6849 Jack Horner Ln · Jacksonville, FL 32210

$190,000

4 bd · 2.0 ba · 1,551 sqft · SingleFamily public records · 103 Days on market

Built 1961 7,405 sqft lot Est $245k · 22% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.4/30.0
• 1% rule +4.2/10.0
• Livability +4.2/5.0
• DSCR +4.0/10.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

Key facts

• Walk-in closet
• Wooden back deck
• Huge laundry area

Tags

• WALK-IN CLOSET
• FULLY UPDATED BATHROOMS
• HUGE LAUNDRY AREA
• FULLY FENCED BACKYARD
• WOODEN BACK DECK

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Attached garage
• Utilities: Sewer connected; Water connected
• Home design: Single-family residence; One story
• Construction: Concrete and other construction materials; Membrane roof
• Exterior features: Fenced yard (chain link, wood and other); City street frontage; Asphalt road access

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Split-bedroom floor plan
• Laundry & utility: Unfurnished (no built-in laundry listed)

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $3 ($38/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (8.2% below list).
• Recommended offer: $173k (9.0% below list) — sets the bar for market timing.
• Cap rate 6.3% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hyde Grove Elementary School (465 students, 84% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); Edward H. White High School (math 31% / reading 25%, grade F, #464 of 667 statewide, top 70%, 1,538 students, 64% FRL) — zoned schools average 72% FRL vs 49% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 30% at this address vs 46% district-wide (-16 pts) — the specific schools serving this property underperform the Duval average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 103 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 9y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $172,900 (9.0% below list)

Questions for the listing agent

1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.31%
• Cash-on-cash: 0.07%
• DSCR: 1.00
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $245,058
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6523 Cooper Ln	0.60mi	4/2.0	1,562 (+1%)	6mo	$160,000	$102	66
6650 Pinnochio Dr	0.30mi	4/3.0	1,665 (+7%)	5mo	$152,500	$92	66
2036 Bunting Dr	0.43mi	4/2.0	1,409 (-9%)	6mo	$194,900	$138	60
2021 Lake Weir Ave	0.55mi	3/2.0 (-1)	1,483 (-4%)	5mo	$249,500	$168	58
1832 Navaho Ave	0.64mi	4/2.0	1,670 (+8%)	1mo	$295,000	$177	56
7219 Mimosa Grove Trl	0.59mi	3/2.0 (-1)	1,464 (-6%)	2mo	$259,600	$177	56
2211 Burpee Dr	0.42mi	5/2.0 (+1)	1,364 (-12%)	4mo	$215,000	$158	52
2012 Citra Ave	0.52mi	3/2.0 (-1)	1,692 (+9%)	7mo	$315,000	$186	50
7145 Esther St	0.72mi	4/2.0	1,344 (-13%)	3mo	$190,000	$141	42
2021 Bills Dr	0.66mi	3/2.0 (-1)	1,381 (-11%)	6mo	$255,000	$185	40
1806 Memory Ln	0.72mi	3/2.0 (-1)	1,749 (+13%)	2mo	$187,000	$107	38
6332 Badnur Dr	0.75mi	3/2.0 (-1)	1,780 (+15%)	1mo	$215,000	$121	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: -17.2%
• Equity multiple: 0.40×
• Total profit: $-32,070
• Equity at exit: $28,330

10-year hold

• IRR: -10.9%
• Equity multiple: 0.37×
• Total profit: $-33,644
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,744 high
• Mortgage (P&I): −$996
• Tax from tax record: −$299 /mo · $3,592/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$366
• Net cashflow: $3

