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15252 Seneca #100
B- Composite 67.05
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +6.8/15.0
  • Rent growth +2.9/5.0
  • Livability +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$147,500

15252 Seneca #100 · Victorville, CA 92392
3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 68 Days on market
Built 1974 1,344 sqft lot Est $145k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!

Key facts

  • Clubhouse
  • Tennis courts
  • Private ensuite bath

Tags

UPDATED MANUFACTURED HOMECLUBHOUSETENNIS COURTSSPACIOUS WALK IN CLOSETSPRIVATE ENSUITE BATHNEWER HVAC SYSTEM

Property features AI

Finance

  • Other: Lot features: 0-1 unit/acre; Lot size source: Assessor's data; Living area source: Assessor's data; Directions available
  • Financial info: Land lease amount applies
  • HOA & community: Land lease (monthly); Park: Gold West MHC; Manager approval required; Breed restrictions for pets; Community features: street lighting, suburban

Exterior

  • Parking: Attached carport with 2 spaces
  • Security: Gated community
  • Utilities: Public sewer; District/public water; Natural gas connected; Sewer connected; Water connected
  • Home design: Single-story; Entry level: 1; One level
  • Construction: Mobile home remains; Mobile width 24 ft; Mobile length 56 ft; Year built (assessor source)
  • Exterior features: Porch; Open patio; Community pool

Interior

  • Kitchen: Granite counters; Garbage disposal; Microwave; Refrigerator; Gas range; Gas oven; Dishwasher; Gas water heater; Water heater unit
  • Bedrooms: Primary bedroom; Primary suite
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms; Tile counters; Shower in tub; Exhaust fan(s); Bathtub; Separate shower
  • Heating & cooling: Central furnace heating; Central cooling
  • Interior features: Dry bar; Ceiling fan; Cathedral/vaulted ceilings; Granite counters; Gated community; Community spa
  • Laundry & utility: Inside laundry; Stackable washer/dryer; Washer included; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $148k.

Deal economics

  • At list price, monthly cash flow is $873 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $148k).
  • Recommended offer: $139k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.4% vs local median 4.2% in Victorville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#906 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D+, schools D-, crime F.
  • Victor Elementary (urban): math 25% / reading 25% proficiency, ranked #408 of 517 in CA (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.7%/yr); 369 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $41k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $125k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $138,650 (6.0% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.62%
Cap rate
13.40%
Cash-on-cash
25.37%
DSCR
2.13
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$145,152
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15252 Seneca Rd #317 0.00mi 3/2.0 1,344 (0%) 8mo $100,000 $74 93
15252 Seneca Rd #343 0.00mi 2/2.0 (-1) 1,344 (0%) 5mo $145,000 $108 91
15252 Seneca Rd #178 0.17mi 3/2.0 1,344 (0%) 6mo $169,400 $126 87
15252 Seneca Rd #221 0.00mi 3/2.0 1,248 (-7%) 4mo $175,000 $140 84
15252 Seneca Rd #311 0.00mi 3/2.0 1,440 (+7%) 8mo $145,000 $101 82
15252 Seneca Rd #298 0.00mi 2/2.0 (-1) 1,440 (+7%) 9mo $125,000 $87 76
15252 Seneca Rd #284 0.00mi 3/2.0 1,440 (+7%) 16mo $115,000 $80 75
15252 Seneca Rd #270 0.00mi 2/2.0 (-1) 1,232 (-8%) 11mo $145,000 $118 72
15252 Seneca Rd #334 0.17mi 3/2.0 1,456 (+8%) 8mo $200,000 $137 72
15252 Seneca Rd #236 0.08mi 3/2.0 1,440 (+7%) 20mo $135,000 $94 68
15252 Seneca Rd #28 0.00mi 2/3.0 (-1) 1,248 (-7%) 17mo $130,000 $104 65
15252 Seneca Rd #215 0.00mi 2/2.0 (-1) 1,536 (+14%) 13mo $177,500 $116 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.69% rent growth · sell at horizon

5-year hold
IRR
17.4%
Equity multiple
1.69×
Total profit
$28,619
Equity at exit
$21,993
10-year hold
IRR
25.0%
Equity multiple
3.04×
Total profit
$84,207
Equity at exit
$12,753

Cash invested: $41,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92392

Home prices YoY
-9.0%
Rents YoY
1.7%
Active inventory
369
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$2,395 high interval (Pro) →
Mortgage (P&I)
$774
Tax est. 1.5%
$184 /mo · $2,212/yr
Insurance
$61
HOA
$0
Vacancy / Maint / Mgmt
$503
Net cashflow
$873

