9932 E Gulf TO Lake Hwy · Inverness, FL 34450

$149,900

2 bd · 1.5 ba · 924 sqft · Manufactured public records · 52 Days on market

Built 1979 0.29 ac lot Est $129k · 16% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.1/30.0
• DSCR +7.8/10.0
• 1% rule +5.4/10.0
• Schools +4.1/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.4/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Honey, stop the car!! Check out this waterfront, furnished mobile home on a canal that leads right out to the lake!! Fishermen's dream home!! Nice, oversized screened room on the front. Lots of recent upgrades, including the kitchen cabinets, countertops and stainless appliances. Both bathrooms have been updated all the way around!! The inside has fresh paint, window blinds, vinyl flooring, baseboards, moldings, interior doors, electrical outlets and more!! The outside has a new HVAC system (2024), chain link fencing, new deck, new well pump and water filter system, upgraded plumbing (pvc) and a new storage building. The driveway has been paved and a carport added. It is move in ready!! Bring your suitcase and make yourself at home!! All new insulation and vapor barrier underneath scheduled for installation on June 9th.

Key facts

• Recent upgrades
• Canal
• Updated bathrooms

Tags

• WATERFRONT
• FURNISHED MOBILE HOME
• CANAL
• OVERSIZED SCREENED ROOM
• RECENT UPGRADES
• UPDATED BATHROOMS

Property features AI

Finance

• Other: Located on a freshwater canal with about 100 feet of canal frontage and water access; Lot approximately 0.29 acres (about 100 x 110); Furnished

Exterior

• Parking: Driveway; Carport (1 space)
• Security: Private mailbox (mail security)
• Utilities: Well water; Private sewer; Propane; Electricity connected; Cable connected; Water connected
• Home design: Manufactured home (single wide); One story; Faces north
• Construction: Vinyl siding; Metal roof; Block foundation; Built as a single-wide manufactured home
• Exterior features: Private mailbox; Rain gutters; Sidewalk; Storage; Chain link fence; Cleared lot; Paved areas

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Vinyl; Vinyl siding interior trim
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Electric heating; Central air conditioning
• Interior features: Walk-in closet(s); Blinds
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $295 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.9% in Inverness — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#564 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: health & safety C-, amenities F, commute F.
• Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 208 active listings in the ZIP; 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago; this cycle's ask has dropped $20k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $101k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 8.66%
• Cash-on-cash: 8.44%
• DSCR: 1.38
• GRM: 8.0

CMA / ARV

• ARV (on-the-fly): $129,360
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9936 E Perch Ct	0.11mi	2/1.0	1,045 (+13%)	3mo	$146,000	$140	68
10029 E Perch Ct	0.14mi	2/2.0	1,024 (+11%)	8mo	$155,900	$152	67
10342 & 10338 E Pike Dr	0.33mi	1/1.0 (-1)	880 (-5%)	8mo	$120,000	$136	63
736 S Eden Gardens Ave	0.51mi	2/1.5	880 (-5%)	19mo	$75,000	$85	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-5,528
• Equity at exit: $22,351

10-year hold

• IRR: 6.2%
• Equity multiple: 1.46×
• Total profit: $19,241
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34450

• Home prices YoY: -18.7%
• Active inventory: 208
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,558 medium
• Mortgage (P&I): −$786
• Tax from tax record: −$87 /mo · $1,048/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$327
• Net cashflow: $295

Break-even live

Break-even rent $1,185

Max offer price $149,900

Occupancy floor 76%

Sensitivity live

Price	-10% $380	-5% $338	+0% $295	+5% $253	+10% $210
Rent	-10% $172	-5% $234	+0% $295	+5% $357	+10% $418
Rate	-1.0pp $371	-0.5pp $333	base $295	+0.5pp $256	+1.0pp $217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Listing history 48 events