Break-even live

Break-even rent $1,740

Max offer price $190,000

Occupancy floor 95%

Sensitivity live

Price	-10% $111	-5% $57	+0% $3	+5% $-51	+10% $-104
Rent	-10% $-135	-5% $-66	+0% $3	+5% $72	+10% $141
Rate	-1.0pp $99	-0.5pp $52	base $3	+0.5pp $-46	+1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6809 Miss Muffet Ln S Jacksonville, FL	3.0	1.0	1095	$1,475	$1.35	6d	1	0.15mi
6851 Lake Mist Ln Unit A Jacksonville, FL	3.0	2.5	1350	$1,745	$1.29	25d	1	0.23mi
2327 Looking Glass Ln Jacksonville, FL	3.0	2.0	1325	$1,495	$1.13	3d	1	0.25mi
6819 Lake Mist Ln Jacksonville, FL	3.0	2.5	1344	$1,745	$1.30	25d	1	0.25mi
7076 Queen of Hearts Ct Jacksonville, FL	3.0	2.0	1131	$1,500	$1.33	16d	1	0.30mi
6650 Pinnochio Dr Jacksonville, FL	4.0	3.0	1665	$2,250	$1.35	23d	1	0.31mi
2234 Firestone Rd Jacksonville, FL	4.0	2.0	1110	$2,000	$1.80	16d	1	0.34mi
7037 Red Robin Dr Jacksonville, FL	3.0	2.0	1208	$1,485	$1.23	6d	1	0.38mi
7147 Eudine Dr N Jacksonville, FL	3.0	2.0	1456	$1,585	$1.09	25d	1	0.38mi
7152 Koleda Dr Jacksonville, FL	3.0	1.0	1110	$1,300	$1.17	5d	1	0.40mi
7152 Koleda Dr Jacksonville, FL	4.0	1.0	1110	$1,300	$1.17	16d	1	0.40mi
6822 McMullin St Jacksonville, FL	4.0	2.0	1760	$1,950	$1.11	16d	1	0.40mi
7188 Koleda Dr Jacksonville, FL	4.0	2.0	1473	$1,327	$0.90	4d	1	0.45mi
7101 Wilson Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	903	$1,659	$1.84	3d	23	0.47mi
2512 Sadler Trace Way Jacksonville, FL	3.0	2.5	1404	$1,750	$1.25	25d	1	0.58mi
2528 Sadler Trace Way Jacksonville, FL	3.0	2.5	1404	$2,000	$1.42	25d	1	0.58mi
2528 Sadler Trace Way Unit 1 Jacksonville, FL	3.0	2.5	1404	$2,000	$1.42	18d	1	0.58mi
2640 Hugh Edwards Dr Jacksonville, FL	3.0	2.0	1816	$1,495	$0.82	25d	1	0.62mi
1756 Lane Ave S Unit 1 Jacksonville, FL	3.0	2.0	1254	$1,399	$1.12	9d	1	0.75mi
7127 Prellie St Jacksonville, FL	3.0	1.0	1388	$1,450	$1.04	23d	1	0.81mi
1591 Lane Ave S Jacksonville, FL	1.0–3.0	1.0–2.0	954	$1,485	$1.56	25d	1	0.84mi
6715 Cotton Tail Ln Jacksonville, FL	3.0	1.5	1120	$1,450	$1.29	16d	1	0.86mi
3668 Jammes Rd Jacksonville, FL	3.0	2.0	1227	$1,540	$1.26	6d	1	0.88mi
3740 Ballejo Ct W Jacksonville, FL	4.0	2.0	1590	$1,599	$1.01	25d	1	0.88mi
3631 Kirkpatrick Cir Jacksonville, FL	2.0–3.0	2.0	1137	$1,350	$1.19	9d	2	0.90mi
5821 San Juan Ave Jacksonville, FL	1.0–3.0	1.0–2.0	1056	$1,330	$1.26	5d	7	0.98mi
3607 Colebrooke Dr Jacksonville, FL	3.0	2.0	1360	$1,590	$1.17	4d	1	1.01mi
6119 Wilson Blvd Jacksonville, FL	4.0	2.0	1302	$1,395	$1.07	25d	1	1.13mi
2419 Winterwood Cir E Jacksonville, FL	3.0	2.0	1530	$1,715	$1.12	22d	1	1.13mi
7705 Peace Ln Jacksonville, FL	3.0	2.0	1849	$2,100	$1.14	5d	1	1.15mi
2248 Patou Dr Jacksonville, FL	4.0	1.0	1338	$1,625	$1.21	22d	1	1.15mi
6171 Cedar Hills Blvd Jacksonville, FL	3.0	1.0	1560	$1,550	$0.99	9d	1	1.16mi
6066 Wilson Blvd Jacksonville, FL	3.0	3.0	1097	$1,800	$1.64	25d	1	1.17mi
4128 Arcot Cir Unit NA Jacksonville, FL	3.0	2.0	1640	$1,800	$1.10	25d	1	1.20mi
6560 Barmer Dr S Jacksonville, FL	4.0	2.0	1370	$1,750	$1.28	3d	1	1.22mi
4243 Matador Dr Jacksonville, FL	3.0	2.0	1451	$2,100	$1.45	25d	1	1.24mi
6026 Wilson Blvd Jacksonville, FL	4.0	3.0	1380	$700	$0.51	25d	1	1.24mi
7810 Spring Branch Dr S Jacksonville, FL	3.0	2.0	1284	$1,960	$1.53	3d	1	1.25mi
4020 Angol Pl Jacksonville, FL	3.0	1.0	1266	$1,845	$1.46	19d	1	1.25mi
6236 Autlan Dr Jacksonville, FL	3.0	2.0	1299	$1,555	$1.20	6d	1	1.25mi

