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734 Bridgeport Rd
C+ Composite 60.37
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +6.1/10.0
  • Appreciation +6.0/10.0
  • Schools +4.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$124,900

734 Bridgeport Rd · Landisburg, PA 17040
5 bd · 1.5 ba · 1,428 sqft · SingleFamily public records · 124 Days on market
Built 1832 0.38 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

Key facts

  • 0.38 acre lot
  • Built 1832
  • Listed 124 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/1.5-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $189 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $110k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#1,210 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
  • West Perry SD (rural): math 37% / reading 60% proficiency, ranked #189 of 539 in PA (top 35%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: West Perry Shs (math 72% / reading 87%, grade A-, #19 of 437 statewide, top 4%, 686 students, 38% FRL).
  • Zoned-school proficiency averages 80% at this address vs 48% district-wide (+31 pts) — the actual schools serving this property are materially stronger than the West Perry SD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 13 active listings in the ZIP; 107 units permitted in Perry County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($864 loan paydown + $2k appreciation (2.0% local appreciation)).
  • Perry County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 124 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 20y ago; this cycle's ask has dropped $50k (29%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1832 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $109,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 124 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1832 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.11%
Cap rate
8.10%
Cash-on-cash
6.47%
DSCR
1.29
GRM
7.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.97% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.8%
Equity multiple
1.58×
Total profit
$20,436
Equity at exit
$49,074
10-year hold
IRR
13.8%
Equity multiple
2.85×
Total profit
$64,652
Equity at exit
$70,521

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17040

Home prices YoY
1.2%
Active inventory
13
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$1,382 medium interval (Pro) →
Mortgage (P&I)
$655
Tax from tax record
$196 /mo · $2,351/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$290
Net cashflow
$189

Break-even live

Break-even rent $1,143
Max offer price $124,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,225
Closing costs
$3,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 34 events

  1. 2026-04-13
    status Pending
  2. 2026-03-23
    price $124,900
  3. 2026-02-20
    price $134,900
  4. 2026-01-20
    price $144,900
  5. 2025-12-12
    price $177,900
  6. 2025-12-11
    status Active
  7. 2025-11-27
    historical
  8. 2025-11-26
    listed $174,900 Active
  9. 2022-06-10
    soldstatus $185,000
  10. 2022-06-03
    soldstatus $180,000 Closed 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  11. 2022-05-28
    status Pending 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  12. 2022-05-20
    soldstatus $180,000 Closed 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  13. 2022-04-16
    status Pending 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  14. 2022-04-12
    status Active 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  15. 2022-03-24
    status Pending 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  16. 2022-03-11
    status Active 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  17. 2022-03-09
    status Pending 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  18. 2022-03-03
    price $159,900 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  19. 2022-03-02
    listed $169,900 Active 254-char remark
    Show marketing remark (254 chars)

    Beautiful County home with 5 bedrooms! Bring your family home to a fenced in back yard and easy access to all parts of Perry County. Enjoy the lovely surroundings of country life. Fresh touches add to the charm. This home is a conventional or cash deal.

  20. 2021-12-22
    historical
  21. 2021-10-01
    listed $169,900 Active
  22. 2017-08-03
    soldstatus $95,000
  23. 2015-06-30
    soldstatus $40,000
  24. 2015-05-26
    historical
  25. 2014-10-22
    listed $59,000
  26. 2012-12-31
    historical
  27. 2012-02-13
    listed $89,900
  28. 2008-03-28
    soldstatus $133,000
  29. 2007-03-26
    soldstatus $133,000
  30. 2007-01-24
    historical
  31. 2006-05-02
    listed $135,000
  32. 1993-09-08
    soldstatus $75,900
  33. 1988-02-03
    soldstatus $47,000
  34. 1979-06-06
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,351 · $196/mo
Projected year-2 tax
$2,351 · $196/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,578
− Mortgage interest
−$6,996
− Property taxes
−$2,351
− Insurance
−$624
− Repairs & maintenance
−$1,326
− Management
−$1,326
− Depreciation
−$3,633
Taxable income
$321
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$77
After-tax cash flow
$2,185/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Perry SD
NCES district ID
4225740
Math proficiency
37% ▼ -6.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$55,647
Composite
41.99/100
National rank
#3338
State rank
#189 of 539 in PA

