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759 Mckean Ave Multi-family
C- Composite 50.34
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.5/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Schools +2.4/10.0
  • Condition / age +2.2/5.0

$65,000

759 Mckean Ave · Donora, PA 15033
6 bd · 2.0 ba · — sqft · MultiFamily · 20 Days on market
Built 1945 Fair condition 4,356 sqft lot ↓ 35% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

Key facts

  • Multi-unit property
  • Rear access
  • Yard space

Tags

MULTI-UNIT PROPERTYNEWER ELECTRICAL BOXESREAR ACCESSYARD SPACEADDITIONAL STORAGE STRUCTURE

Property features AI

Exterior

  • Parking: On-street parking
  • Utilities: Electricity available; Natural gas available; Public water available; Public sewer available
  • Home design: Multifamily property (2 units)
  • Construction: Brick construction; Asphalt roof
  • Exterior features: Mixed zoning; Approximately 0.1 acre lot

Interior

  • Bedrooms: Two units each with 3 bedrooms
  • Bathrooms: Two units each with 1 full bathroom
  • Interior features: Basement present; Public transportation nearby

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 6-bed/2.0-bath multifamily listed at $65k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $4k ($43k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $65k).
  • Recommended offer: $64k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#1,198 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D, amenities F, commute F.
  • Ringgold SD (suburban): math 19% / reading 36% proficiency, ranked #452 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Ringgold El Sch South (math 22% / reading 47%, grade F, #1,049 of 1,518 statewide, top 71%, 580 students, 100% FRL); Ringgold Ms (math 9% / reading 29%, grade F, #447 of 512 statewide, top 88%, 787 students, 100% FRL); Ringgold Shs (math 57% / reading 24%, grade F, #255 of 437 statewide, top 60%, 852 students, 82% FRL) — zoned schools average 94% FRL vs 41% district-wide (53 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 21 active listings in the ZIP; lower-income renter base — watch delinquency; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).
  • At $5,140/mo this rent would consume 155% of the median local household income ($40k/yr) (locally 363% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $4k of equity ($449 loan paydown + $3k appreciation (5.0% local appreciation)).
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (5.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~1 year — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $64,025 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
7.91%
Cap rate
72.96%
Cash-on-cash
238.11%
DSCR
11.59
GRM
1.1

CMA / ARV

No comps found within radius.

Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
470 7th St 0.26mi 5/3.0 (-1) 11mo $32,000 57
704 Waddell Ave 0.47mi 6/2.0 16mo $105,000 53
312-315 Castner Ave 0.44mi 6/2.0 23mo $49,999 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.03% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
14.47×
Total profit
$245,179
Equity at exit
$36,949
10-year hold
IRR
Equity multiple
30.80×
Total profit
$542,428
Equity at exit
$63,864

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15033

Home prices YoY
4.8%
Active inventory
21
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$5,140 high interval (Pro) →
Mortgage (P&I)
$341
Tax est. 1.5%
$81 /mo · $975/yr
Insurance
$27
HOA
$0
Vacancy / Maint / Mgmt
$1,079
Net cashflow
$3,611

Break-even live

Break-even rent $569
Max offer price $65,000
Occupancy floor 25%

Sensitivity live

Price -10% $3,656 -5% $3,634 +0% $3,611 +5% $3,589 +10% $3,566
Rent -10% $3,205 -5% $3,408 +0% $3,611 +5% $3,814 +10% $4,017
Rate -1.0pp $3,644 -0.5pp $3,628 base $3,611 +0.5pp $3,595 +1.0pp $3,577

