7061 SE Birchwood Ln · Port Salerno, FL 34997

$60,000

2 bd · 2.0 ba · 1,040 sqft · Manufactured · 292 Days on market

Built 1995 $58/sqft · 24% below area Est $79k · 24% under $855/mo HOA · 43% of rent

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.5/10.0
• Livability +3.5/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Lovely 2 bedrooms with 2 attached baths, Laminate floors, , Living room, dining area and lanai. Relax on your backyard patio overlooking a private treed area. Community has 2 Pools, Spas, 2 clubhouses, Bocce, shuffleboard, tennis, pickle ball and a Dog friendly community.

Key facts

• Backyard patio
• Community has spas
• Private treed area

Tags

• BACKYARD PATIO
• PRIVATE TREED AREA
• COMMUNITY HAS POOLS
• COMMUNITY HAS SPAS
• COMMUNITY HAS CLUBHOUSES
• DOG FRIENDLY COMMUNITY

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $60k.

Deal economics

• At list price, monthly cash flow is $311 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $60k).
• Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
• Cap rate 12.5% vs local median 3.1% in Port Salerno — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#440 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, health & safety A; Watch: schools D, amenities F, commute F.
• Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.7%/yr); 588 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
• This rent runs 31% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.7% rent growth), your $17k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 292 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 17y ago; this cycle's ask has dropped $19k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: HOA is 43% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $52,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 292 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.34% ✓
• Cap rate: 12.52%
• Cash-on-cash: 22.25%
• DSCR: 1.99
• GRM: 2.5

CMA / ARV

• ARV (median comp): $79,000
• List price: $60,000
• Delta: -24.05%
• Verdict: UNDERPRICED
• Comps: 7 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7062 SE Yellowood Ln	0.04mi	2/2.0	1,100 (+6%)	6mo	$68,000	$62	84
4413 SE Heartwood Trl	0.27mi	2/2.0	1,016 (-2%)	10mo	$71,500	$70	75
4479 SE Sweetwood Way	0.16mi	2/2.0	988 (-5%)	14mo	$60,000	$61	72
4686 SE Dogwood Ln	0.39mi	2/2.0	1,056 (+2%)	17mo	$87,250	$83	65
7078 Rosewood Ln	0.32mi	2/2.0	1,120 (+8%)	10mo	$79,900	$71	64
4677 SE Copperwood Ter	0.38mi	2/2.0	1,064 (+2%)	19mo	$67,000	$63	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.71% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 1.60×
• Total profit: $10,090
• Equity at exit: $8,946

10-year hold

• IRR: 23.7%
• Equity multiple: 3.04×
• Total profit: $34,215
• Equity at exit: $5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34997

• Rents YoY: 2.7%
• Active inventory: 588
• Price-to-rent: 2.5×

Monthly cashflow live

• Estimated rent: $2,001 high
• Mortgage (P&I): −$315
• Tax est. 1.5%: −$75 /mo · $900/yr
• Insurance: −$25
• HOA: −$855
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $311

Break-even live

Break-even rent $1,607

Max offer price $60,000

Occupancy floor 79%

Sensitivity live

Price	-10% $353	-5% $332	+0% $311	+5% $291	+10% $270
Rent	-10% $153	-5% $232	+0% $311	+5% $391	+10% $470
Rate	-1.0pp $342	-0.5pp $327	base $311	+0.5pp $296	+1.0pp $280

