15252 Seneca #100 · Victorville, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 22 days/yr
- Unhealthy air days in 30 yrs
- 28 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +6.8/15.0
- Rent growth +2.9/5.0
- Livability +2.7/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$147,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!
Key facts
- Clubhouse
- Tennis courts
- Private ensuite bath
Tags
Property features AI
Finance
- Other: Lot features: 0-1 unit/acre; Lot size source: Assessor's data; Living area source: Assessor's data; Directions available
- Financial info: Land lease amount applies
- HOA & community: Land lease (monthly); Park: Gold West MHC; Manager approval required; Breed restrictions for pets; Community features: street lighting, suburban
Exterior
- Parking: Attached carport with 2 spaces
- Security: Gated community
- Utilities: Public sewer; District/public water; Natural gas connected; Sewer connected; Water connected
- Home design: Single-story; Entry level: 1; One level
- Construction: Mobile home remains; Mobile width 24 ft; Mobile length 56 ft; Year built (assessor source)
- Exterior features: Porch; Open patio; Community pool
Interior
- Kitchen: Granite counters; Garbage disposal; Microwave; Refrigerator; Gas range; Gas oven; Dishwasher; Gas water heater; Water heater unit
- Bedrooms: Primary bedroom; Primary suite
- Flooring: Vinyl
- Bathrooms: 2 full bathrooms; Tile counters; Shower in tub; Exhaust fan(s); Bathtub; Separate shower
- Heating & cooling: Central furnace heating; Central cooling
- Interior features: Dry bar; Ceiling fan; Cathedral/vaulted ceilings; Granite counters; Gated community; Community spa
- Laundry & utility: Inside laundry; Stackable washer/dryer; Washer included; Dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $148k.
Deal economics
- At list price, monthly cash flow is $873 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $148k).
- Recommended offer: $139k (6.0% below list) — sets the bar for market timing.
- Cap rate 13.4% vs local median 4.2% in Victorville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 54/100 on livability (#906 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D+, schools D-, crime F.
- Victor Elementary (urban): math 25% / reading 25% proficiency, ranked #408 of 517 in CA (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.7%/yr); 369 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 33% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 1.7% rent growth), your $41k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 68 days — a 6% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $125k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 13.40%
- Cash-on-cash
- 25.37%
- DSCR
- 2.13
- GRM
- 5.1
CMA / ARV
- ARV (on-the-fly)
- $145,152
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15252 Seneca Rd #317 | 0.00mi | 3/2.0 | 1,344 (0%) | 8mo | $100,000 | $74 | 93 |
| 15252 Seneca Rd #343 | 0.00mi | 2/2.0 (-1) | 1,344 (0%) | 5mo | $145,000 | $108 | 91 |
| 15252 Seneca Rd #178 | 0.17mi | 3/2.0 | 1,344 (0%) | 6mo | $169,400 | $126 | 87 |
| 15252 Seneca Rd #221 | 0.00mi | 3/2.0 | 1,248 (-7%) | 4mo | $175,000 | $140 | 84 |
| 15252 Seneca Rd #311 | 0.00mi | 3/2.0 | 1,440 (+7%) | 8mo | $145,000 | $101 | 82 |
| 15252 Seneca Rd #298 | 0.00mi | 2/2.0 (-1) | 1,440 (+7%) | 9mo | $125,000 | $87 | 76 |
| 15252 Seneca Rd #284 | 0.00mi | 3/2.0 | 1,440 (+7%) | 16mo | $115,000 | $80 | 75 |
| 15252 Seneca Rd #270 | 0.00mi | 2/2.0 (-1) | 1,232 (-8%) | 11mo | $145,000 | $118 | 72 |
| 15252 Seneca Rd #334 | 0.17mi | 3/2.0 | 1,456 (+8%) | 8mo | $200,000 | $137 | 72 |