Break-even live

Break-even rent $1,290
Max offer price $147,500
Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,875
Closing costs
$4,425
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15230 Seneca Rd Victorville, CA 1.0–3.0 1.0–2.0 805 $2,005 $2.49 1d 12 0.14mi
14374 Borego Rd Victorville, CA 1.0–2.0 1.0–2.0 842 $2,080 $2.47 1d 12 0.21mi
14344 Mcart Rd Victorville, CA 2.0–3.0 2.0 1042 $2,395 $2.30 1d 5 0.35mi
15191 Wildrose St Victorville, CA 3.0 2.0 1500 $2,400 $1.60 10d 1 0.49mi
14861 Ann Dr Victorville, CA 3.0 3.0 1657 $2,395 $1.45 1d 1 0.59mi
14440 Stivers Rd Victorville, CA 3.0 2.0 994 $1,950 $1.96 10d 1 0.80mi
14485 Seneca Rd Victorville, CA 2.0–3.0 2.0 1123 $2,545 $2.27 1d 6 0.82mi
14450 El Evado Rd Victorville, CA 2.0–3.0 1.0–2.0 895 $2,075 $2.32 1d 3 0.90mi
14610 Green River Rd Victorville, CA 3.0 2.5 1493 $2,595 $1.74 1d 1 0.92mi
14257 Sage St Victorville, CA 3.0 3.0 1319 $2,500 $1.90 1d 1 1.06mi
14304 Gray Fox Ln Victorville, CA 3.0 2.5 1795 $2,600 $1.45 14d 1 1.07mi
14236 Oxford Pl Victorville, CA 4.0 2.0 1445 $2,350 $1.63 1d 1 1.18mi
15083 Brown Ln Victorville, CA 4.0 2.0 1842 $2,150 $1.17 1d 1 1.19mi
15112 Brown Ln Victorville, CA 3.0 2.0 1400 $850 $0.61 1d 1 1.24mi
14979 Buckskin Rd Victorville, CA 3.0 2.0 1277 $2,250 $1.76 1d 1 1.24mi
13925 Burning Tree Dr Victorville, CA 3.0 2.0 1440 $2,250 $1.56 1d 1 1.28mi
14299 La Paz Dr Unit 3A Victorville, CA 2.0 1.5 880 $1,495 $1.70 1d 1 1.35mi
13632 Nassau Dr Victorville, CA 3.0 2.0 1298 $1,990 $1.53 1d 1 1.41mi

Listing history 19 events

  1. 2026-06-18
    days on market $147,500 Active 68 DOM
  2. 2026-06-17
    days on market $147,500 Active 67 DOM
  3. 2026-06-16
    days on market $147,500 Active 66 DOM
  4. 2026-06-15
    days on market $147,500 Active 65 DOM
  5. 2026-06-13
    days on market $147,500 Active 63 DOM
  6. 2026-06-13
    days on market $147,500 Active 62 DOM
  7. 2026-06-09
    days on market $147,500 Active 59 DOM
  8. 2026-06-08
    pricedays on market $147,500 Active 58 DOM
  9. 2026-06-07
    days on market $150,000 Active 57 DOM
  10. 2026-06-04
    days on market $150,000 Active 54 DOM
  11. 2026-06-03
    days on market $150,000 Active 53 DOM
  12. 2026-06-02
    days on market $150,000 Active 52 DOM
  13. 2026-06-01
    days on market $150,000 Active 51 DOM
  14. 2026-05-31
    days on market $150,000 Active 50 DOM
  15. 2026-04-11
    listed $150,000 Active
  16. 2024-01-22
    soldstatus $125,000 Closed Sale 979-char remark
    Show marketing remark (979 chars)

    This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!

  17. 2023-12-23
    status Pending Sale 979-char remark
    Show marketing remark (979 chars)

    This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!

  18. 2023-12-04
    price $135,000 979-char remark
    Show marketing remark (979 chars)

    This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!

  19. 2023-10-05
    listed $140,000 Active 979-char remark
    Show marketing remark (979 chars)

    This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 22 unhealthy d/yr today · 28 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,744
− Mortgage interest
−$8,262
− Property taxes
−$2,212
− Insurance
−$738
− Repairs & maintenance
−$2,300
− Management
−$2,300
− Depreciation
−$4,291
Taxable income
$8,642
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,074
After-tax cash flow
$8,402/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Victor Elementary
NCES district ID
0641040
Math proficiency
25% ▬ 0.00%
Reading proficiency
25% ▼ -9.00%
Median HH income
$44,949
Composite
21.58/100
National rank
#8304
State rank
#408 of 517 in CA

Livability — Victorville

Score
54/100
State rank
#906
US rank
#24038

Category grades

Amenities F Commute B- Cost of living F Crime F Employment D+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Victorville, CA
County
San Bernardino County · 2,030,291 people
City population
154,418
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
65,429
Household income
$87,681
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1879.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Hispanic / Latino 55% Two or more races 24% White 22% Black 14% Asian 4% Native American 2%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Portuguese 1% Romanian 1%
Foreign-born
20% · Canada, China, Vietnam
Languages at home
57% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -35.57%
Current HPI
358.5152
Rent YoY
▲ 1.69%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+7.1% since first listed
5 events — show timeline
  • 2026-04-11 Listed $150,000 CRMLS
  • 2024-01-22 Sold (MLS) $125,000 CRMLS
  • 2023-12-23 Pending CRMLS
  • 2023-12-04 Price Changed $135,000 CRMLS
  • 2023-10-05 Listed $140,000 CRMLS

Property tax history

-0.3%/yr

Latest (2025): $187 · +68.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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