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $15,000
• Closing costs: $1,800
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7073 SE Birchwood Ln Stuart, FL	2.0	2.0	1150	$1,750	$1.52	14d	1	0.01mi
6553 SE Federal Hwy Unit 10-102 Stuart, FL	2.0	2.0	969	$1,750	$1.81	24d	1	0.56mi
6551 SE Federal Hwy Stuart, FL	2.0	2.0	969	$1,825	$1.88	21d	2	0.58mi
6551 SE Federal Hwy #104 Stuart, FL	2.0	2.0	969	$2,000	$2.06	14d	1	0.58mi
6537 SE Federal Hwy #102 Stuart, FL	2.0	2.0	969	$1,845	$1.90	14d	1	0.58mi
6535 SE Federal Hwy Stuart, FL	2.0	2.0	967	$1,750	$1.81	24d	1	0.59mi
6531 SE Federal Hwy Stuart, FL	2.0	2.0	1100	$1,725	$1.57	14d	2	0.65mi
4987 SE Mariner Garden Cir Stuart, FL	3.0	2.5	1434	$2,650	$1.85	24d	1	0.65mi
5156 SE Mariner Garden Cir Stuart, FL	3.0	2.5	1434	$2,400	$1.67	24d	1	0.70mi
4421 SE Village Rd Stuart, FL	2.0	2.0	1080	$2,100	$1.94	24d	1	0.75mi
5152 SE Club Way #104 Stuart, FL	2.0	2.0	1358	$7,500	$5.52	14d	1	0.88mi
4939 SE Salvatori Rd Stuart, FL	3.0	2.0	1334	$2,500	$1.87	24d	1	0.89mi
4667 SE Salvatori Rd Unit 4667 Stuart, FL	2.0	2.0	800	$2,100	$2.62	24d	1	0.90mi
5881 SE Windsong Ln Stuart, FL	2.0	2.5	1288	$2,100	$1.63	14d	1	1.02mi
5833 SE 47th Ave Stuart, FL	1.0	1.0	700	$1,500	$2.14	24d	2	1.07mi
5803 SE Collins Ave Stuart, FL	2.0	2.0	874	$2,200	$2.52	24d	1	1.24mi
5795 SE Mitzi Ln Stuart, FL	3.0	2.0	1315	$3,000	$2.28	24d	1	1.30mi
5688 SE Pine Ave Stuart, FL	3.0	2.0	1255	$2,510	$2.00	14d	1	1.32mi
5359 SE Dell St Stuart, FL	3.0	2.0	1272	$2,800	$2.20	24d	1	1.40mi
5045 SE Primrose Way Stuart, FL	2.0	2.0	837	$1,900	$2.27	14d	1	1.42mi
5601 SE Laguna Ave Stuart, FL	2.0	1.0	1080	$2,200	$2.04	14d	1	1.43mi
5968 SE Avalon Dr Stuart, FL	2.0	2.0	1176	$2,800	$2.38	14d	1	1.43mi
5393 SE 48th Ave Unit C Stuart, FL	1.0	1.0	750	$1,550	$2.07	24d	1	1.44mi

HOA detail

• Monthly dues: $855 · $10,260/yr
• Likely covers: pool

Listing history 28 events

1. 2026-06-18
   days on market $60,000 Active 292 DOM
2. 2026-06-17
   days on market $60,000 Active 291 DOM
3. 2026-06-16
   days on market $60,000 Active 290 DOM
4. 2026-06-15
   days on market $60,000 Active 289 DOM
5. 2026-06-14
   days on market $60,000 Active 287 DOM
6. 2026-06-13
   days on market $60,000 Active 286 DOM
7. 2026-06-10
   days on market $60,000 Active 284 DOM
8. 2026-06-09
   days on market $60,000 Active 283 DOM
9. 2026-06-08
   days on market $60,000 Active 282 DOM
10. 2026-06-07
    days on market $60,000 Active 281 DOM
11. 2026-06-03
    days on market $60,000 Active 277 DOM
12. 2026-06-02
    days on market $60,000 Active 276 DOM
13. 2026-06-01
    days on market $60,000 Active 275 DOM
14. 2026-05-31
    days on market $60,000 Active 274 DOM
15. 2026-05-31
    days on market $60,000 Active 273 DOM
16. 2026-04-28
    price $60,000 273-char remark

    Show marketing remark (273 chars)

    Lovely 2 bedrooms with 2 attached baths, Laminate floors, , Living room, dining area and lanai. Relax on your backyard patio overlooking a private treed area. Community has 2 Pools, Spas, 2 clubhouses, Bocce, shuffleboard, tennis, pickle ball and a Dog friendly community.

