9924 Foxshire Dr · Escatawpa, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
3 bedroom, 1 bath single-family home situated on a corner lot. Property includes an electric-wired shed in the backyard, ideal for additional storage or workspace. Home is being sold as-is and will require repairs and updates. Great opportunity for investors or buyers looking to customize a property to their needs.
Key facts
- Electric-wired shed
- Additional storage
- Corner lot
Tags
Property features AI
Exterior
- Parking: Attached carport (1 space); Driveway with concrete surface
- Utilities: Public water; Public sewer; Electricity available; Sewer available; Water available
- Home design: Single-family house; One story
- Construction: Brick construction; Shingle roof; Slab foundation; Built in public-records year (year built source: public records)
- Exterior features: Corner lot; Shed(s) on the property
Interior
- Kitchen: Kitchen on main level
- Bedrooms: Primary bedroom on main level; Two additional bedrooms on main level
- Flooring: Wood floors
- Bathrooms: One full bathroom
- Heating & cooling: Heating: see remarks; Cooling: see remarks
- Interior features: Five total rooms; Wood flooring; Living room on main level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $647 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
Location & tenants
- Location reads 60/100 on livability (#211 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D+, schools F, amenities F.
- Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 110 active listings in the ZIP; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.88% ✓
- Cap rate
- 16.65%
- Cash-on-cash
- 36.97%
- DSCR
- 2.65
- GRM
- 4.4
CMA / ARV
- ARV (on-the-fly)
- $99,190
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9903 Foxshire Dr | 0.10mi | 3/2.0 | 1,147 (+5%) | 24mo | $89,000 | $78 | 63 |
| 10404 Riverbend Cir | 0.57mi | 3/2.0 | 1,100 (+1%) | 21mo | $99,900 | $91 | 51 |
| 3612 Ryland Rd | 0.30mi | 3/1.0 | 940 (-14%) | 18mo | $48,900 | $52 | 48 |
| 9313 Hardwicke Rd | 0.67mi | 3/1.5 | 1,161 (+6%) | 13mo | $115,000 | $99 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.8%
- Equity multiple
- 2.38×
- Total profit
- $29,047
- Equity at exit
- $11,183
- IRR
- 39.8%
- Equity multiple
- 4.73×
- Total profit
- $78,316
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39562
- Home prices YoY
- -25.6%
- Active inventory
- 110
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $1,410 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$42 /mo · $506/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$296
- Net cashflow
- $647
Break-even live
Sensitivity live
| Price | -10% $689 | -5% $668 | +0% $647 | +5% $626 | +10% $605 |
|---|---|---|---|---|---|
| Rent | -10% $536 | -5% $591 | +0% $647 | +5% $703 | +10% $758 |
| Rate | -1.0pp $685 | -0.5pp $666 | base $647 | +0.5pp $628 | +1.0pp $608 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-06-08days on market $75,000 Active 5 DOM
-
2026-06-07remarks 316-char remark
-
2026-06-07$75,000 Active 4 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $506 · $42/mo
- Projected year-2 tax
- $593 · $49/mo
- Expected delta
- +$86/yr (+$7/mo · 17.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,919
- − Mortgage interest
- −$4,201
- − Property taxes
- −$506
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,353
- − Management
- −$1,353
- − Depreciation
- −$2,182
- Taxable income
- $6,947
- Est. tax owed @ 24.0%
- −$1,667
- After-tax cash flow
- $6,097/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Moss Point Separate School District
- NCES district ID
- 2803000
- Math proficiency
- 17% ▼ -3.00%
- Reading proficiency
- 22% ▬ 0.00%
- Median HH income
- $38,041
- Composite
- 16.34/100
- National rank
- #9205
- State rank
- #94 of 130 in MS
Livability — Escatawpa
- Score
- 60/100
- State rank
- #211
- US rank
- #18602
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Escatawpa, MS
- Population (ZIP)
- 17,142
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 146,926 people
- By 2030
- 148,442 · +1.0%
- By 2040
- 149,631 · +1.8%
- By 2050
- 148,723 · +1.2%
- By 2075
- 147,845 · +0.6%
- By 2100
- 144,510 · -1.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Black 6% Two or more races 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Jackson
- 2024 margin
- Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
- 2008→2024 swing
- -6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
- All cycles
- 2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -62.87%
- Current HPI
- 182.2784
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+114.3% since first listed15 events — show timeline
- 2026-06-03 Listed $75,000 MLSU
- 2026-02-21 Listing Removed — MLSU
- 2026-01-09 Price Changed $99,000 MLSU
- 2025-08-22 Price Changed $104,900 MLSU
- 2025-07-18 Price Changed $109,000 MLSU
- 2025-06-03 Price Changed $114,500 MLSU
- 2025-05-20 Price Changed $117,000 MLSU
- 2025-05-12 Price Changed $118,500 MLSU
- 2025-05-02 Listed $120,000 MLSU
- 2021-10-01 Listing Removed — MLSU
- 2016-04-12 Sold (MLS) — MLSU
- 2016-01-10 Listed $64,900 MLSU
- 2015-07-01 Listed $69,900 MLSU
- 2012-12-18 Sold (MLS) — MLSU
- 2012-10-13 Listed $35,000 MLSU
Property tax history
+2.5%/yrLatest (2025): $506 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…