6-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (6 units) $5,140

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,250
Closing costs
$1,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $65,000 Active 20 DOM
  2. 2026-06-18
    days on market $65,000 Active 17 DOM
  3. 2026-06-17
    days on market $65,000 Active 16 DOM
  4. 2026-06-16
    days on market $65,000 Active 15 DOM
  5. 2026-06-15
    days on market $65,000 Active 14 DOM
  6. 2026-06-13
    days on market $65,000 Active 12 DOM
  7. 2026-06-13
    days on market $65,000 Active 11 DOM
  8. 2026-06-10
    price $65,000 Active 8 DOM
  9. 2026-06-09
    days on market $75,000 Active 8 DOM
  10. 2026-06-08
    days on market $75,000 Active 7 DOM
  11. 2026-06-07
    days on market $75,000 Active 6 DOM
  12. 2026-06-05
    days on market $75,000 Active 3 DOM
  13. 2026-06-03
    days on market $75,000 Active 2 DOM
  14. 2026-06-02
    days on marketlisting id $75,000 Active 1 DOM
  15. 2026-05-18
    listed $75,000 Active 473-char remark
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

  16. 2026-05-13
    price $75,000
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

  17. 2026-04-22
    price $85,000
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

  18. 2026-04-08
    price $90,000
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

  19. 2026-04-01
    price $95,000
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

  20. 2026-03-16
    listed $100,000 Active
    Show marketing remark (473 chars)

    Spacious 4,356 sq ft multi-unit property featuring 6 beds / 2 baths and a large open main-level commercial/garage space. Ideal for investors or mixed-use conversion. Roof approx. 10 years old and 2 newer electrical boxes already installed. Exterior is solid and well-maintained. Interior needs light to moderate updates, offering strong upside potential. Includes rear access, yard space, and additional storage structure. Great opportunity to renovate and maximize income!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$61,680
− Mortgage interest
−$3,641
− Property taxes
−$975
− Insurance
−$325
− Repairs & maintenance
−$4,934
− Management
−$4,934
− Depreciation
−$1,891
Taxable income
$44,979
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$10,795
After-tax cash flow
$32,542/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Extensive rehab

This multi-unit property requires extensive repairs and updates to bring it up to current standards, with a focus on exterior, interior, HVAC, and landscaping improvements.

Repairs flagged

  • Major Exterior brick — Exposed brick and peeling paint
  • Major Interior walls — Peeling paint and exposed insulation
  • Major HVAC appliances — Old and inefficient appliances
  • Major Landscaping — Overgrown yard and lack of landscaping

Value-add opportunities

  • Both Exterior paint and siding — Enhances curb appeal and value
  • Both HVAC system upgrade — Improves comfort and energy efficiency
  • Both Landscaping and curb appeal — Enhances property value and appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exterior brick · Exposed brick and peeling paint Major $15,000–50,000
Interior walls · Peeling paint and exposed insulation Major $15,000–50,000
HVAC appliances · Old and inefficient appliances Major $15,000–50,000
Landscaping · Overgrown yard and lack of landscaping Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Both Exterior paint and siding — Enhances curb appeal and value
  • Both HVAC system upgrade — Improves comfort and energy efficiency
  • Both Landscaping and curb appeal — Enhances property value and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ringgold SD
NCES district ID
4220400
Math proficiency
19% ▼ -20.00%
Reading proficiency
36% ▼ -18.00%
Median HH income
$46,754
Composite
23.75/100
National rank
#7819
State rank
#452 of 539 in PA

Livability — Donora

Score
64/100
State rank
#1198
US rank
#14079

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Donora, PA
County
Washington County · 106,469 people
City population
4,572
Metro
Pittsburgh, PA
Population (ZIP)
4,572
Household income
$39,921
Rent vs Own
46.4% rent · 53.6% own
Severe rent burden
363.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Black 16% Two or more races 9% Hispanic / Latino 3%
Common ancestry
Scotch-Irish 5% Romanian 5% Subsaharan African 1%
Foreign-born
1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.03%
Current HPI
110.5976
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-35.0% since first listed
8 events — show timeline
  • 2026-06-09 Price Changed $65,000 West Penn MLS
  • 2026-06-01 Listed $75,000 West Penn MLS
  • 2026-05-18 Listed $75,000 West Penn MLS
  • 2026-05-13 Price Changed $75,000 West Penn MLS
  • 2026-04-22 Price Changed $85,000 West Penn MLS
  • 2026-04-08 Price Changed $90,000 West Penn MLS
  • 2026-04-01 Price Changed $95,000 West Penn MLS
  • 2026-03-16 Listed $100,000 West Penn MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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