1712 4th Ave · Beaver Falls, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 8 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.2/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$79,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
Key facts
- Off street access
- Updated siding
- Large deep backyard
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $79k.
Deal economics
- At list price, monthly cash flow is $377 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $79k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 84/100 on livability (#93 in PA, #675 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
- Big Beaver Falls Area SD (suburban): math 16% / reading 37% proficiency, ranked #467 of 539 in PA (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.1%/yr); 143 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 173 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.42% ✓
- Cap rate
- 12.03%
- Cash-on-cash
- 20.48%
- DSCR
- 1.91
- GRM
- 5.9
CMA / ARV
- ARV (median comp)
- $56,473
- List price
- $79,000
- Delta
- 39.89%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1716 4th Ave | 0.01mi | 2/1.0 | 1,144 (-4%) | 3mo | $30,000 | $26 | 90 |
| 1503 3rd Ave | 0.16mi | 3/1.0 (+1) | 1,200 (+1%) | 3mo | $48,000 | $40 | 84 |
| 1512 3rd Ave | 0.15mi | 2/1.0 | 1,238 (+4%) | 9mo | $66,000 | $53 | 79 |
| 1908 6th Ave | 0.17mi | 2/1.5 | 1,144 (-4%) | 9mo | $116,000 | $101 | 76 |
| 1717 3rd Ave | 0.05mi | 2/2.0 | 1,080 (-9%) | 7mo | $40,000 | $37 | 72 |
| 420 20th St | 0.17mi | 2/1.5 | 1,286 (+8%) | 8mo | $113,500 | $88 | 70 |
| 1602 6th Ave | 0.16mi | 2/1.5 | 1,058 (-11%) | 3mo | $45,000 | $43 | 69 |
| 2535 8th Ave | 0.61mi | 2/1.0 | 1,182 (-1%) | 6mo | $22,000 | $19 | 66 |
| 2217 7th Ave Rear | 0.39mi | 3/1.5 (+1) | 1,236 (+4%) | 6mo | $137,000 | $111 | 64 |
| 2218 9th Ave | 0.46mi | 2/1.0 | 1,088 (-9%) | 5mo | $97,000 | $89 | 59 |
| 2525 7th Ave | 0.56mi | 3/1.5 (+1) | 1,248 (+5%) | 1mo | $192,500 | $154 | 58 |
| 516 17th St | 0.12mi | 3/3.0 (+1) | 1,332 (+12%) | 6mo | $35,000 | $26 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.07% rent growth · sell at horizon
- IRR
- 12.8%
- Equity multiple
- 1.51×
- Total profit
- $11,314
- Equity at exit
- $11,779
- IRR
- 21.8%
- Equity multiple
- 2.86×
- Total profit
- $41,116
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15010
- Home prices YoY
- -22.6%
- Rents YoY
- 3.1%
- Active inventory
- 143
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,125 high interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax from tax record
- −$64 /mo · $768/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$236
- Net cashflow
- $377
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1613 4th Ave Beaver Falls, PA | 2.0 | 1.0 | 1016 | $1,200 | $1.18 | 1d | 1 | 0.05mi |
| 1503 3rd Ave Beaver Falls, PA | 3.0 | 1.0 | 1200 | $1,350 | $1.12 | 1d | 1 | 0.14mi |
| 1320 4th Ave Beaver Falls, PA | 2.0 | 1.0 | 850 | $950 | $1.12 | 1d | 1 | 0.23mi |
| 2210 7th Ave Beaver Falls, PA | 2.0 | 1.0 | 850 | $875 | $1.03 | 1d | 1 | 0.38mi |
| 921 15th St Unit 3 Beaver Falls, PA | 2.0 | 1.0 | 800 | $949 | $1.19 | 43d | 1 | 0.45mi |
| 911 12th Ave Beaver Falls, PA | 2.0 | 1.0 | 812 | $850 | $1.05 | 1d | 1 | 0.73mi |
| 2919 5th Ave Beaver Falls, PA | 1.0 | 1.0 | 798 | $600 | $0.75 | 43d | 1 | 0.99mi |
| 1459 4th St New Brighton, PA | 3.0 | 2.0 | 1312 | $1,625 | $1.24 | 14d | 1 | 1.04mi |
| 418 Darlington Rd Beaver Falls, PA | 2.0 | 1.5 | 975 | $1,350 | $1.38 | 12d | 1 | 1.27mi |
| 149 Colonial Oaks Beaver Falls, PA | 2.0–4.0 | 1.0–1.5 | 958 | $1,200 | $1.25 | 1d | 1 | 1.39mi |
Listing history 5 events
-
2026-03-19price $79,000 885-char remark
Show marketing remark (885 chars)
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
-
2026-02-17price $81,899 885-char remark
Show marketing remark (885 chars)
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
-
2026-02-12status Active 885-char remark
Show marketing remark (885 chars)
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
-
2025-12-20historical Contingent 885-char remark
Show marketing remark (885 chars)
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
-
2025-12-02$81,900 Active 885-char remark
Show marketing remark (885 chars)
Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $768 · $64/mo
- Projected year-2 tax
- $1,008 · $84/mo
- Expected delta
- +$240/yr (+$20/mo · 31.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,499
- − Mortgage interest
- −$4,425
- − Property taxes
- −$768
- − Insurance
- −$395
- − Repairs & maintenance
- −$1,080
- − Management
- −$1,080
- − Depreciation
- −$2,298
- Taxable income
- $3,452
- Est. tax owed @ 24.0%
- −$829
- After-tax cash flow
- $3,701/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Big Beaver Falls Area SD
- NCES district ID
- 4203630
- Math proficiency
- 16% ▼ -11.00%
- Reading proficiency
- 37% ▼ -15.00%
- Median HH income
- $35,686
- Composite
- 21.85/100
- National rank
- #8241
- State rank
- #467 of 539 in PA
Livability — Beaver Falls
- Score
- 84/100
- State rank
- #93
- US rank
- #675
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaver Falls, PA
- County
- Beaver County · 116,001 people
- City population
- 28,542
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 28,542
- Household income
- $71,200
- Rent vs Own
- Severe rent burden
- 519.0
Population outlook (Beaver County) Hauer SSP2
- Today (2025)
- 164,976 people
- By 2030
- 161,449 · -2.1%
- By 2040
- 151,752 · -8.0%
- By 2050
- 141,155 · -14.4%
- By 2075
- 118,142 · -28.4%
- By 2100
- 91,740 · -44.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Black 9% Two or more races 4% Hispanic / Latino 1%
- Common ancestry
- Romanian 5% Slovak 2% Iranian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Beaver
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -76.25%
- Current HPI
- 261.2703
- Rent YoY
- ▲ 3.07%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
||
Price history
-3.5% since first listed5 events — show timeline
- 2026-03-19 Price Changed $79,000 West Penn MLS
- 2026-02-17 Price Changed $81,899 West Penn MLS
- 2026-02-12 Relisted — West Penn MLS
- 2025-12-20 Contingent — West Penn MLS
- 2025-12-02 Listed $81,900 West Penn MLS
Property tax history
-4.4%/yrLatest (2026): $768 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…