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1820 Calico
D Composite 40.62
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.0/15.0
  • Cash flow +11.7/30.0
  • DSCR +3.4/10.0
  • Livability +3.2/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Schools +1.4/10.0
  • Appreciation +0.0/10.0

$239,000

1820 Calico · Barstow, CA 92311
3 bd · 2.0 ba · 1,000 sqft · SingleFamily public records · 161 Days on market
Built 1963 6,000 sqft lot $239/sqft · 12% below area Est $272k · 12% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.

Key facts

  • Bathrooms remodeled
  • Large backyard
  • 6,000 sq ft lot

Tags

LARGE BACKYARDNEW LAMINATE FLOORINGNEW KITCHEN APPLIANCESBATHROOMS REMODELED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $-71 ($-851/yr) — negative.
  • To cash-flow at today's rent, offer at most $226k (5.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (26.7% below list).
  • Recommended offer: $175k (26.7% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.6% in Barstow — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 63/100 on livability (#444 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: amenities C-, health & safety C-, schools F.
  • Barstow Unified (town): math 11% / reading 22% proficiency, ranked #482 of 517 in CA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.3%/yr); 343 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 161 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $95k; list at $239k implies a 152% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,283 (26.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.94%
Cash-on-cash
-1.27%
DSCR
0.94
GRM
11.4

CMA / ARV

ARV (median comp)
$272,272
List price
$239,000
Delta
-12.22%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1825 Forane 0.09mi 3/2.0 1,000 (0%) 1mo $160,000 $160 95
1836 Calico 0.04mi 3/1.5 1,040 (+4%) 4mo $170,000 $163 86
1820 Armory 0.40mi 3/2.0 993 (-1%) 1mo $62,700 $63 79
1656 Forane 0.20mi 3/2.0 1,150 (+15%) 2mo $325,000 $283 64
1700 Sunrise Rd 0.38mi 3/1.0 912 (-9%) 1mo $220,000 $241 63
650 Chateau Way 0.53mi 3/2.0 950 (-5%) 5mo $260,000 $274 63
1836 Sunrise Rd 0.34mi 3/1.0 912 (-9%) 5mo $270,000 $296 62
313 Forest Ave 0.75mi 3/2.0 996 (-0%) 8mo $252,500 $254 58
2024 Rushmore Dr 0.74mi 4/1.5 (+1) 1,040 (+4%) 2mo $285,000 $274 50
305 Higgins 0.55mi 4/2.0 (+1) 1,144 (+14%) 5mo $287,000 $251 41
305 Ute Rd 0.54mi 4/2.0 (+1) 1,144 (+14%) 6mo $264,000 $231 41
316 Mcbroom Ave 0.72mi 3/2.0 1,144 (+14%) 6mo $270,000 $236 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.32% rent growth · sell at horizon

5-year hold
IRR
-19.1%
Equity multiple
0.33×
Total profit
$-44,532
Equity at exit
$35,636
10-year hold
IRR
-13.1%
Equity multiple
0.26×
Total profit
$-49,800
Equity at exit
$20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92311

Home prices YoY
-30.6%
Rents YoY
2.3%
Active inventory
343
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$1,753 high interval (Pro) →
Mortgage (P&I)
$1,253
Tax from tax record
$103 /mo · $1,233/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$368
Net cashflow
$-71

Break-even live

Break-even rent $1,843
Max offer price $226,466
Occupancy floor 99%

Sensitivity live

Price -10% $64 -5% $-3 +0% $-71 +5% $-139 +10% $-206
Rent -10% $-209 -5% $-140 +0% $-71 +5% $-2 +10% $68
Rate -1.0pp $49 -0.5pp $-10 base $-71 +0.5pp $-133 +1.0pp $-196

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1801 Rimrock Rd Barstow, CA 1.0–2.0 1.0–2.0 775 $1,810 $2.34 0d 6 0.08mi
800 Arbor Way Barstow, CA 3.0 2.0 1000 $2,500 $2.50 25d 1 0.42mi
1900 Dill Rd Barstow, CA 1.0–3.0 1.0–2.0 892 $1,505 $1.69 0d 8 0.49mi
332 Date Ave Barstow, CA 4.0 2.0 1144 $1,950 $1.70 44d 1 0.59mi
751 Upton Dr Unit 2 Barstow, CA 2.0 1.0 800 $1,295 $1.62 19d 1 0.73mi
761 Upton Dr Unit C Barstow, CA 2.0 1.0 800 $1,199 $1.50 6d 1 0.73mi
810 Starlight St Barstow, CA 3.0 2.0 1430 $1,895 $1.33 44d 1 1.10mi
937 E Elizabeth St Barstow, CA 4.0 1.0 1422 $2,195 $1.54 5d 1 1.20mi
945 Carson St Barstow, CA 2.0 1.0 800 $1,300 $1.62 44d 1 1.26mi
755 E Virginia Way Barstow, CA 1.0–2.0 1.0–2.0 889 $1,295 $1.46 0d 1 1.30mi
650 S Muriel Dr Barstow, CA 3.0 1.0 1320 $1,625 $1.23 25d 1 1.35mi
628 E Virginia Way Unit D Barstow, CA 2.0 1.0 848 $1,095 $1.29 6d 1 1.41mi
1140 Deseret Ave Unit A Barstow, CA 3.0 2.0 1270 $1,550 $1.22 44d 1 1.45mi
615 E Virginia Way Barstow, CA 2.0 1.0 755 $1,036 $1.37 0d 1 1.48mi

