210 Short St · Amite City, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.5/10.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This charming 3-bedroom, 2-bath spacious home offers 1,988 square feet of living space in city limits on a spacious 0.33 acre lot within city limits. The property features fenced-in ample space backyard, play space for pets, outdoor entertaining area, along with a concrete patio. Shed. Conveniently located just minutes from local restaurants, shopping, and everyday amenities. Roof Installed 2022. AC & Water Heater is 2020. With a little TLC, this property has the potential to become your dream home.
Key facts
- Concrete patio
- Play space for pets
- 0.33 acre lot
Tags
Property features AI
Exterior
- Parking: Driveway; Three or more parking spaces; Boat parking; RV access/parking
- Security: Smoke detectors
- Utilities: Public water; Public sewer
- Home design: Single-story home; Raised foundation; Brick, cedar and glass exterior elements; Shingle roof; Property in very good condition; Renovated in 2025 (including new French doors)
- Construction: Shingle roof; Constructed with brick, cedar and glass; Raised foundation; Roof replaced in 2022; Upstairs furnaces updated in 2022; Water heater replaced in 2020
- Exterior features: Courtyard; Fenced yard; Oversized concrete patio; Storage shed(s); Waterfront
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: Bedrooms with new laminate flooring (renovated 2025)
- Flooring: New laminate flooring in bedrooms (2025)
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Air conditioning (installed 2021)
- Interior features: Ceiling fans; High-speed internet available; Cable TV ready; Wood-burning fireplace
- Laundry & utility: Washer hookup; Dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $751 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $190k).
- Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 62/100 on livability (#223 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: crime D, housing D, schools D-.
- Tangipahoa Parish (rural): math 18% / reading 29% proficiency, ranked #63 of 98 in LA (top 64%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 86 active listings in the ZIP; 1,085 units permitted in Tangipahoa Parish in 2024 (378 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Tangipahoa County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $65k; list at $190k implies a 192% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 11.04%
- Cash-on-cash
- 16.94%
- DSCR
- 1.75
- GRM
- 6.7
CMA / ARV
- ARV (median comp)
- $131,114
- List price
- $190,000
- Delta
- 44.91%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 102 E Pine St | 0.46mi | 2/2.0 (-1) | 1,703 (-14%) | 13mo | $130,000 | $76 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.1%
- Equity multiple
- 1.32×
- Total profit
- $16,976
- Equity at exit
- $28,330
- IRR
- 17.4%
- Equity multiple
- 2.43×
- Total profit
- $76,071
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70422
- Active inventory
- 86
- Price-to-rent
- 6.7×
Monthly cashflow live
- Estimated rent
- $2,379 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$53 /mo · $636/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$500
- Net cashflow
- $751
Break-even live
Sensitivity live
| Price | -10% $859 | -5% $805 | +0% $751 | +5% $697 | +10% $644 |
|---|---|---|---|---|---|
| Rent | -10% $563 | -5% $657 | +0% $751 | +5% $845 | +10% $939 |
| Rate | -1.0pp $847 | -0.5pp $799 | base $751 | +0.5pp $702 | +1.0pp $652 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-19days on market $190,000 Active 51 DOM
-
2026-06-18days on market $190,000 Active 50 DOM
-
2026-06-17days on market $190,000 Active 49 DOM
-
2026-06-16days on market $190,000 Active 48 DOM
-
2026-06-15days on market $190,000 Active 47 DOM
-
2026-06-14days on market $190,000 Active 45 DOM
-
2026-06-13days on market $190,000 Active 44 DOM
-
2026-06-10days on market $190,000 Active 42 DOM
-
2026-06-09days on market $190,000 Active 41 DOM
-
2026-06-08days on market $190,000 Active 40 DOM
-
2026-06-07days on market $190,000 Active 39 DOM
-
2026-06-05days on market $190,000 Active 36 DOM
-
2026-06-03days on market $190,000 Active 35 DOM
-
2026-06-02days on market $190,000 Active 34 DOM
-
2026-06-01days on market $190,000 Active 33 DOM
-
2026-05-31days on market $190,000 Active 32 DOM
-
2026-05-30days on market $190,000 Active 31 DOM
-
2026-04-29$190,000 Active 510-char remark
Show marketing remark (508 chars)
This charming 3-bedroom, 2-bath spacious home offers 1,988 square feet of living space in city limits on a spacious 0.33 acre lot within city limits. The property features fenced-in ample space backyard, play space for pets, outdoor entertaining area, along with a concrete patio. Shed. Conveniently located just minutes from local restaurants, shopping, and everyday amenities. Roof Installed 2022. AC & Water Heater is 2020. With a little TLC, this property has the potential to become your dream home.
-
2026-04-29$190,000 Active 508-char remark
Show marketing remark (508 chars)
This charming 3-bedroom, 2-bath spacious home offers 1,988 square feet of living space in city limits on a spacious 0.33 acre lot within city limits. The property features fenced-in ample space backyard, play space for pets, outdoor entertaining area, along with a concrete patio. Shed. Conveniently located just minutes from local restaurants, shopping, and everyday amenities. Roof Installed 2022. AC & Water Heater is 2020. With a little TLC, this property has the potential to become your dream home.
-
1999-12-01soldstatus $65,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $636 · $53/mo
- Projected year-2 tax
- $1,045 · $87/mo
- Expected delta
- +$409/yr (+$34/mo · 64.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,553
- − Mortgage interest
- −$10,643
- − Property taxes
- −$636
- − Insurance
- −$950
- − Repairs & maintenance
- −$2,284
- − Management
- −$2,284
- − Depreciation
- −$5,527
- Taxable income
- $6,228
- Est. tax owed @ 24.0%
- −$1,495
- After-tax cash flow
- $7,519/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Tangipahoa Parish
- NCES district ID
- 2201680
- Math proficiency
- 18% ▼ -32.00%
- Reading proficiency
- 29% ▼ -31.00%
- Median HH income
- $41,283
- Composite
- 19.94/100
- National rank
- #8676
- State rank
- #63 of 98 in LA
Livability — Amite City
- Score
- 62/100
- State rank
- #223
- US rank
- #17049
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Amite City, LA
- Population (ZIP)
- 13,670
Population outlook (Tangipahoa County) Hauer SSP2
- Today (2025)
- 144,204 people
- By 2030
- 151,413 · +5.0%
- By 2040
- 164,374 · +14.0%
- By 2050
- 175,427 · +21.7%
- By 2075
- 195,165 · +35.3%
- By 2100
- 201,641 · +39.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 50% Black 42% Two or more races 6% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 5% Italian 1% Serbian 1%
- Foreign-born
- 1% · Canada, China
- Languages at home
- 98% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Tangipahoa
- 2024 margin
- Solid R (+37.4) · D 30.6% · R 68.0% · Other 1.3%
- 2008→2024 swing
- -6.5pp toward R · 2008: -30.9pp · 2024: -37.4pp
- All cycles
- 2024: R+37.4 2020: R+32.8 2016: R+32.6 2012: R+27.7 2008: R+30.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -132.04%
- Current HPI
- 111.207
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+192.3% since first listed3 events — show timeline
- 2026-04-29 Listed $190,000 AcadianaMLS
- 2026-04-29 Listed $190,000 GSREIN
- 1999-12-01 Sold (Public Records) $65,000 Public Records
Property tax history
+4.0%/yrLatest (2025): $636 · +1.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…