734 Bridgeport Rd · Landisburg, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.5/30.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- 1% rule +6.1/10.0
- Appreciation +6.0/10.0
- Schools +4.2/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$124,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
Key facts
- 0.38 acre lot
- Built 1832
- Listed 124 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/1.5-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $189 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $125k).
- Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#1,210 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
- West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: West Perry Shs (math 72% / reading 87%, grade A-, #19 of 437 statewide, top 4%, 686 students, 38% FRL).
- Zoned-school proficiency averages 80% at this address vs 48% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the West Perry SD average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 13 active listings in the ZIP; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($864 loan paydown + $2k appreciation (2.0% local appreciation)).
- Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (2.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 124 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 20y ago; this cycle's ask has dropped $50k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1832 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1832 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 8.10%
- Cash-on-cash
- 6.47%
- DSCR
- 1.29
- GRM
- 7.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
1.97% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.8%
- Equity multiple
- 1.58×
- Total profit
- $20,436
- Equity at exit
- $49,074
- IRR
- 13.8%
- Equity multiple
- 2.85×
- Total profit
- $64,652
- Equity at exit
- $70,521
Cash invested: $34,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17040
- Home prices YoY
- 1.2%
- Active inventory
- 13
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,382 medium interval (Pro) →
- Mortgage (P&I)
- −$655
- Tax from tax record
- −$196 /mo · $2,351/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$290
- Net cashflow
- $189
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,225
- Closing costs
- $3,747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 34 events
-
2026-04-13status Pending
-
2026-03-23price $124,900
-
2026-02-20price $134,900
-
2026-01-20price $144,900
-
2025-12-12price $177,900
-
2025-12-11status Active
-
2025-11-27historical
-
2025-11-26$174,900 Active
-
2022-06-10soldstatus $185,000
-
2022-06-03soldstatus $180,000 Closed 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-05-28status Pending 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-05-20soldstatus $180,000 Closed 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-04-16status Pending 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-04-12status Active 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-03-24status Pending 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-03-11status Active 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-03-09status Pending 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-03-03price $159,900 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2022-03-02$169,900 Active 254-char remark
Show marketing remark (254 chars)
Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.
-
2021-12-22historical
-
2021-10-01$169,900 Active
-
2017-08-03soldstatus $95,000
-
2015-06-30soldstatus $40,000
-
2015-05-26historical
-
2014-10-22$59,000
-
2012-12-31historical
-
2012-02-13$89,900
-
2008-03-28soldstatus $133,000
-
2007-03-26soldstatus $133,000
-
2007-01-24historical
-
2006-05-02$135,000
-
1993-09-08soldstatus $75,900
-
1988-02-03soldstatus $47,000
-
1979-06-06soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,351 · $196/mo
- Projected year-2 tax
- $2,351 · $196/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,578
- − Mortgage interest
- −$6,996
- − Property taxes
- −$2,351
- − Insurance
- −$624
- − Repairs & maintenance
- −$1,326
- − Management
- −$1,326
- − Depreciation
- −$3,633
- Taxable income
- $321
- Est. tax owed @ 24.0%
- −$77
- After-tax cash flow
- $2,185/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Perry SD
- NCES district ID
- 4225740
- Math proficiency
- 37% ▼ -6.00%
- Reading proficiency
- 60% ▼ -1.00%
- Median HH income
- $55,647
- Composite
- 41.99/100
- National rank
- #3338
- State rank
- #189 of 539 in PA
Livability — Landisburg
- Score
- 64/100
- State rank
- #1210
- US rank
- #14270
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,494
Population outlook (Perry County) Hauer SSP2
- Today (2025)
- 44,250 people
- By 2030
- 42,862 · -3.1%
- By 2040
- 39,574 · -10.6%
- By 2050
- 36,001 · -18.6%
- By 2075
- 27,991 · -36.7%
- By 2100
- 20,936 · -52.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 4% Hispanic / Latino 1%
- Common ancestry
- Subsaharan African 2% Iranian 1% Serbian 1%
- Foreign-born
- 2%
- Languages at home
- 91% English-only · German/W. Germanic 7% Russian/Polish/Slavic 1%
Political lean MEDSL · Perry
- 2024 margin
- Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
- 2008→2024 swing
- -15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
- All cycles
- 2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.97%
- Current HPI
- 160.2781
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+256.9% since first listed34 events — show timeline
- 2026-04-13 Pending — BRIGHT MLS
- 2026-03-23 Price Changed $124,900 BRIGHT MLS
- 2026-02-20 Price Changed $134,900 BRIGHT MLS
- 2026-01-20 Price Changed $144,900 BRIGHT MLS
- 2025-12-12 Price Changed $177,900 BRIGHT MLS
- 2025-12-11 Relisted — BRIGHT MLS
- 2025-11-27 Listing Removed — BRIGHT MLS
- 2025-11-26 Listed $174,900 BRIGHT MLS
- 2022-06-10 Sold (Public Records) $185,000 Public Records
- 2022-06-03 Sold (MLS) $180,000 BRIGHT MLS
- 2022-05-28 Pending — BRIGHT MLS
- 2022-05-20 Sold (MLS) $180,000 BRIGHT MLS
- 2022-04-16 Pending — BRIGHT MLS
- 2022-04-12 Relisted — BRIGHT MLS
- 2022-03-24 Pending — BRIGHT MLS
- 2022-03-11 Relisted — BRIGHT MLS
- 2022-03-09 Pending — BRIGHT MLS
- 2022-03-03 Price Changed $159,900 BRIGHT MLS
- 2022-03-02 Listed $169,900 BRIGHT MLS
- 2021-12-22 Listing Removed — BRIGHT MLS
- 2021-10-01 Listed $169,900 BRIGHT MLS
- 2017-08-03 Sold (Public Records) $95,000 Public Records
- 2015-06-30 Sold (MLS) $40,000 BRIGHT MLS
- 2015-05-26 Listing Removed — BRIGHT MLS
- 2014-10-22 Listed $59,000 BRIGHT MLS
- 2012-12-31 Listing Removed — BRIGHT MLS
- 2012-02-13 Listed $89,900 BRIGHT MLS
- 2008-03-28 Sold (Public Records) $133,000 Public Records
- 2007-03-26 Sold (MLS) $133,000 BRIGHT MLS
- 2007-01-24 Listing Removed — BRIGHT MLS
- 2006-05-02 Listed $135,000 BRIGHT MLS
- 1993-09-08 Sold (Public Records) $75,900 Public Records
- 1988-02-03 Sold (Public Records) $47,000 Public Records
- 1979-06-06 Sold (Public Records) $35,000 Public Records
Property tax history
+2.4%/yrLatest (2026): $2,351 · -8.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…