CashFlowRE
Sign in Sign up
3909 Jeffersonville Rd
B- Composite 68.37
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +7.2/10.0
  • Rent growth +5.0/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • ARV discount +0.0/15.0

$57,000

3909 Jeffersonville Rd · Macon-Bibb County, GA 31217
2 bd · 1.0 ba · 816 sqft · SingleFamily public records · 158 Days on market
Built 1955 1.05 ac lot $70/sqft · 22% above area Est $47k · 22% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

Key facts

  • Excellent visibility
  • Prime piece of land
  • Spacious lot

Tags

SPACIOUS LOTEXCELLENT VISIBILITYGROWING AREAPRIME PIECE OF LANDCONVENIENT MACON LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $57k.

Deal economics

  • At list price, monthly cash flow is $477 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $57k).
  • Recommended offer: $50k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.3% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.8%/yr); 122 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($394 loan paydown + $2k appreciation (4.3% local appreciation)).
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.3% appreciation + 8.0% rent growth), your $16k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 158 days — a 12% lower offer ($50k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 71% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $50,160 (12.0% below list)

Questions for the listing agent

  1. It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.83%
Cap rate
16.34%
Cash-on-cash
35.88%
DSCR
2.60
GRM
4.5

CMA / ARV

ARV (median comp)
$46,672
List price
$57,000
Delta
22.13%
Verdict
OVERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

4.31% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
47.4%
Equity multiple
3.93×
Total profit
$46,830
Equity at exit
$29,946
10-year hold
IRR
48.1%
Equity multiple
9.12×
Total profit
$129,661
Equity at exit
$49,832

Cash invested: $15,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31217

Home prices YoY
2.1%
Rents YoY
10.8%
Active inventory
122
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,045 medium interval (Pro) →
Mortgage (P&I)
$299
Tax from tax record
$26 /mo · $309/yr
Insurance
$24
HOA
$0
Vacancy / Maint / Mgmt
$219
Net cashflow
$477

Break-even live

Break-even rent $441
Max offer price $57,000
Occupancy floor 49%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,250
Closing costs
$1,710
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3716 Piedmont Dr Macon, GA 2.0 1.0 640 $850 $1.33 13d 1 0.57mi
3722 Piedmont Dr Macon, GA 3.0 1.0 780 $895 $1.15 13d 1 0.57mi
3258 Lancing Ln Macon, GA 3.0 2.0 1000 $1,200 $1.20 13d 1 0.62mi

Listing history 25 events

  1. 2026-06-19
    days on market $57,000 Active 158 DOM
  2. 2026-06-18
    days on market $57,000 Active 157 DOM
  3. 2026-06-17
    days on market $57,000 Active 156 DOM
  4. 2026-06-16
    days on market $57,000 Active 155 DOM
  5. 2026-06-15
    days on market $57,000 Active 154 DOM
  6. 2026-06-14
    days on market $57,000 Active 152 DOM
  7. 2026-06-13
    days on market $57,000 Active 151 DOM
  8. 2026-06-10
    days on market $57,000 Active 149 DOM
  9. 2026-06-09
    days on market $57,000 Active 148 DOM
  10. 2026-06-09
    days on market $57,000 Active 147 DOM
  11. 2026-06-07
    days on market $57,000 Active 146 DOM
  12. 2026-06-03
    days on market $57,000 Active 142 DOM
  13. 2026-06-02
    days on market $57,000 Active 141 DOM
  14. 2026-06-01
    days on market $57,000 Active 140 DOM
  15. 2026-05-31
    days on market $57,000 Active 139 DOM
  16. 2026-05-30
    days on market $57,000 Active 138 DOM
  17. 2026-03-03
    status Back On Market 494-char remark
    Show marketing remark (500 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don’t miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  18. 2026-03-03
    status Active 500-char remark
    Show marketing remark (500 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don’t miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  19. 2026-03-03
    status Pending 500-char remark
    Show marketing remark (500 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don’t miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  20. 2026-02-16
    historical Active Under Contract 494-char remark
    Show marketing remark (494 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  21. 2026-01-13
    listed $57,000 Active
  22. 2026-01-12
    listed $57,000 Active 500-char remark
    Show marketing remark (500 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don’t miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  23. 2026-01-11
    listed $57,000 New 494-char remark
    Show marketing remark (494 chars)

    Welcome to 3909 Jeffersonville Rd, a spacious lot located directly beside the Bibb County Fire Station with excellent visibility and access. This property shares a driveway with 3917 Jeffersonville Rd, and both can be purchased together for a total of 6.2 acres at $150,000. Whether you're planning to build, develop, or simply hold for future use, this property offers flexibility in a growing area. Don't miss this rare opportunity to own a prime piece of land in a convenient Macon location.

  24. 2025-12-31
    historical
  25. 2025-08-04
    listed $57,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$309 · $26/mo
Projected year-2 tax
$524 · $44/mo
Expected delta
+$215/yr (+$18/mo · 69.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 71% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,541
− Mortgage interest
−$3,193
− Property taxes
−$309
− Insurance
−$285
− Repairs & maintenance
−$1,003
− Management
−$1,003
− Depreciation
−$1,658
Taxable income
$5,090
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,222
After-tax cash flow
$4,505/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
17,732
Household income
$44,809
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
391.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% White 38% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
209.9166
Rent YoY
▲ 10.85%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
9 events — show timeline
  • 2026-03-03 Relisted GAMLS
  • 2026-03-03 Relisted CGMLS
  • 2026-03-03 Pending CGMLS
  • 2026-02-16 Contingent GAMLS
  • 2026-01-13 Listed $57,000 MGMLS
  • 2026-01-12 Listed $57,000 CGMLS
  • 2026-01-11 Listed $57,000 GAMLS
  • 2025-12-31 Listing Removed GAMLS
  • 2025-08-04 Listed $57,000 GAMLS

Property tax history

+9.8%/yr

Latest (2025): $309 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…