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131 N Aracobra St St N
C+ Composite 61.66
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • DSCR +8.7/10.0
  • ARV discount +7.7/15.0
  • 1% rule +5.8/10.0
  • Rent growth +4.4/5.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,900

131 N Aracobra St St N · Sulphur, LA 70663
3 bd · 1.5 ba · 1,551 sqft · SingleFamily · 60 Days on market
Built 1965 0.58 ac lot $103/sqft · at area comps Est $161k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1.5-bath home that’s move-in ready and tucked away at the end of a quiet dead-end street! This well-maintained property features an updated kitchen, updated bathroom, and stylish vinyl plank flooring. The layout offers a comfortable flow, perfect for everyday living and entertaining. Set on a 0.58-acre lot, the home offers plenty of space both inside and out. Beautiful mature oak trees provide natural shade and curb appeal, adding to the home’s inviting feel. Step outside to a large, fully fenced backyard featuring a covered patio—perfect for relaxing or entertaining year-round—and a shed for additional storage. The property also includes a spacious 20X22 shop needing a little TLC, ideal for hobbies, projects, or extra workspace. What a great opportunity to own a nicely updated home with privacy, character, and plenty of outdoor living space!

Key facts

  • Covered patio
  • Updated kitchen
  • Updated bathroom

Tags

UPDATED KITCHENUPDATED BATHROOMVINYL PLANK FLOORINGFULLY FENCED BACKYARDCOVERED PATIOLARGE SHOP

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $-36 ($-431/yr) — negative.
  • To cash-flow at today's rent, offer at most $154k (4.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $154k (4.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents rising fast (+7.7%/yr); 294 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago; this cycle's ask has dropped $9k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $125k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $153,554 (4.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
  3. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
9.22%
Cash-on-cash
10.47%
DSCR
1.47
GRM
7.7

CMA / ARV

ARV (median comp)
$160,706
List price
$159,900
Delta
-0.50%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
620 Starlin Dr 0.09mi 3/2.0 1,453 (-6%) 10mo $165,000 $114 75
214 Lightning St 0.23mi 3/2.0 1,581 (+2%) 11mo $111,000 $70 75
1102 Bernadette Dr 0.28mi 3/2.0 1,479 (-5%) 8mo $180,000 $122 71
205 Leland St 0.48mi 3/1.5 1,602 (+3%) 11mo $150,000 $94 63
740 Starlin Dr 0.17mi 3/1.0 1,340 (-14%) 7mo $155,000 $116 62
301 Mustang St 0.22mi 3/2.0 1,739 (+12%) 10mo $126,000 $72 59
405 Leland St 0.61mi 3/2.0 1,436 (-7%) 2mo $160,000 $111 55
1401 Maria Dr 0.47mi 3/1.5 1,387 (-11%) 7mo $110,000 $79 54
1318 Melanie Dr 0.44mi 3/2.0 1,365 (-12%) 10mo $170,000 $125 49
1409 Lourdes St St 0.64mi 3/1.5 1,382 (-11%) 5mo $166,000 $120 48
544 Patton St 0.71mi 3/2.0 1,400 (-10%) 1mo $115,000 $82 48
615 Leland St 0.74mi 2/2.0 (-1) 1,764 (+14%) 12mo $138,500 $79 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.56×
Total profit
$-19,518
Equity at exit
$23,842
10-year hold
IRR
4.7%
Equity multiple
1.43×
Total profit
$19,180
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70663

Rents YoY
7.7%
Active inventory
294
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,730 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$71 /mo · $848/yr
Insurance
$67
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$363
Net cashflow
$-36

Break-even live

Break-even rent $1,775
Max offer price $153,554
Occupancy floor 97%

Sensitivity live

Price -10% $55 -5% $9 +0% $-36 +5% $-81 +10% $-126
Rent -10% $-173 -5% $-104 +0% $-36 +5% $32 +10% $101
Rate -1.0pp $45 -0.5pp $5 base $-36 +0.5pp $-77 +1.0pp $-120

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1917 Linda Ave Sulphur, LA 3.0 2.0 1288 $1,890 $1.47 45d 1 0.88mi
2310 Timberlane Dr Sulphur, LA 2.0 2.0 1350 $2,450 $1.81 45d 1 1.20mi
2304 Merwood St Unit B Sulphur, LA 3.0 2.0 1200 $900 $0.75 23d 1 1.42mi

Listing history 14 events

  1. 2026-06-09
    status $159,900 Pending 60 DOM
  2. 2026-06-08
    days on market $159,900 Active 60 DOM
  3. 2026-06-07
    days on market $159,900 Active 59 DOM
  4. 2026-06-05
    days on market $159,900 Active 56 DOM
  5. 2026-06-02
    days on market $159,900 Active 54 DOM
  6. 2026-06-01
    days on market $159,900 Active 53 DOM
  7. 2026-05-31
    days on market $159,900 Active 52 DOM
  8. 2026-05-30
    days on market $159,900 Active 51 DOM
  9. 2026-05-15
    price $159,900 898-char remark
    Show marketing remark (898 chars)

