157 Valley Blvd · Bethlehem, WV 26003

$6,900

2 bd · 1.0 ba · 1,024 sqft · Townhouse public records · 46 Days on market

Built 1920 2,919 sqft lot $7/sqft · 93% below area

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.8/5.0
• Schools +3.5/10.0
• Rent growth +3.3/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Investor Alert! 3 Level Duplex with 1 Car Garage, Ready for a Full Remodel and Priced for Opportunity. This Property Offers Incredible Potential for the Savvy Investor or Renovation Specialist. Conveniently Located on a Bus Line and Just Minutes from Downtown Wheeling and Major Interstates, Providing Easy Access for Tenants and Commuters Alike. Bring Your Vision and Transform this Into a Strong Income-Producing Asset. Endless Possibilities Await! Sold As-Is.

Key facts

• Full remodel
• 1 car garage
• 3 level duplex

Tags

• 3 LEVEL DUPLEX
• 1 CAR GARAGE
• FULL REMODEL

Property features AI

Exterior

• Parking: Side-entry attached garage with one garage space
• Utilities: Public water; Public sewer; Natural gas hot water; Natural gas heating
• Home design: Semi-detached (duplex-style); Fee simple ownership; Above-grade finished living area (estimated)
• Construction: Vinyl siding; Block foundation; Above grade structure
• Exterior features: No tidal water

Interior

• Kitchen: Kitchen (appliances not specified)
• Bedrooms: Two bedrooms on the upper level
• Bathrooms: One full bathroom
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Full basement; Living room; Kitchen; Utility room
• Laundry & utility: Utility room

🏷️ Possibly a rental listed for sale. The $6,900 price doesn't fit this home's estimated sale value (~$103,649) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $7k.

Deal economics

• At list price, monthly cash flow is $853 ($10k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $7k).
• Recommended offer: $7k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 76/100 on livability (#21 in WV, #3,366 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Ohio County Schools (urban): math 34% / reading 49% proficiency, ranked #5 of 55 in WV (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.0%/yr); 223 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 2 units permitted in Ohio County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $48 of loan paydown is wiped out by about $207 of value loss. Plan a longer hold.
• Ohio County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $2k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($7k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $6,693 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 16.53% ✓
• Cap rate: 154.73%
• Cash-on-cash: 530.12%
• DSCR: 24.59
• GRM: 0.5

CMA / ARV

• ARV (median comp): $103,649
• List price: $6,900
• Delta: -93.34%
• Verdict: UNDERPRICED
• Comps: 7 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.03% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 28.58×
• Total profit: $53,293
• Equity at exit: $1,029

10-year hold

• IRR: —
• Equity multiple: 61.36×
• Total profit: $116,614
• Equity at exit: $597

Cash invested: $1,932 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State West Virginia: 83 Strongly Landlord-Friendly · R+22
• County: — inherits STATE
• City: — inherits STATE

Landlord-favorable; preempted; minimal protections.

Methodology + full state rankings →

ZIP-level market 26003

• Home prices YoY: -23.4%
• Rents YoY: 3.0%
• Active inventory: 223
• Price-to-rent: 0.5×

Monthly cashflow live

• Estimated rent: $1,141 medium
• Mortgage (P&I): −$36
• Tax est. 1.5%: −$9 /mo · $104/yr
• Insurance: −$3
• HOA: −$0
• Vacancy / Maint / Mgmt: −$240
• Net cashflow: $853

Break-even live

Break-even rent $60

Max offer price $6,900

Occupancy floor 20%

Sensitivity live

Price	-10% $858	-5% $856	+0% $853	+5% $851	+10% $849
Rent	-10% $763	-5% $808	+0% $853	+5% $899	+10% $944
Rate	-1.0pp $857	-0.5pp $855	base $853	+0.5pp $852	+1.0pp $850

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,725
• Closing costs: $207
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10 Mayo St Wheeling, WV	2.0	1.5	800	$606	$0.76	44d	3	0.81mi
15 39th St Wheeling, WV	1.0	1.0	848	$790	$0.93	44d	1	1.11mi
2 16th St Wheeling, WV	1.0–3.0	1.0–2.0	1000	$9,156	$9.16	44d	1	1.12mi

