 (+4%)	3mo	$295,000	$212	69
3562 Auburndale Ave	0.52mi	3/2.0	1,392 (+4%)	2mo	$300,000	$216	68
3248 Williams Rd	0.66mi	3/2.0	1,392 (+4%)	0mo	$375,000	$269	63
3622 Cambria Cir	0.34mi	2/2.0 (-1)	1,156 (-14%)	2mo	$254,900	$221	55
969 Candler Pl	0.47mi	2/2.0 (-1)	1,142 (-15%)	1mo	$281,500	$246	48
1071 Blythe Way	0.50mi	2/2.0 (-1)	1,142 (-15%)	0mo	$275,000	$241	47
3249 Mansfield St	0.66mi	3/2.0	1,527 (+14%)	1mo	$336,000	$220	46
3324 Ashbrook Pl	0.56mi	2/2.0 (-1)	1,142 (-15%)	2mo	$360,000	$315	43
964 Kingmont Ter	0.58mi	2/2.0 (-1)	1,142 (-15%)	3mo	$322,500	$282	41
3283 Candlebrook St	0.66mi	2/2.0 (-1)	1,142 (-15%)	1mo	$280,000	$245	38
3273 Riverton Rd	0.69mi	2/2.0 (-1)	1,143 (-15%)	1mo	$225,000	$197	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -10.6%
• Equity multiple: 0.62×
• Total profit: $-29,069
• Equity at exit: $40,243

10-year hold

• IRR: -1.2%
• Equity multiple: 0.92×
• Total profit: $-6,333
• Equity at exit: $23,336

Cash invested: $75,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34484

• Home prices YoY: -31.3%
• Active inventory: 160
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $2,640 high
• Mortgage (P&I): −$1,415
• Tax from tax record: −$248 /mo · $2,971/yr
• Insurance: −$112
• HOA: −$80
• Vacancy / Maint / Mgmt: −$554
• Net cashflow: $230

Break-even live

Break-even rent $2,349

Max offer price $269,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,475
• Closing costs: $8,097
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3545 Idlewood Loop The Villages, FL	2.0	2.0	1240	$4,500	$3.63	21d	1	0.21mi
12388 NE 48th Loop Oxford, FL	3.0	2.0	1426	$1,700	$1.19	21d	1	0.29mi
12020 Brush Hill Rd Oxford, FL	1.0–3.0	1.0–2.0	947	$2,295	$2.42	21d	15	0.32mi
3489 Cambria Cir The Villages, FL	2.0	2.0	1188	$1,745	$1.47	21d	1	0.35mi
971 Kingmont Ter The Villages, FL	3.0	2.0	1392	$3,400	$2.44	21d	1	0.62mi
3260 Atwell Ave The Villages, FL	3.0	2.0	1392	$2,500	$1.80	21d	1	0.63mi
3292 Riverton Rd The Villages, FL	2.0	2.0	1143	$2,100	$1.84	21d	1	0.73mi
888 Radclife Berea Pl The Villages, FL	2.0	2.0	1288	$4,200	$3.26	21d	1	0.78mi
3207 Woodridge Dr The Villages, FL	2.0	2.0	1148	$4,200	$3.66	21d	1	0.79mi
2864 Leicester Ter Unit 1525680P The Villages, FL	2.0	2.0	1130	$2,090	$1.85	21d	1	1.06mi
12246 N US Highway 301 Oxford, FL	2.0–3.0	2.0	1180	$1,875	$1.59	21d	7	1.14mi
1129 Santa Cruz Dr The Villages, FL	2.0	2.0	1102	$2,350	$2.13	21d	1	1.28mi
2829 Burgos Dr The Villages, FL	2.0	2.0	1156	$1,850	$1.60	21d	1	1.36mi
6367 NE 118th Ave The Villages, FL	3.0–4.0	2.0–2.5	1645	$1,925	$1.17	21d	10	1.47mi
3795 Bismarck Ct Oxford, FL	1.0–3.0	1.0–2.0	1032	$1,950	$1.89	21d	15	1.49mi