Listing history 35 events

  1. 2026-06-18
    days on market $239,000 Active 161 DOM
  2. 2026-06-17
    days on market $239,000 Active 160 DOM
  3. 2026-06-16
    days on market $239,000 Active 159 DOM
  4. 2026-06-15
    days on market $239,000 Active 158 DOM
  5. 2026-06-13
    days on market $239,000 Active 156 DOM
  6. 2026-06-13
    days on market $239,000 Active 155 DOM
  7. 2026-06-09
    days on market $239,000 Active 152 DOM
  8. 2026-06-08
    days on market $239,000 Active 151 DOM
  9. 2026-06-07
    pricedays on market $239,000 Active 150 DOM
  10. 2026-06-04
    days on market $245,000 Active 147 DOM
  11. 2026-06-03
    days on market $245,000 Active 146 DOM
  12. 2026-06-02
    days on market $245,000 Active 145 DOM
  13. 2026-06-01
    days on market $245,000 Active 144 DOM
  14. 2026-05-31
    days on market $245,000 Active 143 DOM
  15. 2026-05-16
    status Active 288-char remark
    Show marketing remark (288 chars)

    Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.

  16. 2026-05-09
    status Pending Sale 288-char remark
    Show marketing remark (288 chars)

    Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.

  17. 2026-01-01
    listed $245,000 Active 288-char remark
    Show marketing remark (288 chars)

    Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.

  18. 2025-05-17
    historical $1,485
  19. 2025-05-05
    listed $1,485
  20. 2025-05-05
    historical $1,485
  21. 2025-05-01
    listed $1,485
  22. 2023-09-20
    historical
  23. 2023-09-19
    listed $240,000 Active
  24. 2018-01-09
    soldstatus $95,000 Closed Sale
  25. 2018-01-09
    soldstatus $95,000
  26. 2018-01-09
    soldstatus $95,000
  27. 2017-12-13
    status Pending Sale
  28. 2017-12-06
    listed $95,000 Active
  29. 2017-12-06
    listed $95,000
  30. 2009-02-13
    soldstatus $70,000
  31. 2008-12-16
    historical
  32. 2008-08-11
    listed $90,000
  33. 2006-02-08
    soldstatus $177,000
  34. 2006-02-08
    soldstatus $177,000
  35. 1980-10-31
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,233 · $103/mo
Projected year-2 tax
$1,816 · $151/mo
Expected delta
+$583/yr (+$49/mo · 47.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 15 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,034
− Mortgage interest
−$13,388
− Property taxes
−$1,233
− Insurance
−$1,195
− Repairs & maintenance
−$1,683
− Management
−$1,683
− Depreciation
−$6,953
Taxable loss
−$5,100
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,224
After-tax cash flow
$373/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Barstow Unified
NCES district ID
0604020
Math proficiency
11% ▼ -7.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$44,505
Composite
14.44/100
National rank
#9430
State rank
#482 of 517 in CA

Livability — Barstow

Score
63/100
State rank
#444
US rank
#15099

Category grades

Amenities C- Commute A+ Cost of living B- Crime F Employment F Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Barstow, CA
County
San Bernardino County · 2,030,291 people
City population
33,954
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
33,954
Household income
$61,862
Rent vs Own
50.0% rent · 50.0% own
Severe rent burden
1305.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 46% White 29% Two or more races 22% Black 15% Native American 3% Asian 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 39% Puerto Rican 2%
Common ancestry
Portuguese 1% Lithuanian 1% Italian 1%
Foreign-born
9% · Canada, South Korea
Languages at home
77% English-only · Spanish 20% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -139.26%
Current HPI
316.4858
Rent YoY
▲ 2.32%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+390.0% since first listed
21 events — show timeline
  • 2026-05-16 Relisted CRMLS
  • 2026-05-09 Pending CRMLS
  • 2026-01-01 Listed $245,000 CRMLS
  • 2025-05-17 Rental Removed $1,485 SHOWMOJO
  • 2025-05-05 Listed for Rent $1,485 SHOWMOJO
  • 2025-05-05 Rental Removed $1,485 SHOWMOJO2
  • 2025-05-01 Listed for Rent $1,485 SHOWMOJO2
  • 2023-09-20 Listing Removed CRMLS
  • 2023-09-19 Listed $240,000 CRMLS
  • 2018-01-09 Sold (Public Records) $95,000 Public Records
  • 2018-01-09 Sold (MLS) $95,000 CRMLS
  • 2018-01-09 Sold (MLS) $95,000 CRMLS
  • 2017-12-13 Pending CRMLS
  • 2017-12-06 Listed $95,000 CRMLS
  • 2017-12-06 Listed $95,000 CRMLS
  • 2009-02-13 Sold (MLS) $70,000 CRMLS
  • 2008-12-16 Listing Removed CRMLS
  • 2008-08-11 Listed $90,000 CRMLS
  • 2006-02-08 Sold (Public Records) $177,000 Public Records
  • 2006-02-08 Sold (MLS) $177,000 CRMLS
  • 1980-10-31 Sold (Public Records) $50,000 Public Records

Property tax history

-2.3%/yr

Latest (2025): $1,233 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…