114 Jones Rd · Waynesville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.1/10.0
- Appreciation +7.9/10.0
- ARV discount +7.5/15.0
- Schools +3.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$85,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Nestled on 5.16 private acres in Brantley County, this 3BD/2BA DBMH offers the perfect opportunity for someone looking to add their own personal touch & create their ideal country retreat. The home needs some TLC, but the property itself is full of potential & charm. Partially cleared w/ the remaining acreage left wooded, this property provides a beautiful mix of open space & privacy, giving the new owner the freedom to design & shape the land to fit their vision. Enjoy the peaceful setting complete w/ a small seasonal pond, blueberry bushes, assorted apple trees, & an existing chicken coop ready for your mini homestead dreams. Conveniently located just approxim
Key facts
- Private acres
- Blueberry bushes
- Seasonal pond
Tags
Property features AI
Exterior
- Parking: Driveway with space for 4 vehicles; Open parking available
- Utilities: Well water; Septic tank; Electricity available
- Home design: Double wide mobile home; Single-level (one story); Resale condition; Pillar/post/pier foundation
- Construction: Vinyl siding; Shingle roof
- Exterior features: Private yard; Front porch; Fenced front and back yard; Shed(s)
Interior
- Kitchen: Electric oven; Refrigerator
- Bedrooms: Three main-level bedrooms; Master on main with split bedroom plan
- Flooring: Laminate flooring
- Bathrooms: Two full bathrooms on the main level; Master bath with soaking tub and tub/shower combo
- Heating & cooling: Window unit(s) for cooling
- Interior features: One decorative fireplace in the family room; Aluminum window frames with bay window(s); Other interior features
- Laundry & utility: Dedicated laundry room; 220V outlet in laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $85k.
Deal economics
- At list price, monthly cash flow is $406 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $85k).
- Recommended offer: $82k (3.0% below list) — sets the bar for market timing.
- Cap rate 12.0% vs local median 2.9% in Waynesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Brantley County (rural): math 48% / reading 43% proficiency, ranked #26 of 174 in GA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Waynesville Primary School (math 67% / reading 37%, grade C-, #227 of 1,228 statewide, top 19%, 438 students, 71% FRL); Brantley County Middle School (math 37% / reading 42%, grade F, #147 of 470 statewide, top 33%, 530 students, 71% FRL); Brantley County High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 902 students, 70% FRL).
- Market conditions: 44 active listings in the ZIP; 49 units permitted in Brantley County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($588 loan paydown + $5k appreciation (5.9% local appreciation)).
- Brantley County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (5.9% appreciation + 3.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 32 days — a 3% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $12k; list at $85k implies a 608% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 12.02%
- Cash-on-cash
- 20.46%
- DSCR
- 1.91
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $240,240
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 637 Gibson Cir | 0.62mi | 3/2.0 | 1,568 (+8%) | 13mo | $259,000 | $165 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.9% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.3%
- Equity multiple
- 3.10×
- Total profit
- $49,870
- Equity at exit
- $52,894
- IRR
- 30.1%
- Equity multiple
- 6.32×
- Total profit
- $126,571
- Equity at exit
- $95,459
Cash invested: $23,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31543
- Home prices YoY
- 3.7%
- Active inventory
- 44
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,201 medium interval (Pro) →
- Mortgage (P&I)
- −$446
- Tax from tax record
- −$62 /mo · $745/yr
- Insurance
- −$35
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$252
- Net cashflow
- $406
Break-even live
Sensitivity live
| Price | -10% $454 | -5% $430 | +0% $406 | +5% $382 | +10% $358 |
|---|---|---|---|---|---|
| Rent | -10% $311 | -5% $358 | +0% $406 | +5% $453 | +10% $501 |
| Rate | -1.0pp $449 | -0.5pp $427 | base $406 | +0.5pp $384 | +1.0pp $361 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,250
- Closing costs
- $2,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 21 events
-
2026-06-22days on market $85,000 Active 32 DOM
-
2026-06-21days on market $85,000 Active 31 DOM
-
2026-06-21days on market $85,000 Active 30 DOM
-
2026-06-18days on market $85,000 Active 28 DOM
-
2026-06-17days on market $85,000 Active 27 DOM
-
2026-06-16days on market $85,000 Active 26 DOM
-
2026-06-15days on market $85,000 Active 25 DOM
-
2026-06-13days on market $85,000 Active 23 DOM
-
2026-06-12days on market $85,000 Active 22 DOM
-
2026-06-09days on market $85,000 Active 19 DOM
-
2026-06-08days on market $85,000 Active 18 DOM
-
2026-06-07days on market $85,000 Active 17 DOM
-
2026-06-07days on market $85,000 Active 16 DOM
-
2026-06-04days on market $85,000 Active 13 DOM
-
2026-06-02days on market $85,000 Active 12 DOM
-
2026-06-01days on market $85,000 Active 11 DOM
-
2026-05-31days on market $85,000 Active 10 DOM
-
2026-05-31days on market $85,000 Active 9 DOM
-
2026-05-21$85,000 Active
-
1998-12-03soldstatus $12,000
-
1997-05-12soldstatus $12,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $745 · $62/mo
- Projected year-2 tax
- $782 · $65/mo
- Expected delta
- +$37/yr (+$3/mo · 4.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,416
- − Mortgage interest
- −$4,761
- − Property taxes
- −$745
- − Insurance
- −$425
- − Repairs & maintenance
- −$1,153
- − Management
- −$1,153
- − Depreciation
- −$2,473
- Taxable income
- $3,705
- Est. tax owed @ 24.0%
- −$889
- After-tax cash flow
- $3,980/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brantley County
- NCES district ID
- 1300480
- Math proficiency
- 48% ▼ -5.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $37,053
- Composite
- 37.85/100
- National rank
- #4328
- State rank
- #26 of 174 in GA
Livability — Waynesville
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 4,914
Population outlook (Brantley County) Hauer SSP2
- Today (2025)
- 18,422 people
- By 2030
- 18,220 · -1.1%
- By 2040
- 17,441 · -5.3%
- By 2050
- 16,044 · -12.9%
- By 2075
- 11,707 · -36.5%
- By 2100
- 7,006 · -62.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Black 5% Hispanic / Latino 3% Two or more races 2%
- Common ancestry
- Scotch-Irish 1% Romanian 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
Political lean MEDSL · Brantley
- 2024 margin
- Solid R (+82.5) · D 8.7% · R 91.1%
- 2008→2024 swing
- -19.4pp toward R · 2008: -63.1pp · 2024: -82.5pp
- All cycles
- 2024: R+82.5 2020: R+81.2 2016: R+78.6 2012: R+67.0 2008: R+63.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.90%
- Current HPI
- 167.0028
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+608.3% since first listed3 events — show timeline
- 2026-05-21 Listed $85,000 FMLS
- 1998-12-03 Sold (Public Records) $12,000 Public Records
- 1997-05-12 Sold (Public Records) $12,000 Public Records
Property tax history
-0.8%/yrLatest (2025): $745 · +4.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…