HOA detail

• Monthly dues: $80 · $960/yr
• Likely covers: pool

Listing history 27 events

1. 2026-06-16
   status $269,900 Pending 33 DOM
2. 2026-06-15
   days on market $269,900 Active 33 DOM
3. 2026-06-14
   days on market $269,900 Active 31 DOM
4. 2026-06-13
   days on market $269,900 Active 30 DOM
5. 2026-06-10
   days on market $269,900 Active 28 DOM
6. 2026-06-09
   days on market $269,900 Active 27 DOM
7. 2026-06-08
   days on market $269,900 Active 26 DOM
8. 2026-06-07
   days on market $269,900 Active 25 DOM
9. 2026-06-02
   days on market $269,900 Active 20 DOM
10. 2026-06-01
    days on market $269,900 Active 19 DOM
11. 2026-05-31
    days on market $269,900 Active 18 DOM
12. 2026-05-30
    days on market $269,900 Active 17 DOM
13. 2026-05-13
    listed $269,900 Active
14. 2025-10-16
    historical $2,000
15. 2025-10-15
    historical
16. 2025-08-07
    listed $2,000
17. 2025-07-21
    price $255,000
18. 2025-07-15
    price $265,000
19. 2025-07-03
    listed $269,900 Active
20. 2024-09-27
    soldstatus $260,000
21. 2024-09-10
    soldstatus $260,000 Closed 878-char remark

    Show marketing remark (878 chars)

    Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

22. 2024-05-11
    status Pending 878-char remark

    Show marketing remark (878 chars)

    Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

23. 2024-05-06
    status Active 878-char remark

    Show marketing remark (878 chars)

    Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

24. 2024-03-21
    status Pending 878-char remark

    Show marketing remark (878 chars)

    Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

25. 2024-03-18
    listed $264,900 Active 878-char remark

    Show marketing remark (878 chars)

    Back On The Market! A Fabulous 1 Owner 3/2 Home In The Villages Of Parkwood. This home has been lovingly cared for since it was purchased. Very high ceilings with an Open concept floorplan gives you a real sense of spaciousness in this home. The backyard is very private with an open lanai. The garage is big enough to fit a car and a golf cart which is popular means of transportation around the community. There is a very nice pool and recreation center with workout equipment in the community and a playground for the kids all for the low HOA fee of $81 per month. The location of this community could not be any better. Parkwood is located directly behind the Southern Trace Shopping Center of The Villages as well as walking distance to The Villages Charter School. You can't beat this price for a 3 bedroom home in this community. Call today to get your own personal tour.

26. 2009-01-20
    historical
27. 2008-12-02
    listed $169,990

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,971 · $248/mo
• Projected year-2 tax: $2,971 · $248/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,674
• − Mortgage interest: −$15,119
• − Property taxes: −$2,971
• − Insurance: −$1,350
• − Repairs & maintenance: −$2,534
• − Management: −$2,534
• − HOA: −$960
• − Depreciation: −$7,852
• Taxable loss: −$1,645
• Est. tax savings @ 24.0%: +$395
• After-tax cash flow: $3,152/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, FL
• County: Sumter County · 110,591 people
• City population: 21,568
• Metro: The Villages, FL
• Population (ZIP): 5,050
• Household income: $92,582
• Rent vs Own: 37.8% rent · 62.2% own
• Severe rent burden: 149.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Black 7% Two or more races 6% Hispanic / Latino 5% Asian 2%
• Common ancestry: Lithuanian 5% Romanian 3% Italian 2%
• Foreign-born: 4% · Canada, Philippines, Jamaica
• Languages at home: 95% English-only · Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -86.11%
• Current HPI: 189.0678
• Rent YoY: —
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+58.8% since first listed

15 events — show timeline

• 2026-05-13 Listed $269,900 Stellar MLS as Distributed by MLS Grid
• 2025-10-16 Rental Removed $2,000 STELLARMLS
• 2025-10-15 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2025-08-07 Listed for Rent $2,000 STELLARMLS
• 2025-07-21 Price Changed $255,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-15 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-03 Listed $269,900 Stellar MLS as Distributed by MLS Grid
• 2024-09-27 Sold (Public Records) $260,000 Public Records
• 2024-09-10 Sold (MLS) $260,000 Stellar MLS as Distributed by MLS Grid
• 2024-05-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-05-06 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-03-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-03-18 Listed $264,900 Stellar MLS as Distributed by MLS Grid
• 2009-01-20 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-12-02 Listed $169,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+5.9%/yr

Latest (2025): $2,971 · +85.6% YoY. Source: county tax records.