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2011 219th St
B- Composite 68.98
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.0/30.0
  • ARV discount +13.9/15.0
  • DSCR +9.4/10.0
  • 1% rule +8.0/10.0
  • Rent growth +4.1/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$139,500

2011 219th St · Sauk Village, IL 60411
3 bd · 1.0 ba · 1,050 sqft · SingleFamily public records · 22 Days on market
Built 1958 6,621 sqft lot Est $163k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

WOW! DON'T MISS OUT ON THIS COZY FRAME & BRICK RANCH SINGLE FAMILY HOME, COMPLETELY REMODELED, READY TO MOVE IN. FEATURES NICE OPEN CONCEPT, 3 BEDROOMS AND ONE BATHROOM. NEW SIDING. NEWER ROOF, WINDOWS, SOLAR PANELS SYSTEM, LAUNDRY HOOK UPS, DRIVEWAY FOR TWO CARS AND ONE CAR GARAGE. GREAT LOCATION, JUST MINUTES FROM PUBLIC TRANSPORTATION, EXPRESSWAYS AND SHOPPING. DON'T LET THIS ONE GET AWAY. SHOW AND SELL!

Key facts

  • New siding
  • Open concept
  • Newer roof

Tags

OPEN CONCEPTNEW SIDINGNEWER ROOFSOLAR PANELS SYSTEMLAUNDRY HOOK UPSDRIVEWAY FOR TWO CARS

Property features AI

Finance

  • Other: Property not currently leased; Possession at closing; Holds earnest money
  • HOA & community: No master association fee required

Exterior

  • Parking: Attached garage (garage owned), asphalt driveway; Total parking for 1 vehicle
  • Security: Carbon monoxide detectors; Ceiling fan(s)
  • Utilities: Public water; Public sewer; 100 amp electric service
  • Home design: Detached single-family home; One-story layout; Fee simple ownership; Built approximately 61–70 years ago; Built before 1978
  • Construction: Vinyl siding and brick exterior; Asphalt roof; Approximately 960 total finished square feet
  • Exterior features: Fenced yard; Other exterior features

Interior

  • Kitchen: Eating area / table space; Kitchen and dining combo
  • Bedrooms: Master bedroom on main level (13 x 10); Bedroom 2 on main level (11 x 10); Bedroom 3 on main level (10 x 9)
  • Flooring: Wood laminate flooring throughout main living areas and bedrooms
  • Bathrooms: One full bathroom with double sink
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: First-floor bedroom; Unfinished attic; Interstate access
  • Laundry & utility: Main-level laundry in a laundry closet (8 x 4)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $393 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $137k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#546 in IL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, health & safety D+, commute D.
  • Bloom Twp Hsd 206 (suburban): math 8% / reading 9% proficiency, ranked #591 of 620 in IL (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+6.5%/yr); 224 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $964 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 6.5% rent growth), your $39k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $82k; list at $140k implies a 69% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $137,407 (1.5% below list)

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
9.67%
Cash-on-cash
12.06%
DSCR
1.54
GRM
6.4

CMA / ARV

ARV (on-the-fly)
$162,750
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2210 220th St 0.20mi 3/1.0 1,088 (+4%) 2mo $173,500 $159 83
21946 Merrill Ave 0.11mi 3/1.0 1,130 (+8%) 2mo $175,000 $155 80
21706 Olivia Ave 0.33mi 3/1.0 1,000 (-5%) 1mo $85,000 $85 76
1835 223rd St 0.43mi 3/1.0 1,000 (-5%) 2mo $169,900 $170 70
2129 219th St 0.15mi 3/1.0 1,200 (+14%) 1mo $170,000 $142 68
2117 217th St 0.30mi 4/1.0 (+1) 1,134 (+8%) 1mo $90,000 $79 67
22150 Chappel Ave 0.30mi 3/1.0 1,200 (+14%) 1mo $156,000 $130 61
2133 216th St 0.36mi 3/1.0 913 (-13%) 1mo $152,000 $166 60
2402 Sauk Trl 0.28mi 3/1.0 894 (-15%) 3mo $85,000 $95 60
2059 216th St 0.34mi 3/1.0 913 (-13%) 4mo $167,000 $183 60
1914 215th Pl 0.38mi 3/1.0 906 (-14%) 1mo $160,000 $177 59
22336 Merrill Ave 0.50mi 3/1.0 913 (-13%) 2mo $139,900 $153 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.48% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.23×
Total profit
$9,030
Equity at exit
$20,800
10-year hold
IRR
18.2%
Equity multiple
2.77×
Total profit
$69,281
Equity at exit
$12,061

Cash invested: $39,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60411

Home prices YoY
-33.9%
Rents YoY
6.5%
Active inventory
224
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,811 high interval (Pro) →
Mortgage (P&I)
$732
Tax from tax record
$249 /mo · $2,984/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$393

Break-even live

Break-even rent $1,314
Max offer price $139,500
Occupancy floor 73%

Sensitivity live

Price -10% $471 -5% $432 +0% $393 +5% $353 +10% $314
Rent -10% $249 -5% $321 +0% $393 +5% $464 +10% $536
Rate -1.0pp $463 -0.5pp $428 base $393 +0.5pp $356 +1.0pp $320

