7084 Quigley St · Rotonda, FL 34224

$200,000

3 bd · 2.0 ba · 1,009 sqft · SingleFamily public records · 19 Days on market

Built 1984 9,999 sqft lot Est $255k · 22% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.3/30.0
• ARV discount +15.0/15.0
• DSCR +5.1/10.0
• Schools +4.6/10.0
• 1% rule +3.9/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

Key facts

• Desirable location
• Large yard
• Practical kitchen

Tags

• QUIET AREA
• OUTDOOR SPACE
• DURABLE BLOCK CONSTRUCTION
• PRACTICAL KITCHEN
• LARGE YARD
• DESIRABLE LOCATION

Property features AI

Exterior

• Parking: Attached garage (1 covered space); Driveway
• Utilities: Public water; Septic tank sewer
• Home design: Single-story; Effective year built
• Construction: Block construction; Shingle roof
• Exterior features: No notable exterior features listed; Less than quarter acre lot; Residential zoning; Property faces north

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator; Self-cleaning oven
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air; Ceiling fans
• Interior features: First floor entry

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $112 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (11.5% below list).
• Recommended offer: $177k (11.5% below list) — sets the bar for 1% rule.
• Cap rate 7.0% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: schools D, amenities F, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.1%/yr); 734 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 37% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $132k; list at $200k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,073 (11.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.96%
• Cash-on-cash: 2.39%
• DSCR: 1.11
• GRM: 9.4

CMA / ARV

• ARV (on-the-fly): $255,277
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6478 Rosewood Dr	0.42mi	2/1.0 (-1)	900 (-11%)	14mo	$227,500	$253	42
7341 Hart St	0.63mi	2/1.5 (-1)	1,120 (+11%)	14mo	$175,400	$157	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -15.7%
• Equity multiple: 0.46×
• Total profit: $-30,518
• Equity at exit: $29,821

10-year hold

• IRR: -13.2%
• Equity multiple: 0.33×
• Total profit: $-37,601
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34224

• Home prices YoY: -18.9%
• Rents YoY: -0.1%
• Active inventory: 734
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,771 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$155 /mo · $1,861/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $112