1. 2026-06-19
   days on market $149,900 Active 52 DOM
2. 2026-06-18
   days on market $149,900 Active 51 DOM
3. 2026-06-17
   days on market $149,900 Active 50 DOM
4. 2026-06-16
   days on market $149,900 Active 49 DOM
5. 2026-06-15
   days on market $149,900 Active 48 DOM
6. 2026-06-14
   days on market $149,900 Active 46 DOM
7. 2026-06-13
   days on market $149,900 Active 45 DOM
8. 2026-06-09
   days on market $149,900 Active 42 DOM
9. 2026-06-08
   days on market $149,900 Active 41 DOM
10. 2026-06-07
    days on market $149,900 Active 40 DOM
11. 2026-06-03
    days on market $149,900 Active 36 DOM
12. 2026-06-02
    days on market $149,900 Active 35 DOM
13. 2026-06-01
    days on market $149,900 Active 34 DOM
14. 2026-05-31
    days on market $149,900 Active 33 DOM
15. 2026-05-30
    days on market $149,900 Active 32 DOM
16. 2026-05-06
    price $154,900 831-char remark

    Show marketing remark (831 chars)

    Honey, stop the car!! Check out this waterfront, furnished mobile home on a canal that leads right out to the lake!! Fishermen's dream home!! Nice, oversized screened room on the front. Lots of recent upgrades, including the kitchen cabinets, countertops and stainless appliances. Both bathrooms have been updated all the way around!! The inside has fresh paint, window blinds, vinyl flooring, baseboards, moldings, interior doors, electrical outlets and more!! The outside has a new HVAC system (2024), chain link fencing, new deck, new well pump and water filter system, upgraded plumbing (pvc) and a new storage building. The driveway has been paved and a carport added. It is move in ready!! Bring your suitcase and make yourself at home!! All new insulation and vapor barrier underneath scheduled for installation on June 9th.

17. 2026-04-28
    listed $169,990 Active 831-char remark

    Show marketing remark (831 chars)

    Honey, stop the car!! Check out this waterfront, furnished mobile home on a canal that leads right out to the lake!! Fishermen's dream home!! Nice, oversized screened room on the front. Lots of recent upgrades, including the kitchen cabinets, countertops and stainless appliances. Both bathrooms have been updated all the way around!! The inside has fresh paint, window blinds, vinyl flooring, baseboards, moldings, interior doors, electrical outlets and more!! The outside has a new HVAC system (2024), chain link fencing, new deck, new well pump and water filter system, upgraded plumbing (pvc) and a new storage building. The driveway has been paved and a carport added. It is move in ready!! Bring your suitcase and make yourself at home!! All new insulation and vapor barrier underneath scheduled for installation on June 9th.

18. 2026-04-28
    listed $169,900 Active

    Show marketing remark (831 chars)

    Honey, stop the car!! Check out this waterfront, furnished mobile home on a canal that leads right out to the lake!! Fishermen's dream home!! Nice, oversized screened room on the front. Lots of recent upgrades, including the kitchen cabinets, countertops and stainless appliances. Both bathrooms have been updated all the way around!! The inside has fresh paint, window blinds, vinyl flooring, baseboards, moldings, interior doors, electrical outlets and more!! The outside has a new HVAC system (2024), chain link fencing, new deck, new well pump and water filter system, upgraded plumbing (pvc) and a new storage building. The driveway has been paved and a carport added. It is move in ready!! Bring your suitcase and make yourself at home!! All new insulation and vapor barrier underneath scheduled for installation on June 9th.

19. 2024-08-23
    soldstatus $101,000
20. 2024-08-22
    soldstatus $101,000 Closed 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

21. 2024-08-11
    status Pending 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

22. 2024-08-07
    price $110,000

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

23. 2024-08-07
    price $110,000 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

24. 2024-08-07
    status Active 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

25. 2024-07-28
    status Pending 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

26. 2024-06-27
    price $117,900 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

27. 2024-06-27
    price $117,900

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

28. 2024-04-02
    price $119,900

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

29. 2024-04-02
    status Active 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

30. 2024-04-02
    price $119,900 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

31. 2024-03-29
    status Pending 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

32. 2024-03-03
    status Active 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

33. 2024-03-03
    historical 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

34. 2024-03-02
    historical
35. 2024-02-21
    price $127,900

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

36. 2024-02-21
    price $127,000

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

37. 2024-02-21
    price $127,900

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

38. 2024-02-21
    price $127,900 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

39. 2024-02-04
    price $139,400

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

40. 2024-02-04
    price $139,400 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

41. 2023-10-25
    price $139,900

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

42. 2023-10-25
    price $139,900 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

43. 2023-09-29
    price $149,000

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

44. 2023-09-29
    price $149,000 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

45. 2023-09-17
    listed $159,000 Active
46. 2023-09-06
    listed $159,000 Active 634-char remark

    Show marketing remark (634 chars)

    Waterfront Mobile Home Retreat with Lake Access is ready for new owners! Situated on a canal leading to Lake Henderson this cozy and inviting mobile home boasts two comfortable bedrooms, one and a half bathrooms and indoor laundry. The heart of this home is its beautifully updated kitchen. Featuring new appliances, gas range, ample counter space, and stylish gray cabinetry. The waterfront location offers endless possibilities for outdoor enjoyment. Easy access to everyday conveniences. Shopping, dining, and entertainment are all within reach. Don't miss your chance to make this waterfront haven yours! Schedule a viewing today.

