10696 Waterfield Rd · Jacksonville, FL 32210

$223,490

3 bd · 3.0 ba · 1,432 sqft · Townhouse public records · 33 Days on market

Built 2026 Excellent condition 3,827 sqft lot $138/mo HOA · 8% of rent ↓ 1% since listing

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.4/30.0
• ARV discount +7.5/15.0
• Condition / age +4.8/5.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• DSCR +3.3/10.0
• Rent growth +3.0/5.0
• 1% rule +2.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

Key facts

• Airy kitchen
• Dining area
• Welcoming great room

Tags

• CHARMING PORCH ENTRY
• AIRY KITCHEN
• CENTER ISLAND
• WALK-IN PANTRY
• DINING AREA
• WELCOMING GREAT ROOM

Property features AI

Finance

• Other: Zoning: PUD
• Financial info: Total annual fees listed as $1,660
• HOA & community: Has HOA (association name: X); Quarterly association fee of $415 (monthly equivalent listed as $138.33); Association fee required; Community mailbox; Pets allowed

Exterior

• Parking: Attached garage with garage door opener (1 garage space)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected; Natural gas available; Sewer connected; Water connected
• Home design: Residential townhouse; Two levels; Under construction (projected completion May 29, 2026); North-facing
• Construction: New construction; Shingle roof; Slab foundation; Built by WJHFL LLC (model: CRESCENT); Lot approximately 0.09 acres
• Exterior features: Patio; Porch; Other exterior features

Interior

• Kitchen: Dishwasher; Microwave; Range; Range hood; Disposal; Gas water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air
• Interior features: High ceilings; Open floorplan; Living room/dining room combo; Solid surface counters; Thermostat; Walk-in closet(s); Smoke detector(s)
• Laundry & utility: Laundry room

🏗️ New construction. The $223,490 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $234,848.

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $223k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-82 ($-983/yr) — negative.
• To cash-flow at today's rent, offer at most $220k (1.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $184k (17.8% below list).
• Recommended offer: $184k (17.8% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Westview K-8 (math 38% / reading 29%, grade F, #1,758 of 2,144 statewide, top 83%, 1,222 students, 63% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); Edward H. White High School (math 31% / reading 25%, grade F, #464 of 667 statewide, top 70%, 1,538 students, 64% FRL) — zoned schools average 65% FRL vs 49% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 31% at this address vs 46% district-wide (-14 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 36% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $183,801 (17.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 5.87%
• Cash-on-cash: -1.50%
• DSCR: 0.93
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $234,848
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10698 Waterfield Rd	0.00mi	3/2.5	1,432 (0%)	2mo	$224,990	$157	96
10700 Waterfield Rd	0.01mi	3/2.5	1,432 (0%)	2mo	$222,000	$155	96
10702 Waterfield Rd	0.01mi	3/2.5	1,432 (0%)	2mo	$235,000	$164	96
10692 Waterfield Rd	0.01mi	3/2.5	1,429 (-0%)	2mo	$215,000	$150	95
5433 Arrow Ln	0.20mi	3/2.5	1,395 (-3%)	0mo	$224,490	$161	84
5429 Arrow Ln	0.19mi	3/2.5	1,395 (-3%)	2mo	$235,990	$169	83
5447 Arrow Ln	0.24mi	3/2.5	1,395 (-3%)	2mo	$235,990	$169	81
5548 Arrow Ln	0.25mi	3/2.5	1,395 (-3%)	2mo	$236,490	$170	80
5534 Arrow Ln	0.25mi	3/2.5	1,395 (-3%)	2mo	$235,490	$169	80
5510 Arrow Ln	0.25mi	3/2.5	1,395 (-3%)	3mo	$235,490	$169	80
5435 Arrow Ln	0.20mi	2/2.5 (-1)	1,395 (-3%)	2mo	$223,990	$161	78
5445 Arrow Ln	0.22mi	2/2.5 (-1)	1,395 (-3%)	2mo	$223,490	$160	77

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -19.7%
• Equity multiple: 0.32×
• Total profit: $-44,932
• Equity at exit: $35,017

10-year hold

• IRR: -14.5%
• Equity multiple: 0.20×
• Total profit: $-52,530
• Equity at exit: $20,305

Cash invested: $65,757 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,838 high
• Mortgage (P&I): −$1,232
• Tax from tax record: −$67 /mo · $798/yr
• Insurance: −$98
• HOA: −$138
• Vacancy / Maint / Mgmt: −$386
• Net cashflow: $-82

Break-even live

Break-even rent $1,942

Max offer price $220,376

Occupancy floor 99%

Sensitivity live

Price	-10% $51	-5% $-15	+0% $-82	+5% $-148	+10% $-215
Rent	-10% $-227	-5% $-155	+0% $-82	+5% $-9	+10% $63
Rate	-1.0pp $36	-0.5pp $-22	base $-82	+0.5pp $-143	+1.0pp $-205

