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76 Woodlands Trl
B Composite 71.36
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • Schools +4.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +1.7/5.0
  • ARV discount +0.0/15.0

$895,000

76 Woodlands Trl · Salt Point, NY 12514
4 bd · 2.5 ba · 2,204 sqft · SingleFamily public records · 12 Days on market
Built 2023 8.71 ac lot $406/sqft · 59% above area Est $614k · 46% over ↓ 19% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Tucked away on over eight acres of private, mature woodlands, this newly constructed log-cabin estate beautifully balances classic country warmth with high-performance modern engineering. The interior feels immediately inviting, defined by striking vaulted ceilings, rich woodwork, and expansive windows that frame the surrounding forest like living art. While the aesthetic is deeply peaceful, the home's backbone is entirely state-of-the-art. Every major mechanical system is brand new and selected for peak energy efficiency, giving you the rare luxury of historic character without any of the maintenance anxiety. The main living areas flow seamlessly out to a massive wrap-around deck, creating an ideal setup for quiet mornings in nature or dining under the stars. For those looking ahead, the property offers incredible built-in potential to customize and grow. A heated, drywalled lower level sits ready to transform into nearly a thousand square feet of extra living space, whether you envision a private fitness studio, a media lounge, or an independent guest suite. Additionally, the infrastructure is already optimized for the future, featuring a dedicated whole-house backup generator and an oversized septic system designed to accommodate future expansions or even a second dwelling on the property. It feels like a world of its own, yet you are just a short drive from the heart of Rhinebeck, local vineyards, farm stands, and effortless commuting via the Taconic Parkway.

Key facts

  • Built-in potential
  • 8.71 acre lot
  • 2 garage spots

Tags

MASSIVE WRAP-AROUND DECKHEATED DRYWALLED LOWER LEVELWHOLE-HOUSE BACKUP GENERATOROVERSIZED SEPTIC SYSTEMBUILT-IN POTENTIAL

Property features AI

Exterior

  • Parking: 6 total parking spaces; 2-car garage with garage door opener; Off-street parking
  • Security: Security system
  • Utilities: Central Hudson electric service; Septic tank; Cable connected; Electricity connected
  • Home design: Single family residence; Two levels; Located at end of cul-de-sac with shared driveway
  • Construction: Log construction; Unfinished basement
  • Exterior features: Deck; Patio; Wrap-around porch; Log construction; Security system; Not waterfront

Interior

  • Kitchen: Dishwasher; Electric range; Exhaust fan; Refrigerator; Stainless steel appliances
  • Bedrooms: Master downstairs; Additional bedroom(s) on first floor
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Forced air heating; Heat pump; Central air conditioning; Fireplace in living room
  • Interior features: First-floor bedroom; First-floor full bathroom; Ceiling fans; Chef's kitchen; Eat-in kitchen; High ceilings; Natural woodwork; Primary bathroom; Master bedroom on main level; Recessed lighting; Walk-in closets; Unfinished basement
  • Laundry & utility: Basement utility space (unfinished)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $895k.

Deal economics

  • At list price, monthly cash flow is $11k ($131k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($22k rent vs $895k).
  • Cap rate 20.9% vs local median 2.3% in Salt Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 34/100 on livability (#1,193 in NY) — a limited-amenity area; tenant pool skews transient or value-seeking. Strengths: crime A; Watch: amenities F, commute F, employment F.
  • Hyde Park Central School District (rural): math 43% / reading 62% proficiency, ranked #316 of 590 in NY (top 54%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Violet Avenue School (math 27% / reading 47%, grade F, #1,519 of 2,108 statewide, top 74%, 314 students, 65% FRL); Haviland Middle School (math 23% / reading 57%, grade F, #413 of 729 statewide, top 57%, 759 students, 59% FRL); Franklin D Roosevelt Senior High School (math 93% / reading 90%, grade A+, #197 of 1,100 statewide, top 18%, 1,136 students, 52% FRL) — zoned schools average 59% FRL vs 34% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 38 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 620 units permitted in Dutchess County in 2024 (242 in 5+ unit buildings).

