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4750 Andrews Hwy #14
B Composite 70.28
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.8/5.0
  • Rent growth +2.8/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$86,900

4750 Andrews Hwy #14 · Odessa, TX 79762
4 bd · 2.0 ba · 1,475 sqft · Manufactured · 751 Days on market
Built 2024 Good condition ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

You have to see the Ginger! You won't find more footage for your money anywhere. This beautiful 4 bedroom 2 bath with separate living room and den off the kitchen is ready for you to take it home today. This home features an open floor plan with large rooms, walk-in closet in the master and island in the spacious kitchen. Only $99,947 delivered, std set, air conditioning, caliche pad and steps included!

Key facts

  • Open floor plan
  • Walk-in closet
  • Spacious kitchen

Tags

OPEN FLOOR PLANWALK-IN CLOSETSPACIOUS KITCHEN

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $87k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $951 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $87k).
  • Recommended offer: $76k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#132 in TX, #3,928 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, amenities D, schools F.
  • Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.4%/yr); 263 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $601 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.4% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 751 days — a 12% lower offer ($76k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $76,472 (12.0% below list)

Questions for the listing agent

  1. It's been on market 751 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.26%
Cap rate
19.43%
Cash-on-cash
46.90%
DSCR
3.09
GRM
3.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.36% rent growth · sell at horizon

5-year hold
IRR
42.4%
Equity multiple
2.78×
Total profit
$43,331
Equity at exit
$12,957
10-year hold
IRR
47.7%
Equity multiple
5.24×
Total profit
$103,188
Equity at exit
$7,514

Cash invested: $24,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79762

Rents YoY
1.4%
Active inventory
263
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,964 high interval (Pro) →
Mortgage (P&I)
$456
Tax est. 1.5%
$109 /mo · $1,304/yr
Insurance
$36
HOA
$0
Vacancy / Maint / Mgmt
$412
Net cashflow
$951

Break-even live

Break-even rent $760
Max offer price $86,900
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,725
Closing costs
$2,607
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1311 E 52nd St Unit 1 Odessa, TX 3.0 2.0 1410 $1,950 $1.38 21d 1 0.84mi
1202 E 42nd St Odessa, TX 3.0 1.0 1100 $1,650 $1.50 44d 1 0.90mi
3800 N Golder Ave Odessa, TX 3.0 2.0 1050 $1,600 $1.52 21d 1 0.91mi
815 W 40th St Odessa, TX 3.0 2.0 1216 $1,800 $1.48 44d 1 0.98mi
1308 Alpine St Odessa, TX 3.0 2.0 1800 $2,195 $1.22 13d 1 0.98mi
6015 N Golder Ave Odessa, TX 3.0 1.0 1140 $3,500 $3.07 44d 1 0.99mi
3624 Walnut Ave Odessa, TX 3.0 1.0 1488 $1,950 $1.31 44d 1 1.06mi
237 Orchard Dr Odessa, TX 4.0 2.0 1768 $2,000 $1.13 13d 1 1.11mi
1529 E 52nd St Odessa, TX 3.0 2.0 1275 $2,200 $1.73 44d 1 1.13mi
3509 N Golder Ave Odessa, TX 3.0 2.0 1216 $1,700 $1.40 13d 1 1.16mi
1212 E Century Ave Odessa, TX 3.0 1.0 1359 $1,300 $0.96 21d 1 1.18mi
1613 E 52nd St Odessa, TX 3.0 2.0 1122 $2,200 $1.96 13d 1 1.27mi
3107 Merrill Ave Odessa, TX 4.0 2.0 1212 $1,800 $1.49 44d 1 1.38mi
1804 Cord St Odessa, TX 3.0 1.0 960 $1,700 $1.77 44d 1 1.42mi
2702 S Colonial Dr Odessa, TX 3.0 1.0 1490 $1,500 $1.01 13d 1 1.43mi
1813 Petroleum Dr Odessa, TX 3.0 2.0 1299 $1,700 $1.31 21d 1 1.44mi
1710 Wrigley Dr Odessa, TX 4.0 2.0 1578 $2,800 $1.77 21d 1 1.46mi

