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Plan 2245 Plan 🏗️ New Construction
D- Composite 37.78
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.0/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • 1% rule +3.0/10.0
  • DSCR +2.8/10.0
  • Livability +2.7/5.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$282,995

Plan 2245 Plan · Arcola, TX 77583
3 bd · 2.5 ba · 2,245 sqft · SingleFamily · 566 Days on market
Excellent condition ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

Key facts

  • 2 garage spots
  • Listed 565 days

Tags

STAINLESS STEEL APPLIANCESGRANITE KITCHEN COUNTERTOPSTANKLESS WATER HEATER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $282,995 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $297,852.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $283k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-181 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $272k (4.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (16.0% below list).
  • Recommended offer: $238k (16.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 53/100 on livability (#1,425 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: employment C-, crime F, amenities F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Billy Baines Middle (math 47% / reading 53%, grade C, #347 of 1,662 statewide, top 21%, 1,296 students, 37% FRL); Ridge Point H S (math 61% / reading 69%, grade B, #198 of 1,632 statewide, top 12%, 3,170 students, 31% FRL) — zoned schools average 50% FRL vs 35% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 1148 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 566 days — a 12% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $237,692 (16.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 566 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.57%
Cash-on-cash
-2.60%
DSCR
0.88
GRM
10.4

CMA / ARV

ARV (median comp)
$297,852
List price
$282,995
Delta
-4.99%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
219 Murrieta Ln 0.07mi 4/2.0 (+1) 2,013 (-10%) 6mo $259,000 $129 67
6915 Sunnyvale Ln 0.08mi 4/3.5 (+1) 2,501 (+11%) 2mo $295,000 $118 66
507 Marley Oak Dr 0.70mi 4/3.0 (+1) 2,261 (+1%) 2mo $319,900 $141 58
207 William Ln 0.74mi 4/3.0 (+1) 2,214 (-1%) 2mo $325,000 $147 55
6434 Downey Ln 0.67mi 4/3.5 (+1) 2,064 (-8%) 2mo $349,900 $170 45
6414 Downey Ln 0.70mi 4/3.5 (+1) 2,154 (-4%) 11mo $369,900 $172 42
802 Pismo Ln 0.53mi 4/3.5 (+1) 2,495 (+11%) 8mo $339,900 $136 42
6514 Downey Ln 0.64mi 4/3.5 (+1) 2,064 (-8%) 8mo $349,888 $170 41
818 Pismo Ln 0.55mi 4/3.5 (+1) 2,508 (+12%) 12mo $319,900 $128 36
8527 Tropical Breeze 0.73mi 4/2.0 (+1) 2,035 (-9%) 12mo $304,990 $150 34
7714 Cattleman Valley Dr 0.72mi 4/2.5 (+1) 2,561 (+14%) 8mo $329,900 $129 31
6846 Termino Ln 0.71mi 4/3.5 (+1) 1,908 (-15%) 3mo $274,900 $144 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-23.5%
Equity multiple
0.21×
Total profit
$-65,702
Equity at exit
$44,411
10-year hold
IRR
-27.2%
Equity multiple
-0.14×
Total profit
$-95,152
Equity at exit
$25,753

Cash invested: $83,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77583

Rents YoY
0.4%
Active inventory
1148
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,377 high interval (Pro) →
Mortgage (P&I)
$1,562
Tax est. 1.5%
$372 /mo · $4,468/yr
Insurance
$124
HOA
$0
Vacancy / Maint / Mgmt
$499
Net cashflow
$-181

Break-even live

Break-even rent $2,606
Max offer price $271,717
Occupancy floor

Sensitivity live

Price -10% $25 -5% $-78 +0% $-181 +5% $-284 +10% $-386
Rent -10% $-368 -5% $-275 +0% $-181 +5% $-87 +10% $7
Rate -1.0pp $-31 -0.5pp $-105 base $-181 +0.5pp $-258 +1.0pp $-336

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,463
Closing costs
$8,936
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6911 Rosemont Ct Rosharon, TX 4.0 2.0 1719 $1,750 $1.02 14d 1 0.14mi
7711 Sleek Flock Ln Rosharon, TX 4.0 3.0 2492 $2,850 $1.14 25d 1 0.81mi
7218 Bakersfield Ct Rosharon, TX 3.0 2.5 2004 $2,200 $1.10 45d 1 0.84mi
8310 Rose Petals Ln Rosharon, TX 4.0 2.0 1833 $2,300 $1.25 45d 1 1.33mi
8043 House Bank Ln Rosharon, TX 4.0 3.0 2512 $2,550 $1.02 20d 1 1.35mi
8102 Buck Ln Rosharon, TX 3.0 2.0 1409 $2,100 $1.49 45d 1 1.35mi
318 Manor Ave Rosharon, TX 3.0 3.0 1924 $2,400 $1.25 45d 1 1.38mi
8414 Aster Glen Way Rosharon, TX 4.0 2.5 2588 $2,650 $1.02 45d 1 1.41mi