Listing history 32 events

1. 2026-06-21
   days on market $190,000 Active 103 DOM
2. 2026-06-18
   days on market $190,000 Active 100 DOM
3. 2026-06-17
   days on market $190,000 Active 99 DOM
4. 2026-06-16
   days on market $190,000 Active 98 DOM
5. 2026-06-15
   days on market $190,000 Active 97 DOM
6. 2026-06-13
   pricedays on market $190,000 Active 94 DOM
7. 2026-06-10
   days on market $199,900 Active 91 DOM
8. 2026-06-08
   days on market $199,900 Active 90 DOM
9. 2026-06-07
   days on market $199,900 Active 89 DOM
10. 2026-06-03
    days on market $199,900 Active 85 DOM
11. 2026-06-02
    days on market $199,900 Active 84 DOM
12. 2026-06-01
    days on market $199,900 Active 83 DOM
13. 2026-05-31
    days on market $199,900 Active 82 DOM
14. 2026-05-20
    price $199,900
15. 2026-04-30
    status Active
16. 2026-04-16
    historical Active Under Contract
17. 2026-03-27
    price $204,900
18. 2026-03-09
    listed $215,000 Active
19. 2023-08-04
    soldstatus $188,000 Sold 730-char remark

    Show marketing remark (730 chars)

    Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

20. 2023-06-06
    status Pending 730-char remark

    Show marketing remark (730 chars)

    Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

21. 2023-06-02
    status Active 730-char remark

    Show marketing remark (730 chars)

    Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

22. 2023-04-30
    status Pending 730-char remark

    Show marketing remark (730 chars)

    Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

23. 2023-04-21
    listed $195,000 Active 730-char remark

    Show marketing remark (730 chars)

    Adorable home in Cedar Hills Estates... Awaits You! New Roof Replaced in 12/2021...with documented Warranty. AC Compressor kit Replaced 3/1/2023. This home has the perfect flow for entertaining to include an open Concept Kitchen & Spacious Back yard for your BBQ. Your over-sized Primary ensuite room is off the living room allowing for privacy. It has a Sizable walk in closet. There are 3 more bedrooms on one side of the home with one full bath to share. The Laundry hook up is Located in a specious room in the back of the home. Could as well be used for storage or per your wish.. Please bring your imaginations! This is the home you have been waiting for. Please call showing Assist.

24. 2018-10-29
    soldstatus $129,000
25. 2018-10-24
    soldstatus $129,000 Sold 732-char remark

    Show marketing remark (732 chars)

    Adorable renovated home in Cedar Hills Estates. This home has the perfect flow for entertaining including an open kitchen with updated counter tops, cabinets, and back splash. All new laminate flooring throughout matches the colors and updated finishes and fixtures. The over-sized master is off the living room allowing for privacy including its own bath and large walk in closet. There are 3 bedrooms on the other side of the home and bathrooms have been renovated with just the right touches to tie it all together. The laundry area is in the large room in the back of the home that could be used as a play room or office. Just use your imagination! AC Handler inside is New and New Windows! Come check this one out for yourself!