Listing history 17 events

  1. 2026-06-19
    days on market $86,900 Active 751 DOM
  2. 2026-06-18
    days on market $86,900 Active 750 DOM
  3. 2026-06-17
    days on market $86,900 Active 749 DOM
  4. 2026-06-16
    days on market $86,900 Active 748 DOM
  5. 2026-06-15
    days on market $86,900 Active 747 DOM
  6. 2026-06-14
    days on market $86,900 Active 745 DOM
  7. 2026-06-13
    days on market $86,900 Active 744 DOM
  8. 2026-06-10
    days on market $86,900 Active 742 DOM
  9. 2026-06-09
    days on market $86,900 Active 741 DOM
  10. 2026-06-08
    days on market $86,900 Active 740 DOM
  11. 2026-06-07
    days on market $86,900 Active 739 DOM
  12. 2026-06-03
    days on market $86,900 Active 734 DOM
  13. 2026-06-01
    days on market $86,900 Active 733 DOM
  14. 2026-05-31
    days on market $86,900 Active 732 DOM
  15. 2026-05-30
    days on market $86,900 Active 731 DOM
  16. 2024-11-15
    price $86,900 406-char remark
    Show marketing remark (406 chars)

    You have to see the Ginger! You won't find more footage for your money anywhere. This beautiful 4 bedroom 2 bath with separate living room and den off the kitchen is ready for you to take it home today. This home features an open floor plan with large rooms, walk-in closet in the master and island in the spacious kitchen. Only $99,947 delivered, std set, air conditioning, caliche pad and steps included!

  17. 2024-05-29
    listed $99,947 Active 406-char remark
    Show marketing remark (406 chars)

    You have to see the Ginger! You won't find more footage for your money anywhere. This beautiful 4 bedroom 2 bath with separate living room and den off the kitchen is ready for you to take it home today. This home features an open floor plan with large rooms, walk-in closet in the master and island in the spacious kitchen. Only $99,947 delivered, std set, air conditioning, caliche pad and steps included!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 6 d/yr ≥101°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,568
− Mortgage interest
−$4,868
− Property taxes
−$1,304
− Insurance
−$434
− Repairs & maintenance
−$1,885
− Management
−$1,885
− Depreciation
−$2,528
Taxable income
$10,664
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,559
After-tax cash flow
$8,853/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with a good condition score of 80. It has a good kitchen, bathrooms, and exterior. The home is ready for a cosmetic update to increase its resale and rental value.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase property value
  • Resale Updating the kitchen backsplash — Modernizes the kitchen and adds value
  • Rental Adding a smart thermostat — Improves energy efficiency and tenant satisfaction

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase property value
  • Resale Updating the kitchen backsplash — Modernizes the kitchen and adds value
  • Rental Adding a smart thermostat — Improves energy efficiency and tenant satisfaction

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ector County ISD
NCES district ID
4818000
Math proficiency
22% ▼ -9.00%
Reading proficiency
27% ▼ -4.00%
Median HH income
$52,740
Composite
21.89/100
National rank
#8233
State rank
#707 of 826 in TX

Livability — Odessa

Score
75/100
State rank
#132
US rank
#3928

Category grades

Amenities D Commute D+ Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Odessa, TX
County
Ector County · 131,169 people
City population
131,169
Metro
Odessa, TX
Population (ZIP)
39,927
Household income
$75,272
Rent vs Own
44.1% rent · 55.9% own
Severe rent burden
1477.0

Population outlook (Ector County) Hauer SSP2

Today (2025)
212,765 people
By 2030
241,962 · +13.7%
By 2040
306,582 · +44.1%
By 2050
379,755 · +78.5%
By 2075
568,991 · +167.4%
By 2100
709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 52% White 38% Two or more races 22% Black 6% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 45% Cuban 3%
Common ancestry
Slovak 1% Lithuanian 1% Italian 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
68% English-only · Spanish 30%

Political lean MEDSL · Ector

2024 margin
Solid R (+52.9) · D 23.2% · R 76.1%
2008→2024 swing
-4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
All cycles
2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -194.97%
Current HPI
229.6022
Rent YoY
▲ 1.36%
Metro
Odessa, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-13.1% since first listed
2 events — show timeline
  • 2024-11-15 Price Changed $86,900 Zillow
  • 2024-05-29 Listed $99,947 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…