5671 Orange Rd · Seminole, FL 33772

$300,000

3 bd · 2.0 ba · 1,239 sqft · SingleFamily public records · 1 Days on market

Built 1960 8,002 sqft lot Est $370k · 19% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.6/30.0
• DSCR +4.4/10.0
• Livability +4.4/5.0
• Schools +4.3/10.0
• 1% rule +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Phenomenal price for an immaculate 3 bedroom (split) 2 bath pool home in Seminole!Even the oversized 1 car garage sparkles. .. The master bedroom opens to the pool. The second bath is unique in that it is spacious and opens to the hall, bedroom #2 and to the pool!. Roof is 8 yrs. AC is 3 yrs and pool heater 4 yrs. This is a definite "Must see".

Key facts

• 8,002 sq ft lot
• Garage
• Pool

Property features AI

Finance

• Other: Lot approximately 0.18 acres (about 743 sq meters); Private gunite pool
• HOA & community: No HOA/association indicated

Exterior

• Parking: Attached garage (1-car)
• Utilities: Public water; Public sewer; Public utilities
• Home design: Single-family residence; One-story; Home faces west; Residential property in fixer condition; Homesteaded
• Construction: Block construction; Shingle roof; Slab foundation; Built as a residential single family
• Exterior features: Awning(s); Rain gutters; Wood fencing; Paved road access

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Terrazzo
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Living room and dining room combined; Double-pane windows; Storm windows
• Laundry & utility: Laundry area in garage; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $69 ($826/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (20.7% below list).
• Recommended offer: $238k (20.7% below list) — sets the bar for 1% rule.
• Cap rate 6.6% vs local median 3.6% in Seminole — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#5 in FL, #174 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Orange Grove Elementary School (math 82% / reading 72%, grade A, #170 of 2,144 statewide, top 9%, 435 students, 43% FRL); Osceola Middle School (math 48% / reading 45%, grade D+, #297 of 571 statewide, top 52%, 1,009 students, 52% FRL); Richard O Jacobson Technical High School At Seminole (math 52% / reading 53%, grade C-, #154 of 667 statewide, top 24%, 578 students, 45% FRL) — zoned schools at 47% FRL track the district average.
• Market conditions: Rents flat; 209 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 39% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $138k; list at $300k implies a 117% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $237,836 (20.7% below list)

Questions for the listing agent

1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.57%
• Cash-on-cash: 0.98%
• DSCR: 1.04
• GRM: 10.5

CMA / ARV

• ARV (on-the-fly): $370,461
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5671 Orange Rd	0.00mi	3/2.0	1,239 (0%)	0mo	$300,000	$242	100
5736 Lime Way	0.04mi	3/2.0	1,296 (+5%)	4mo	$373,100	$288	87
5713 Orange Rd	0.02mi	3/1.5	1,324 (+7%)	3mo	$258,000	$195	83
10327 Tangelo Rd	0.25mi	3/2.0	1,347 (+9%)	6mo	$429,900	$319	69
10754 63rd Ave	0.46mi	2/1.0 (-1)	1,250 (+1%)	2mo	$367,000	$294	66
11017 64th Ter	0.63mi	2/2.0 (-1)	1,233 (-0%)	4mo	$378,000	$307	61
10525 Valencia Rd	0.12mi	4/2.5 (+1)	1,423 (+15%)	6mo	$425,000	$299	57
10512 51st Ter N	0.34mi	3/1.0	1,068 (-14%)	2mo	$323,000	$302	55
11093 57th Ter	0.42mi	2/2.0 (-1)	1,367 (+10%)	4mo	$377,000	$276	55
11093 54th Ave N	0.46mi	2/2.0 (-1)	1,372 (+11%)	8mo	$370,000	$270	49
5287 99th Way N	0.56mi	3/2.0	1,420 (+15%)	2mo	$525,300	$370	48
11352 61st Ave	0.69mi	2/1.0 (-1)	1,134 (-8%)	6mo	$440,000	$388	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.1% rent growth · sell at horizon

5-year hold

• IRR: -17.7%
• Equity multiple: 0.39×
• Total profit: $-51,102
• Equity at exit: $44,731

10-year hold

• IRR: -15.6%
• Equity multiple: 0.22×
• Total profit: $-65,483
• Equity at exit: $25,939

Cash invested: $84,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33772

• Rents YoY: 0.1%
• Active inventory: 209
• Price-to-rent: 10.5×

Monthly cashflow live

• Estimated rent: $2,378 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$112 /mo · $1,343/yr
• Insurance: −$125
• HOA: −$0
• Vacancy / Maint / Mgmt: −$499
• Net cashflow: $69

Break-even live

Break-even rent $2,291

Max offer price $300,000

Occupancy floor 92%

Sensitivity live

Price	-10% $239	-5% $154	+0% $69	+5% $-16	+10% $-101
Rent	-10% $-119	-5% $-25	+0% $69	+5% $163	+10% $257
Rate	-1.0pp $220	-0.5pp $145	base $69	+0.5pp $-9	+1.0pp $-88

