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1970 Weston Ave
B Composite 74.98
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$100,000

1970 Weston Ave · Youngstown, OH 44514
3 bd · 1.5 ba · 1,602 sqft · SingleFamily public records · 119 Days on market
Built 1921 0.34 ac lot Est $144k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming home located on Weston Ave in Youngstown. This residence features spacious living areas and a well-appointed kitchen appropriate for entertaining. The property boasts a large backyard, appropriate for outdoor activities and relaxation. With its convenient location, you'll have easy access to local amenities and schools. Don't miss the opportunity to make this house your home.

Key facts

  • Large backyard
  • Convenient location
  • 0.34 acre lot

Tags

LARGE BACKYARDWELL-APPOINTED KITCHENCONVENIENT LOCATION

Property features AI

Finance

  • Financial info: Pets allowed

Exterior

  • Parking: 2-car garage; Additional parking with direct access; Driveway; Gravel parking area
  • Utilities: Public water; Public sewer
  • Home design: 2-story residence; Total of 4 stories on the property; 50 x 150 lot
  • Construction: Asphalt shingle roof; Vinyl siding; Wood siding; Blown-in insulation; Built by owner (year built source: owner)
  • Exterior features: Rain gutters; Back yard; Open lot

Interior

  • Kitchen: Tile countertops
  • Bedrooms: Bedroom(s) on the first floor
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Gas heating
  • Interior features: Chandelier; Tile countertops; Natural woodwork; Unfinished basement
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $730 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
  • Cap rate 15.1% vs local median 7.0% in Youngstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#99 in OH, #1,506 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Youngstown City (urban): math 8% / reading 17% proficiency, ranked #649 of 656 in OH (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 155 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 119 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 33y ago; this cycle's ask has dropped $30k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $59k; list at $100k implies a 69% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $91,000 (9.0% below list)

Questions for the listing agent

  1. It's been on market 119 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.71%
Cap rate
15.06%
Cash-on-cash
31.30%
DSCR
2.39
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$144,180
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1923 Medford Ave 0.13mi 3/1.5 1,554 (-3%) 4mo $105,000 $68 86
1954 Everett Ave 0.07mi 3/1.5 1,542 (-4%) 7mo $68,500 $44 85
1928 Medford Ave 0.10mi 3/1.0 1,536 (-4%) 7mo $120,000 $78 80
3803 Loveland Rd 0.28mi 3/1.0 1,520 (-5%) 3mo $56,000 $37 74
1653 Brownlee Ave 0.28mi 3/2.0 1,690 (+6%) 7mo $176,000 $104 70
1621 Meadowbrook Ave 0.47mi 3/1.0 1,516 (-5%) 6mo $115,000 $76 62
1560 Chattanooga Ave 0.56mi 3/1.0 1,476 (-8%) 4mo $135,000 $91 56
3323 Shirley Rd 0.69mi 3/2.0 1,683 (+5%) 4mo $183,000 $109 54
491 Spring St 0.64mi 3/1.0 1,488 (-7%) 6mo $157,000 $106 51
1912 Thalia Ave 0.54mi 3/1.5 1,365 (-15%) 7mo $128,000 $94 44
2539 Mount Vernon Ave 0.53mi 4/2.0 (+1) 1,794 (+12%) 7mo $85,000 $47 43
1513 Meadowbrook Ave 0.61mi 4/2.5 (+1) 1,824 (+14%) 1mo $165,000 $90 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.1%
Equity multiple
2.08×
Total profit
$30,298
Equity at exit
$14,910
10-year hold
IRR
33.8%
Equity multiple
4.08×
Total profit
$86,220
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44514

Home prices YoY
-23.8%
Active inventory
155
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$1,714 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$58 /mo · $696/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$360
Net cashflow
$730

Break-even live

Break-even rent $790
Max offer price $100,000
Occupancy floor 52%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1914 S Heights Ave Youngstown, OH 3.0 1.0 1115 $1,950 $1.75 43d 1 0.20mi
610 Elm St Struthers, OH 3.0 1.0 1050 $1,500 $1.43 13d 1 0.38mi
3446 Ambert Ave Youngstown, OH 4.0 1.0 1100 $1,250 $1.14 13d 1 0.51mi
4807 Sheridan Rd Youngstown, OH 3.0 1.5 1586 $1,750 $1.10 13d 1 0.51mi
465 W Omar St Struthers, OH 3.0 2.0 1544 $1,800 $1.17 13d 1 1.14mi
1750 Nova Ln Youngstown, OH 3.0 2.0 1538 $1,700 $1.11 13d 1 1.18mi