17. 2026-01-14
    price $70,000 273-char remark

    Show marketing remark (273 chars)

    Lovely 2 bedrooms with 2 attached baths, Laminate floors, , Living room, dining area and lanai. Relax on your backyard patio overlooking a private treed area. Community has 2 Pools, Spas, 2 clubhouses, Bocce, shuffleboard, tennis, pickle ball and a Dog friendly community.

18. 2025-10-29
    price $75,000 273-char remark

    Show marketing remark (273 chars)

    Lovely 2 bedrooms with 2 attached baths, Laminate floors, , Living room, dining area and lanai. Relax on your backyard patio overlooking a private treed area. Community has 2 Pools, Spas, 2 clubhouses, Bocce, shuffleboard, tennis, pickle ball and a Dog friendly community.

19. 2025-08-30
    listed $79,000 Active 273-char remark

    Show marketing remark (273 chars)

    Lovely 2 bedrooms with 2 attached baths, Laminate floors, , Living room, dining area and lanai. Relax on your backyard patio overlooking a private treed area. Community has 2 Pools, Spas, 2 clubhouses, Bocce, shuffleboard, tennis, pickle ball and a Dog friendly community.

20. 2021-10-31
    soldstatus $62,000 Closed 737-char remark

    Show marketing remark (737 chars)

    Light & bright doublewide in the Estates section of Pinelake Gardens & Estates, an active 55+ community in South Stuart. 2 Bedrms, 2 Baths. Each room has its' own ensuite bath - 2 master suites. Ceramic Tile & Laminate throughout. Kitchen open to the Living Room and Dining Room. Slider from the Dining Room out to the inviting Lanai. The home backs to lush shrubs affording privacy. Laundry inside for convenience. A short walk to Clubhouse #2. Pinelake Gardens & Estates has 2 Clubhouses, 2 pools/spas, shuffleboard, bocce, tennis & a host of clubs & activities. Lot rent of approx. $714/month includes lawn care, trash removal and all the amenities. 2 large dogs OK with prior permission from mgmt.

21. 2021-10-19
    status Pending 737-char remark

    Show marketing remark (737 chars)

    Light & bright doublewide in the Estates section of Pinelake Gardens & Estates, an active 55+ community in South Stuart. 2 Bedrms, 2 Baths. Each room has its' own ensuite bath - 2 master suites. Ceramic Tile & Laminate throughout. Kitchen open to the Living Room and Dining Room. Slider from the Dining Room out to the inviting Lanai. The home backs to lush shrubs affording privacy. Laundry inside for convenience. A short walk to Clubhouse #2. Pinelake Gardens & Estates has 2 Clubhouses, 2 pools/spas, shuffleboard, bocce, tennis & a host of clubs & activities. Lot rent of approx. $714/month includes lawn care, trash removal and all the amenities. 2 large dogs OK with prior permission from mgmt.

22. 2021-10-15
    price $65,000 737-char remark

    Show marketing remark (737 chars)

    Light & bright doublewide in the Estates section of Pinelake Gardens & Estates, an active 55+ community in South Stuart. 2 Bedrms, 2 Baths. Each room has its' own ensuite bath - 2 master suites. Ceramic Tile & Laminate throughout. Kitchen open to the Living Room and Dining Room. Slider from the Dining Room out to the inviting Lanai. The home backs to lush shrubs affording privacy. Laundry inside for convenience. A short walk to Clubhouse #2. Pinelake Gardens & Estates has 2 Clubhouses, 2 pools/spas, shuffleboard, bocce, tennis & a host of clubs & activities. Lot rent of approx. $714/month includes lawn care, trash removal and all the amenities. 2 large dogs OK with prior permission from mgmt.