| 15252 Seneca Rd #236 | 0.08mi | 3/2.0 | 1,440 (+7%) | 20mo | $135,000 | $94 | 68 |
| 15252 Seneca Rd #28 | 0.00mi | 2/3.0 (-1) | 1,248 (-7%) | 17mo | $130,000 | $104 | 65 |
| 15252 Seneca Rd #215 | 0.00mi | 2/2.0 (-1) | 1,536 (+14%) | 13mo | $177,500 | $116 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.69% rent growth · sell at horizon
- IRR
- 17.4%
- Equity multiple
- 1.69×
- Total profit
- $28,619
- Equity at exit
- $21,993
- IRR
- 25.0%
- Equity multiple
- 3.04×
- Total profit
- $84,207
- Equity at exit
- $12,753
Cash invested: $41,300 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92392
- Home prices YoY
- -9.0%
- Rents YoY
- 1.7%
- Active inventory
- 369
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $2,395 high interval (Pro) →
- Mortgage (P&I)
- −$774
- Tax est. 1.5%
- −$184 /mo · $2,212/yr
- Insurance
- −$61
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$503
- Net cashflow
- $873
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,875
- Closing costs
- $4,425
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 15230 Seneca Rd Victorville, CA | 1.0–3.0 | 1.0–2.0 | 805 | $2,005 | $2.49 | 1d | 12 | 0.14mi |
| 14374 Borego Rd Victorville, CA | 1.0–2.0 | 1.0–2.0 | 842 | $2,080 | $2.47 | 1d | 12 | 0.21mi |
| 14344 Mcart Rd Victorville, CA | 2.0–3.0 | 2.0 | 1042 | $2,395 | $2.30 | 1d | 5 | 0.35mi |
| 15191 Wildrose St Victorville, CA | 3.0 | 2.0 | 1500 | $2,400 | $1.60 | 10d | 1 | 0.49mi |
| 14861 Ann Dr Victorville, CA | 3.0 | 3.0 | 1657 | $2,395 | $1.45 | 1d | 1 | 0.59mi |
| 14440 Stivers Rd Victorville, CA | 3.0 | 2.0 | 994 | $1,950 | $1.96 | 10d | 1 | 0.80mi |
| 14485 Seneca Rd Victorville, CA | 2.0–3.0 | 2.0 | 1123 | $2,545 | $2.27 | 1d | 6 | 0.82mi |
| 14450 El Evado Rd Victorville, CA | 2.0–3.0 | 1.0–2.0 | 895 | $2,075 | $2.32 | 1d | 3 | 0.90mi |
| 14610 Green River Rd Victorville, CA | 3.0 | 2.5 | 1493 | $2,595 | $1.74 | 1d | 1 | 0.92mi |
| 14257 Sage St Victorville, CA | 3.0 | 3.0 | 1319 | $2,500 | $1.90 | 1d | 1 | 1.06mi |
| 14304 Gray Fox Ln Victorville, CA | 3.0 | 2.5 | 1795 | $2,600 | $1.45 | 14d | 1 | 1.07mi |
| 14236 Oxford Pl Victorville, CA | 4.0 | 2.0 | 1445 | $2,350 | $1.63 | 1d | 1 | 1.18mi |
| 15083 Brown Ln Victorville, CA | 4.0 | 2.0 | 1842 | $2,150 | $1.17 | 1d | 1 | 1.19mi |
| 15112 Brown Ln Victorville, CA | 3.0 | 2.0 | 1400 | $850 | $0.61 | 1d | 1 | 1.24mi |
| 14979 Buckskin Rd Victorville, CA | 3.0 | 2.0 | 1277 | $2,250 | $1.76 | 1d | 1 | 1.24mi |
| 13925 Burning Tree Dr Victorville, CA | 3.0 | 2.0 | 1440 | $2,250 | $1.56 | 1d | 1 | 1.28mi |
| 14299 La Paz Dr Unit 3A Victorville, CA | 2.0 | 1.5 | 880 | $1,495 | $1.70 | 1d | 1 | 1.35mi |
| 13632 Nassau Dr Victorville, CA | 3.0 | 2.0 | 1298 | $1,990 | $1.53 | 1d | 1 | 1.41mi |
Listing history 19 events
-
2026-06-18days on market $147,500 Active 68 DOM
-
2026-06-17days on market $147,500 Active 67 DOM
-
2026-06-16days on market $147,500 Active 66 DOM
-
2026-06-15days on market $147,500 Active 65 DOM
-
2026-06-13days on market $147,500 Active 63 DOM
-
2026-06-13days on market $147,500 Active 62 DOM
-
2026-06-09days on market $147,500 Active 59 DOM
-
2026-06-08pricedays on market $147,500 Active 58 DOM
-
2026-06-07days on market $150,000 Active 57 DOM
-
2026-06-04days on market $150,000 Active 54 DOM
-
2026-06-03days on market $150,000 Active 53 DOM
-
2026-06-02days on market $150,000 Active 52 DOM
-
2026-06-01days on market $150,000 Active 51 DOM
-
2026-05-31days on market $150,000 Active 50 DOM
-
2026-04-11$150,000 Active
-
2024-01-22soldstatus $125,000 Closed Sale 979-char remark
Show marketing remark (979 chars)
This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!
