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6438 Chorus Dr
D Composite 40.66
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +7.5/30.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.6/10.0
  • 1% rule +1.3/10.0

$383,990

6438 Chorus Dr · Mascotte, FL 34753
3 bd · 2.0 ba · 1,760 sqft · Land · 149 Days on market
Built 2026 6,000 sqft lot $155/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

Key facts

  • Irrigation
  • No rear neighbors
  • 6,000 sq ft lot

Tags

NO REAR NEIGHBORSSTONE EXTERIOR ACCENTARCHITECTURAL SHINGLESENTRY AND DRIVEWAY PAVERSPROFESSIONAL LANDSCAPINGIRRIGATION

Property features AI

Finance

  • Other: Total acreage: 0.13 acres
  • HOA & community: HOA managed by C/O Maronda Homes; Monthly HOA fee $155 (includes cable TV and internet); Association amenities: Playground, Trails; Pets allowed

Exterior

  • Parking: Attached 2-car garage (30 x 19) with garage door opener; Driveway; Workshop in garage
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence; One story; New construction (projected completion Aug 2026); Faces west
  • Construction: Block, stone and stucco construction; Shingle roof; Slab foundation; Built by Maronda Homes (Ashton A model)
  • Exterior features: Covered front porch; Patio; Screened porch; Landscaped lot; Paved road; Irrigation equipment

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Crown molding; Eat-in kitchen; High ceilings; Open floorplan; Stone counters; Thermostat; Tray ceilings; Walk-in closets; Blinds; ENERGY STAR qualified windows; Insulated windows; Sliding doors
  • Laundry & utility: Laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $384k.

Deal economics

  • At list price, monthly cash flow is $-482 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $299k (22.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (36.7% below list).
  • Recommended offer: $243k (36.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#405 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lake (suburban): math 49% / reading 50% proficiency, ranked #37 of 73 in FL (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Groveland Elementary School (math 30% / reading 32%, grade F, #1,854 of 2,144 statewide, top 87%, 744 students, 63% FRL); Gray Middle School (math 45% / reading 45%, grade D, #310 of 571 statewide, top 56%, 1,148 students, 47% FRL); South Lake High School (math 36% / reading 39%, grade F, #336 of 667 statewide, top 51%, 2,169 students, 40% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: 98 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,799 units permitted in Lake County in 2024 (814 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
  • Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$66k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($338k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $242,944 (36.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.63%
Cap rate
4.79%
Cash-on-cash
-5.38%
DSCR
0.76
GRM
13.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.5%
Equity multiple
2.66×
Total profit
$178,288
Equity at exit
$345,929
10-year hold
IRR
18.6%
Equity multiple
6.11×
Total profit
$548,955
Equity at exit
$746,008

Cash invested: $107,517 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34753

Home prices YoY
7.2%
Active inventory
98
Price-to-rent
13.2×

Monthly cashflow live

Estimated rent
$2,429 high interval (Pro) →
Mortgage (P&I)
$2,014
Tax from tax record
$73 /mo · $876/yr
Insurance
$160
HOA
$155
Vacancy / Maint / Mgmt
$510
Net cashflow
$-482

Break-even live

Break-even rent $3,040
Max offer price $298,769
Occupancy floor

Sensitivity live

Price -10% $-265 -5% $-374 +0% $-482 +5% $-591 +10% $-700
Rent -10% $-674 -5% $-578 +0% $-482 +5% $-386 +10% $-290
Rate -1.0pp $-289 -0.5pp $-385 base $-482 +0.5pp $-582 +1.0pp $-683

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$95,998
Closing costs
$11,520
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6337 Chorus Dr Groveland, FL 3.0 2.0 1772 $2,250 $1.27 25d 1 0.15mi
2009 Sloans Outlook Dr Groveland, FL 3.0 2.0 1670 $2,250 $1.35 22d 1 0.17mi
6612 Tempo Way Mascotte, FL 3.0 2.0 1990 $2,600 $1.31 6d 1 0.20mi
6612 Tempo Way Mascotte, FL 3.0 2.0 1990 $2,600 $1.31 0d 1 0.20mi
201 Sangmon Ct Groveland, FL 3.0 2.5 1920 $2,299 $1.20 6d 1 0.50mi
1063 Bluegrass Dr Groveland, FL 4.0 2.0 2182 $2,500 $1.15 25d 1 0.59mi
187 Hydra Way Groveland, FL 4.0 3.0 2542 $2,699 $1.06 25d 1 0.71mi
2055 Newtown Rd Groveland, FL 3.0 2.0 1808 $1,995 $1.10 25d 1 0.83mi
338 Ridgemark Ave Groveland, FL 4.0 2.0 1824 $2,300 $1.26 6d 1 0.85mi
7201 Big Cedar Aly Groveland, FL 3.0 2.5 1500 $2,000 $1.33 25d 1 0.86mi
2076 Newtown Rd Groveland, FL 3.0 2.0 1676 $1,850 $1.10 25d 1 0.92mi
1600 Mayaro Ct Mascotte, FL 3.0 2.0 1503 $2,000 $1.33 19d 1 0.95mi
614 Huey St Mascotte, FL 3.0 2.0 1572 $1,936 $1.23 0d 1 1.02mi
1341 Brenway Dr Mascotte, FL 4.0 2.0 1851 $2,280 $1.23 0d 1 1.19mi
4025 E Cardinal Pines Dr Mascotte, FL 3.0 2.0 1260 $2,100 $1.67 6d 1 1.20mi
1665 Luft Ln Mascotte, FL 3.0 2.0 1680 $2,030 $1.21 25d 1 1.38mi
6376 Green Bud Dr Groveland, FL 3.0 2.0 1542 $2,399 $1.56 6d 1 1.39mi
2425 Begonia St Mascotte, FL 4.0 2.0 1983 $2,350 $1.19 25d 1 1.47mi
405 Eventide Ave Mascotte, FL 4.0 3.0 2000 $2,250 $1.12 22d 1 1.48mi

