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1712 4th Ave
C+ Composite 61.39
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.2/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$79,000

1712 4th Ave · Beaver Falls, PA 15010
2 bd · 1.0 ba · 1,192 sqft · SingleFamily public records · 173 Days on market
Built 1925 4,356 sqft lot $66/sqft · 40% above area Est $56k · 40% over ↓ 4% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

Key facts

  • Off street access
  • Updated siding
  • Large deep backyard

Tags

LARGE DEEP BACKYARDUPDATED KITCHENBACK PORCHOFF STREET ACCESSUPDATED SIDINGNEWER WINDOWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $377 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 84/100 on livability (#93 in PA, #675 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F.
  • Big Beaver Falls Area SD (suburban): math 16% / reading 37% proficiency, ranked #467 of 539 in PA (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 143 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 173 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $69,520 (12.0% below list)

Questions for the listing agent

  1. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.42%
Cap rate
12.03%
Cash-on-cash
20.48%
DSCR
1.91
GRM
5.9

CMA / ARV

ARV (median comp)
$56,473
List price
$79,000
Delta
39.89%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1716 4th Ave 0.01mi 2/1.0 1,144 (-4%) 3mo $30,000 $26 90
1503 3rd Ave 0.16mi 3/1.0 (+1) 1,200 (+1%) 3mo $48,000 $40 84
1512 3rd Ave 0.15mi 2/1.0 1,238 (+4%) 9mo $66,000 $53 79
1908 6th Ave 0.17mi 2/1.5 1,144 (-4%) 9mo $116,000 $101 76
1717 3rd Ave 0.05mi 2/2.0 1,080 (-9%) 7mo $40,000 $37 72
420 20th St 0.17mi 2/1.5 1,286 (+8%) 8mo $113,500 $88 70
1602 6th Ave 0.16mi 2/1.5 1,058 (-11%) 3mo $45,000 $43 69
2535 8th Ave 0.61mi 2/1.0 1,182 (-1%) 6mo $22,000 $19 66
2217 7th Ave Rear 0.39mi 3/1.5 (+1) 1,236 (+4%) 6mo $137,000 $111 64
2218 9th Ave 0.46mi 2/1.0 1,088 (-9%) 5mo $97,000 $89 59
2525 7th Ave 0.56mi 3/1.5 (+1) 1,248 (+5%) 1mo $192,500 $154 58
516 17th St 0.12mi 3/3.0 (+1) 1,332 (+12%) 6mo $35,000 $26 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.07% rent growth · sell at horizon

5-year hold
IRR
12.8%
Equity multiple
1.51×
Total profit
$11,314
Equity at exit
$11,779
10-year hold
IRR
21.8%
Equity multiple
2.86×
Total profit
$41,116
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15010

Home prices YoY
-22.6%
Rents YoY
3.1%
Active inventory
143
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,125 high interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$64 /mo · $768/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$236
Net cashflow
$377

Break-even live

Break-even rent $647
Max offer price $79,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1613 4th Ave Beaver Falls, PA 2.0 1.0 1016 $1,200 $1.18 1d 1 0.05mi
1503 3rd Ave Beaver Falls, PA 3.0 1.0 1200 $1,350 $1.12 1d 1 0.14mi
1320 4th Ave Beaver Falls, PA 2.0 1.0 850 $950 $1.12 1d 1 0.23mi
2210 7th Ave Beaver Falls, PA 2.0 1.0 850 $875 $1.03 1d 1 0.38mi
921 15th St Unit 3 Beaver Falls, PA 2.0 1.0 800 $949 $1.19 43d 1 0.45mi
911 12th Ave Beaver Falls, PA 2.0 1.0 812 $850 $1.05 1d 1 0.73mi
2919 5th Ave Beaver Falls, PA 1.0 1.0 798 $600 $0.75 43d 1 0.99mi
1459 4th St New Brighton, PA 3.0 2.0 1312 $1,625 $1.24 14d 1 1.04mi
418 Darlington Rd Beaver Falls, PA 2.0 1.5 975 $1,350 $1.38 12d 1 1.27mi
149 Colonial Oaks Beaver Falls, PA 2.0–4.0 1.0–1.5 958 $1,200 $1.25 1d 1 1.39mi

Listing history 5 events

  1. 2026-03-19
    price $79,000 885-char remark
    Show marketing remark (885 chars)

    Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

  2. 2026-02-17
    price $81,899 885-char remark
    Show marketing remark (885 chars)

    Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

  3. 2026-02-12
    status Active 885-char remark
    Show marketing remark (885 chars)

    Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

  4. 2025-12-20
    historical Contingent 885-char remark
    Show marketing remark (885 chars)

    Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

  5. 2025-12-02
    listed $81,900 Active 885-char remark
    Show marketing remark (885 chars)

    Step inside this beautifully updated Investment Property 3-bedroom offering modern touches, spacious rooms, and a large, deep backyard perfect for pets, gardening, or entertaining. The main level features new flooring, neutral paint throughout, tall ceilings, and abundant natural light. A generous living room and an updated kitchen with plenty of cabinet space. This home offers a first floor bedroom, all bedrooms are well-sized, with fresh flooring and move-in-ready finishes. Outside, enjoy a freshly enhanced yard, a back porch for relaxing, and off-street access from the rear alley. The property also includes updated siding, newer windows, and low-maintenance exterior features. Conveniently located near local shops, restaurants, and major highways, this home is perfect for both first-time buyers and investors looking for a clean, turnkey property. Move right in and enjoy!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$768 · $64/mo
Projected year-2 tax
$1,008 · $84/mo
Expected delta
+$240/yr (+$20/mo · 31.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥97°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,499
− Mortgage interest
−$4,425
− Property taxes
−$768
− Insurance
−$395
− Repairs & maintenance
−$1,080
− Management
−$1,080
− Depreciation
−$2,298
Taxable income
$3,452
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$829
After-tax cash flow
$3,701/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Big Beaver Falls Area SD
NCES district ID
4203630
Math proficiency
16% ▼ -11.00%
Reading proficiency
37% ▼ -15.00%
Median HH income
$35,686
Composite
21.85/100
National rank
#8241
State rank
#467 of 539 in PA

Livability — Beaver Falls

Score
84/100
State rank
#93
US rank
#675

Category grades

Amenities F Commute A+ Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaver Falls, PA
County
Beaver County · 116,001 people
City population
28,542
Metro
Pittsburgh, PA
Population (ZIP)
28,542
Household income
$71,200
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
519.0

Population outlook (Beaver County) Hauer SSP2

Today (2025)
164,976 people
By 2030
161,449 · -2.1%
By 2040
151,752 · -8.0%
By 2050
141,155 · -14.4%
By 2075
118,142 · -28.4%
By 2100
91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Black 9% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 5% Slovak 2% Iranian 1%
Foreign-born
2% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Beaver

2024 margin
Strong R (+20.7) · D 39.2% · R 59.9%
2008→2024 swing
-17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
All cycles
2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.25%
Current HPI
261.2703
Rent YoY
▲ 3.07%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-3.5% since first listed
5 events — show timeline
  • 2026-03-19 Price Changed $79,000 West Penn MLS
  • 2026-02-17 Price Changed $81,899 West Penn MLS
  • 2026-02-12 Relisted West Penn MLS
  • 2025-12-20 Contingent West Penn MLS
  • 2025-12-02 Listed $81,900 West Penn MLS

Property tax history

-4.4%/yr

Latest (2026): $768 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…