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $75,000
• Closing costs: $9,000
• Reserves months: —
• Total cash needed: —

Rent comps 36 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10426 Valencia Rd Seminole, FL	3.0	2.0	1389	$2,900	$2.09	6d	1	0.20mi
10532 51st Ter N Saint Petersburg, FL	2.0	1.0	1093	$1,800	$1.65	19d	1	0.36mi
10172 63rd Ave Seminole, FL	3.0	2.0	1311	$3,500	$2.67	6d	1	0.53mi
4652 Miramar Dr Madeira Beach, FL	1.0–2.0	1.0–2.0	958	$2,445	$2.55	0d	37	0.54mi
5224 100th Way N Saint Petersburg, FL	2.0	1.0	930	$2,400	$2.58	6d	1	0.55mi
10038 62nd Ter N #17 Saint Petersburg, FL	2.0	1.0	1010	$1,400	$1.39	4d	1	0.61mi
10035 63rd Ave N #18 Saint Petersburg, FL	2.0	1.0	1010	$2,125	$2.10	26d	1	0.63mi
10036 63rd Ave N #23 Saint Petersburg, FL	2.0	1.0	1010	$1,550	$1.53	18d	1	0.63mi
10037 62nd Ter N #15 Saint Petersburg, FL	2.0	1.0	790	$1,400	$1.77	19d	1	0.63mi
9950 52nd Ter N Saint Petersburg, FL	2.0	1.0	1090	$2,200	$2.02	26d	1	0.64mi
9950 62nd Ter N #305 Saint Petersburg, FL	2.0	2.0	1120	$1,450	$1.29	26d	1	0.66mi
10032 65th Ave N #24 Saint Petersburg, FL	2.0	2.0	1010	$1,650	$1.63	26d	1	0.67mi
4939 100th Way N Saint Petersburg, FL	4.0	2.0	1410	$3,300	$2.34	6d	1	0.67mi
10530 68th Ave Seminole, FL	2.0	1.0	1000	$1,690	$1.69	6d	1	0.68mi
9860 62nd Ter N #1048 Saint Petersburg, FL	2.0	2.0	1020	$1,750	$1.72	26d	1	0.71mi
1 Boca Ciega Point Blvd #115 Saint Petersburg, FL	2.0	2.0	920	$1,900	$2.07	4d	1	0.72mi
4917 99th St N Saint Petersburg, FL	3.0	2.0	1230	$3,500	$2.85	6d	1	0.77mi
10764 70th Ave Seminole, FL	1.0–2.0	1.0–2.0	828	$2,200	$2.66	0d	3	0.79mi
4771 100th Way N Unit 101 St. Petersburg, FL	2.0	1.0	800	$1,749	$2.19	19d	1	0.79mi
10405 Addison Way Seminole, FL	1.0–3.0	1.0–2.0	1133	$2,895	$2.56	0d	19	0.81mi
11537 63rd Ave Seminole, FL	2.0	2.0	1153	$2,500	$2.17	0d	1	0.84mi
4565 Duhme Rd #110 Saint Petersburg, FL	2.0	1.0	780	$1,700	$2.18	26d	1	0.85mi
9940 47th Ave N #320 Saint Petersburg, FL	2.0	1.0	900	$1,575	$1.75	26d	1	0.86mi
11234 68th Ave Seminole, FL	2.0	1.5	960	$2,400	$2.50	9d	1	0.86mi
4650 Cove Cir #611 Saint Petersburg, FL	2.0	2.0	970	$2,500	$2.58	6d	1	0.89mi
4650 Cove Cir #402 Saint Petersburg, FL	2.0	2.0	970	$3,500	$3.61	26d	1	0.89mi
6205 Shoreline Dr #1305 Saint Petersburg, FL	2.0	2.0	1205	$2,100	$1.74	6d	1	0.90mi
4575 Cove Cir #703 Saint Petersburg, FL	2.0	2.0	1040	$2,200	$2.12	6d	1	0.92mi
573 Boca Ciega Point Blvd N Saint Petersburg, FL	2.0	2.0	1400	$3,650	$2.61	26d	1	0.95mi
4525 Cove Cir #608 Saint Petersburg, FL	2.0	2.0	1060	$1,950	$1.84	0d	1	1.00mi
4775 Cove Cir #1102 Saint Petersburg, FL	2.0	2.0	1050	$1,700	$1.62	9d	1	1.03mi
4775 Cove Cir #508 Saint Petersburg, FL	2.0	2.0	1050	$2,000	$1.90	25d	1	1.03mi
4775 Cove Cir #202 Saint Petersburg, FL	2.0	2.0	1050	$1,850	$1.76	26d	1	1.03mi
4775 Cove Cir #1202 Saint Petersburg, FL	2.0	2.0	1050	$3,500	$3.33	26d	1	1.03mi
4750 Cove Cir #302 Saint Petersburg, FL	2.0	2.0	1040	$2,500	$2.40	26d	1	1.03mi
9071 47th Ave N St. Petersburg, FL	2.0	2.0	1100	$2,000	$1.82	26d	1	1.36mi