Livability — Landisburg

Score
64/100
State rank
#1210
US rank
#14270

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,494

Population outlook (Perry County) Hauer SSP2

Today (2025)
44,250 people
By 2030
42,862 · -3.1%
By 2040
39,574 · -10.6%
By 2050
36,001 · -18.6%
By 2075
27,991 · -36.7%
By 2100
20,936 · -52.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Subsaharan African 2% Iranian 1% Serbian 1%
Foreign-born
2%
Languages at home
91% English-only · German/W. Germanic 7% Russian/Polish/Slavic 1%

Political lean MEDSL · Perry

2024 margin
Solid R (+49.3) · D 24.8% · R 74.1% · Other 1.0%
2008→2024 swing
-15.6pp toward R · 2008: -33.7pp · 2024: -49.3pp
All cycles
2024: R+49.3 2020: R+50.1 2016: R+51.9 2012: R+38.8 2008: R+33.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.97%
Current HPI
160.2781
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+256.9% since first listed
34 events — show timeline
  • 2026-04-13 Pending BRIGHT MLS
  • 2026-03-23 Price Changed $124,900 BRIGHT MLS
  • 2026-02-20 Price Changed $134,900 BRIGHT MLS
  • 2026-01-20 Price Changed $144,900 BRIGHT MLS
  • 2025-12-12 Price Changed $177,900 BRIGHT MLS
  • 2025-12-11 Relisted BRIGHT MLS
  • 2025-11-27 Listing Removed BRIGHT MLS
  • 2025-11-26 Listed $174,900 BRIGHT MLS
  • 2022-06-10 Sold (Public Records) $185,000 Public Records
  • 2022-06-03 Sold (MLS) $180,000 BRIGHT MLS
  • 2022-05-28 Pending BRIGHT MLS
  • 2022-05-20 Sold (MLS) $180,000 BRIGHT MLS
  • 2022-04-16 Pending BRIGHT MLS
  • 2022-04-12 Relisted BRIGHT MLS
  • 2022-03-24 Pending BRIGHT MLS
  • 2022-03-11 Relisted BRIGHT MLS
  • 2022-03-09 Pending BRIGHT MLS
  • 2022-03-03 Price Changed $159,900 BRIGHT MLS
  • 2022-03-02 Listed $169,900 BRIGHT MLS
  • 2021-12-22 Listing Removed BRIGHT MLS
  • 2021-10-01 Listed $169,900 BRIGHT MLS
  • 2017-08-03 Sold (Public Records) $95,000 Public Records
  • 2015-06-30 Sold (MLS) $40,000 BRIGHT MLS
  • 2015-05-26 Listing Removed BRIGHT MLS
  • 2014-10-22 Listed $59,000 BRIGHT MLS
  • 2012-12-31 Listing Removed BRIGHT MLS
  • 2012-02-13 Listed $89,900 BRIGHT MLS
  • 2008-03-28 Sold (Public Records) $133,000 Public Records
  • 2007-03-26 Sold (MLS) $133,000 BRIGHT MLS
  • 2007-01-24 Listing Removed BRIGHT MLS
  • 2006-05-02 Listed $135,000 BRIGHT MLS
  • 1993-09-08 Sold (Public Records) $75,900 Public Records
  • 1988-02-03 Sold (Public Records) $47,000 Public Records
  • 1979-06-06 Sold (Public Records) $35,000 Public Records

Property tax history

+2.4%/yr

Latest (2026): $2,351 · -8.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…