Listing history 37 events

  1. 2026-06-21
    days on market $282,995 Active 566 DOM
  2. 2026-06-18
    days on market $282,995 Active 563 DOM
  3. 2026-06-17
    days on market $282,995 Active 562 DOM
  4. 2026-06-16
    days on market $282,995 Active 561 DOM
  5. 2026-06-15
    days on market $282,995 Active 560 DOM
  6. 2026-06-13
    days on market $282,995 Active 558 DOM
  7. 2026-06-09
    days on market $282,995 Active 554 DOM
  8. 2026-06-07
    days on market $282,995 Active 552 DOM
  9. 2026-06-04
    days on market $282,995 Active 549 DOM
  10. 2026-06-03
    days on market $282,995 Active 548 DOM
  11. 2026-06-02
    days on market $282,995 Active 547 DOM
  12. 2026-06-01
    days on market $282,995 Active 546 DOM
  13. 2026-05-31
    days on market $282,995 Active 545 DOM
  14. 2026-03-07
    price $282,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  15. 2025-12-17
    price $280,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  16. 2025-12-16
    price $290,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  17. 2025-12-16
    price $280,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  18. 2025-11-18
    price $290,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  19. 2025-10-09
    price $284,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  20. 2025-07-28
    price $293,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  21. 2025-07-22
    price $292,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  22. 2025-07-13
    price $291,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  23. 2025-06-29
    price $290,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  24. 2025-06-14
    price $289,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  25. 2025-04-19
    price $288,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  26. 2025-04-07
    price $286,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  27. 2025-03-22
    price $284,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  28. 2025-03-08
    price $282,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  29. 2025-02-24
    price $280,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  30. 2025-02-06
    price $278,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  31. 2025-01-29
    price $275,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  32. 2025-01-21
    price $273,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  33. 2025-01-02
    status Active 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  34. 2025-01-02
    price $272,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  35. 2024-12-03
    historical 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  36. 2024-11-12
    price $282,995 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

  37. 2024-11-01
    listed $292,995 Active 408-char remark
    Show marketing remark (408 chars)

    * Stainless steel appliances with 2-yr. warranty * Kitchen breakfast bar * Walk-in kitchen pantry * Smart thermostat * Low-E windows * Gas range * 6-panel interior doors * Den * Granite kitchen countertops * Kitchen USB charging port * Loft * ENERGY STAR® certified home * Master-planned community * Swimming pool * Playground * Close to golf courses * Pond * Clubhouse

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,523
− Mortgage interest
−$16,684
− Property taxes
−$4,468
− Insurance
−$1,489
− Repairs & maintenance
−$2,282
− Management
−$2,282
− Depreciation
−$8,665
Taxable loss
−$7,347
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,763
After-tax cash flow
$-404/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This single-family home in Arcola, TX, is in excellent condition with no visible repairs needed. It offers a good ROI with updates like a smart thermostat, security system, and lighting system.

Value-add opportunities

  • Both Smart thermostat — Improves energy efficiency and comfort
  • Both Smart security system — Enhances safety and convenience
  • Both Smart lighting system — Enhances energy efficiency and ambiance

Renovation cost estimate screening

Value-add ROI direction

  • Both Smart thermostat — Improves energy efficiency and comfort
  • Both Smart security system — Enhances safety and convenience
  • Both Smart lighting system — Enhances energy efficiency and ambiance

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Arcola

Score
53/100
State rank
#1425
US rank
#24358

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazoria County · 374,982 people
City population
52,747
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,747
Household income
$119,287
Rent vs Own
9.8% rent · 90.2% own
Severe rent burden
251.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
Hispanic origin (detail)
Mexican 31% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
16% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -120.19%
Current HPI
198.6559
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.4% since first listed
24 events — show timeline
  • 2026-03-07 Price Changed $282,995 Zillow
  • 2025-12-17 Price Changed $280,995 Zillow
  • 2025-12-16 Price Changed $290,995 Zillow
  • 2025-12-16 Price Changed $280,995 Zillow
  • 2025-11-18 Price Changed $290,995 Zillow
  • 2025-10-09 Price Changed $284,995 Zillow
  • 2025-07-28 Price Changed $293,995 Zillow
  • 2025-07-22 Price Changed $292,995 Zillow
  • 2025-07-13 Price Changed $291,995 Zillow
  • 2025-06-29 Price Changed $290,995 Zillow
  • 2025-06-14 Price Changed $289,995 Zillow
  • 2025-04-19 Price Changed $288,995 Zillow
  • 2025-04-07 Price Changed $286,995 Zillow
  • 2025-03-22 Price Changed $284,995 Zillow
  • 2025-03-08 Price Changed $282,995 Zillow
  • 2025-02-24 Price Changed $280,995 Zillow
  • 2025-02-06 Price Changed $278,995 Zillow
  • 2025-01-29 Price Changed $275,995 Zillow
  • 2025-01-21 Price Changed $273,995 Zillow
  • 2025-01-02 Relisted Zillow
  • 2025-01-02 Price Changed $272,995 Zillow
  • 2024-12-03 Delisted Zillow
  • 2024-11-12 Price Changed $282,995 Zillow
  • 2024-11-01 Listed $292,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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