Listing history 14 events

1. 2026-05-23
   status Pending
2. 2026-05-23
   listed $300,000 Active
3. 2009-09-15
   soldstatus $138,500
4. 2009-09-04
   soldstatus $138,500 356-char remark

   Show marketing remark (356 chars)

   Phenomenal price for an immaculate 3 bedroom (split) 2 bath pool home in Seminole!Even the oversized 1 car garage sparkles. .. The master bedroom opens to the pool. The second bath is unique in that it is spacious and opens to the hall, bedroom #2 and to the pool!. Roof is 8 yrs. AC is 3 yrs and pool heater 4 yrs. This is a definite "Must see".

5. 2009-07-19
   listed $145,000 356-char remark

   Show marketing remark (356 chars)

   Phenomenal price for an immaculate 3 bedroom (split) 2 bath pool home in Seminole!Even the oversized 1 car garage sparkles. .. The master bedroom opens to the pool. The second bath is unique in that it is spacious and opens to the hall, bedroom #2 and to the pool!. Roof is 8 yrs. AC is 3 yrs and pool heater 4 yrs. This is a definite "Must see".

6. 2008-12-19
   soldstatus $123,500 313-char remark

   Show marketing remark (313 chars)

   WONDERFUL OPPORTUNITY! Seller say's sell this three bedroom, two bathroom, one car garage home with pool and large private back yard. This home is a must see and BUY! Seller encourages buyers to obtain their inspections prior to making an offer to purchase * * Buyer assumes all responsibility for due diligence

7. 2008-11-20
   listed $119,000 313-char remark

   Show marketing remark (313 chars)

   WONDERFUL OPPORTUNITY! Seller say's sell this three bedroom, two bathroom, one car garage home with pool and large private back yard. This home is a must see and BUY! Seller encourages buyers to obtain their inspections prior to making an offer to purchase * * Buyer assumes all responsibility for due diligence

8. 2008-08-26
   historical
9. 2008-01-20
   listed $175,000
10. 2005-08-24
    soldstatus $203,000
11. 2005-08-02
    soldstatus $203,000
12. 2005-05-06
    listed $209,900
13. 2003-07-16
    soldstatus $138,500
14. 1992-10-16
    soldstatus $73,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,343 · $112/mo
• Projected year-2 tax: $2,490 · $208/mo
• Expected delta: +$1,147/yr (+$96/mo · 85.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,540
• − Mortgage interest: −$16,805
• − Property taxes: −$1,343
• − Insurance: −$1,500
• − Repairs & maintenance: −$2,283
• − Management: −$2,283
• − Depreciation: −$8,727
• Taxable loss: −$4,401
• Est. tax savings @ 24.0%: +$1,056
• After-tax cash flow: $1,882/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Seminole

• Score: 88/100
• State rank: #5
• US rank: #174

Category grades

Amenities A- Commute A+ Cost of living A- Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Seminole, FL
• County: Pinellas County · 939,478 people
• City population: 42,315
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 23,733
• Household income: $73,586
• Rent vs Own: 27.1% rent · 72.9% own
• Severe rent burden: 720.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 8% Two or more races 7% Asian 3% Black 2%
• Hispanic origin (detail): Puerto Rican 2%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 3%
• Foreign-born: 10% · Canada, Vietnam, Jamaica
• Languages at home: 89% English-only · Spanish 5% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -485.84%
• Current HPI: 315.303
• Rent YoY: ▲ 0.10%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+308.2% since first listed

14 events — show timeline

• 2026-05-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-23 Listed $300,000 Stellar MLS as Distributed by MLS Grid
• 2009-09-15 Sold (Public Records) $138,500 Public Records
• 2009-09-04 Sold (MLS) $138,500 Stellar MLS as Distributed by MLS Grid
• 2009-07-19 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 2008-12-19 Sold (MLS) $123,500 Stellar MLS as Distributed by MLS Grid
• 2008-11-20 Listed $119,000 Stellar MLS as Distributed by MLS Grid
• 2008-08-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2008-01-20 Listed $175,000 Stellar MLS as Distributed by MLS Grid
• 2005-08-24 Sold (Public Records) $203,000 Public Records
• 2005-08-02 Sold (MLS) $203,000 Stellar MLS as Distributed by MLS Grid
• 2005-05-06 Listed $209,900 Stellar MLS as Distributed by MLS Grid
• 2003-07-16 Sold (Public Records) $138,500 Public Records
• 1992-10-16 Sold (Public Records) $73,500 Public Records

Property tax history

-1.8%/yr

Latest (2025): $1,343 · +19.8% YoY. Source: county tax records.