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3212 S Lakeview Cir #10205
D Composite 42.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.6/30.0
  • ARV discount +7.5/15.0
  • 1% rule +6.2/10.0
  • Rent growth +5.0/5.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • DSCR +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$299,900

3212 S Lakeview Cir #10205 · Fort Pierce, FL 34949
2 bd · 2.0 ba · 1,305 sqft · Condo public records · 72 Days on market
Built 1982 $777/mo HOA · 23% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

Key facts

  • $777 HOA
  • Parking
  • Community pool

Property features AI

Finance

  • Financial info: Pets allowed with number and size limits
  • HOA & community: Association: Elliot Merrill; Monthly association fee; HOA covers common areas, cable TV, internet, structure maintenance, sewer, security and water; Community amenities include pool, tennis courts and water access

Exterior

  • Parking: Assigned uncovered parking
  • Security: Gated community; Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: 2-story building; Shingle roof; Block, concrete and stucco construction
  • Construction: Block, concrete and stucco construction; Shingle roof
  • Exterior features: Balcony; Paved road access; Canal access and beach access; Has a view; Faces west; Property attached

Interior

  • Kitchen: Range; Microwave; Refrigerator; Dishwasher
  • Bedrooms: Bedroom — 12 x 12; Bedroom — 15 x 12
  • Flooring: Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: Window treatments; Sliding doors; High ceilings with vaulted ceiling(s); Walk-in closet(s); Unfurnished
  • Laundry & utility: In-unit washer; In-unit dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath condo listed at $300k.

Deal economics

  • At list price, monthly cash flow is $-216 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $262k (12.7% below list).
  • Meets the 1% rule at list price ($3k rent vs $300k).
  • Recommended offer: $262k (12.7% below list) — sets the bar for cash-flow.
  • Cap rate 5.7% vs local median 3.7% in Fort Pierce — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#226 in FL, #3,360 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, schools D, amenities F.
  • St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+13.6%/yr); 382 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 72 days — a 6% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
  • 17 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $209k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; HOA is 23% of rent.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 8→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $261,681 (12.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 72 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.12%
Cap rate
5.69%
Cash-on-cash
-2.14%
DSCR
0.90
GRM
7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-13.7%
Equity multiple
0.48×
Total profit
$-44,081
Equity at exit
$44,716
10-year hold
IRR
3.4%
Equity multiple
1.32×
Total profit
$26,875
Equity at exit
$25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34949

Home prices YoY
-7.5%
Rents YoY
13.6%
Active inventory
382
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$3,359 high interval (Pro) →
Mortgage (P&I)
$1,573
Tax from tax record
$329 /mo · $3,950/yr
Insurance
$125
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$777
Vacancy / Maint / Mgmt
$705
Net cashflow
$-216

Break-even live

Break-even rent $3,633
Max offer price $261,681
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,975
Closing costs
$8,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3206 S Lakeview Cir #1105 Hutchinson Island, FL 2.0 2.0 1080 $2,500 $2.31 21d 1 0.16mi
3100 North Highway A1A Unit Pco5 Fort Pierce, FL 2.0 2.0 1207 $4,000 $3.31 23d 1 0.25mi
1002 Shorewinds Dr Apt B Fort Pierce, FL 2.0 2.5 1088 $2,250 $2.07 23d 1 0.26mi
3120 N Highway A1A #1302 Hutchinson Island, FL 3.0 2.0 1867 $6,000 $3.21 23d 1 0.32mi
2800 N Highway A1A Hutchinson Island, FL 2.0 2.0 1373 $3,972 $2.89 23d 6 0.32mi
3150 N Highway A1A #902 Hutchinson Island, FL 3.0 2.0 1867 $3,800 $2.04 23d 1 0.34mi
3150 North Highway A1A Apt 1101N Fort Pierce, FL 2.0 2.0 1800 $3,700 $2.06 23d 1 0.34mi
2700 N Highway A1A Hutchinson Island, FL 2.0 2.0 1470 $3,750 $2.55 13d 3 0.36mi
3200 N Highway A1A #209 Hutchinson Island, FL 2.0 2.0 1040 $2,800 $2.69 23d 1 0.41mi
3200 N Highway A1A #1208 Hutchinson Island, FL 2.0 2.0 1040 $3,200 $3.08 23d 1 0.41mi
3870 Jimmy Buffett Memorial Hwy Unit 906 Fort Pierce, FL 2.0 2.0 1239 $3,500 $2.82 23d 1 1.10mi
3870 North Highway A1A Ph 6 Fort Pierce, FL 2.0 2.0 1395 $3,800 $2.72 23d 1 1.11mi
3870 N Highway A1A #304 Hutchinson Island, FL 2.0 2.0 1187 $5,500 $4.63 23d 1 1.11mi
3870 N Highway A1A #604 Hutchinson Island, FL 2.0 2.0 1187 $5,000 $4.21 23d 1 1.11mi
3870 N Highway A1A #202 Fort Pierce, FL 2.0 2.0 1187 $3,000 $2.53 23d 1 1.11mi
3870 N Highway A1A #301 Fort Pierce, FL 2.0 2.0 1239 $2,600 $2.10 23d 1 1.11mi
3870 N Highway A1A #102 Hutchinson Island, FL 2.0 2.0 1187 $3,350 $2.82 23d 1 1.11mi
3880 N Highway A1A #802 Hutchinson Island, FL 2.0 2.0 1405 $4,500 $3.20 23d 1 1.12mi
1630 Seaway Dr #304 Fort Pierce, FL 2.0 2.0 1208 $2,300 $1.90 23d 1 1.41mi
1604 Seaway Dr Fort Pierce, FL 3.0 2.0 1699 $6,500 $3.83 23d 1 1.46mi
1621 Seaway Dr Fort Pierce, FL 2.0 1.0 990 $2,390 $2.41 13d 1 1.47mi