26. 2018-09-30
    status Pending 732-char remark

    Show marketing remark (732 chars)

    Adorable renovated home in Cedar Hills Estates. This home has the perfect flow for entertaining including an open kitchen with updated counter tops, cabinets, and back splash. All new laminate flooring throughout matches the colors and updated finishes and fixtures. The over-sized master is off the living room allowing for privacy including its own bath and large walk in closet. There are 3 bedrooms on the other side of the home and bathrooms have been renovated with just the right touches to tie it all together. The laundry area is in the large room in the back of the home that could be used as a play room or office. Just use your imagination! AC Handler inside is New and New Windows! Come check this one out for yourself!

27. 2018-09-01
    historical Active - Contingent 732-char remark

    Show marketing remark (732 chars)

    Adorable renovated home in Cedar Hills Estates. This home has the perfect flow for entertaining including an open kitchen with updated counter tops, cabinets, and back splash. All new laminate flooring throughout matches the colors and updated finishes and fixtures. The over-sized master is off the living room allowing for privacy including its own bath and large walk in closet. There are 3 bedrooms on the other side of the home and bathrooms have been renovated with just the right touches to tie it all together. The laundry area is in the large room in the back of the home that could be used as a play room or office. Just use your imagination! AC Handler inside is New and New Windows! Come check this one out for yourself!

28. 2018-08-28
    listed $129,900 Active 732-char remark

    Show marketing remark (732 chars)

    Adorable renovated home in Cedar Hills Estates. This home has the perfect flow for entertaining including an open kitchen with updated counter tops, cabinets, and back splash. All new laminate flooring throughout matches the colors and updated finishes and fixtures. The over-sized master is off the living room allowing for privacy including its own bath and large walk in closet. There are 3 bedrooms on the other side of the home and bathrooms have been renovated with just the right touches to tie it all together. The laundry area is in the large room in the back of the home that could be used as a play room or office. Just use your imagination! AC Handler inside is New and New Windows! Come check this one out for yourself!

29. 2017-08-29
    soldstatus $40,000 Sold
30. 2017-08-14
    status Pending
31. 2017-08-01
    price $48,620
32. 2017-05-31
    listed $57,200 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,592 · $299/mo
• Projected year-2 tax: $3,592 · $299/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,932
• − Mortgage interest: −$10,643
• − Property taxes: −$3,592
• − Insurance: −$950
• − Repairs & maintenance: −$1,675
• − Management: −$1,675
• − Depreciation: −$5,527
• Taxable loss: −$3,129
• Est. tax savings @ 24.0%: +$751
• After-tax cash flow: $789/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+249.5% since first listed

19 events — show timeline

• 2026-05-20 Price Changed $199,900 realMLS
• 2026-04-30 Relisted — realMLS
• 2026-04-16 Contingent — realMLS
• 2026-03-27 Price Changed $204,900 realMLS
• 2026-03-09 Listed $215,000 realMLS
• 2023-08-04 Sold (MLS) $188,000 realMLS
• 2023-06-06 Pending — realMLS
• 2023-06-02 Relisted — realMLS
• 2023-04-30 Pending — realMLS
• 2023-04-21 Listed $195,000 realMLS
• 2018-10-29 Sold (Public Records) $129,000 Public Records
• 2018-10-24 Sold (MLS) $129,000 realMLS
• 2018-09-30 Pending — realMLS
• 2018-09-01 Contingent — realMLS
• 2018-08-28 Listed $129,900 realMLS
• 2017-08-29 Sold (MLS) $40,000 realMLS
• 2017-08-14 Pending — realMLS
• 2017-08-01 Price Changed $48,620 realMLS
• 2017-05-31 Listed $57,200 realMLS

Property tax history

+25.1%/yr

Latest (2025): $3,592 · +4.0% YoY. Source: county tax records.