507 N Orange St · Sweeny, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.9/30.0
- ARV discount +15.0/15.0
- Appreciation +10.0/10.0
- 1% rule +7.1/10.0
- DSCR +4.9/10.0
- Livability +3.6/5.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$80,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
COZY HOME, CORNER DOUBLE-LOT.... SPACIOUS KITCHEN INCLUDES BREAKFAST/DINING AREA. 2-BEDROOM, 1-BATH, LARGE UTILITY ROOM. ATTIC HAS BEEN FLOORED AND HAS MANY POSSIBILITIES. REALLY GOOD STARTER HOME.
Key facts
- Corner lot
- 6,250 sq ft lot
- Garage
Tags
Property features AI
Exterior
- Parking: Detached garage
- Utilities: Public water; Public sewer
- Home design: Residential property; Built in 1948; Pillar/post/pier foundation; One-story (entry level: first floor)
- Construction: Wood siding; Composition roof
- Exterior features: Cleared lot
Interior
- Kitchen: Double oven; Electric range
- Bedrooms: Primary bedroom (first floor); Bedroom (first floor)
- Bathrooms: 1 full bathroom
- Heating & cooling: Window unit(s) for cooling
- Interior features: Kitchen/family room combo
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $38 ($456/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($971 rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 3.7% in Sweeny — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#306 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
- Sweeny ISD (town): math 32% / reading 40% proficiency, ranked #480 of 826 in TX (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sweeny H S (math 37% / reading 47%, grade F, #730 of 1,632 statewide, top 47%, 589 students, 51% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 113 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,960 units permitted in Brazoria County in 2024 (593 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($553 loan paydown + $8k appreciation (10.0% local appreciation)).
- Brazoria County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 44 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 4.1% of price; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.21% ✓
- Cap rate
- 6.86%
- Cash-on-cash
- 2.03%
- DSCR
- 1.09
- GRM
- 6.9
CMA / ARV
- ARV (median comp)
- $144,892
- List price
- $80,000
- Delta
- -44.79%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 310 N Fig St | 0.15mi | 2/2.0 | 1,006 (+3%) | 19mo | $190,000 | $189 | 73 |
| 1007 Earley St | 0.43mi | 3/1.5 (+1) | 1,007 (+3%) | 3mo | $195,000 | $194 | 66 |
| 1007 Mac Dr | 0.39mi | 3/1.0 (+1) | 1,024 (+4%) | 6mo | $195,000 | $190 | 60 |
| 605 Pine St | 0.18mi | 3/1.0 (+1) | 1,028 (+5%) | 18mo | $158,000 | $154 | 59 |
| 304 N Fig St | 0.17mi | 3/1.0 (+1) | 916 (-6%) | 21mo | $125,000 | $136 | 55 |
| 603 Avenue A | 0.37mi | 2/1.0 | 1,024 (+4%) | 24mo | $69,500 | $68 | 51 |
| 1002 Old Ocean Ave | 0.50mi | 3/2.0 (+1) | 1,064 (+9%) | 16mo | $95,000 | $89 | 44 |
| 212 N Oak St | 0.25mi | 2/1.0 | 1,120 (+14%) | 20mo | $147,500 | $132 | 44 |
| 1210 Avenue A | 0.74mi | 2/2.0 | 1,058 (+8%) | 15mo | $165,000 | $156 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 25.8%
- Equity multiple
- 3.06×
- Total profit
- $46,111
- Equity at exit
- $72,070
- IRR
- 22.7%
- Equity multiple
- 6.99×
- Total profit
- $134,132
- Equity at exit
- $155,422
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77480
- Home prices YoY
- 12.0%
- Active inventory
- 113
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $971 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$276 /mo · $3,316/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$204
- Net cashflow
- $38
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 301 E Ashley Wilson Rd Sweeny, TX | 2.0 | 1.0 | 650 | $950 | $1.46 | 3d | 1 | 0.61mi |
| 301 E Ashley Wilson Rd Sweeny, TX | 2.0 | 1.0 | 650 | $950 | $1.46 | 24d | 1 | 0.61mi |
| 307 E Ashley-Wilson Rd Sweeny, TX | 2.0 | 1.0 | 650 | $1,000 | $1.54 | 24d | 1 | 0.63mi |
| 1000 W Ashley Wilson Rd Sweeny, TX | 1.0–2.0 | 1.0–2.0 | 704 | $995 | $1.41 | 24d | 1 | 1.11mi |
Listing history 23 events
-
2026-06-19days on market $80,000 Active 44 DOM
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2026-06-18days on market $80,000 Active 43 DOM
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2026-06-17days on market $80,000 Active 42 DOM
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2026-06-16days on market $80,000 Active 41 DOM
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2026-06-15days on market $80,000 Active 40 DOM
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2026-06-14days on market $80,000 Active 38 DOM
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2026-06-12days on market $80,000 Active 37 DOM
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2026-06-09days on market $80,000 Active 34 DOM
-
2026-06-08days on market $80,000 Active 33 DOM
-
2026-06-07days on market $80,000 Active 32 DOM
-
2026-06-07days on market $80,000 Active 31 DOM
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2026-06-03days on market $80,000 Active 28 DOM
-
2026-06-02days on market $80,000 Active 27 DOM
-
2026-06-01days on market $80,000 Active 26 DOM
-
2026-05-31days on market $80,000 Active 25 DOM
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2026-05-30days on market $80,000 Active 24 DOM
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2026-05-06$80,000 Active 885-char remark
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2023-04-06soldstatus
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2011-06-03soldstatus
-
2011-06-02soldstatus 201-char remark
Show marketing remark (201 chars)
COZY HOME, CORNER DOUBLE-LOT.... SPACIOUS KITCHEN INCLUDES BREAKFAST/DINING AREA. 2-BEDROOM, 1-BATH, LARGE UTILITY ROOM. ATTIC HAS BEEN FLOORED AND HAS MANY POSSIBILITIES. REALLY GOOD STARTER HOME.