HOA detail condo

Monthly dues
$777 · $9,324/yr
Likely covers
landscapingpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-06-18
    days on market $299,900 Active 72 DOM
  2. 2026-06-17
    days on market $299,900 Active 71 DOM
  3. 2026-06-16
    days on market $299,900 Active 70 DOM
  4. 2026-06-15
    days on market $299,900 Active 69 DOM
  5. 2026-06-14
    days on market $299,900 Active 67 DOM
  6. 2026-06-13
    days on market $299,900 Active 66 DOM
  7. 2026-06-10
    days on market $299,900 Active 64 DOM
  8. 2026-06-09
    days on market $299,900 Active 63 DOM
  9. 2026-06-08
    days on market $299,900 Active 62 DOM
  10. 2026-06-07
    days on market $299,900 Active 61 DOM
  11. 2026-06-05
    days on market $299,900 Active 58 DOM
  12. 2026-06-03
    days on market $299,900 Active 57 DOM
  13. 2026-06-02
    days on market $299,900 Active 56 DOM
  14. 2026-06-01
    days on market $299,900 Active 55 DOM
  15. 2026-05-31
    days on market $299,900 Active 54 DOM
  16. 2026-05-30
    days on market $299,900 Active 53 DOM
  17. 2026-04-01
    status Active 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  18. 2026-04-01
    price $299,900 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  19. 2026-04-01
    price $299,900 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  20. 2026-04-01
    status Active 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  21. 2026-04-01
    listed $299,900 Active
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  22. 2026-03-28
    historical 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  23. 2026-03-28
    historical 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  24. 2025-09-26
    price $317,500 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  25. 2025-09-26
    price $317,500 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  26. 2025-09-26
    price $317,500
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  27. 2025-08-22
    listed $327,500 Active
  28. 2025-08-19
    listed $327,500 Active 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  29. 2025-03-31
    listed $327,500 Active 636-char remark
    Show marketing remark (636 chars)

    Owner Financing Available! Beautifully furnished 2-bed, 2-bath, 2nd-floor condo on sought-after North Hutchinson Island. Designed with refreshingly modern appointments, it features vaulted ceilings, tile flooring, washer/dryer, and a screened balcony overlooking the heated pool and pavilion. Prime location just steps from private beach access, community marina, and tennis court. Enjoy local parks with pickleball, playgrounds, picnic areas, and kayak/canoe launches. Dock slips available for purchase/rent. Pet-friendly. A perfect getaway, seasonal rental, or primary home in a coastal paradise. Make this island retreat yours today!

  30. 2024-11-25
    historical $3,000
  31. 2024-07-19
    listed $3,000
  32. 2024-06-27
    historical $3,000
  33. 2024-03-19
    listed $3,000
  34. 2024-03-19
    historical $3,000
  35. 2024-02-02
    price $3,000
  36. 2024-01-09
    listed $3,500
  37. 2021-03-15
    soldstatus $209,000
  38. 2021-03-08
    soldstatus $209,000 Closed
  39. 2021-02-15
    historical Active Under Contract
  40. 2021-02-07
    listed $209,000 Active
  41. 2020-01-06
    soldstatus $197,000
  42. 2019-12-31
    soldstatus $197,000 Closed
  43. 2019-12-13
    status Pending
  44. 2019-11-22
    price $210,000
  45. 2019-09-12
    listed $214,000 Active
  46. 2018-09-23
    historical
  47. 2018-07-17
    price $211,500
  48. 2018-03-17
    listed $205,900 Active
  49. 2017-07-06
    historical
  50. 2017-04-28
    listed $220,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,950 · $329/mo
Projected year-2 tax
$3,950 · $329/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 8 d/yr ≥106°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$40,313
− Mortgage interest
−$16,799
− Property taxes
−$3,950
− Insurance
−$2,297
− Repairs & maintenance
−$3,225
− Management
−$3,225
− HOA
−$9,324
− Depreciation
−$8,724
Taxable loss
−$7,231
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,736
After-tax cash flow
$-861/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Lucie
NCES district ID
1201770
Math proficiency
40% ▼ -11.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$44,737
Composite
37.28/100
National rank
#4449
State rank
#51 of 73 in FL

