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2100 Kings Hwy #59
D Composite 44.36
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.3/30.0
  • 1% rule +8.5/10.0
  • DSCR +5.8/10.0
  • Schools +4.6/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$137,000

2100 Kings Hwy #59 · Port Charlotte, FL 33980
2 bd · 2.0 ba · 864 sqft · Manufactured public records · 82 Days on market
Built 1978 4,380 sqft lot Est $105k · 30% over $408/mo HOA · 22% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!

Key facts

  • Front lanai
  • Tennis courts
  • Storage shed

Tags

INTERIOR LOTFRONT LANAISTORAGE SHEDGOLF COURSE COMMUNITY18 HOLE GOLF COURSETENNIS COURTS

Property features AI

Finance

  • Other: Association includes escrow reserves fund and security
  • Financial info: Total monthly fees $408 (includes HOA and other fees); Total annual fees $4,896; Lease restrictions apply
  • HOA & community: Monthly HOA fee of $377; Association requires approval; Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis and pickleball courts, shuffleboard, golf course access, recreation facilities, gated community, street lights, community mailbox, deed restrictions, vehicle restrictions, fence restrictions, management and maintenance of grounds and private road, internet; Buyer approval required; Senior community; Pets allowed (cats allowed; number limit applies)

Exterior

  • Parking: Covered parking; Driveway; Carport with 2 spaces
  • Security: Gated community; Security gate
  • Utilities: Public water; Public sewer; Electricity connected; Fiber optics available; Cable available; Underground utilities; Water connected; Sewer connected; Sprinkler uses recycled water
  • Home design: Manufactured home (double wide); One story; Faces north; Entry on first floor
  • Construction: Metal siding; Roof over; Crawlspace foundation; Completed condition; Built as double wide manufactured home
  • Exterior features: Enclosed patio/porch; Front porch; Heated in-ground pool with lighting and outside bath access; Heated in-ground spa; Shed(s); Near golf course; Paved lot; Private maintained road; Road is paved

Interior

  • Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator; Electric water heater
  • Bedrooms: 2 bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Thermostat; Sliding doors; Storage
  • Laundry & utility: Washer; Dryer; Outside laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $137k.

Deal economics

  • At list price, monthly cash flow is $126 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $137k).
  • Recommended offer: $129k (6.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Kingsway Elementary School (math 55% / reading 53%, grade C, #936 of 2,144 statewide, top 44%, 596 students, 58% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents falling (-4.0%/yr); 600 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 82 days — a 6% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago; this cycle's ask has dropped $8k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $84k; list at $137k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 22% of rent.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $128,779 (6.0% below list)

Questions for the listing agent

  1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
7.39%
Cash-on-cash
3.93%
DSCR
1.18
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$105,408
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2100 Kings Hwy #288 0.00mi 2/2.0 864 (0%) 4mo $77,500 $90 97
2100 Kings Hwy #545 0.00mi 2/2.0 864 (0%) 6mo $51,000 $59 95
2100 Kings Hwy #591 0.52mi 2/2.0 864 (0%) 2mo $105,000 $122 75
2100 Kings Hwy #58 0.52mi 2/2.0 912 (+6%) 3mo $125,000 $137 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.7%
Equity multiple
0.50×
Total profit
$-19,342
Equity at exit
$20,427
10-year hold
IRR
-14.8%
Equity multiple
0.31×
Total profit
$-26,386
Equity at exit
$11,845

Cash invested: $38,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33980

Home prices YoY
-5.0%
Rents YoY
-4.0%
Active inventory
600
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,849 high interval (Pro) →
Mortgage (P&I)
$718
Tax from tax record
$151 /mo · $1,815/yr
Insurance
$57
HOA
$408
Vacancy / Maint / Mgmt
$388
Net cashflow
$126

