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8205 Berry Ave
C Composite 58.03
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +5.8/10.0
  • DSCR +5.6/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,900

8205 Berry Ave · Jacksonville, FL 32211
3 bd · 2.0 ba · 1,153 sqft · SingleFamily public records · 7 Days on market
Built 2006 5,227 sqft lot Est $204k · 22% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3/2 NEW CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

Key facts

  • Front porch
  • Family room
  • Private yard

Tags

FAMILY ROOMCONVENIENT PANTRYFRONT PORCHPRIVATE YARDOPEN BACKYARDLUXURY VINYL PLANK FLOORING

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Septic tank; Electricity connected; Sewer connected; Water connected
  • Home design: Single-family residence; One story
  • Construction: Brick and block construction; Shingle roof
  • Exterior features: Front porch; Back yard with wood fencing; Asphalt road access

Interior

  • Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms (primary on main level)
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Pantry; Primary bathroom with tub and shower; Primary bedroom on main level; Walk-in closet(s); 5 total rooms
  • Laundry & utility: Unfurnished unit (no washer/dryer included listed)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $136 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Cap rate 7.3% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Woodland Acres Elementary School (math 43% / reading 25%, grade F, #1,744 of 2,144 statewide, top 82%, 534 students, 70% FRL); Arlington Middle School (math 23% / reading 21%, grade F, #549 of 571 statewide, top 97%, 798 students, 74% FRL); Terry Parker High School (math 12% / reading 24%, grade F, #570 of 667 statewide, top 86%, 1,353 students, 66% FRL) — zoned schools average 70% FRL vs 49% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 25% at this address vs 46% district-wide (-21 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.5%/yr); 142 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $135k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.31%
Cash-on-cash
3.64%
DSCR
1.16
GRM
7.7

CMA / ARV

ARV (on-the-fly)
$204,081
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8139 Oden Ave 0.35mi 3/2.0 1,184 (+3%) 0mo $237,000 $200 79
126 Bowlan St S 0.25mi 2/1.0 (-1) 1,148 (-0%) 2mo $189,900 $165 77
8202 Eaton Ave 0.12mi 3/1.0 1,050 (-9%) 2mo $112,500 $107 74
8514 Kona Ave 0.53mi 3/2.0 1,109 (-4%) 1mo $196,000 $177 68
7709 Eaton Ave 0.37mi 3/1.5 1,227 (+6%) 4mo $200,000 $163 67
7952 Hare Ave 0.33mi 2/1.0 (-1) 1,110 (-4%) 4mo $75,000 $68 67
8484 India Ave 0.41mi 3/2.0 1,249 (+8%) 2mo $240,000 $192 65
7631 Dandy Ave 0.39mi 3/2.0 1,264 (+10%) 1mo $245,000 $194 65
8360 Century Point Dr N 0.70mi 3/2.0 1,140 (-1%) 3mo $198,000 $174 63
7213 Hallock St 0.66mi 4/2.0 (+1) 1,221 (+6%) 1mo $223,500 $183 53
213 Aquarius Cir N 0.60mi 3/2.0 1,301 (+13%) 0mo $299,900 $231 50
746 Libra St 0.72mi 2/2.0 (-1) 1,013 (-12%) 4mo $162,000 $160 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.5% rent growth · sell at horizon

5-year hold
IRR
-11.1%
Equity multiple
0.60×
Total profit
$-18,024
Equity at exit
$23,842
10-year hold
IRR
-2.6%
Equity multiple
0.83×
Total profit
$-7,656
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32211

Rents YoY
2.5%
Active inventory
142
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,726 high interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$323 /mo · $3,875/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$363
Net cashflow
$136

Break-even live

Break-even rent $1,555
Max offer price $159,900
Occupancy floor 87%

Sensitivity live

Price -10% $226 -5% $181 +0% $136 +5% $91 +10% $45
Rent -10% $-1 -5% $68 +0% $136 +5% $204 +10% $272
Rate -1.0pp $216 -0.5pp $176 base $136 +0.5pp $94 +1.0pp $52