Livability — Fort Pierce

Score
76/100
State rank
#226
US rank
#3360

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Saint Lucie County · 337,150 people
City population
78,556
Metro
Port St. Lucie, FL
Population (ZIP)
7,470
Household income
$94,949
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
265.0

Population outlook (St. Lucie County) Hauer SSP2

Today (2025)
338,016 people
By 2030
355,687 · +5.2%
By 2040
385,521 · +14.1%
By 2050
406,106 · +20.1%
By 2075
441,054 · +30.5%
By 2100
436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Hispanic / Latino 7% Two or more races 6%
Hispanic origin (detail)
Cuban 3%
Common ancestry
Romanian 7% Lithuanian 6% Italian 5%
Foreign-born
7% · Canada
Languages at home
91% English-only · Spanish 4% German/W. Germanic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · St. Lucie

2024 margin
Lean R (+9.1) · D 45.1% · R 54.2%
2008→2024 swing
-21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
All cycles
2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -48.89%
Current HPI
601.12
Rent YoY
▲ 13.64%
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+160.8% since first listed
49 events — show timeline
  • 2026-04-01 Relisted SCMLS
  • 2026-04-01 Price Changed $299,900 SCMLS
  • 2026-04-01 Price Changed $299,900 Beaches MLS
  • 2026-04-01 Relisted Beaches MLS
  • 2026-04-01 Listed $299,900 RAIRCMLS
  • 2026-03-28 Listing Removed Beaches MLS
  • 2026-03-28 Listing Removed SCMLS
  • 2025-09-26 Price Changed $317,500 Beaches MLS
  • 2025-09-26 Price Changed $317,500 SCMLS
  • 2025-09-26 Price Changed $317,500 RAIRCMLS
  • 2025-08-22 Listed $327,500 RAIRCMLS
  • 2025-08-19 Listed $327,500 SCMLS
  • 2025-03-31 Listed $327,500 Beaches MLS
  • 2024-11-25 Rental Removed $3,000 GFLMLS
  • 2024-07-19 Listed for Rent $3,000 GFLMLS
  • 2024-06-27 Rental Removed $3,000 GFLMLS
  • 2024-03-19 Listed for Rent $3,000 GFLMLS
  • 2024-03-19 Rental Removed $3,000 GFLMLS
  • 2024-02-02 Price Changed $3,000 GFLMLS
  • 2024-01-09 Listed for Rent $3,500 GFLMLS
  • 2021-03-15 Sold (Public Records) $209,000 Public Records
  • 2021-03-08 Sold (MLS) $209,000 Beaches MLS
  • 2021-02-15 Contingent Beaches MLS
  • 2021-02-07 Listed $209,000 Beaches MLS
  • 2020-01-06 Sold (Public Records) $197,000 Public Records
  • 2019-12-31 Sold (MLS) $197,000 MARMLS
  • 2019-12-13 Pending MARMLS
  • 2019-11-22 Price Changed $210,000 MARMLS
  • 2019-09-12 Listed $214,000 MARMLS
  • 2018-09-23 Listing Removed Beaches MLS
  • 2018-07-17 Price Changed $211,500 Beaches MLS
  • 2018-03-17 Listed $205,900 Beaches MLS
  • 2017-07-06 Listing Removed Beaches MLS
  • 2017-04-28 Listed $220,000 Beaches MLS
  • 2016-08-25 Sold (MLS) $126,900 Beaches MLS
  • 2016-06-17 Contingent Beaches MLS
  • 2016-05-13 Price Changed $126,900 Beaches MLS
  • 2016-05-13 Relisted Beaches MLS
  • 2016-05-06 Listing Removed Beaches MLS
  • 2016-04-06 Listing Removed Beaches MLS
  • 2016-04-06 Listed $129,900 Beaches MLS
  • 2016-02-11 Price Changed $129,900 Beaches MLS
  • 2016-02-08 Contingent Beaches MLS
  • 2015-12-17 Price Changed $133,900 Beaches MLS
  • 2015-12-12 Relisted Beaches MLS
  • 2015-12-12 Listing Removed Beaches MLS
  • 2015-11-06 Price Changed $138,750 Beaches MLS
  • 2015-08-12 Listed $145,950 Beaches MLS
  • 2002-03-04 Sold (Public Records) $115,000 Public Records

Property tax history

+6.0%/yr

Latest (2025): $3,950 · -4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…