5700 Arlington Ave Unit 22A · New York, NY 10471

$220,000

1 bd · 1.0 ba · 750 sqft · Condo · 48 Days on market

Built 1963 Good condition

---

Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• 1% rule +5.1/10.0
• Schools +5.0/10.0
• Condition / age +4.0/5.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Cash flow +1.4/30.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Open House by appointment only! Step into a world of possibilities at 5700 Arlington Avenue, Unit 22A, nestled high in the vibrant and welcoming community of Riverdale. This charming coop on the 22nd floor beckons you with open potential and dazzling natural light from all directions. With stunning views of the park, river, and quaint rooftops beneath a vast sky, this home offers an unparalleled backdrop to your everyday life. This one-bedroom, one-bathroom space invites your creative touch to elevate it from its current condition. Enjoy the balance of a separate kitchen and great closet space for all your storage needs. Embrace comfort with in-unit cooling and the flexibility to install a washer/dryer. The building itself is a post-war high-rise rich with amenities, including a full-time doorman and part-time concierge, ensuring convenience is at your fingertips. Delight in the peaceful grounds, engage with community activities, or let the little ones explore the outdoor playground safely. Parking is a breeze with an on-site wait-listed garage and guest parking. Riverdale offers a mix of urban excitement and suburban calm, with plentiful green spaces and accessibility to local transportation options, making it easy to explore the rest of New York City. Pets are welcomed, so you and your furry companions can enjoy the amazing surrounding amenities. Gain access to all these features plus the ability to craft your dream kitchen and bathroom, transforming this coop into a timeless masterpiece truly reflecting your style. Don't miss out on this opportunity to build your dream home in a community that's both vibrant and serene. Schedule your showing today and start designing your future! (Photo is virtually staged)

Key facts

• Open views
• Separate kitchen
• Entry foyer

Tags

• ENTRY FOYER
• SEPARATE KITCHEN
• THREE GENEROUS CLOSETS
• FLEXIBLE LAYOUT
• OPEN VIEWS
• RIVER VIEWS

Property features AI

Exterior

• Parking: Garage; Off-street parking
• Utilities: Public sewer; Utilities: see remarks
• Home design: Stock cooperative
• Construction: Brick construction
• Exterior features: Brick exterior; Not waterfront

Interior

• Kitchen: Dishwasher
• Bedrooms: 3 total rooms (includes bedrooms and living areas)
• Bathrooms: 1 full bathroom
• Heating & cooling: Radiant heating; Wall/window cooling units; Other heating
• Interior features: Other interior features; Pets allowed
• Laundry & utility: Common area laundry

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $220k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-872 ($-10k/yr) — negative.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $220k).
• Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
• Cap rate 1.5% vs local median 2.6% in New York — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Market conditions: 200 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 6,929 units permitted in Bronx County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Bronx County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 50% of rent.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $213,400 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 1.54%
• Cash-on-cash: -16.98%
• DSCR: 0.24
• GRM: 8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -49.1%
• Equity multiple: -0.47×
• Total profit: $-90,453
• Equity at exit: $32,803

10-year hold

• IRR: -91.1%
• Equity multiple: -1.39×
• Total profit: $-147,354
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10471

• Active inventory: 200
• Price-to-rent: 8.2×

Monthly cashflow live

• Estimated rent: $2,222 high
• Mortgage (P&I): −$1,154
• Tax est. 1.5%: −$275 /mo · $3,300/yr
• Insurance: −$92
• HOA est. from 2 same-building comps: −$1,107
• Vacancy / Maint / Mgmt: −$467
• Net cashflow: $-872

Break-even live

Break-even rent $3,326

Max offer price $93,866

Occupancy floor —

Sensitivity live

Price	-10% $-720	-5% $-796	+0% $-872	+5% $-948	+10% $-1,024
Rent	-10% $-1,047	-5% $-959	+0% $-872	+5% $-784	+10% $-696
Rate	-1.0pp $-761	-0.5pp $-816	base $-872	+0.5pp $-929	+1.0pp $-987

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
36 Bruce Ave Yonkers, NY	1.0	1.0	625	$1,785	$2.86	44d	1	0.86mi
249 McLean Ave Unit 1B Yonkers, NY	1.0	1.0	700	$2,500	$3.57	18d	1	0.89mi
117 Morris St Yonkers, NY	1.0	1.0	700	$2,000	$2.86	6d	1	1.08mi
280 Hawthorne Ave Yonkers, NY	1.0	1.0	700	$2,100	$3.00	8d	2	1.10mi
57 Putnam Ave Yonkers, NY	2.0	1.0	900	$3,000	$3.33	22d	1	1.19mi
57 Putnam Ave Yonkers, NY	2.0	1.0	900	$3,000	$3.33	12d	1	1.19mi
14 Highland Ave Unit 2A Yonkers, NY	1.0	1.0	1000	$1,500	$1.50	19d	1	1.30mi
130 Harrison Ave Yonkers, NY	1.0	1.0	650	$1,900	$2.92	44d	1	1.35mi
212 Buena Vista Ave Unit 3F Yonkers, NY	1.0	1.0	800	$2,100	$2.62	19d	1	1.45mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: landscapingdoorman
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 14 events