23. 2021-10-08
    price $59,900 737-char remark

    Show marketing remark (737 chars)

    Light & bright doublewide in the Estates section of Pinelake Gardens & Estates, an active 55+ community in South Stuart. 2 Bedrms, 2 Baths. Each room has its' own ensuite bath - 2 master suites. Ceramic Tile & Laminate throughout. Kitchen open to the Living Room and Dining Room. Slider from the Dining Room out to the inviting Lanai. The home backs to lush shrubs affording privacy. Laundry inside for convenience. A short walk to Clubhouse #2. Pinelake Gardens & Estates has 2 Clubhouses, 2 pools/spas, shuffleboard, bocce, tennis & a host of clubs & activities. Lot rent of approx. $714/month includes lawn care, trash removal and all the amenities. 2 large dogs OK with prior permission from mgmt.

24. 2021-09-10
    listed $65,000 Active 737-char remark

    Show marketing remark (737 chars)

    Light & bright doublewide in the Estates section of Pinelake Gardens & Estates, an active 55+ community in South Stuart. 2 Bedrms, 2 Baths. Each room has its' own ensuite bath - 2 master suites. Ceramic Tile & Laminate throughout. Kitchen open to the Living Room and Dining Room. Slider from the Dining Room out to the inviting Lanai. The home backs to lush shrubs affording privacy. Laundry inside for convenience. A short walk to Clubhouse #2. Pinelake Gardens & Estates has 2 Clubhouses, 2 pools/spas, shuffleboard, bocce, tennis & a host of clubs & activities. Lot rent of approx. $714/month includes lawn care, trash removal and all the amenities. 2 large dogs OK with prior permission from mgmt.

25. 2016-06-26
    historical
26. 2010-02-24
    soldstatus $7,500
27. 2010-01-10
    listed $22,000
28. 2009-07-10
    listed $22,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,017
• − Mortgage interest: −$3,361
• − Property taxes: −$900
• − Insurance: −$300
• − Repairs & maintenance: −$1,921
• − Management: −$1,921
• − HOA: −$10,260
• − Depreciation: −$1,745
• Taxable income: $3,608
• Est. tax owed @ 24.0%: −$866
• After-tax cash flow: $2,872/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Martin
• NCES district ID: 1201290
• Math proficiency: 52% ▼ -14.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $52,482
• Composite: 45.1/100
• National rank: #2690
• State rank: #24 of 73 in FL

Livability — Port Salerno

• Score: 70/100
• State rank: #440
• US rank: #7873

Category grades

Amenities F Commute F Cost of living B Crime A Employment C Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Martin County · 165,223 people
• Metro: Port St. Lucie, FL
• Population (ZIP): 47,075
• Household income: $78,136
• Rent vs Own: 19.1% rent · 80.9% own
• Severe rent burden: 1323.0

Population outlook (Martin County) Hauer SSP2

• Today (2025): 172,383 people
• By 2030: 180,192 · +4.5%
• By 2040: 194,114 · +12.6%
• By 2050: 204,992 · +18.9%
• By 2075: 229,641 · +33.2%
• By 2100: 232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 19% Two or more races 9% Black 3% Asian 1%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 3%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 14% · Canada, Jamaica, China
• Languages at home: 81% English-only · Spanish 14% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Martin

• 2024 margin: Solid R (+31.1) · D 34.1% · R 65.2%
• 2008→2024 swing: -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
• All cycles: 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -319.78%
• Current HPI: 336.7717
• Rent YoY: ▲ 2.71%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+172.7% since first listed

13 events — show timeline

• 2026-04-28 Price Changed $60,000 MCRTC
• 2026-01-14 Price Changed $70,000 MCRTC
• 2025-10-29 Price Changed $75,000 MCRTC
• 2025-08-30 Listed $79,000 MCRTC
• 2021-10-31 Sold (MLS) $62,000 MCRTC
• 2021-10-19 Pending — MCRTC
• 2021-10-15 Price Changed $65,000 MCRTC
• 2021-10-08 Price Changed $59,900 MCRTC
• 2021-09-10 Listed $65,000 MCRTC
• 2016-06-26 Listing Removed — MCRTC
• 2010-02-24 Sold (MLS) $7,500 MCRTC
• 2010-01-10 Listed $22,000 MCRTC
• 2009-07-10 Listed $22,000 MCRTC