1857 Maple Ave NE · Canton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Looking for a home for a growing family? Look no further come make this 4 bedroom home your very own with your own special touches!
Key facts
- 4,321 sq ft lot
- Parking
- Built 1906
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $578 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Cap rate 15.0% vs local median 5.1% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
- Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-0.2%/yr); 71 active listings in the ZIP; 2 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
- This rent runs 39% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1906 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1906 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.76% ✓
- Cap rate
- 14.96%
- Cash-on-cash
- 30.94%
- DSCR
- 2.38
- GRM
- 4.7
CMA / ARV
- ARV (median comp)
- $118,756
- List price
- $80,000
- Delta
- -24.21%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2228 St Elmo Ave NE | 0.29mi | 3/2.0 (-1) | 2,114 (+1%) | 2mo | $208,000 | $98 | 75 |
| 2015 Gross Ave NE | 0.18mi | 3/2.0 (-1) | 1,961 (-7%) | 4mo | $131,000 | $67 | 69 |
| 1524 Harrisburg Rd NE | 0.43mi | 3/3.5 (-1) | 1,946 (-7%) | 2mo | $130,000 | $67 | 51 |
| 1225 12th St NE | 0.74mi | 4/1.5 | 2,116 (+1%) | 15mo | $180,000 | $85 | 50 |
| 1018 24th St NE | 0.54mi | 4/2.5 | 2,340 (+11%) | 18mo | $250,000 | $107 | 35 |
| 1115 Colonial Blvd NE | 0.67mi | 3/2.0 (-1) | 1,798 (-14%) | 3mo | $185,000 | $103 | 33 |
| 821 Colonial Blvd NE | 0.71mi | 3/1.5 (-1) | 1,796 (-14%) | 10mo | $200,000 | $111 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 22.3%
- Equity multiple
- 1.88×
- Total profit
- $19,712
- Equity at exit
- $11,928
- IRR
- 28.4%
- Equity multiple
- 3.17×
- Total profit
- $48,643
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44705
- Rents YoY
- -0.2%
- Active inventory
- 71
- Price-to-rent
- 4.7×
Monthly cashflow live
- Estimated rent
- $1,407 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$81 /mo · $968/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$295
- Net cashflow
- $578
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1220 Market Ave N Unit 4 Canton, OH | 3.0 | 1.0 | 1400 | $1,100 | $0.79 | 44d | 1 | 1.08mi |
| 924 Spring Ave NE Canton, OH | 4.0 | 1.5 | 1407 | $1,395 | $0.99 | 21d | 1 | 1.10mi |
Listing history 15 events
-
2026-06-18days on market $80,000 Active 7 DOM
-
2026-06-17days on market $80,000 Active 6 DOM
-
2026-06-16days on market $80,000 Active 5 DOM
-
2026-06-15days on market $80,000 Active 4 DOM
-
2026-06-14days on market $80,000 Active 2 DOM
-
2026-06-13pricedays on market $80,000 Active 1 DOM
-
2026-06-08days on market $90,000 Active 88 DOM
-
2026-06-07days on market $90,000 Active 87 DOM
-
2026-06-05days on market $90,000 Active 84 DOM
-
2026-06-03days on market $90,000 Active 83 DOM
-
2026-06-02days on market $90,000 Active 82 DOM
-
2026-06-01days on market $90,000 Active 81 DOM
-
2026-05-31days on market $90,000 Active 80 DOM
-
2026-05-30days on market $90,000 Active 79 DOM
-
2026-03-10$90,000 Active 131-char remark
Show marketing remark (131 chars)
Looking for a home for a growing family? Look no further come make this 4 bedroom home your very own with your own special touches!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $968 · $81/mo
- Projected year-2 tax
- $1,108 · $92/mo
- Expected delta
- +$140/yr (+$12/mo · 14.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,878
- − Mortgage interest
- −$4,481
- − Property taxes
- −$968
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,350
- − Management
- −$1,350
- − Depreciation
- −$2,327
- Taxable income
- $6,001
- Est. tax owed @ 24.0%
- −$1,440
- After-tax cash flow
- $5,491/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canton City
- NCES district ID
- 3904371
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 26% ▼ -12.00%
- Median HH income
- $28,825
- Composite
- 17.1/100
- National rank
- #9116
- State rank
- #627 of 656 in OH
Livability — Canton
- Score
- 71/100
- State rank
- #441
- US rank
- #7259
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canton, OH
- County
- Stark County · 272,865 people
- City population
- 103,614
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 16,872
- Household income
- $43,439
- Rent vs Own
- Severe rent burden
- 524.0
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Black 22% Two or more races 13% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Italian 5% Romanian 4% Lithuanian 2%
- Foreign-born
- 3% · Canada
- Languages at home
- 97% English-only · Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -200.62%
- Current HPI
- 150.1531
- Rent YoY
- ▼ -0.23%
- Metro
- Canton-Massillon, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
|
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
1 event — show timeline
- 2026-03-10 Listed $90,000 MLSNOW
Property tax history
+16.9%/yrLatest (2024): $968 · +155.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…