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114 Jones Rd
B+ Composite 75.87
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.1/10.0
  • Appreciation +7.9/10.0
  • ARV discount +7.5/15.0
  • Schools +3.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$85,000

114 Jones Rd · Waynesville, GA 31543
3 bd · 2.0 ba · 1,456 sqft · Manufactured public records · 32 Days on market
Built 1999 5.17 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled on 5.16 private acres in Brantley County, this 3BD/2BA DBMH offers the perfect opportunity for someone looking to add their own personal touch & create their ideal country retreat. The home needs some TLC, but the property itself is full of potential & charm. Partially cleared w/ the remaining acreage left wooded, this property provides a beautiful mix of open space & privacy, giving the new owner the freedom to design & shape the land to fit their vision. Enjoy the peaceful setting complete w/ a small seasonal pond, blueberry bushes, assorted apple trees, & an existing chicken coop ready for your mini homestead dreams. Conveniently located just approxim

Key facts

  • Private acres
  • Blueberry bushes
  • Seasonal pond

Tags

PRIVATE ACRESSEASONAL PONDBLUEBERRY BUSHESAPPLE TREESCHICKEN COOPOUTDOOR RECREATION AREAS

Property features AI

Exterior

  • Parking: Driveway with space for 4 vehicles; Open parking available
  • Utilities: Well water; Septic tank; Electricity available
  • Home design: Double wide mobile home; Single-level (one story); Resale condition; Pillar/post/pier foundation
  • Construction: Vinyl siding; Shingle roof
  • Exterior features: Private yard; Front porch; Fenced front and back yard; Shed(s)

Interior

  • Kitchen: Electric oven; Refrigerator
  • Bedrooms: Three main-level bedrooms; Master on main with split bedroom plan
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms on the main level; Master bath with soaking tub and tub/shower combo
  • Heating & cooling: Window unit(s) for cooling
  • Interior features: One decorative fireplace in the family room; Aluminum window frames with bay window(s); Other interior features
  • Laundry & utility: Dedicated laundry room; 220V outlet in laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $85k.

Deal economics

  • At list price, monthly cash flow is $406 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $82k (3.0% below list) — sets the bar for market timing.
  • Cap rate 12.0% vs local median 2.9% in Waynesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Brantley County (rural): math 48% / reading 43% proficiency, ranked #26 of 174 in GA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Waynesville Primary School (math 67% / reading 37%, grade C-, #227 of 1,228 statewide, top 19%, 438 students, 71% FRL); Brantley County Middle School (math 37% / reading 42%, grade F, #147 of 470 statewide, top 33%, 530 students, 71% FRL); Brantley County High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 902 students, 70% FRL).
  • Market conditions: 44 active listings in the ZIP; 49 units permitted in Brantley County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($588 loan paydown + $5k appreciation (5.9% local appreciation)).
  • Brantley County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (5.9% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $12k; list at $85k implies a 608% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $82,450 (3.0% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
12.02%
Cash-on-cash
20.46%
DSCR
1.91
GRM
5.9

CMA / ARV

ARV (on-the-fly)
$240,240
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
637 Gibson Cir 0.62mi 3/2.0 1,568 (+8%) 13mo $259,000 $165 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.9% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.3%
Equity multiple
3.10×
Total profit
$49,870
Equity at exit
$52,894
10-year hold
IRR
30.1%
Equity multiple
6.32×
Total profit
$126,571
Equity at exit
$95,459

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31543

Home prices YoY
3.7%
Active inventory
44
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,201 medium interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$62 /mo · $745/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$406

Break-even live

Break-even rent $688
Max offer price $85,000
Occupancy floor 61%

Sensitivity live

Price -10% $454 -5% $430 +0% $406 +5% $382 +10% $358
Rent -10% $311 -5% $358 +0% $406 +5% $453 +10% $501
Rate -1.0pp $449 -0.5pp $427 base $406 +0.5pp $384 +1.0pp $361

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-22
    days on market $85,000 Active 32 DOM
  2. 2026-06-21
    days on market $85,000 Active 31 DOM
  3. 2026-06-21
    days on market $85,000 Active 30 DOM
  4. 2026-06-18
    days on market $85,000 Active 28 DOM
  5. 2026-06-17
    days on market $85,000 Active 27 DOM
  6. 2026-06-16
    days on market $85,000 Active 26 DOM
  7. 2026-06-15
    days on market $85,000 Active 25 DOM
  8. 2026-06-13
    days on market $85,000 Active 23 DOM
  9. 2026-06-12
    days on market $85,000 Active 22 DOM
  10. 2026-06-09
    days on market $85,000 Active 19 DOM
  11. 2026-06-08
    days on market $85,000 Active 18 DOM
  12. 2026-06-07
    days on market $85,000 Active 17 DOM
  13. 2026-06-07
    days on market $85,000 Active 16 DOM
  14. 2026-06-04
    days on market $85,000 Active 13 DOM
  15. 2026-06-02
    days on market $85,000 Active 12 DOM
  16. 2026-06-01
    days on market $85,000 Active 11 DOM
  17. 2026-05-31
    days on market $85,000 Active 10 DOM
  18. 2026-05-31
    days on market $85,000 Active 9 DOM
  19. 2026-05-21
    listed $85,000 Active
  20. 1998-12-03
    soldstatus $12,000
  21. 1997-05-12
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$745 · $62/mo
Projected year-2 tax
$782 · $65/mo
Expected delta
+$37/yr (+$3/mo · 4.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,416
− Mortgage interest
−$4,761
− Property taxes
−$745
− Insurance
−$425
− Repairs & maintenance
−$1,153
− Management
−$1,153
− Depreciation
−$2,473
Taxable income
$3,705
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$889
After-tax cash flow
$3,980/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brantley County
NCES district ID
1300480
Math proficiency
48% ▼ -5.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$37,053
Composite
37.85/100
National rank
#4328
State rank
#26 of 174 in GA

Livability — Waynesville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
4,914

Population outlook (Brantley County) Hauer SSP2

Today (2025)
18,422 people
By 2030
18,220 · -1.1%
By 2040
17,441 · -5.3%
By 2050
16,044 · -12.9%
By 2075
11,707 · -36.5%
By 2100
7,006 · -62.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Black 5% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Scotch-Irish 1% Romanian 1% Lithuanian 1%
Foreign-born
3% · Canada

Political lean MEDSL · Brantley

2024 margin
Solid R (+82.5) · D 8.7% · R 91.1%
2008→2024 swing
-19.4pp toward R · 2008: -63.1pp · 2024: -82.5pp
All cycles
2024: R+82.5 2020: R+81.2 2016: R+78.6 2012: R+67.0 2008: R+63.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.90%
Current HPI
167.0028
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+608.3% since first listed
3 events — show timeline
  • 2026-05-21 Listed $85,000 FMLS
  • 1998-12-03 Sold (Public Records) $12,000 Public Records
  • 1997-05-12 Sold (Public Records) $12,000 Public Records

Property tax history

-0.8%/yr

Latest (2025): $745 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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