47. 1992-04-01
    soldstatus $38,900
48. 1979-01-01
    soldstatus $7,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,048 · $87/mo
• Projected year-2 tax: $1,244 · $104/mo
• Expected delta: +$196/yr (+$16/mo · 18.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,700
• − Mortgage interest: −$8,397
• − Property taxes: −$1,048
• − Insurance: −$750
• − Repairs & maintenance: −$1,496
• − Management: −$1,496
• − Depreciation: −$4,361
• Taxable income: $1,153
• Est. tax owed @ 24.0%: −$277
• After-tax cash flow: $3,266/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Citrus
• NCES district ID: 1200270
• Math proficiency: 49% ▼ -10.00%
• Reading proficiency: 50% ▼ -6.00%
• Median HH income: $38,618
• Composite: 41.28/100
• National rank: #3519
• State rank: #44 of 73 in FL

Livability — Inverness

• Score: 67/100
• State rank: #564
• US rank: #10791

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A- Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 10,621
• Population (ZIP): 10,408

Population outlook (Citrus County) Hauer SSP2

• Today (2025): 138,622 people
• By 2030: 136,886 · -1.3%
• By 2040: 132,009 · -4.8%
• By 2050: 125,196 · -9.7%
• By 2075: 108,570 · -21.7%
• By 2100: 84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Two or more races 10% Hispanic / Latino 8% Asian 3% Black 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Romanian 4% Slovak 3% Lithuanian 2%
• Foreign-born: 8% · Canada
• Languages at home: 90% English-only · Spanish 4% Other Indo-European 3% Tagalog/Filipino 1%

Political lean MEDSL · Citrus

• 2024 margin: Solid R (+45.9) · D 26.8% · R 72.6%
• 2008→2024 swing: -29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
• All cycles: 2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -72.56%
• Current HPI: 315.9725
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2051.4% since first listed

33 events — show timeline

• 2026-05-06 Price Changed $154,900 RACC
• 2026-04-28 Listed $169,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-28 Listed $169,990 RACC
• 2024-08-23 Sold (Public Records) $101,000 Public Records
• 2024-08-22 Sold (MLS) $101,000 RACC
• 2024-08-11 Pending — RACC
• 2024-08-07 Price Changed $110,000 Stellar MLS as Distributed by MLS Grid
• 2024-08-07 Price Changed $110,000 RACC
• 2024-08-07 Relisted — RACC
• 2024-07-28 Pending — RACC
• 2024-06-27 Price Changed $117,900 RACC
• 2024-06-27 Price Changed $117,900 Stellar MLS as Distributed by MLS Grid
• 2024-04-02 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2024-04-02 Relisted — RACC
• 2024-04-02 Price Changed $119,900 RACC
• 2024-03-29 Pending — RACC
• 2024-03-03 Relisted — RACC
• 2024-03-03 Delisted — RACC
• 2024-03-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $127,900 Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $127,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $127,900 Stellar MLS as Distributed by MLS Grid
• 2024-02-21 Price Changed $127,900 RACC
• 2024-02-04 Price Changed $139,400 Stellar MLS as Distributed by MLS Grid
• 2024-02-04 Price Changed $139,400 RACC
• 2023-10-25 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2023-10-25 Price Changed $139,900 RACC
• 2023-09-29 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-29 Price Changed $149,000 RACC
• 2023-09-17 Listed $159,000 Stellar MLS as Distributed by MLS Grid
• 2023-09-06 Listed $159,000 RACC
• 1992-04-01 Sold (Public Records) $38,900 Public Records
• 1979-01-01 Sold (Public Records) $7,200 Public Records

Property tax history

+25.4%/yr

Latest (2025): $1,048 · -17.7% YoY. Source: county tax records.