1820 Calico · Barstow, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.0/15.0
- Cash flow +11.7/30.0
- DSCR +3.4/10.0
- Livability +3.2/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Schools +1.4/10.0
- Appreciation +0.0/10.0
$239,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.
Key facts
- Bathrooms remodeled
- Large backyard
- 6,000 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $-71 ($-851/yr) — negative.
- To cash-flow at today's rent, offer at most $226k (5.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (26.7% below list).
- Recommended offer: $175k (26.7% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 4.6% in Barstow — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 63/100 on livability (#444 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: amenities C-, health & safety C-, schools F.
- Barstow Unified (town): math 11% / reading 22% proficiency, ranked #482 of 517 in CA (top 93%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.3%/yr); 343 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 161 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $95k; list at $239k implies a 152% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 161 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.94%
- Cash-on-cash
- -1.27%
- DSCR
- 0.94
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $272,272
- List price
- $239,000
- Delta
- -12.22%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1825 Forane | 0.09mi | 3/2.0 | 1,000 (0%) | 1mo | $160,000 | $160 | 95 |
| 1836 Calico | 0.04mi | 3/1.5 | 1,040 (+4%) | 4mo | $170,000 | $163 | 86 |
| 1820 Armory | 0.40mi | 3/2.0 | 993 (-1%) | 1mo | $62,700 | $63 | 79 |
| 1656 Forane | 0.20mi | 3/2.0 | 1,150 (+15%) | 2mo | $325,000 | $283 | 64 |
| 1700 Sunrise Rd | 0.38mi | 3/1.0 | 912 (-9%) | 1mo | $220,000 | $241 | 63 |
| 650 Chateau Way | 0.53mi | 3/2.0 | 950 (-5%) | 5mo | $260,000 | $274 | 63 |
| 1836 Sunrise Rd | 0.34mi | 3/1.0 | 912 (-9%) | 5mo | $270,000 | $296 | 62 |
| 313 Forest Ave | 0.75mi | 3/2.0 | 996 (-0%) | 8mo | $252,500 | $254 | 58 |
| 2024 Rushmore Dr | 0.74mi | 4/1.5 (+1) | 1,040 (+4%) | 2mo | $285,000 | $274 | 50 |
| 305 Higgins | 0.55mi | 4/2.0 (+1) | 1,144 (+14%) | 5mo | $287,000 | $251 | 41 |
| 305 Ute Rd | 0.54mi | 4/2.0 (+1) | 1,144 (+14%) | 6mo | $264,000 | $231 | 41 |
| 316 Mcbroom Ave | 0.72mi | 3/2.0 | 1,144 (+14%) | 6mo | $270,000 | $236 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.32% rent growth · sell at horizon
- IRR
- -19.1%
- Equity multiple
- 0.33×
- Total profit
- $-44,532
- Equity at exit
- $35,636
- IRR
- -13.1%
- Equity multiple
- 0.26×
- Total profit
- $-49,800
- Equity at exit
- $20,664
Cash invested: $66,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92311
- Home prices YoY
- -30.6%
- Rents YoY
- 2.3%
- Active inventory
- 343
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $1,753 high interval (Pro) →
- Mortgage (P&I)
- −$1,253
- Tax from tax record
- −$103 /mo · $1,233/yr
- Insurance
- −$100
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$368
- Net cashflow
- $-71
Break-even live
Sensitivity live
| Price | -10% $64 | -5% $-3 | +0% $-71 | +5% $-139 | +10% $-206 |
|---|---|---|---|---|---|
| Rent | -10% $-209 | -5% $-140 | +0% $-71 | +5% $-2 | +10% $68 |
| Rate | -1.0pp $49 | -0.5pp $-10 | base $-71 | +0.5pp $-133 | +1.0pp $-196 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,750
- Closing costs
- $7,170
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1801 Rimrock Rd Barstow, CA | 1.0–2.0 | 1.0–2.0 | 775 | $1,810 | $2.34 | 0d | 6 | 0.08mi |
| 800 Arbor Way Barstow, CA | 3.0 | 2.0 | 1000 | $2,500 | $2.50 | 25d | 1 | 0.42mi |
| 1900 Dill Rd Barstow, CA | 1.0–3.0 | 1.0–2.0 | 892 | $1,505 | $1.69 | 0d | 8 | 0.49mi |
| 332 Date Ave Barstow, CA | 4.0 | 2.0 | 1144 | $1,950 | $1.70 | 44d | 1 | 0.59mi |
| 751 Upton Dr Unit 2 Barstow, CA | 2.0 | 1.0 | 800 | $1,295 | $1.62 | 19d | 1 | 0.73mi |
| 761 Upton Dr Unit C Barstow, CA | 2.0 | 1.0 | 800 | $1,199 | $1.50 | 6d | 1 | 0.73mi |
| 810 Starlight St Barstow, CA | 3.0 | 2.0 | 1430 | $1,895 | $1.33 | 44d | 1 | 1.10mi |
| 937 E Elizabeth St Barstow, CA | 4.0 | 1.0 | 1422 | $2,195 | $1.54 | 5d | 1 | 1.20mi |
| 945 Carson St Barstow, CA | 2.0 | 1.0 | 800 | $1,300 | $1.62 | 44d | 1 | 1.26mi |
| 755 E Virginia Way Barstow, CA | 1.0–2.0 | 1.0–2.0 | 889 | $1,295 | $1.46 | 0d | 1 | 1.30mi |
| 650 S Muriel Dr Barstow, CA | 3.0 | 1.0 | 1320 | $1,625 | $1.23 | 25d | 1 | 1.35mi |
| 628 E Virginia Way Unit D Barstow, CA | 2.0 | 1.0 | 848 | $1,095 | $1.29 | 6d | 1 | 1.41mi |
| 1140 Deseret Ave Unit A Barstow, CA | 3.0 | 2.0 | 1270 | $1,550 | $1.22 | 44d | 1 | 1.45mi |
| 615 E Virginia Way Barstow, CA | 2.0 | 1.0 | 755 | $1,036 | $1.37 | 0d | 1 | 1.48mi |
Listing history 35 events
-
2026-06-18days on market $239,000 Active 161 DOM
-
2026-06-17days on market $239,000 Active 160 DOM
-
2026-06-16days on market $239,000 Active 159 DOM
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2026-06-15days on market $239,000 Active 158 DOM
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2026-06-13days on market $239,000 Active 156 DOM
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2026-06-13days on market $239,000 Active 155 DOM
-
2026-06-09days on market $239,000 Active 152 DOM
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2026-06-08days on market $239,000 Active 151 DOM
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2026-06-07pricedays on market $239,000 Active 150 DOM
-
2026-06-04days on market $245,000 Active 147 DOM
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2026-06-03days on market $245,000 Active 146 DOM
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2026-06-02days on market $245,000 Active 145 DOM
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2026-06-01days on market $245,000 Active 144 DOM
-
2026-05-31days on market $245,000 Active 143 DOM
-
2026-05-16status Active 288-char remark
Show marketing remark (288 chars)
Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.
