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3320 18th St N Triplex
C+ Composite 62.85
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.0/30.0
  • DSCR +9.3/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Schools +4.3/10.0
  • Rent growth +2.7/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$789,998

3320 18th St N · St. Petersburg, FL 33713
15 bd · 1.0 ba · 520 sqft · MultiFamily public records · 317 Days on market
Built 1925 8,002 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks MLS

HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

Key facts

  • Extra storage space
  • Dedicated parking
  • 8,002 sq ft lot

Tags

PRIVATE FENCED BACKYARDDEDICATED PARKINGEXTRA STORAGE SPACEAMPLE SPACE FOR RV PARKINGFULLY UPDATED KITCHENLUXURY VINYL FLOORING

Property features AI

Finance

  • Other: Living area reported as 2,146 (source: public records)
  • Financial info: Annual net income reported at $95,000; Pro forma rents by unit type: two 2-bed units at $3,400 each, one 1-bed unit at $2,500
  • HOA & community: No association

Exterior

  • Utilities: Public water; Public sewer; Cable connected; Electricity connected; Water connected; Sewer connected
  • Home design: Residential income property (triplex); Three total buildings; Completed condition
  • Construction: Frame construction; Shingle roof; Foundation: Pillar/Post/Pier and Slab; Built on a 0.18-acre lot (about 0 to less than 1/4 acre)
  • Exterior features: Fenced yard; Exterior lighting; Asphalt road access; Lot dimensions approximately 80 x 100

Interior

  • Kitchen: No specific kitchen appliance details provided
  • Bedrooms: Total of 5 bedrooms across units (three units: two 2-bed units and one 1-bed unit)
  • Bathrooms: Each unit has 1 bathroom
  • Heating & cooling: Central heating; Central air; Wall/window AC units
  • Interior features: Ceiling fans; Open floorplan
  • Laundry & utility: Common area laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3 × 5-bed/3.0-bath units multifamily listed at $790k.

Deal economics

  • At list price, monthly cash flow is $2k ($26k/yr) — positive. Per door: $736/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($10k rent vs $790k).
  • Recommended offer: $695k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 2.6% in St. Petersburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 307 active listings in the ZIP; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
  • At $9,516/mo this rent would consume 153% of the median local household income ($75k/yr) (locally 1076% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $24k of value loss. Plan a longer hold.
  • Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 317 days — a 12% lower offer ($695k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $160k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $695,198 (12.0% below list)

Questions for the listing agent

  1. It's been on market 317 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.20%
Cap rate
9.65%
Cash-on-cash
11.97%
DSCR
1.53
GRM
6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.67% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.96×
Total profit
$-9,201
Equity at exit
$117,791
10-year hold
IRR
6.0%
Equity multiple
1.40×
Total profit
$87,815
Equity at exit
$68,305

Cash invested: $221,199 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33713

Rents YoY
0.7%
Active inventory
307
Price-to-rent
20.8×

Monthly cashflow live

Estimated rent
$9,516 high interval (Pro) →
Mortgage (P&I)
$4,143
Tax from tax record
$839 /mo · $10,064/yr
Insurance
$329
HOA
$0
Vacancy / Maint / Mgmt
$1,998
Net cashflow
$2,207

Break-even live

Break-even rent $6,722
Max offer price $789,998
Occupancy floor 72%

3-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (3 units) $9,516

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$197,500
Closing costs
$23,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 33 events

  1. 2026-04-07
    price $789,998
  2. 2026-03-05
    price $789,999
  3. 2026-02-25
    price $799,000
  4. 2026-02-22
    price $839,000
  5. 2026-02-13
    price $840,000
  6. 2026-01-23
    price $850,000
  7. 2026-01-08
    price $910,000
  8. 2025-11-21
    price $915,000
  9. 2025-11-01
    price $919,949
  10. 2025-10-17
    price $919,999
  11. 2025-10-06
    price $925,999
  12. 2025-09-04
    price $929,999
  13. 2025-08-29
    price $938,500
  14. 2025-08-15
    price $939,000
  15. 2025-08-11
    price $940,000
  16. 2025-08-01
    price $945,000
  17. 2025-07-10
    listed $950,000 Active
  18. 2025-07-08
    historical
  19. 2025-06-11
    listed $950,000 Active
  20. 2023-06-06
    soldstatus $845,000
  21. 2023-04-28
    soldstatus $845,000 Closed 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  22. 2023-03-30
    status Pending 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  23. 2023-03-20
    price $849,000 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  24. 2023-03-14
    price $889,000 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  25. 2023-02-18
    status Active 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  26. 2023-02-18
    price $898,888 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  27. 2023-01-11
    status Pending 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  28. 2022-12-20
    listed $849,000 Active 2885-char remark
    Show marketing remark (2885 chars)

