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4571 Shadow Lawn Dr
B- Composite 66.64
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +2.9/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$39,900

4571 Shadow Lawn Dr · Macon-Bibb County, GA 31210
3 bd · 1.0 ba · 1,113 sqft · SingleFamily public records · 92 Days on market
Built 1952 0.40 ac lot $36/sqft · 54% below area ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move - this deal won't last long! Schedule your showing today before it's gone!

Key facts

  • 0.4 acre lot
  • Built 1952
  • Listed 92 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $40k.

Deal economics

  • At list price, monthly cash flow is $608 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $40k).
  • Recommended offer: $36k (9.0% below list) — sets the bar for market timing.
  • Cap rate 24.6% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.7%/yr); 235 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($78k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($36k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 8y ago; this cycle's ask has dropped $4k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $20k; list at $40k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $36,309 (9.0% below list)

Questions for the listing agent

  1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.80%
Cap rate
24.58%
Cash-on-cash
65.31%
DSCR
3.91
GRM
3.0

CMA / ARV

ARV (median comp)
$87,686
List price
$39,900
Delta
-54.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4571 Shadow Lawn Dr 0.00mi 2/1.0 (-1) 1,113 (0%) 1mo $37,000 $33 94
4354 Barrington Pl 0.06mi 2/1.5 (-1) 1,092 (-2%) 8mo $145,000 $133 80
4606 Lakewood Ave 0.06mi 2/1.0 (-1) 1,077 (-3%) 19mo $119,500 $111 71
4418 Ayers Rd 0.11mi 3/1.0 1,012 (-9%) 17mo $69,000 $68 65
4516 Bon Ayer Cir 0.27mi 3/2.0 1,026 (-8%) 12mo $190,000 $185 60
3910 Thompson Rd 0.47mi 2/1.0 (-1) 1,080 (-3%) 24mo $60,000 $56 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
63.0%
Equity multiple
3.76×
Total profit
$30,846
Equity at exit
$5,949
10-year hold
IRR
67.1%
Equity multiple
7.36×
Total profit
$71,073
Equity at exit
$3,450

Cash invested: $11,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31210

Rents YoY
1.7%
Active inventory
235
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,115 high interval (Pro) →
Mortgage (P&I)
$209
Tax from tax record
$47 /mo · $566/yr
Insurance
$17
HOA
$0
Vacancy / Maint / Mgmt
$234
Net cashflow
$608

Break-even live

Break-even rent $346
Max offer price $39,900
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,975
Closing costs
$1,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4353 Barrington Pl Macon, GA 2.0 1.5 1108 $1,000 $0.90 13d 1 0.10mi
4342 Barrington Pl Macon, GA 2.0 1.5 1092 $950 $0.87 21d 1 0.10mi
4357 Azalea Dr Unit 4357 Macon, GA 2.0 1.0 750 $750 $1.00 43d 1 0.18mi
4250 Ayers Rd Macon, GA 2.0 1.0 1008 $1,100 $1.09 13d 1 0.27mi
4126 Ayers Rd Macon, GA 2.0 1.0 900 $750 $0.83 13d 1 0.39mi
200 Charter Ln Macon, GA 1.0–3.0 1.0–2.0 1088 $1,525 $1.40 13d 18 0.57mi
4145 Forest Ave W Macon, GA 3.0 1.0 1285 $1,195 $0.93 43d 1 0.70mi
4033 N Napier Ave Unit 6 Macon, GA 2.0 1.5 1000 $850 $0.85 43d 1 0.72mi
230 Roycrest Dr Macon, GA 3.0 2.0 1261 $1,300 $1.03 43d 1 0.74mi
3834 Mercer St Macon, GA 2.0 1.0 1000 $875 $0.88 43d 1 0.77mi
3840 Napier Ave Macon, GA 3.0 1.0 1365 $1,350 $0.99 13d 1 0.81mi
3775 Grand Ave Macon, GA 3.0 2.0 1240 $1,175 $0.95 13d 1 0.81mi
3576 Vineville Ave Unit 3550-D-LT Macon, GA 2.0 2.0 863 $995 $1.15 13d 1 0.89mi
3634 Dawn St Macon, GA 3.0 1.0 999 $850 $0.85 43d 1 0.94mi
133 Auburn Ave Macon, GA 2.0 1.0 880 $895 $1.02 43d 1 0.99mi
3413 Vineville Ave Unit 3419 Macon, GA 3.0 1.5 1200 $1,200 $1.00 21d 1 1.08mi
3324 Vineville Ave Unit 57C Macon, GA 2.0 1.0 914 $1,050 $1.15 13d 1 1.19mi
3324 Vineville Ave Unit 63B Macon, GA 2.0 1.0 1125 $1,050 $0.93 21d 1 1.19mi
3330 Ridge Ave Unit D4 Macon, GA 2.0 1.5 1056 $1,050 $0.99 13d 1 1.22mi
3495 Charleston Cir Macon, GA 3.0 1.0 1048 $875 $0.83 43d 1 1.23mi
3495 Charleston Cir Macon, GA 3.0 1.0 1048 $799 $0.76 21d 1 1.23mi
3469 Kingsbury Dr Macon, GA 4.0 2.0 1100 $1,295 $1.18 43d 1 1.28mi
3588 Morgan Dr Macon, GA 4.0 1.0 1080 $1,200 $1.11 21d 1 1.29mi
3266 Highpoint Dr Unit 593-B Macon, GA 2.0 1.5 1120 $1,100 $0.98 43d 1 1.43mi

Listing history 37 events

  1. 2026-05-11
    status Under Contract 195-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  2. 2026-05-11
    status Pending 211-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  3. 2026-04-03
    status Active 211-char remark
    Show marketing remark (195 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move - this deal won't last long! Schedule your showing today before it's gone!