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,712
• Closing costs: $7,045
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10628 Waterfield Rd Jacksonville, FL	3.0	2.5	1429	$1,900	$1.33	25d	1	0.09mi
4910 Samaritan Way Jacksonville, FL	1.0–2.0	1.0–2.0	966	$1,758	$1.82	4d	16	0.33mi
10281 Magnolia Hills Dr Jacksonville, FL	3.0	2.0	1564	$1,900	$1.21	25d	1	0.44mi
9956 Somerset Grove Ln Jacksonville, FL	3.0	2.0	1168	$1,675	$1.43	25d	1	0.98mi
5437 Tellaro Ln Unit 1 Jacksonville, FL	3.0	2.5	1395	$1,795	$1.29	22d	1	0.99mi
5216 Brighton Park Ln Jacksonville, FL	3.0	2.5	1472	$1,795	$1.22	12d	1	1.03mi
5138 Sawmill Point Way Jacksonville, FL	3.0	2.5	1780	$1,820	$1.02	25d	1	1.11mi
5229 Walkers Ridge Dr Jacksonville, FL	3.0	2.5	1497	$1,795	$1.20	25d	1	1.17mi
9732 Chirping Way Jacksonville, FL	3.0	2.0	1410	$1,800	$1.28	5d	1	1.28mi
9541 103rd St Jacksonville, FL	1.0–3.0	1.0–2.0	1040	$1,668	$1.60	3d	21	1.44mi
6560 Sandlers Preserve Dr Jacksonville, FL	3.0	2.0	1824	$2,095	$1.15	9d	1	1.44mi

HOA detail

• Monthly dues: $138 · $1,656/yr

Listing history 17 events

1. 2026-06-02
   status $223,490 Pending 33 DOM
2. 2026-06-01
   days on market $223,490 Active 33 DOM
3. 2026-05-31
   days on market $223,490 Active 32 DOM
4. 2026-05-15
   price $223,490 601-char remark

   Show marketing remark (601 chars)

   The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

5. 2026-05-12
   price $279,990 601-char remark

   Show marketing remark (601 chars)

   The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

6. 2026-05-09
   price $223,490 601-char remark

   Show marketing remark (601 chars)

   The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

7. 2026-05-08
   price $223,490 729-char remark

   Show marketing remark (729 chars)

   Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

8. 2026-05-08
   price $223,490

   Show marketing remark (729 chars)

   Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

9. 2026-04-29
   status Active 601-char remark

   Show marketing remark (601 chars)

   The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

10. 2026-04-29
    price $224,990 601-char remark

    Show marketing remark (601 chars)

    The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

11. 2026-04-29
    listed $224,990 Active

    Show marketing remark (601 chars)

    The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

12. 2026-04-24
    status Active 729-char remark

    Show marketing remark (729 chars)

    Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

13. 2026-04-01
    status Pending 729-char remark

    Show marketing remark (729 chars)

    Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

14. 2026-04-01
    price $224,990 729-char remark

    Show marketing remark (729 chars)

    Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

15. 2026-03-25
    historical 601-char remark

    Show marketing remark (601 chars)

    The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

16. 2026-03-04
    listed $225,990 Active 729-char remark

    Show marketing remark (729 chars)

    Move-In -Ready. Step into your new lift at this beautifully crafted home in the heart of the Villas at Bishop Oaks community. The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style.

17. 2026-02-28
    listed $225,990 Active 601-char remark

    Show marketing remark (601 chars)

    The charming porch entry of the two-story Crescent plan leads into an airy kitchen with a center island and walk-in pantry, perfect for home chefs and entertaining guests. A dining area is just steps away, seamlessly connecting to a welcoming great room that completes the open-concept layout. Upstairs, you'll find three generously sized bedrooms, including an impressive owner's suite featuring a large walk-in closet and a private bath with dual vanities. A conveniently located laundry area adds everyday ease. With thoughtful design and modern finishes, the Crescent offers both comfort and style

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $798 · $67/mo
• Projected year-2 tax: $1,855 · $155/mo
• Expected delta: +$1,057/yr (+$88/mo · 132.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $22,056
• − Mortgage interest: −$13,155
• − Property taxes: −$798
• − Insurance: −$1,174
• − Repairs & maintenance: −$1,764
• − Management: −$1,764
• − HOA: −$1,656
• − Depreciation: −$6,832
• Taxable loss: −$5,089
• Est. tax savings @ 24.0%: +$1,221
• After-tax cash flow: $238/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in-ready townhouse in the Villas at Bishop Oaks community is in excellent condition with modern finishes and a well-maintained exterior. Minor updates to the exterior and interior could further enhance its value.

Value-add opportunities

• Resale Paint exterior siding — Enhances curb appeal and value
• Resale Replace window treatments — Freshens look and improves energy efficiency
• Both Install smart home devices — Enhances convenience and marketability

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior siding — Enhances curb appeal and value ↑
• Resale Replace window treatments — Freshens look and improves energy efficiency ↑
• Both Install smart home devices — Enhances convenience and marketability ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-1.1% since first listed

14 events — show timeline

• 2026-05-15 Price Changed $223,490 Zillow
• 2026-05-12 Price Changed $279,990 Zillow
• 2026-05-09 Price Changed $223,490 Zillow
• 2026-05-08 Price Changed $223,490 realMLS
• 2026-05-08 Price Changed $223,490 Stellar MLS as Distributed by MLS Grid
• 2026-04-29 Relisted — Zillow
• 2026-04-29 Price Changed $224,990 Zillow
• 2026-04-29 Listed $224,990 Stellar MLS as Distributed by MLS Grid
• 2026-04-24 Relisted — realMLS
• 2026-04-01 Pending — realMLS
• 2026-04-01 Price Changed $224,990 realMLS
• 2026-03-25 Delisted — Zillow
• 2026-03-04 Listed $225,990 realMLS
• 2026-02-28 Listed $225,990 Zillow

Property tax history

-0.7%/yr

Latest (2025): $798 · -0.7% YoY. Source: county tax records.