    Charming 3-bedroom, 1.5-bath home that’s move-in ready and tucked away at the end of a quiet dead-end street! This well-maintained property features an updated kitchen, updated bathroom, and stylish vinyl plank flooring. The layout offers a comfortable flow, perfect for everyday living and entertaining. Set on a 0.58-acre lot, the home offers plenty of space both inside and out. Beautiful mature oak trees provide natural shade and curb appeal, adding to the home’s inviting feel. Step outside to a large, fully fenced backyard featuring a covered patio—perfect for relaxing or entertaining year-round—and a shed for additional storage. The property also includes a spacious 20X22 shop needing a little TLC, ideal for hobbies, projects, or extra workspace. What a great opportunity to own a nicely updated home with privacy, character, and plenty of outdoor living space!

  10. 2026-04-30
    price $165,000 898-char remark
    Show marketing remark (898 chars)

    Charming 3-bedroom, 1.5-bath home that’s move-in ready and tucked away at the end of a quiet dead-end street! This well-maintained property features an updated kitchen, updated bathroom, and stylish vinyl plank flooring. The layout offers a comfortable flow, perfect for everyday living and entertaining. Set on a 0.58-acre lot, the home offers plenty of space both inside and out. Beautiful mature oak trees provide natural shade and curb appeal, adding to the home’s inviting feel. Step outside to a large, fully fenced backyard featuring a covered patio—perfect for relaxing or entertaining year-round—and a shed for additional storage. The property also includes a spacious 20X22 shop needing a little TLC, ideal for hobbies, projects, or extra workspace. What a great opportunity to own a nicely updated home with privacy, character, and plenty of outdoor living space!

  11. 2026-04-09
    listed $169,000 Active 898-char remark
    Show marketing remark (898 chars)

    Charming 3-bedroom, 1.5-bath home that’s move-in ready and tucked away at the end of a quiet dead-end street! This well-maintained property features an updated kitchen, updated bathroom, and stylish vinyl plank flooring. The layout offers a comfortable flow, perfect for everyday living and entertaining. Set on a 0.58-acre lot, the home offers plenty of space both inside and out. Beautiful mature oak trees provide natural shade and curb appeal, adding to the home’s inviting feel. Step outside to a large, fully fenced backyard featuring a covered patio—perfect for relaxing or entertaining year-round—and a shed for additional storage. The property also includes a spacious 20X22 shop needing a little TLC, ideal for hobbies, projects, or extra workspace. What a great opportunity to own a nicely updated home with privacy, character, and plenty of outdoor living space!

  12. 2023-02-17
    soldstatus 144-char remark
    Show marketing remark (144 chars)

    3 bedroom 1 1/2 bath located on a beautiful mature tree double lot in Sulphur. Updated kitchen and new flooring throughout the main living area.

  13. 2023-02-17
    listed $125,000 144-char remark
    Show marketing remark (144 chars)

    3 bedroom 1 1/2 bath located on a beautiful mature tree double lot in Sulphur. Updated kitchen and new flooring throughout the main living area.

  14. 2023-02-17
    soldstatus $125,000
    Show marketing remark (144 chars)

    3 bedroom 1 1/2 bath located on a beautiful mature tree double lot in Sulphur. Updated kitchen and new flooring throughout the main living area.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$848 · $71/mo
Projected year-2 tax
$879 · $73/mo
Expected delta
+$32/yr (+$3/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone AE · 74% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,756
− Mortgage interest
−$8,957
− Property taxes
−$848
− Insurance
−$5,918
− Repairs & maintenance
−$1,660
− Management
−$1,660
− Depreciation
−$4,652
Taxable loss
−$2,939
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$705
After-tax cash flow
$274/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu Parish · 170,889 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
27,799
Household income
$64,707
Rent vs Own
19.7% rent · 80.3% own
Severe rent burden
197.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Lithuanian 13% Slovak 2% Scandinavian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.29%
Current HPI
100.0895
Rent YoY
▲ 7.65%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+27.9% since first listed
6 events — show timeline
  • 2026-05-15 Price Changed $159,900 SWLAR
  • 2026-04-30 Price Changed $165,000 SWLAR
  • 2026-04-09 Listed $169,000 SWLAR
  • 2023-02-17 Sold (Public Records) $125,000 Public Records
  • 2023-02-17 Listed $125,000 SWLAR
  • 2023-02-17 Sold (MLS) SWLAR

Property tax history

-0.5%/yr

Latest (2025): $848 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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