Break-even live

Break-even rent $1,629

Max offer price $200,000

Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10195 Burlington Ave Englewood, FL	2.0	2.0	1048	$1,750	$1.67	13d	1	0.23mi
10336 Pendleton Ave Englewood, FL	3.0	2.0	1162	$1,800	$1.55	21d	1	0.35mi
10147 Tramore Ave Unit A Englewood, FL	2.0	1.0	805	$1,300	$1.61	13d	1	0.41mi
10452 Pendleton Ave Englewood, FL	3.0	2.0	1164	$1,700	$1.46	13d	1	0.53mi
10476 Pendleton Ave Englewood, FL	2.0	2.0	1043	$1,515	$1.45	21d	1	0.57mi
10526 Pendleton Ave Englewood, FL	3.0	2.0	1191	$1,550	$1.30	21d	1	0.65mi
6320 Brookridge St Englewood, FL	3.0	2.0	1445	$5,550	$3.84	21d	1	0.66mi
9372 San Bernandino Ave Englewood, FL	2.0	2.0	1020	$4,666	$4.57	21d	1	0.70mi
9490 Tacoma Ave Unit A Englewood, FL	2.0	1.0	742	$1,395	$1.88	21d	1	0.73mi
9490 Tacoma Ave Unit B Englewood, FL	2.0	1.0	742	$1,349	$1.82	21d	1	0.73mi
11050 Pendleton Ave Unit A Englewood, FL	2.0	2.0	957	$1,445	$1.51	13d	1	0.75mi
11081 Pendleton Ave Unit A Englewood, FL	2.0	2.0	957	$1,345	$1.41	13d	1	0.80mi
9410 Tacoma Ave Unit A Englewood, FL	3.0	2.0	1062	$1,600	$1.51	13d	1	0.83mi
9416 Anita Ave Englewood, FL	3.0	2.0	1162	$1,750	$1.51	13d	1	0.88mi
11138 Pendleton Ave Unit 11136 Englewood, FL	3.0	2.0	1247	$1,495	$1.20	13d	1	0.92mi
11065 Waterford Ave Englewood, FL	2.0	2.0	1271	$2,400	$1.89	21d	1	1.02mi
9271 Tacoma Ave Unit B Englewood, FL	2.0	2.0	1206	$1,650	$1.37	21d	1	1.03mi
9322 Anita Ave Englewood, FL	2.0	2.0	1133	$1,495	$1.32	21d	1	1.04mi
7234 Maguire Ln Englewood, FL	2.0	2.0	964	$2,800	$2.90	21d	1	1.06mi
9312 Anita Ave Unit B Englewood, FL	2.0	1.0	972	$1,600	$1.65	21d	1	1.06mi
11223 Pendleton Ave Englewood, FL	3.0	3.0	1164	$1,545	$1.33	13d	1	1.06mi
11192 Kimberly Ave Unit A Englewood, FL	2.0	1.0	970	$1,600	$1.65	21d	1	1.07mi
11225 Pendleton Ave Englewood, FL	3.0	2.0	1164	$1,545	$1.33	13d	1	1.08mi
11207 Kimberly Ave Unit A Englewood, FL	2.0	1.0	860	$1,295	$1.51	21d	1	1.09mi
11255 Pendleton Ave Unit B Englewood, FL	2.0	2.0	920	$1,400	$1.52	21d	1	1.13mi
11452 Oceanspray Blvd Englewood, FL	2.0	2.0	1000	$1,550	$1.55	21d	1	1.13mi
9264 Anita Ave Unit A Englewood, FL	2.0	2.0	1008	$1,400	$1.39	21d	1	1.15mi
6967 Crown Dr Unit B Englewood, FL	2.0	2.0	1272	$1,800	$1.42	21d	1	1.20mi
7352 Bolten Ln Port Charlotte, FL	3.0	2.0	1225	$2,319	$1.89	13d	1	1.35mi
107 Cottage Pl Rotonda West, FL	3.0	2.0	1397	$5,000	$3.58	21d	1	1.46mi

Listing history 26 events

1. 2026-06-15
   status $200,000 Pending 19 DOM
2. 2026-06-15
   days on market $200,000 Active 19 DOM
3. 2026-06-14
   days on market $200,000 Active 17 DOM
4. 2026-06-13
   days on market $200,000 Active 16 DOM
5. 2026-06-10
   days on market $200,000 Active 14 DOM
6. 2026-06-09
   days on market $200,000 Active 13 DOM
7. 2026-06-08
   days on market $200,000 Active 12 DOM
8. 2026-06-07
   days on market $200,000 Active 11 DOM
9. 2026-06-05
   days on market $200,000 Active 8 DOM
10. 2026-06-03
    days on market $200,000 Active 7 DOM
11. 2026-06-02
    days on market $200,000 Active 6 DOM
12. 2026-06-01
    days on market $200,000 Active 5 DOM
13. 2026-05-31
    days on market $200,000 Active 4 DOM
14. 2026-05-30
    days on market $200,000 Active 3 DOM
15. 2026-05-27
    listed $200,000 Active
16. 2015-03-18
    soldstatus $131,900
17. 2015-03-16
    historical 624-char remark

    Show marketing remark (624 chars)

    THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

18. 2015-03-13
    soldstatus $131,900 Sold 624-char remark

    Show marketing remark (624 chars)

    THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

19. 2015-02-14
    historical Active with Contract 624-char remark

    Show marketing remark (624 chars)

    THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

20. 2015-01-29
    price $131,900 624-char remark

    Show marketing remark (624 chars)

    THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

21. 2015-01-14
    listed $133,900 Active 624-char remark

    Show marketing remark (624 chars)