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,875
Closing costs
$4,185
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2236 220th St Sauk Village, IL 3.0 1.0 1008 $1,800 $1.79 26d 1 0.24mi
21538 Gailine Ave Chicago Heights, IL 3.0 1.0 1031 $1,600 $1.55 4d 1 0.37mi
22332 Clyde Ave Sauk Village, IL 3.0 1.0 925 $1,800 $1.95 26d 1 0.54mi
22340 Chappel Ave Sauk Village, IL 3.0 1.0 1100 $1,800 $1.64 20d 1 0.57mi
2241 Astor St Unit Labs Sauk Village, IL 2.0 2.0 1000 $1,650 $1.65 3d 1 1.02mi
1154 Barry Ln Sauk Village, IL 2.0 2.0 960 $1,550 $1.61 0d 1 1.02mi

Listing history 25 events

  1. 2026-04-29
    status Pending
  2. 2026-04-07
    listed $139,500 Active
  3. 2026-04-06
    historical
  4. 2026-03-20
    listed Active
  5. 2026-03-17
    status Pending
  6. 2026-03-13
    historical
  7. 2026-03-09
    listed Active
  8. 2026-03-09
    historical
  9. 2026-02-23
    listed Active
  10. 2026-02-23
    historical
  11. 2025-12-29
    listed Active
  12. 2025-12-29
    historical
  13. 2025-12-12
    listed Active
  14. 2025-12-12
    historical
  15. 2025-11-04
    listed Active
  16. 2020-09-24
    historical
  17. 2020-07-02
    price
  18. 2020-06-10
    price
  19. 2020-04-01
    listed New
  20. 2007-06-05
    historical
  21. 2007-02-07
    listed
  22. 2004-11-30
    soldstatus $82,500
  23. 2004-07-23
    listed $79,895
  24. 1998-05-11
    soldstatus $65,000
  25. 1986-05-01
    soldstatus $37,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$2,984 · $249/mo
Projected year-2 tax
$3,075 · $256/mo
Expected delta
+$91/yr (+$8/mo · 3.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,734
− Mortgage interest
−$7,814
− Property taxes
−$2,984
− Insurance
−$698
− Repairs & maintenance
−$1,739
− Management
−$1,739
− Depreciation
−$4,058
Taxable income
$2,703
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$649
After-tax cash flow
$4,061/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bloom Twp Hsd 206
NCES district ID
1706420
Math proficiency
8% ▼ -3.00%
Reading proficiency
9% ▼ -8.00%
Median HH income
$39,795
Composite
7.4/100
National rank
#9952
State rank
#591 of 620 in IL

Livability — Sauk Village

Score
66/100
State rank
#546
US rank
#11370

Category grades

Amenities F Commute D Cost of living A+ Crime C- Employment D- Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sauk Village, IL
County
Cook County · 4,486,803 people
Metro
Chicago-Naperville-Elgin, IL-IN-WI
Population (ZIP)
52,175
Household income
$62,073
Rent vs Own
34.8% rent · 65.2% own
Severe rent burden
1714.0

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 49% Hispanic / Latino 26% White 19% Two or more races 11%
Hispanic origin (detail)
Mexican 22% Puerto Rican 2%
Common ancestry
Romanian 4% Portuguese 1% Lithuanian 1%
Foreign-born
12% · Canada
Languages at home
76% English-only · Spanish 21% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.75%
Current HPI
212.4058
Rent YoY
▲ 6.48%
Metro
Chicago-Naperville-Elgin, IL-IN-WI
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+268.1% since first listed
25 events — show timeline
  • 2026-04-29 Pending MRED as Distributed by MLS Grid
  • 2026-04-07 Listed $139,500 MRED as Distributed by MLS Grid
  • 2026-04-06 Listing Removed MRED as Distributed by MLS Grid
  • 2026-03-20 Listed MRED as Distributed by MLS Grid
  • 2026-03-17 Pending MRED as Distributed by MLS Grid
  • 2026-03-13 Listing Removed MRED as Distributed by MLS Grid
  • 2026-03-09 Listing Removed MRED as Distributed by MLS Grid
  • 2026-03-09 Listed MRED as Distributed by MLS Grid
  • 2026-02-23 Listing Removed MRED as Distributed by MLS Grid
  • 2026-02-23 Listed MRED as Distributed by MLS Grid
  • 2025-12-29 Listing Removed MRED as Distributed by MLS Grid
  • 2025-12-29 Listed MRED as Distributed by MLS Grid
  • 2025-12-12 Listing Removed MRED as Distributed by MLS Grid
  • 2025-12-12 Listed MRED as Distributed by MLS Grid
  • 2025-11-04 Listed MRED as Distributed by MLS Grid
  • 2020-09-24 Listing Removed MRED as Distributed by MLS Grid
  • 2020-07-02 Price Changed MRED as Distributed by MLS Grid
  • 2020-06-10 Price Changed MRED as Distributed by MLS Grid
  • 2020-04-01 Listed MRED as Distributed by MLS Grid
  • 2007-06-05 Listing Removed MRED as Distributed by MLS Grid
  • 2007-02-07 Listed MRED as Distributed by MLS Grid
  • 2004-11-30 Sold (Public Records) $82,500 Public Records
  • 2004-07-23 Listed $79,895 NIRA MLS as Distributed by MLS Grid
  • 1998-05-11 Sold (Public Records) $65,000 Public Records
  • 1986-05-01 Sold (Public Records) $37,900 Public Records

Property tax history

+3.5%/yr

Latest (2023): $2,984 · +618.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…