-
2023-12-23status Pending Sale 979-char remark
Show marketing remark (979 chars)
This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!
-
2023-12-04price $135,000 979-char remark
Show marketing remark (979 chars)
This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!
-
2023-10-05$140,000 Active 979-char remark
Show marketing remark (979 chars)
This beautifully upgraded three bedroom/two bathroom mobile home is ready to be called YOUR home! Situated on a corner lot, the home features a large kitchen with granite countertops, plenty of storage space and new kitchen appliances. A stackable washer and dryer are also included in the sale. Each of the spacious bedrooms has a generously sized closet, with two of them being walk-in closets! The front porch is huge and leads directly down to the fenced backyard where there is a shed for additional storage. Make your offer today! Buyer to verify all information provided. This mobile home is in the desirable all-ages Gold West Mobile Home Park, an upscale community. The fully gated park’s amenities include paid security, two pools, spa, tennis courts, basketball courts, gym and large clubhouse with an event room that includes a kitchen! Located close to the freeway, shopping centers and schools! All Buyers must be park-approved prior to purchasing the home!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major
- Wind 1/10 Low
- Air quality 9/10 Extreme 22 unhealthy d/yr today · 28 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,744
- − Mortgage interest
- −$8,262
- − Property taxes
- −$2,212
- − Insurance
- −$738
- − Repairs & maintenance
- −$2,300
- − Management
- −$2,300
- − Depreciation
- −$4,291
- Taxable income
- $8,642
- Est. tax owed @ 24.0%
- −$2,074
- After-tax cash flow
- $8,402/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Victor Elementary
- NCES district ID
- 0641040
- Math proficiency
- 25% ▬ 0.00%
- Reading proficiency
- 25% ▼ -9.00%
- Median HH income
- $44,949
- Composite
- 21.58/100
- National rank
- #8304
- State rank
- #408 of 517 in CA
Livability — Victorville
- Score
- 54/100
- State rank
- #906
- US rank
- #24038
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Victorville, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 154,418
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 65,429
- Household income
- $87,681
- Rent vs Own
- Severe rent burden
- 1879.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Hispanic / Latino 55% Two or more races 24% White 22% Black 14% Asian 4% Native American 2%
- Hispanic origin (detail)
- Mexican 47%
- Common ancestry
- Portuguese 1% Romanian 1%
- Foreign-born
- 20% · Canada, China, Vietnam
- Languages at home
- 57% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -35.57%
- Current HPI
- 358.5152
- Rent YoY
- ▲ 1.69%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+7.1% since first listed5 events — show timeline
- 2026-04-11 Listed $150,000 CRMLS
- 2024-01-22 Sold (MLS) $125,000 CRMLS
- 2023-12-23 Pending — CRMLS
- 2023-12-04 Price Changed $135,000 CRMLS
- 2023-10-05 Listed $140,000 CRMLS
Property tax history
-0.3%/yrLatest (2025): $187 · +68.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…