    THIS EAST ENGLEWOOD HOME is a must see ! This home has many upgrades. New ceramic tile, new carpet in Bedrooms. The kitchen has new Granite countertops and all new Stainless steel appliances. All new toilets and bathroom vanities. the entire home has been freshly painted. All new lighting and ceiling fans were installed. A new hot water heater and a brand new roof in December 2014. The Master bedroom has a 10x 10 walk in closet with plenty of storage. You can enjoy the Florida sunsets in the 10 x 20 screened Florida room with windows. Many more upgrades Furniture for sale separately Close to Beach and shopping

22. 2014-09-19
    soldstatus $62,000
23. 2014-09-18
    soldstatus $62,000 Sold 248-char remark

    Show marketing remark (248 chars)

    SITUATED IN GROWING AREA OF EAST ENGLEWOOD ON A LOT WITH MATURE OAK TREES. THIS HOME HAS TWO BEDROOMS, 2 BATHS AND A LARGE GLASSED IN LANAI ACROSS THE REAL. IT NEEDS SOME TLC-FLOORING, PAINT AND SOME MINOR REPAIRS. GREAT INVESTMENT OR STARTER HOME.

24. 2014-08-30
    status Pending 248-char remark

    Show marketing remark (248 chars)

    SITUATED IN GROWING AREA OF EAST ENGLEWOOD ON A LOT WITH MATURE OAK TREES. THIS HOME HAS TWO BEDROOMS, 2 BATHS AND A LARGE GLASSED IN LANAI ACROSS THE REAL. IT NEEDS SOME TLC-FLOORING, PAINT AND SOME MINOR REPAIRS. GREAT INVESTMENT OR STARTER HOME.

25. 2014-08-26
    listed $75,000 Active 248-char remark

    Show marketing remark (248 chars)

    SITUATED IN GROWING AREA OF EAST ENGLEWOOD ON A LOT WITH MATURE OAK TREES. THIS HOME HAS TWO BEDROOMS, 2 BATHS AND A LARGE GLASSED IN LANAI ACROSS THE REAL. IT NEEDS SOME TLC-FLOORING, PAINT AND SOME MINOR REPAIRS. GREAT INVESTMENT OR STARTER HOME.

26. 1999-10-20
    soldstatus $57,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,861 · $155/mo
• Projected year-2 tax: $1,861 · $155/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (shaded) · 29% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,249
• − Mortgage interest: −$11,203
• − Property taxes: −$1,861
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,700
• − Management: −$1,700
• − Depreciation: −$5,818
• Taxable loss: −$2,033
• Est. tax savings @ 24.0%: +$488
• After-tax cash flow: $1,828/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Rotonda

• Score: 67/100
• State rank: #548
• US rank: #10359

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A- Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 10,490
• Metro: Punta Gorda, FL
• Population (ZIP): 15,536
• Household income: $57,281
• Rent vs Own: 17.8% rent · 82.2% own
• Severe rent burden: 329.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 5% Hispanic / Latino 3% Asian 1%
• Common ancestry: Romanian 4% Slovak 4% Lithuanian 4%
• Foreign-born: 9% · Canada
• Languages at home: 92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.76%
• Current HPI: 325.0345
• Rent YoY: ▼ -0.11%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+245.4% since first listed

12 events — show timeline

• 2026-05-27 Listed $200,000 MARMLS
• 2015-03-18 Sold (Public Records) $131,900 Public Records
• 2015-03-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2015-03-13 Sold (MLS) $131,900 Stellar MLS as Distributed by MLS Grid
• 2015-02-14 Contingent — Stellar MLS as Distributed by MLS Grid
• 2015-01-29 Price Changed $131,900 Stellar MLS as Distributed by MLS Grid
• 2015-01-14 Listed $133,900 Stellar MLS as Distributed by MLS Grid
• 2014-09-19 Sold (Public Records) $62,000 Public Records
• 2014-09-18 Sold (MLS) $62,000 Stellar MLS as Distributed by MLS Grid
• 2014-08-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-08-26 Listed $75,000 Stellar MLS as Distributed by MLS Grid
• 1999-10-20 Sold (Public Records) $57,900 Public Records

Property tax history

+6.3%/yr

Latest (2025): $1,861 · +9.9% YoY. Source: county tax records.