    HONEY, STOP THE CAR! NEW PRICE AND $71,000 BELOW THE APPRAISED VALUE?! Stunning, convenient and income producing! What more could you ask for? Check out this adorable St. Pete Triplex nestled on a double lot with updates and privacy galore. This fantastic investment opportunity also offers the ability to live in one unit, while the others pay your expenses. I mean, what are you waiting for!? As you approach this property, you will be enticed by the adorable curb appeal and three separate units featuring their own private backyards, parking, additional storage and fully fenced to create their own individual oasis. This property also includes a large fenced in lot perfect for storage, boat or RV parking. The front unit (3314) has been fully updated and includes 1-bedroom, 1-bath, an indoor laundry room and a large backyard with a private wood patio/pergola. This one sets the scene with updates that include; An adorable kitchen with granite countertops, shaker style cabinetry and new appliances. Fully updated bathroom with a luxury bath and shower surround and new vanity. Smart Core luxury vinyl flooring throughout, impact rated windows, ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and a NEW cement apron to be installed. Follow the fenced in corridor to one of the rear units (3312) where you will find a two story fully updated studio. The first floor includes two bonus spaces/storage rooms, one of which is equipped with the washer and dryer. As you head up to the second level, you will be greeted by an open studio style living space with updates that include; Kitchen with granite countertops, shaker style cabinetry, new range and microwave. Fully updated bathroom with a newly tiled shower and vanity. Smart Core luxury vinyl flooring throughout, new windows and corrugated hurricane shutters (only on this unit), ceiling fans, light fixtures, interior/exterior paint, landscaping, hardscaping and artificial turf in the privately fenced backyard. Lastly, we’ll visit unit (3320), this is a 1-bedroom, 1-bath two story unit with a similar layout to the last. The first floor includes two bonus spaces/storage rooms and a staircase to your second level living space. This unit has had a full-time tenant and due to this, has not been fully updated which leaves room for added growth/equity in the future. Updates include; Maintenance items, landscaping, hardscaping and artificial turf in the privately fenced backyard. Both rear units have alley access for private entry/parking and an additional gravel pad for a second vehicle. This property is conveniently located within minutes of Crescent Lake Park, Downtown St. Petersburg, St. Pete/Clearwater Airport, local shops, restaurants, museums and so much more! Call today to schedule your private showing and check out the 3D Virtual Matterport Tour for a closer look!

  29. 2022-01-13
    soldstatus $400,000
  30. 2022-01-04
    listed $400,000
  31. 1997-11-04
    soldstatus $60,000
  32. 1997-11-04
    soldstatus $85,000
  33. 1986-11-07
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$10,064 · $839/mo
Projected year-2 tax
$10,064 · $839/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$114,192
− Mortgage interest
−$44,252
− Property taxes
−$10,064
− Insurance
−$3,950
− Repairs & maintenance
−$9,135
− Management
−$9,135
− Depreciation
−$22,982
Taxable income
$14,673
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,522
After-tax cash flow
$22,962/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pinellas
NCES district ID
1201560
Math proficiency
51% ▼ -5.00%
Reading proficiency
51% ▼ -3.00%
Median HH income
$46,270
Composite
43.27/100
National rank
#3046
State rank
#31 of 73 in FL

Livability — St. Petersburg

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Petersburg, FL
County
Pinellas County · 939,478 people
City population
249,151
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
31,729
Household income
$74,707
Rent vs Own
31.3% rent · 68.7% own
Severe rent burden
1076.0

Population outlook (Pinellas County) Hauer SSP2

Today (2025)
1,027,532 people
By 2030
1,063,586 · +3.5%
By 2040
1,125,020 · +9.5%
By 2050
1,168,637 · +13.7%
By 2075
1,265,188 · +23.1%
By 2100
1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 13% Two or more races 9% Black 7% Asian 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 3%
Common ancestry
Romanian 3% Lithuanian 2% Slovak 2%
Foreign-born
12% · Canada, Vietnam
Languages at home
84% English-only · Spanish 9% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Pinellas

2024 margin
Lean R (+5.2) · D 46.9% · R 52.1%
2008→2024 swing
-13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
All cycles
2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -439.69%
Current HPI
478.8317
Rent YoY
▲ 0.67%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+1655.6% since first listed
33 events — show timeline
  • 2026-04-07 Price Changed $789,998 Stellar MLS as Distributed by MLS Grid
  • 2026-03-05 Price Changed $789,999 Stellar MLS as Distributed by MLS Grid
  • 2026-02-25 Price Changed $799,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-22 Price Changed $839,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-13 Price Changed $840,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-23 Price Changed $850,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-08 Price Changed $910,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-21 Price Changed $915,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-01 Price Changed $919,949 Stellar MLS as Distributed by MLS Grid
  • 2025-10-17 Price Changed $919,999 Stellar MLS as Distributed by MLS Grid
  • 2025-10-06 Price Changed $925,999 Stellar MLS as Distributed by MLS Grid
  • 2025-09-04 Price Changed $929,999 Stellar MLS as Distributed by MLS Grid
  • 2025-08-29 Price Changed $938,500 Stellar MLS as Distributed by MLS Grid
  • 2025-08-15 Price Changed $939,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-11 Price Changed $940,000 Stellar MLS as Distributed by MLS Grid
  • 2025-08-01 Price Changed $945,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-10 Listed $950,000 Stellar MLS as Distributed by MLS Grid
  • 2025-07-08 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2025-06-11 Listed $950,000 Stellar MLS as Distributed by MLS Grid
  • 2023-06-06 Sold (Public Records) $845,000 Public Records
  • 2023-04-28 Sold (MLS) $845,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-03-20 Price Changed $849,000 Stellar MLS as Distributed by MLS Grid
  • 2023-03-14 Price Changed $889,000 Stellar MLS as Distributed by MLS Grid
  • 2023-02-18 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-02-18 Price Changed $898,888 Stellar MLS as Distributed by MLS Grid
  • 2023-01-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2022-12-20 Listed $849,000 Stellar MLS as Distributed by MLS Grid
  • 2022-01-13 Sold (Public Records) $400,000 Public Records
  • 2022-01-04 Listed $400,000 Stellar MLS as Distributed by MLS Grid
  • 1997-11-04 Sold (Public Records) $85,000 Public Records
  • 1997-11-04 Sold (Public Records) $60,000 Public Records
  • 1986-11-07 Sold (Public Records) $45,000 Public Records

Property tax history

+15.2%/yr

Latest (2025): $10,064 · +19.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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