-
2011-04-28historical 201-char remark
Show marketing remark (201 chars)
COZY HOME, CORNER DOUBLE-LOT.... SPACIOUS KITCHEN INCLUDES BREAKFAST/DINING AREA. 2-BEDROOM, 1-BATH, LARGE UTILITY ROOM. ATTIC HAS BEEN FLOORED AND HAS MANY POSSIBILITIES. REALLY GOOD STARTER HOME.
-
2011-04-18$53,900 201-char remark
Show marketing remark (201 chars)
COZY HOME, CORNER DOUBLE-LOT.... SPACIOUS KITCHEN INCLUDES BREAKFAST/DINING AREA. 2-BEDROOM, 1-BATH, LARGE UTILITY ROOM. ATTIC HAS BEEN FLOORED AND HAS MANY POSSIBILITIES. REALLY GOOD STARTER HOME.
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2003-07-02soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,316 · $276/mo
- Projected year-2 tax
- $3,316 · $276/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,652
- − Mortgage interest
- −$4,481
- − Property taxes
- −$3,316
- − Insurance
- −$400
- − Repairs & maintenance
- −$932
- − Management
- −$932
- − Depreciation
- −$2,327
- Taxable loss
- −$736
- Est. tax savings @ 24.0%
- +$177
- After-tax cash flow
- $632/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sweeny ISD
- NCES district ID
- 4841970
- Math proficiency
- 32% ▼ -12.00%
- Reading proficiency
- 40% ▼ -1.00%
- Median HH income
- $53,607
- Composite
- 31.49/100
- National rank
- #5975
- State rank
- #480 of 826 in TX
Livability — Sweeny
- Score
- 71/100
- State rank
- #306
- US rank
- #6914
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sweeny, TX
- Population (ZIP)
- 8,252
Population outlook (Brazoria County) Hauer SSP2
- Today (2025)
- 420,414 people
- By 2030
- 457,585 · +8.8%
- By 2040
- 532,232 · +26.6%
- By 2050
- 605,399 · +44.0%
- By 2075
- 779,358 · +85.4%
- By 2100
- 883,759 · +110.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Hispanic / Latino 17% Black 8% Two or more races 7% Asian 1%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Italian 3% Slovak 3% Iranian 1%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 90% English-only · Spanish 9% Tagalog/Filipino 1%
Political lean MEDSL · Brazoria
- 2024 margin
- R (+19.7) · D 39.5% · R 59.2% · Other 1.3%
- 2008→2024 swing
- +9.9pp toward D · 2008: -29.6pp · 2024: -19.7pp
- All cycles
- 2024: R+19.7 2020: R+18.2 2016: R+24.6 2012: R+34.2 2008: R+29.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 35.27%
- Current HPI
- 328.8657
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+48.4% since first listed7 events — show timeline
- 2026-05-06 Listed $80,000 HARMLS
- 2023-04-06 Sold (Public Records) — Public Records
- 2011-06-03 Sold (Public Records) — Public Records
- 2011-06-02 Sold (MLS) — HARMLS
- 2011-04-28 Listing Removed — HARMLS
- 2011-04-18 Listed $53,900 HARMLS
- 2003-07-02 Sold (Public Records) — Public Records
Property tax history
+7.0%/yrLatest (2025): $3,316 · +19.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…