4121 Maple St · Omaha, NE 68111

$144,900

3 bd · 1.0 ba · 1,344 sqft · Other public records · 26 Days on market

Built 1953 6,000 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• Appreciation +10.0/10.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• 1% rule +6.0/10.0
• Livability +4.2/5.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Beautiful 1.5 Story with 3 Bd, 1 Bath, 1 Car. New roof in 2017, new Air Conditioner in 2019. Main floor has wood floors in living room and downstairs has tile flooring. Upper floor has spacious third bedroom.

Key facts

• Hardwood flooring
• Tile surround detail
• Ceiling fan

Tags

• RAISED RANCH
• HARDWOOD FLOORING
• CEILING FAN
• SLIDING GLASS DOORS
• WHITE CABINETRY
• TILE SURROUND DETAIL

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $145k.

Deal economics

• At list price, monthly cash flow is $269 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $143k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 3.6% in Omaha — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#7 in NE, #663 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Omaha Public Schools (urban): math 20% / reading 28% proficiency, ranked #110 of 111 in NE (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: King Elementary School (math 8% / reading 12%, grade F, #494 of 502 statewide, top 99%, 326 students, 0% FRL); Monroe Middle School (math 8% / reading 15%, grade F, #127 of 128 statewide, top 99%, 769 students, 0% FRL); Benson High School (math 9% / reading 12%, grade F, #257 of 261 statewide, top 98%, 1,570 students, 0% FRL) — zoned schools average 0% FRL vs 62% district-wide (62 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 11% at this address vs 24% district-wide (-13 pts) — the specific schools serving this property underperform the Omaha Public Schools average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+3.2%/yr); 140 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).

Forward outlook

• In year one you build about $15k of equity ($1k loan paydown + $14k appreciation (10.0% local appreciation)).
• Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 3.2% rent growth), your $41k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 26 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $142,726 (1.5% below list)

Questions for the listing agent

1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.52%
• Cash-on-cash: 7.96%
• DSCR: 1.35
• GRM: 7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.22% rent growth · sell at horizon

5-year hold

• IRR: 30.2%
• Equity multiple: 3.38×
• Total profit: $96,430
• Equity at exit: $130,537

10-year hold

• IRR: 26.2%
• Equity multiple: 7.69×
• Total profit: $271,238
• Equity at exit: $281,509

Cash invested: $40,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68111

• Home prices YoY: 4.0%
• Rents YoY: 3.2%
• Active inventory: 140
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,589 high
• Mortgage (P&I): −$760
• Tax from tax record: −$166 /mo · $1,995/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$334
• Net cashflow: $269

Break-even live

Break-even rent $1,249

Max offer price $144,900

Occupancy floor 78%

Sensitivity live

Price	-10% $351	-5% $310	+0% $269	+5% $228	+10% $187
Rent	-10% $144	-5% $206	+0% $269	+5% $332	+10% $395
Rate	-1.0pp $342	-0.5pp $306	base $269	+0.5pp $232	+1.0pp $193

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,225
• Closing costs: $4,347
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4276 Binney St Omaha, NE	4.0	1.0	1358	$1,495	$1.10	45d	1	0.17mi
3323 N 40th St Omaha, NE	2.0	1.0	1000	$1,575	$1.57	4d	1	0.34mi
3502 Lake St Omaha, NE	2.0	1.0	974	$995	$1.02	4d	1	0.56mi
3535 N 45th Ave Omaha, NE	3.0	1.0	1325	$1,800	$1.36	45d	1	0.57mi
3002 N 48th Ave Omaha, NE	4.0	2.0	1205	$1,550	$1.29	25d	1	0.63mi
3508 N 47th Ave Omaha, NE	3.0	1.0	1425	$1,600	$1.12	21d	1	0.64mi
4874 Maple St Omaha, NE	3.0	1.0	1098	$1,545	$1.41	45d	1	0.66mi
2914 N 49th Ave Omaha, NE	3.0	1.0	1375	$1,615	$1.17	25d	1	0.74mi
3808 N 48th St Omaha, NE	3.0	2.0	1400	$2,000	$1.43	4d	1	0.82mi
3430 Seward St Omaha, NE	3.0	1.0	1371	$1,695	$1.24	16d	1	0.95mi
3314 Franklin St Omaha, NE	4.0	2.0	1635	$1,600	$0.98	45d	1	0.96mi
5119 Pratt St Omaha, NE	3.0	1.0	1008	$1,900	$1.88	45d	1	1.09mi
4852 Boyd St Omaha, NE	2.0	2.0	912	$1,500	$1.64	45d	1	1.12mi
1306 N 48th Ave Unit 1313258 Omaha, NE	2.0	1.0	994	$875	$0.88	4d	1	1.12mi
1004 Glenwood Ave Unit 2 Omaha, NE	3.0	1.5	1000	$1,500	$1.50	4d	1	1.13mi
4707 N 40th Ave Omaha, NE	3.0	1.0	1337	$1,500	$1.12	23d	1	1.16mi
4201 Cuming St Omaha, NE	2.0	1.0	1272	$1,350	$1.06	4d	1	1.20mi
828 N 41st Ave Omaha, NE	2.0	1.0	1264	$1,700	$1.34	16d	1	1.22mi
1407 N 31st St Omaha, NE	2.0	1.0	1040	$1,395	$1.34	4d	1	1.24mi
1112 N 50th Ave Omaha, NE	2.0	1.0	1200	$1,450	$1.21	16d	1	1.25mi
4918 Ames Ave Unit 17 Omaha, NE	2.0	1.5	1074	$850	$0.79	25d	1	1.26mi
915 N 48th Ave Apt 15 Omaha, NE	2.0	1.0	950	$990	$1.04	45d	1	1.26mi
3204 N 56th St Omaha, NE	3.0	2.0	1800	$1,700	$0.94	12d	1	1.32mi
4114 N 54th St Omaha, NE	3.0	2.0	1683	$1,745	$1.04	4d	1	1.42mi
4806 Webster St Omaha, NE	3.0	2.5	1589	$2,295	$1.44	4d	1	1.42mi
4824 Webster St Unit 4824/4824 Omaha, NE	4.0	1.0	1317	$1,050	$0.80	45d	1	1.45mi
5633 Parker St Omaha, NE	3.0	1.5	1200	$1,695	$1.41	45d	1	1.49mi

