None · Burton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 2/10 · Minimal
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +14.4/15.0
- DSCR +10.0/10.0
- 1% rule +8.2/10.0
- Schools +4.9/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
Key facts
- Over .62 acres
- Yard shed
- 0.62 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $483 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $125k).
- Recommended offer: $123k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 78/100 on livability (#172 in OH, #2,708 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Berkshire Local (town): math 52% / reading 60% proficiency, ranked #335 of 656 in OH (top 51%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
- Market conditions: 20 active listings in the ZIP; solid renter incomes; 220 units permitted in Geauga County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Geauga County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~8 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.32% ✓
- Cap rate
- 10.93%
- Cash-on-cash
- 16.55%
- DSCR
- 1.74
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $147,660
- List price
- $125,000
- Delta
- -15.35%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 16195 Snow Rd | 0.00mi | 2/1.0 | 864 (0%) | 5mo | $168,000 | $194 | 96 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 7.7%
- Equity multiple
- 1.30×
- Total profit
- $10,478
- Equity at exit
- $18,638
- IRR
- 16.9%
- Equity multiple
- 2.39×
- Total profit
- $48,688
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44021
- Home prices YoY
- -26.7%
- Active inventory
- 20
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,646 medium interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$110 /mo · $1,320/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$346
- Net cashflow
- $483
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-01status $125,000 Pending 18 DOM
-
2026-06-01days on market $125,000 Active 18 DOM
-
2026-05-31days on market $125,000 Active 17 DOM
-
2026-05-12$125,000 Active 603-char remark
-
2026-02-05soldstatus $168,000
-
2026-02-02soldstatus $168,000 Closed 826-char remark
Show marketing remark (826 chars)
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
-
2025-12-29status Pending 826-char remark
Show marketing remark (826 chars)
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
-
2025-12-15historical Contingent 826-char remark
Show marketing remark (826 chars)
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
-
2025-12-11price $167,000 826-char remark
Show marketing remark (826 chars)
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
-
2025-11-11$169,000 Active 826-char remark
Show marketing remark (826 chars)
Move-in ready Ranch home located on over . 62 of an acre property, conveniently located near OH-44, US-422, and just minutes from Punderson State Park, LaDue Reservoir, Burton Wetlands and many other local attractions. The home features a living room with refinished hardwood floors that is open to an eat-in kitchen with breakfast bar, all appliances included, and access to a deck that overlooks the spacious backyard. A separate fenced-in area off the deck provides a secure space for pets or play. Pull down stairs to an attic and a shed in the yard are perfect for storage. Recent updates include: freshly painted interior (2023), replaced light fixtures, carpet in the primary bedroom and microwave (2024), crawl space sealed. INCLUDED are ALL kitchen appliances, washer/dryer, window blinds, and a 1-year home warranty.
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2023-12-12historical
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2023-12-12soldstatus $122,000 Closed
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2023-12-01soldstatus $122,000
-
2023-10-11$122,000
-
2016-09-09status Pending
-
2016-09-09soldstatus $89,000 Sold
-
2016-07-11historical Contingent
-
2016-07-01status Active
-
2015-12-10historical
-
2015-09-28$89,900 Active
-
2011-12-29soldstatus $80,000
-
2008-10-01soldstatus $30,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,320 · $110/mo
- Projected year-2 tax
- $1,635 · $136/mo
- Expected delta
- +$315/yr (+$26/mo · 23.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,750
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,320
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,580
- − Management
- −$1,580
- − Depreciation
- −$3,636
- Taxable income
- $4,007
- Est. tax owed @ 24.0%
- −$962
- After-tax cash flow
- $4,830/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Berkshire Local
- NCES district ID
- 3904716
- Math proficiency
- 52% ▼ -17.00%
- Reading proficiency
- 60% ▼ -6.00%
- Median HH income
- $58,347
- Composite
- 48.53/100
- National rank
- #2117
- State rank
- #335 of 656 in OH
Livability — Burton
- Score
- 78/100
- State rank
- #172
- US rank
- #2708
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Geauga · 90,510 people
- Metro
- Cleveland, OH
- Population (ZIP)
- 5,739
- Household income
- $79,359
- Rent vs Own
- Severe rent burden
- 7.9
Population outlook (Geauga County) Hauer SSP2
- Today (2025)
- 94,919 people
- By 2030
- 94,804 · -0.1%
- By 2040
- 92,641 · -2.4%
- By 2050
- 88,198 · -7.1%
- By 2075
- 79,080 · -16.7%
- By 2100
- 60,856 · -35.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (98%)
- Race & ethnicity
- White 98%
- Common ancestry
- Polish 13% Romanian 6% Slovak 3%
- Foreign-born
- 0%
- Languages at home
- 79% English-only · German/W. Germanic 19% Spanish 1%
Political lean MEDSL · Geauga
- 2024 margin
- Strong R (+24.1) · D 37.5% · R 61.7%
- 2008→2024 swing
- -8.8pp toward R · 2008: -15.4pp · 2024: -24.1pp
- All cycles
- 2024: R+24.1 2020: R+23.1 2016: R+25.5 2012: R+21.6 2008: R+15.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.64%
- Current HPI
- 207.6825
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
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Price history
+316.7% since first listed20 events — show timeline
- 2026-06-01 Pending — MLSNOW
- 2026-05-12 Listed $125,000 MLSNOW
- 2026-02-05 Sold (Public Records) $168,000 Public Records
- 2026-02-02 Sold (MLS) $168,000 MLSNOW
- 2025-12-29 Pending — MLSNOW
- 2025-12-15 Contingent — MLSNOW
- 2025-12-11 Price Changed $167,000 MLSNOW
- 2025-11-11 Listed $169,000 MLSNOW
- 2023-12-12 Listing Removed — MLSNOW
- 2023-12-12 Sold (MLS) $122,000 MLSNOW
- 2023-12-01 Sold (Public Records) $122,000 Public Records
- 2023-10-11 Listed $122,000 MLSNOW
- 2016-09-09 Pending — MLSNOW
- 2016-09-09 Sold (MLS) $89,000 MLSNOW
- 2016-07-11 Contingent — MLSNOW
- 2016-07-01 Relisted — MLSNOW
- 2015-12-10 Listing Removed — MLSNOW
- 2015-09-28 Listed $89,900 MLSNOW
- 2011-12-29 Sold (Public Records) $80,000 Public Records
- 2008-10-01 Sold (Public Records) $30,000 Public Records
Property tax history
+4.5%/yrLatest (2025): $1,320 · -0.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…