  4. 2026-04-03
    status Back On Market 195-char remark
    Show marketing remark (195 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move - this deal won't last long! Schedule your showing today before it's gone!

  5. 2026-03-25
    status Under Contract 195-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  6. 2026-03-25
    status Pending 211-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  7. 2026-03-16
    price $39,900 195-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  8. 2026-03-16
    price $39,900 211-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  9. 2026-02-18
    price $40,900 195-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  10. 2026-02-18
    price $40,900 211-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  11. 2026-01-30
    listed $43,900 Active 211-char remark
    Show marketing remark (211 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move — this deal won’t last long! Schedule your showing today before it’s gone!

  12. 2026-01-29
    listed $43,900 New 195-char remark
    Show marketing remark (195 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move - this deal won't last long! Schedule your showing today before it's gone!

  13. 2026-01-29
    historical $1,125
    Show marketing remark (195 chars)

    Prime opportunity for investors or rehabbers. Great potential as a flip, rental, or portfolio addition. Priced to move - this deal won't last long! Schedule your showing today before it's gone!

  14. 2026-01-19
    historical
  15. 2026-01-10
    listed $1,125
  16. 2026-01-10
    historical $1,125
  17. 2025-12-18
    price $46,000
  18. 2025-12-08
    price $49,000
  19. 2025-11-21
    price $53,000
  20. 2025-10-15
    price $56,000
  21. 2025-09-18
    listed $59,000 New
  22. 2024-09-18
    listed $1,125
  23. 2024-09-18
    historical $1,125
  24. 2024-09-05
    listed $1,125
  25. 2024-08-23
    historical $1,125
  26. 2024-07-24
    listed $1,125
  27. 2024-04-30
    historical
  28. 2024-04-30
    historical
  29. 2024-02-23
    price $58,000
  30. 2024-02-23
    price $58,000
  31. 2024-01-30
    listed $60,000 Active
  32. 2024-01-30
    listed $60,000 New
  33. 2018-08-15
    soldstatus $20,000
  34. 2018-08-03
    soldstatus $20,000
  35. 2018-07-16
    listed $31,977
  36. 2004-06-25
    soldstatus $49,000
  37. 1997-03-28
    soldstatus $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$566 · $47/mo
Projected year-2 tax
$566 · $47/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,383
− Mortgage interest
−$2,235
− Property taxes
−$566
− Insurance
−$200
− Repairs & maintenance
−$1,071
− Management
−$1,071
− Depreciation
−$1,161
Taxable income
$7,081
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,699
After-tax cash flow
$5,597/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
33,288
Household income
$78,447
Rent vs Own
45.3% rent · 54.7% own
Severe rent burden
1845.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Black 32% Two or more races 7% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Mexican 2% Cuban 1%
Common ancestry
Slovak 3% Serbian 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.60%
Current HPI
172.1313
Rent YoY
▲ 1.71%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-13.3% since first listed
37 events — show timeline
  • 2026-05-11 Pending GAMLS
  • 2026-05-11 Pending FMLS
  • 2026-04-03 Relisted FMLS
  • 2026-04-03 Relisted GAMLS
  • 2026-03-25 Pending GAMLS
  • 2026-03-25 Pending FMLS
  • 2026-03-16 Price Changed $39,900 GAMLS
  • 2026-03-16 Price Changed $39,900 FMLS
  • 2026-02-18 Price Changed $40,900 GAMLS
  • 2026-02-18 Price Changed $40,900 FMLS
  • 2026-01-30 Listed $43,900 FMLS
  • 2026-01-29 Listed $43,900 GAMLS
  • 2026-01-29 Rental Removed $1,125 RentEngineListings
  • 2026-01-19 Listing Removed GAMLS
  • 2026-01-10 Listed for Rent $1,125 RentEngineListings
  • 2026-01-10 Rental Removed $1,125 BUILDIUM
  • 2025-12-18 Price Changed $46,000 GAMLS
  • 2025-12-08 Price Changed $49,000 GAMLS
  • 2025-11-21 Price Changed $53,000 GAMLS
  • 2025-10-15 Price Changed $56,000 GAMLS
  • 2025-09-18 Listed $59,000 GAMLS
  • 2024-09-18 Listed for Rent $1,125 BUILDIUM
  • 2024-09-18 Rental Removed $1,125 RENTALBEAST
  • 2024-09-05 Listed for Rent $1,125 RENTALBEAST
  • 2024-08-23 Rental Removed $1,125 RENTALBEAST
  • 2024-07-24 Listed for Rent $1,125 RENTALBEAST
  • 2024-04-30 Listing Removed GAMLS
  • 2024-04-30 Listing Removed FMLS
  • 2024-02-23 Price Changed $58,000 GAMLS
  • 2024-02-23 Price Changed $58,000 FMLS
  • 2024-01-30 Listed $60,000 GAMLS
  • 2024-01-30 Listed $60,000 FMLS
  • 2018-08-15 Sold (Public Records) $20,000 Public Records
  • 2018-08-03 Sold (MLS) $20,000 GAMLS
  • 2018-07-16 Listed $31,977 GAMLS
  • 2004-06-25 Sold (Public Records) $49,000 Public Records
  • 1997-03-28 Sold (Public Records) $46,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $566 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…