Forward outlook

  • In year one you build about $96k of equity ($6k loan paydown + $90k appreciation (10.0% local appreciation)).
  • Dutchess County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $251k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$154k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $895,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.46%
Cap rate
20.93%
Cash-on-cash
52.29%
DSCR
3.33
GRM
3.4

CMA / ARV

ARV (median comp)
$614,490
List price
$895,000
Delta
62.57%
Verdict
OVERPRICED
Comps
3 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1206 Hollow Rd 0.49mi 3/2.0 (-1) 2,176 (-1%) 10mo $585,000 $269 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
65.6%
Equity multiple
5.72×
Total profit
$1,183,476
Equity at exit
$806,287
10-year hold
IRR
59.2%
Equity multiple
12.73×
Total profit
$2,939,173
Equity at exit
$1,738,788

Cash invested: $250,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12514

Home prices YoY
11.6%
Active inventory
38
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$22,000 medium interval (Pro) →
Mortgage (P&I)
$4,693
Tax from tax record
$1,393 /mo · $16,717/yr
Insurance
$373
HOA
$0
Vacancy / Maint / Mgmt
$4,620
Net cashflow
$10,921

Break-even live

Break-even rent $8,177
Max offer price $895,000
Occupancy floor 45%

Sensitivity live

Price -10% $11,427 -5% $11,174 +0% $10,921 +5% $10,667 +10% $10,414
Rent -10% $9,183 -5% $10,052 +0% $10,921 +5% $11,790 +10% $12,659
Rate -1.0pp $11,371 -0.5pp $11,148 base $10,921 +0.5pp $10,689 +1.0pp $10,453

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$223,750
Closing costs
$26,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1282 Hollow Rd Clinton Corners, NY 4.0 3.5 2650 $22,000 $8.30 14d 1 0.72mi

Listing history 17 events

  1. 2026-06-21
    days on market $895,000 Active 12 DOM
  2. 2026-06-18
    days on market $895,000 Active 9 DOM
  3. 2026-06-17
    days on market $895,000 Active 8 DOM
  4. 2026-06-16
    days on market $895,000 Active 7 DOM
  5. 2026-06-15
    days on market $895,000 Active 6 DOM
  6. 2026-06-14
    days on market $895,000 Active 4 DOM
  7. 2026-06-10
    remarks 693-char remark
  8. 2026-06-10
    pricedays on marketlisting id $895,000 Active 1 DOM
  9. 2026-06-02
    days on market $999,000 Active 18 DOM
  10. 2026-06-01
    days on market $999,000 Active 17 DOM
  11. 2026-05-31
    days on market $999,000 Active 16 DOM
  12. 2026-05-30
    days on market $999,000 Active 15 DOM
  13. 2026-05-16
    listed $999,000 Active 1489-char remark
  14. 2026-05-12
    historical $999,000 1489-char remark
  15. 2025-12-02
    price $1,049,000
  16. 2025-10-17
    listed $1,099,000 Active
  17. 2025-10-15
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$16,717 · $1,393/mo
Projected year-2 tax
$16,717 · $1,393/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥97°F today · 12 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$264,000
− Mortgage interest
−$50,134
− Property taxes
−$16,717
− Insurance
−$4,475
− Repairs & maintenance
−$21,120
− Management
−$21,120
− Depreciation
−$26,036
Taxable income
$124,398
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$29,855
After-tax cash flow
$101,191/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hyde Park Central School District
NCES district ID
3615180
Math proficiency
43% ▼ -3.00%
Reading proficiency
62% ▲ 15.00%
Median HH income
$68,932
Composite
46.59/100
National rank
#2421
State rank
#316 of 590 in NY

Livability — Salt Point

Score
34/100
State rank
#1193
US rank
#27748

Category grades

Amenities F Commute F Cost of living C+ Crime A Employment F Housing F Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
2,306
Population (ZIP)
3,120

Population outlook (Dutchess County) Hauer SSP2

Today (2025)
291,768 people
By 2030
287,131 · -1.6%
By 2040
274,881 · -5.8%
By 2050
259,971 · -10.9%
By 2075
235,366 · -19.3%
By 2100
208,786 · -28.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Hispanic / Latino 3% Two or more races 2% Asian 1%
Common ancestry
Romanian 5% Portuguese 4% Scotch-Irish 3%
Foreign-born
3% · Canada
Languages at home
97% English-only · Other Asian/Pacific 1% French/Haitian/Cajun 1% Other Indo-European 0%

Political lean MEDSL · Dutchess

2024 margin
Lean D (+5.4) · D 52.7% · R 47.3%
2008→2024 swing
-3.2pp toward R · 2008: 8.6pp · 2024: 5.4pp
All cycles
2024: D+5.4 2020: D+9.6 2016: R+1.1 2012: D+6.6 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 31.24%
Current HPI
300.533
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-18.6% since first listed
8 events — show timeline
  • 2026-06-09 Listed $895,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-06-09 Listed $895,000 HVCRMLS
  • 2026-06-02 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2026-05-16 Listed $999,000 OneKey® MLS as Distributed by MLS Grid
  • 2026-05-12 Coming Soon OneKey® MLS as Distributed by MLS Grid
  • 2025-12-02 Price Changed $1,049,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-17 Listed $1,099,000 OneKey® MLS as Distributed by MLS Grid
  • 2025-10-15 Coming Soon OneKey® MLS as Distributed by MLS Grid

Property tax history

+13.5%/yr

Latest (2025): $16,717 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…