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8319 Dandy Ave Jacksonville, FL 2.0 1.0 883 $1,650 $1.87 24d 1 0.11mi
8000 Dandy Ave Jacksonville, FL 3.0 2.0 1330 $1,761 $1.32 8d 1 0.17mi
8308 Free Ave Jacksonville, FL 3.0 2.0 1159 $1,571 $1.36 18d 1 0.18mi
7600 Free Ave Jacksonville, FL 3.0 2.0 1229 $1,745 $1.42 24d 1 0.47mi
7703 Hare Ave Jacksonville, FL 2.0 1.0 700 $1,099 $1.57 3d 1 0.48mi
7632 Hare Ave Jacksonville, FL 3.0 2.0 1169 $1,690 $1.45 24d 1 0.48mi
8514 Kona Ave Jacksonville, FL 3.0 2.0 1266 $1,800 $1.42 4d 1 0.51mi
421 Aralia Ln Jacksonville, FL 3.0 2.5 1492 $1,681 $1.13 22d 1 0.54mi
9027 Dandy Ave Jacksonville, FL 3.0 2.0 1209 $1,741 $1.44 17d 1 0.57mi
551 Eiseman Way Jacksonville, FL 3.0 2.5 1358 $1,620 $1.19 24d 1 0.61mi
8290 Rigel Rd Jacksonville, FL 3.0 2.5 1358 $1,595 $1.17 24d 1 0.63mi
8252 Rigel Rd Jacksonville, FL 3.0 2.5 1358 $1,625 $1.20 24d 1 0.67mi
451 Matilda Ln Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.67mi
451 Matilda Ln Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 8d 1 0.67mi
8236 Rigel Rd Jacksonville, FL 3.0 2.5 1358 $1,585 $1.17 24d 1 0.68mi
454 Terabithia Way Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 5d 1 0.68mi
8232 Rigel Rd Jacksonville, FL 3.0 2.5 1372 $1,610 $1.17 15d 1 0.69mi
471 Matilda Ln Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.69mi
471 Matilda Ln Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 18d 1 0.69mi
481 Terabithia Way Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.73mi
481 Terabithia Way Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.73mi
514 Narnia Ct Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.73mi
514 Narnia Ct Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.73mi
487 Terabithia Way Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 22d 1 0.74mi
487 Terabithia Way Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.74mi
513 Narnia Ct Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 5d 1 0.74mi
514 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.75mi
514 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.75mi
7811 Aquarius Cir S Jacksonville, FL 3.0 2.0 1298 $1,760 $1.36 24d 1 0.77mi
535 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.79mi
535 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.79mi
545 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.80mi
558 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 22d 1 0.81mi
558 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.81mi
574 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 24d 1 0.83mi
574 Kit St Jacksonville, FL 3.0 2.5 1480 $1,845 $1.25 15d 1 0.83mi
8210 Larose Rd Jacksonville, FL 2.0 2.5 1110 $1,695 $1.53 24d 1 0.85mi
840 Gate Run Rd Unit 840 Jacksonville, FL 2.0 2.5 1110 $1,575 $1.42 24d 1 0.87mi
7528 Arlington Expy Jacksonville, FL 1.0–2.0 1.0–2.0 1057 $1,325 $1.25 2d 4 0.88mi
855 Centennial St Jacksonville, FL 2.0 2.5 1110 $1,400 $1.26 22d 1 0.89mi

Listing history 10 events

  1. 2026-05-18
    status Pending
  2. 2026-05-11
    listed $159,900 Active
  3. 2026-04-10
    historical $1,505
  4. 2026-04-03
    listed $1,505
  5. 2007-12-13
    soldstatus $135,000
  6. 2007-10-01
    historical 385-char remark
    Show marketing remark (385 chars)

    3/2 NEW CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

  7. 2007-09-28
    soldstatus $135,000 385-char remark
    Show marketing remark (385 chars)

    3/2 NEW CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

  8. 2007-05-15
    listed $139,900 385-char remark
    Show marketing remark (392 chars)

    3/2 HOME UNDER CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

  9. 2007-05-15
    historical 392-char remark
    Show marketing remark (392 chars)

    3/2 HOME UNDER CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

  10. 2006-10-31
    listed $160,000 392-char remark
    Show marketing remark (392 chars)

    3/2 HOME UNDER CONSTRUCTION. CONVENIENT ARLINGTON LOCATION. SUPER HOME FOR FIRST-TIME HOME BUYER. FEATURES INCLUDE GREAT ROOM; COMFY KITCHEN WITH PANTRY & PLENTY OF WORK SPACE; LARGE MASTER BATH; OAK CABINETS IN KITCHEN & BATHS; FINISHED GARAGE; BRICK FRONT; PAVER DRIVEWAY. BUILDER WILL PROVIDE 'HOME BUYER'S WARRANTY'. BUYER TO VERIFY ALL INFO & SQUARE FOOTAGE PRIOR TO CLOSING.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,875 · $323/mo
Projected year-2 tax
$3,875 · $323/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,717
− Mortgage interest
−$8,957
− Property taxes
−$3,875
− Insurance
−$800
− Repairs & maintenance
−$1,657
− Management
−$1,657
− Depreciation
−$4,652
Taxable loss
−$881
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$211
After-tax cash flow
$1,841/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
36,762
Household income
$57,021
Rent vs Own
44.3% rent · 55.7% own
Severe rent burden
2350.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 41% Black 33% Hispanic / Latino 15% Two or more races 13% Asian 4%
Hispanic origin (detail)
Mexican 4% Puerto Rican 3% Cuban 3%
Common ancestry
Hispanic 2% Slovak 2% Lithuanian 1%
Foreign-born
14% · Canada, Vietnam, Jamaica
Languages at home
79% English-only · Spanish 14% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -187.46%
Current HPI
330.4724
Rent YoY
▲ 2.50%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-0.1% since first listed
10 events — show timeline
  • 2026-05-18 Pending realMLS
  • 2026-05-11 Listed $159,900 realMLS
  • 2026-04-10 Rental Removed $1,505 RENTPROGRESS
  • 2026-04-03 Listed for Rent $1,505 RENTPROGRESS
  • 2007-12-13 Sold (Public Records) $135,000 Public Records
  • 2007-10-01 Listing Removed realMLS
  • 2007-09-28 Sold (MLS) $135,000 realMLS
  • 2007-05-15 Listing Removed realMLS
  • 2007-05-15 Listed $139,900 realMLS
  • 2006-10-31 Listed $160,000 realMLS

Property tax history

+15.8%/yr

Latest (2025): $3,875 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…