Listing history 35 events

  1. 2026-06-19
    days on market $100,000 Active 119 DOM
  2. 2026-06-18
    days on market $100,000 Active 118 DOM
  3. 2026-06-17
    days on market $100,000 Active 117 DOM
  4. 2026-06-16
    days on market $100,000 Active 116 DOM
  5. 2026-06-15
    days on market $100,000 Active 115 DOM
  6. 2026-06-14
    days on market $100,000 Active 113 DOM
  7. 2026-06-13
    days on market $100,000 Active 112 DOM
  8. 2026-06-10
    days on market $100,000 Active 110 DOM
  9. 2026-06-09
    days on market $100,000 Active 109 DOM
  10. 2026-06-08
    days on market $100,000 Active 108 DOM
  11. 2026-06-07
    days on market $100,000 Active 107 DOM
  12. 2026-06-03
    days on market $100,000 Active 103 DOM
  13. 2026-06-02
    days on market $100,000 Active 102 DOM
  14. 2026-06-01
    days on market $100,000 Active 101 DOM
  15. 2026-05-31
    days on market $100,000 Active 100 DOM
  16. 2026-05-30
    days on market $100,000 Active 99 DOM
  17. 2026-02-22
    price $100,000
  18. 2026-02-20
    listed $130,000 Active
  19. 2023-08-26
    price $49,900
  20. 2020-08-25
    price $49,900
  21. 2014-02-12
    price $49,900
  22. 2002-12-18
    soldstatus $59,000
  23. 2002-07-09
    listed $59,900
  24. 2001-07-02
    historical
  25. 2001-04-02
    listed $70,000
  26. 1998-09-01
    soldstatus $46,875
  27. 1998-08-31
    price $70,000
  28. 1998-08-31
    price $70,000
  29. 1996-11-23
    historical
  30. 1996-07-18
    listed $51,900
  31. 1996-07-09
    historical
  32. 1996-03-09
    listed $56,900
  33. 1993-10-26
    soldstatus $41,000
  34. 1993-07-31
    listed $43,900
  35. 1990-12-05
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$696 · $58/mo
Projected year-2 tax
$1,128 · $94/mo
Expected delta
+$432/yr (+$36/mo · 62.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,574
− Mortgage interest
−$5,602
− Property taxes
−$696
− Insurance
−$500
− Repairs & maintenance
−$1,646
− Management
−$1,646
− Depreciation
−$2,909
Taxable income
$7,575
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,818
After-tax cash flow
$6,946/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Youngstown City
NCES district ID
3904516
Math proficiency
8% ▼ -15.00%
Reading proficiency
17% ▼ -10.00%
Median HH income
$25,257
Composite
9.29/100
National rank
#9858
State rank
#649 of 656 in OH

Livability — Youngstown

Score
81/100
State rank
#99
US rank
#1506

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Youngstown, OH
County
Mahoning County · 84,956 people
City population
28,503
Metro
Youngstown-Warren-Boardman, OH-PA
Population (ZIP)
23,917
Household income
$79,808
Rent vs Own
15.2% rent · 84.8% own
Severe rent burden
411.0

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 4% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
95% English-only · Other Indo-European 2% Spanish 2%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.78%
Current HPI
210.5511
Rent YoY
Metro
Youngstown-Warren-Boardman, OH-PA
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+300.0% since first listed
19 events — show timeline
  • 2026-02-22 Price Changed $100,000 MLSNOW
  • 2026-02-20 Listed $130,000 MLSNOW
  • 2023-08-26 Price Changed $49,900 MLSNOW
  • 2020-08-25 Price Changed $49,900 MLSNOW
  • 2014-02-12 Price Changed $49,900 MLSNOW
  • 2002-12-18 Sold (Public Records) $59,000 Public Records
  • 2002-07-09 Listed $59,900 MLSNOW
  • 2001-07-02 Listing Removed MLSNOW
  • 2001-04-02 Listed $70,000 MLSNOW
  • 1998-09-01 Sold (Public Records) $46,875 Public Records
  • 1998-08-31 Price Changed $70,000 MLSNOW
  • 1998-08-31 Price Changed $70,000 MLSNOW
  • 1996-11-23 Listing Removed MLSNOW
  • 1996-07-18 Listed $51,900 MLSNOW
  • 1996-07-09 Listing Removed MLSNOW
  • 1996-03-09 Listed $56,900 MLSNOW
  • 1993-10-26 Sold (Public Records) $41,000 Public Records
  • 1993-07-31 Listed $43,900 MLSNOW
  • 1990-12-05 Sold (Public Records) $25,000 Public Records

Property tax history

+2.4%/yr

Latest (2025): $696 · -11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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