1. 2026-06-18
   days on market $220,000 Active 48 DOM
2. 2026-06-17
   days on market $220,000 Active 47 DOM
3. 2026-06-16
   days on market $220,000 Active 46 DOM
4. 2026-06-15
   days on market $220,000 Active 45 DOM
5. 2026-06-13
   days on market $220,000 Active 43 DOM
6. 2026-06-10
   days on market $220,000 Active 39 DOM
7. 2026-06-08
   days on market $220,000 Active 38 DOM
8. 2026-06-08
   days on market $220,000 Active 37 DOM
9. 2026-06-04
   days on market $220,000 Active 34 DOM
10. 2026-06-03
    days on market $220,000 Active 33 DOM
11. 2026-06-01
    days on market $220,000 Active 31 DOM
12. 2026-05-31
    days on market $220,000 Active 30 DOM
13. 2026-05-01
    listed $220,000 Active

    Show marketing remark (1739 chars)

    Open House by appointment only! Step into a world of possibilities at 5700 Arlington Avenue, Unit 22A, nestled high in the vibrant and welcoming community of Riverdale. This charming coop on the 22nd floor beckons you with open potential and dazzling natural light from all directions. With stunning views of the park, river, and quaint rooftops beneath a vast sky, this home offers an unparalleled backdrop to your everyday life. This one-bedroom, one-bathroom space invites your creative touch to elevate it from its current condition. Enjoy the balance of a separate kitchen and great closet space for all your storage needs. Embrace comfort with in-unit cooling and the flexibility to install a washer/dryer. The building itself is a post-war high-rise rich with amenities, including a full-time doorman and part-time concierge, ensuring convenience is at your fingertips. Delight in the peaceful grounds, engage with community activities, or let the little ones explore the outdoor playground safely. Parking is a breeze with an on-site wait-listed garage and guest parking. Riverdale offers a mix of urban excitement and suburban calm, with plentiful green spaces and accessibility to local transportation options, making it easy to explore the rest of New York City. Pets are welcomed, so you and your furry companions can enjoy the amazing surrounding amenities. Gain access to all these features plus the ability to craft your dream kitchen and bathroom, transforming this coop into a timeless masterpiece truly reflecting your style. Don't miss out on this opportunity to build your dream home in a community that's both vibrant and serene. Schedule your showing today and start designing your future! (Photo is virtually staged)

14. 2026-05-01
    listed $220,000 Active 1739-char remark

    Show marketing remark (1739 chars)

    Open House by appointment only! Step into a world of possibilities at 5700 Arlington Avenue, Unit 22A, nestled high in the vibrant and welcoming community of Riverdale. This charming coop on the 22nd floor beckons you with open potential and dazzling natural light from all directions. With stunning views of the park, river, and quaint rooftops beneath a vast sky, this home offers an unparalleled backdrop to your everyday life. This one-bedroom, one-bathroom space invites your creative touch to elevate it from its current condition. Enjoy the balance of a separate kitchen and great closet space for all your storage needs. Embrace comfort with in-unit cooling and the flexibility to install a washer/dryer. The building itself is a post-war high-rise rich with amenities, including a full-time doorman and part-time concierge, ensuring convenience is at your fingertips. Delight in the peaceful grounds, engage with community activities, or let the little ones explore the outdoor playground safely. Parking is a breeze with an on-site wait-listed garage and guest parking. Riverdale offers a mix of urban excitement and suburban calm, with plentiful green spaces and accessibility to local transportation options, making it easy to explore the rest of New York City. Pets are welcomed, so you and your furry companions can enjoy the amazing surrounding amenities. Gain access to all these features plus the ability to craft your dream kitchen and bathroom, transforming this coop into a timeless masterpiece truly reflecting your style. Don't miss out on this opportunity to build your dream home in a community that's both vibrant and serene. Schedule your showing today and start designing your future! (Photo is virtually staged)

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,669
• − Mortgage interest: −$12,323
• − Property taxes: −$3,300
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,133
• − Management: −$2,133
• − HOA: −$13,284
• − Depreciation: −$6,400
• Taxable loss: −$14,006
• Est. tax savings @ 24.0%: +$3,361
• After-tax cash flow: $-7,099/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This unit is in good condition with minimal repairs needed. Painting the exterior and maintaining the landscaping would significantly enhance its curb appeal and value.

Value-add opportunities

• Both Paint exterior — Enhances curb appeal and resale value
• Both Maintain landscaping — Improves curb appeal and rental value

Renovation cost estimate screening

Value-add ROI direction

• Both Paint exterior — Enhances curb appeal and resale value ↑
• Both Maintain landscaping — Improves curb appeal and rental value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: Bronx County · 1,197,324 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 23,798
• Household income: $103,046
• Rent vs Own: 40.6% rent · 59.4% own
• Severe rent burden: 553.0

Population outlook (Bronx County) Hauer SSP2

• Today (2025): 1,607,353 people
• By 2030: 1,681,852 · +4.6%
• By 2040: 1,824,421 · +13.5%
• By 2050: 1,945,470 · +21.0%
• By 2075: 2,187,887 · +36.1%
• By 2100: 2,244,136 · +39.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Hispanic / Latino 31% Two or more races 16% Black 7% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 8% Dominican 11%
• Common ancestry: Scotch-Irish 4% Romanian 3% Italian 2%
• Foreign-born: 20% · Canada, Jamaica, China
• Languages at home: 65% English-only · Spanish 21% Russian/Polish/Slavic 4% Other Indo-European 3%

Political lean MEDSL · Bronx

• 2024 margin: Solid D (+45.4) · D 72.7% · R 27.3%
• 2008→2024 swing: -32.3pp toward R · 2008: 77.8pp · 2024: 45.4pp
• All cycles: 2024: D+45.4 2020: D+67.6 2016: D+79.1 2012: D+82.9 2008: D+77.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -114.80%
• Current HPI: 197.2006
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-05-01 Listed $220,000 OneKey® MLS as Distributed by MLS Grid
• 2026-05-01 Listed $220,000 RLS at REBNY