-
2026-05-09status Pending Sale 288-char remark
Show marketing remark (288 chars)
Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.
-
2026-01-01$245,000 Active 288-char remark
Show marketing remark (288 chars)
Recently Remodeled and Interior Painted Single Family Home in Barstow: 3 BR/ 2 Bath home with a Large Backyard and HUGE front space. New Laminate flooring placed last year with new kitchen appliances. Bathrooms remodeled last year with new blinds placed. Situated in a quiet neighborhood.
-
2025-05-17historical $1,485
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2025-05-05$1,485
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2025-05-05historical $1,485
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2025-05-01$1,485
-
2023-09-20historical
-
2023-09-19$240,000 Active
-
2018-01-09soldstatus $95,000 Closed Sale
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2018-01-09soldstatus $95,000
-
2018-01-09soldstatus $95,000
-
2017-12-13status Pending Sale
-
2017-12-06$95,000 Active
-
2017-12-06$95,000
-
2009-02-13soldstatus $70,000
-
2008-12-16historical
-
2008-08-11$90,000
-
2006-02-08soldstatus $177,000
-
2006-02-08soldstatus $177,000
-
1980-10-31soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,233 · $103/mo
- Projected year-2 tax
- $1,816 · $151/mo
- Expected delta
- +$583/yr (+$49/mo · 47.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 11 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,034
- − Mortgage interest
- −$13,388
- − Property taxes
- −$1,233
- − Insurance
- −$1,195
- − Repairs & maintenance
- −$1,683
- − Management
- −$1,683
- − Depreciation
- −$6,953
- Taxable loss
- −$5,100
- Est. tax savings @ 24.0%
- +$1,224
- After-tax cash flow
- $373/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Barstow Unified
- NCES district ID
- 0604020
- Math proficiency
- 11% ▼ -7.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $44,505
- Composite
- 14.44/100
- National rank
- #9430
- State rank
- #482 of 517 in CA
Livability — Barstow
- Score
- 63/100
- State rank
- #444
- US rank
- #15099
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Barstow, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 33,954
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 33,954
- Household income
- $61,862
- Rent vs Own
- Severe rent burden
- 1305.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 46% White 29% Two or more races 22% Black 15% Native American 3% Asian 2% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 39% Puerto Rican 2%
- Common ancestry
- Portuguese 1% Lithuanian 1% Italian 1%
- Foreign-born
- 9% · Canada, South Korea
- Languages at home
- 77% English-only · Spanish 20% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -139.26%
- Current HPI
- 316.4858
- Rent YoY
- ▲ 2.32%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
|
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+390.0% since first listed21 events — show timeline
- 2026-05-16 Relisted — CRMLS
- 2026-05-09 Pending — CRMLS
- 2026-01-01 Listed $245,000 CRMLS
- 2025-05-17 Rental Removed $1,485 SHOWMOJO
- 2025-05-05 Listed for Rent $1,485 SHOWMOJO
- 2025-05-05 Rental Removed $1,485 SHOWMOJO2
- 2025-05-01 Listed for Rent $1,485 SHOWMOJO2
- 2023-09-20 Listing Removed — CRMLS
- 2023-09-19 Listed $240,000 CRMLS
- 2018-01-09 Sold (Public Records) $95,000 Public Records
- 2018-01-09 Sold (MLS) $95,000 CRMLS
- 2018-01-09 Sold (MLS) $95,000 CRMLS
- 2017-12-13 Pending — CRMLS
- 2017-12-06 Listed $95,000 CRMLS
- 2017-12-06 Listed $95,000 CRMLS
- 2009-02-13 Sold (MLS) $70,000 CRMLS
- 2008-12-16 Listing Removed — CRMLS
- 2008-08-11 Listed $90,000 CRMLS
- 2006-02-08 Sold (Public Records) $177,000 Public Records
- 2006-02-08 Sold (MLS) $177,000 CRMLS
- 1980-10-31 Sold (Public Records) $50,000 Public Records
Property tax history
-2.3%/yrLatest (2025): $1,233 · +1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…