Listing history 20 events

1. 2026-06-19
   days on market $6,900 Active 46 DOM
2. 2026-06-18
   days on market $6,900 Active 45 DOM
3. 2026-06-17
   price $6,900 Active 44 DOM
4. 2026-06-17
   days on market $7,900 Active 44 DOM
5. 2026-06-16
   days on market $7,900 Active 43 DOM
6. 2026-06-15
   days on market $7,900 Active 42 DOM
7. 2026-06-14
   days on market $7,900 Active 40 DOM
8. 2026-06-12
   pricedays on market $7,900 Active 39 DOM
9. 2026-06-09
   days on market $8,400 Active 36 DOM
10. 2026-06-08
    days on market $8,400 Active 35 DOM
11. 2026-06-07
    days on market $8,400 Active 34 DOM
12. 2026-06-05
    days on market $8,400 Active 31 DOM
13. 2026-06-03
    pricedays on market $8,400 Active 30 DOM
14. 2026-06-02
    days on market $8,900 Active 29 DOM
15. 2026-06-01
    days on market $8,900 Active 28 DOM
16. 2026-05-31
    days on market $8,900 Active 27 DOM
17. 2026-05-30
    days on market $8,900 Active 26 DOM
18. 2026-05-04
    listed $9,900 Active 462-char remark
19. 2025-02-23
    price $14,000
20. 2024-11-14
    price $18,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,689
• − Mortgage interest: −$387
• − Property taxes: −$104
• − Insurance: −$34
• − Repairs & maintenance: −$1,095
• − Management: −$1,095
• − Depreciation: −$201
• Taxable income: $10,773
• Est. tax owed @ 24.0%: −$2,586
• After-tax cash flow: $7,656/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ohio County Schools
• NCES district ID: 5401050
• Math proficiency: 34% ▼ -9.00%
• Reading proficiency: 49% ▼ -6.00%
• Median HH income: $41,572
• Composite: 34.88/100
• National rank: #5085
• State rank: #5 of 55 in WV

Livability — Bethlehem

• Score: 76/100
• State rank: #21
• US rank: #3366

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Ohio County · 39,982 people
• Metro: Wheeling, WV-OH
• Population (ZIP): 39,982
• Household income: $57,703
• Rent vs Own: 32.5% rent · 67.5% own
• Severe rent burden: 1630.0

Population outlook (Ohio County) Hauer SSP2

• Today (2025): 40,604 people
• By 2030: 39,150 · -3.6%
• By 2040: 36,039 · -11.2%
• By 2050: 33,582 · -17.3%
• By 2075: 28,662 · -29.4%
• By 2100: 22,963 · -43.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 6% Black 3% Hispanic / Latino 2%
• Common ancestry: Romanian 6% Serbian 3% Slovak 2%
• Foreign-born: 3% · Canada
• Languages at home: 97% English-only · Other Indo-European 1% Spanish 1% German/W. Germanic 1%

Political lean MEDSL · Ohio

• 2024 margin: Strong R (+26.0) · D 36.0% · R 62.0% · Other 2.0%
• 2008→2024 swing: -15.3pp toward R · 2008: -10.8pp · 2024: -26.0pp
• All cycles: 2024: R+26.0 2020: R+25.8 2016: R+31.6 2012: R+22.5 2008: R+10.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -68.09%
• Current HPI: 223.4106
• Rent YoY: ▲ 3.03%
• Metro: Wheeling, WV-OH
• State GDP YoY: —
• F500 in state: 0

Price history

-61.7% since first listed

7 events — show timeline

• 2026-06-17 Price Changed $6,900 BRIGHT MLS
• 2026-06-10 Price Changed $7,900 BRIGHT MLS
• 2026-06-03 Price Changed $8,400 BRIGHT MLS
• 2026-05-29 Price Changed $8,900 BRIGHT MLS
• 2026-05-04 Listed $9,900 BRIGHT MLS
• 2025-02-23 Price Changed $14,000 WBOR
• 2024-11-14 Price Changed $18,000 WBOR

Property tax history

+2.0%/yr

Latest (2025): $419 · +5.0% YoY. Source: county tax records.