HOA detail

Monthly dues
$155 · $1,860/yr

Listing history 28 events

  1. 2026-06-21
    days on market $383,990 Active 149 DOM
  2. 2026-06-18
    days on market $383,990 Active 146 DOM
  3. 2026-06-17
    days on market $383,990 Active 145 DOM
  4. 2026-06-16
    days on market $383,990 Active 144 DOM
  5. 2026-06-15
    days on market $383,990 Active 143 DOM
  6. 2026-06-13
    days on market $383,990 Active 141 DOM
  7. 2026-06-09
    days on market $383,990 Active 137 DOM
  8. 2026-06-08
    days on market $383,990 Active 136 DOM
  9. 2026-06-07
    days on market $383,990 Active 135 DOM
  10. 2026-06-04
    days on market $383,990 Active 132 DOM
  11. 2026-06-03
    days on market $383,990 Active 131 DOM
  12. 2026-06-02
    days on market $383,990 Active 130 DOM
  13. 2026-06-02
    days on market $383,990 Active 129 DOM
  14. 2026-05-31
    days on market $383,990 Active 128 DOM
  15. 2026-05-15
    price $383,990
  16. 2026-05-08
    price $383,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  17. 2026-02-11
    price $376,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  18. 2026-02-10
    price $376,990
  19. 2026-01-26
    price $388,990
  20. 2026-01-23
    price $388,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  21. 2026-01-23
    listed $391,990 Active
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  22. 2026-01-21
    price $388,490 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  23. 2026-01-03
    price $391,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  24. 2025-12-07
    price $386,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  25. 2025-12-05
    price $388,200 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  26. 2025-12-05
    price $386,990 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  27. 2025-12-02
    listed $388,200 Active 1190-char remark
    Show marketing remark (1190 chars)

    Meet The Ashton - Smart, Stylish Single-Story Living Welcome to The Ashton, a thoughtfully designed single-story floor plan that truly has it all. Step onto the covered front porch and enter the formal foyer, setting a warm and inviting tone for your new home. Adjacent to the foyer, a flexible space offers versatility-it can remain open to the great room for a spacious feel or be enclosed with double doors to create a private den or office. The great room flows seamlessly into the kitchen, featuring a large center island perfect for cooking and entertaining. Enjoy outdoor living on the expansive 14' x 11' patio, which can be covered to create a relaxing lanai. The split floor plan offers privacy by separating the master suite from the two additional bedrooms. The master retreat includes a private bath and a generously sized walk-in closet. Additional conveniences include a laundry room with built-in cabinetry for storage and organization, plus a pass-through to a spacious 2-car garage with workshop space-or upgrade to a 3-car garage for even more room. Designed to fit a variety of homesite sizes, The Ashton blends functionality with style to suit your lifestyle perfectly.

  28. 2025-12-01
    soldstatus $2,622,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$876 · $73/mo
Projected year-2 tax
$3,187 · $266/mo
Expected delta
+$2,311/yr (+$193/mo · 263.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,153
− Mortgage interest
−$21,509
− Property taxes
−$876
− Insurance
−$1,920
− Repairs & maintenance
−$2,332
− Management
−$2,332
− HOA
−$1,860
− Depreciation
−$11,171
Taxable loss
−$12,847
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,083
After-tax cash flow
$-2,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lake
NCES district ID
1201050
Math proficiency
49% ▼ -7.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$46,632
Composite
42.05/100
National rank
#3327
State rank
#37 of 73 in FL

Livability — Mascotte

Score
71/100
State rank
#405
US rank
#7156

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mascotte, FL
County
Lake County · 364,602 people
City population
33,565
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
7,985
Household income
$83,868
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
16.0

Population outlook (Lake County) Hauer SSP2

Today (2025)
386,640 people
By 2030
417,107 · +7.9%
By 2040
476,676 · +23.3%
By 2050
531,296 · +37.4%
By 2075
648,303 · +67.7%
By 2100
698,530 · +80.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 35% Two or more races 25% Black 20% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 12% Dominican 2%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
10% · Canada, Jamaica
Languages at home
67% English-only · Spanish 32%

Political lean MEDSL · Lake

2024 margin
Strong R (+24.7) · D 37.3% · R 62.0%
2008→2024 swing
-11.2pp toward R · 2008: -13.5pp · 2024: -24.7pp
All cycles
2024: R+24.7 2020: R+20.0 2016: R+23.1 2012: R+17.1 2008: R+13.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.01%
Current HPI
281.96
Rent YoY
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-85.4% since first listed
14 events — show timeline
  • 2026-05-15 Price Changed $383,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-08 Price Changed $383,990 Zillow
  • 2026-02-11 Price Changed $376,990 Zillow
  • 2026-02-10 Price Changed $376,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-26 Price Changed $388,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-23 Price Changed $388,990 Zillow
  • 2026-01-23 Listed $391,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-21 Price Changed $388,490 Zillow
  • 2026-01-03 Price Changed $391,990 Zillow
  • 2025-12-07 Price Changed $386,990 Zillow
  • 2025-12-05 Price Changed $388,200 Zillow
  • 2025-12-05 Price Changed $386,990 Zillow
  • 2025-12-02 Listed $388,200 Zillow
  • 2025-12-01 Sold (Public Records) $2,622,000 Public Records

Property tax history

+10.5%/yr

Latest (2025): $876 · +10.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…