Listing history 16 events

1. 2026-03-31
   status Pending
2. 2026-03-05
   listed $144,900 New
3. 2023-12-11
   soldstatus $4,540,000
4. 2021-01-21
   soldstatus $98,000
5. 2021-01-19
   status Pending 209-char remark

   Show marketing remark (209 chars)

   Beautiful 1.5 Story with 3 Bd, 1 Bath, 1 Car. New roof in 2017, new Air Conditioner in 2019. Main floor has wood floors in living room and downstairs has tile flooring. Upper floor has spacious third bedroom.

6. 2021-01-19
   soldstatus $98,000 Sold 209-char remark

   Show marketing remark (209 chars)

   Beautiful 1.5 Story with 3 Bd, 1 Bath, 1 Car. New roof in 2017, new Air Conditioner in 2019. Main floor has wood floors in living room and downstairs has tile flooring. Upper floor has spacious third bedroom.

7. 2020-12-24
   price $110,000 209-char remark

   Show marketing remark (209 chars)

   Beautiful 1.5 Story with 3 Bd, 1 Bath, 1 Car. New roof in 2017, new Air Conditioner in 2019. Main floor has wood floors in living room and downstairs has tile flooring. Upper floor has spacious third bedroom.

8. 2020-12-07
   listed $115,000 Active - New 209-char remark

   Show marketing remark (209 chars)

   Beautiful 1.5 Story with 3 Bd, 1 Bath, 1 Car. New roof in 2017, new Air Conditioner in 2019. Main floor has wood floors in living room and downstairs has tile flooring. Upper floor has spacious third bedroom.

9. 2018-09-06
   soldstatus $87,000
10. 2018-09-05
    soldstatus $87,000
11. 2018-07-29
    listed $87,000
12. 2018-07-28
    historical
13. 2017-03-29
    soldstatus $54,778
14. 2011-10-31
    soldstatus $21,000
15. 2011-10-19
    historical
16. 2011-06-30
    listed $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $1,995 · $166/mo
• Projected year-2 tax: $2,507 · $209/mo
• Expected delta: +$512/yr (+$43/mo · 25.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,074
• − Mortgage interest: −$8,117
• − Property taxes: −$1,995
• − Insurance: −$724
• − Repairs & maintenance: −$1,526
• − Management: −$1,526
• − Depreciation: −$4,215
• Taxable income: $971
• Est. tax owed @ 24.0%: −$233
• After-tax cash flow: $2,997/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Omaha Public Schools
• NCES district ID: 3174820
• Math proficiency: 20% ▼ -10.00%
• Reading proficiency: 28% ▼ -5.00%
• Median HH income: $46,039
• Composite: 20.83/100
• National rank: #8502
• State rank: #110 of 111 in NE

Livability — Omaha

• Score: 84/100
• State rank: #7
• US rank: #663

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Omaha, NE
• County: Douglas County · 538,646 people
• City population: 552,986
• Metro: Omaha-Council Bluffs, NE-IA
• Population (ZIP): 24,210
• Household income: $42,185
• Rent vs Own: 60.3% rent · 39.7% own
• Severe rent burden: 1913.0

Population outlook (Douglas County) Hauer SSP2

• Today (2025): 625,245 people
• By 2030: 661,613 · +5.8%
• By 2040: 732,395 · +17.1%
• By 2050: 801,988 · +28.3%
• By 2075: 968,637 · +54.9%
• By 2100: 1,101,871 · +76.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Black 52% Hispanic / Latino 21% White 17% Two or more races 15% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Ukrainian 3% Lithuanian 0%
• Foreign-born: 14% · Canada, Philippines
• Languages at home: 75% English-only · Spanish 16% Other Asian/Pacific 3% French/Haitian/Cajun 1%

Political lean MEDSL · Douglas

• 2024 margin: D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
• 2008→2024 swing: +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
• All cycles: 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 13.82%
• Current HPI: 358.7174
• Rent YoY: ▲ 3.22%
• Metro: Omaha-Council Bluffs, NE-IA
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+263.2% since first listed

16 events — show timeline

• 2026-03-31 Pending — GPRMLS
• 2026-03-05 Listed $144,900 GPRMLS
• 2023-12-11 Sold (Public Records) $4,540,000 Public Records
• 2021-01-21 Sold (Public Records) $98,000 Public Records
• 2021-01-19 Pending — GPRMLS
• 2021-01-19 Sold (MLS) $98,000 GPRMLS
• 2020-12-24 Price Changed $110,000 GPRMLS
• 2020-12-07 Listed $115,000 GPRMLS
• 2018-09-06 Sold (Public Records) $87,000 Public Records
• 2018-09-05 Sold (MLS) $87,000 GPRMLS
• 2018-07-29 Listed $87,000 GPRMLS
• 2018-07-28 Listing Removed — GPRMLS
• 2017-03-29 Sold (Public Records) $54,778 Public Records
• 2011-10-31 Sold (MLS) $21,000 GPRMLS
• 2011-10-19 Listing Removed — GPRMLS
• 2011-06-30 Listed $39,900 GPRMLS

Property tax history

+6.8%/yr

Latest (2025): $1,995 · -2.1% YoY. Source: county tax records.