Break-even live

Break-even rent $1,690
Max offer price $137,000
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,250
Closing costs
$4,110
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1999 Kings Hwy Port Charlotte, FL 2.0 1.0–2.0 906 $1,800 $1.99 21d 2 0.69mi
1499 Capricorn Blvd Port Charlotte, FL 2.0 2.0 980 $1,495 $1.53 21d 1 0.70mi
25225 Rampart Blvd Punta Gorda, FL 2.0 2.0 886 $1,925 $2.17 21d 5 0.81mi
1200 Loveland Blvd Punta Gorda, FL 1.0–3.0 1.0–2.0 1151 $2,030 $1.76 13d 276 0.99mi
2060 Willow Hammock Cir Unit D304 Punta Gorda, FL 2.0 2.0 924 $1,600 $1.73 21d 1 1.13mi
2121 Heron Lake Dr #204 Punta Gorda, FL 2.0 2.0 996 $1,500 $1.51 21d 1 1.14mi
25100 Sandhill Blvd Port Charlotte, FL 2.0 2.0 860 $1,788 $2.08 21d 2 1.41mi
24151 Beatrix Blvd Port Charlotte, FL 3.0 1.0–2.0 990 $1,955 $1.97 13d 28 1.43mi
25050 Sandhill Blvd Unit 5B1 Punta Gorda, FL 2.0 2.0 900 $1,500 $1.67 21d 1 1.46mi

HOA detail

Monthly dues
$408 · $4,896/yr
Likely covers
poolsecurity

Listing history 24 events

  1. 2026-06-18
    days on market $137,000 Active 82 DOM
  2. 2026-06-17
    days on market $137,000 Active 81 DOM
  3. 2026-06-16
    days on market $137,000 Active 80 DOM
  4. 2026-06-15
    days on market $137,000 Active 79 DOM
  5. 2026-06-14
    days on market $137,000 Active 77 DOM
  6. 2026-06-13
    days on market $137,000 Active 76 DOM
  7. 2026-06-10
    days on market $137,000 Active 74 DOM
  8. 2026-06-09
    days on market $137,000 Active 73 DOM
  9. 2026-06-08
    days on market $137,000 Active 72 DOM
  10. 2026-06-07
    days on market $137,000 Active 71 DOM
  11. 2026-06-05
    days on market $137,000 Active 68 DOM
  12. 2026-06-03
    days on market $137,000 Active 67 DOM
  13. 2026-06-02
    days on market $137,000 Active 66 DOM
  14. 2026-06-01
    pricedays on market $137,000 Active 65 DOM
  15. 2026-05-31
    days on market $145,000 Active 64 DOM
  16. 2026-05-30
    days on market $145,000 Active 63 DOM
  17. 2026-03-28
    listed $145,000 Active
  18. 2019-04-15
    soldstatus $84,500 Sold 1269-char remark
    Show marketing remark (1269 chars)

    If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!

  19. 2019-03-13
    status Pending 1269-char remark
    Show marketing remark (1269 chars)

    If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!

  20. 2019-03-04
    listed $92,000 Active 1269-char remark
    Show marketing remark (1269 chars)

    If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!

  21. 2016-04-22
    soldstatus $69,000 Sold 886-char remark
    Show marketing remark (886 chars)

    JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..

  22. 2016-03-11
    status Pending 886-char remark
    Show marketing remark (886 chars)

    JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..

  23. 2016-03-05
    price $73,500 886-char remark
    Show marketing remark (886 chars)

    JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..

  24. 2016-02-09
    listed $79,000 Active 886-char remark
    Show marketing remark (886 chars)

    JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,815 · $151/mo
Projected year-2 tax
$1,815 · $151/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 40% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,185
− Mortgage interest
−$7,674
− Property taxes
−$1,815
− Insurance
−$685
− Repairs & maintenance
−$1,775
− Management
−$1,775
− HOA
−$4,896
− Depreciation
−$3,985
Taxable loss
−$420
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$101
After-tax cash flow
$1,610/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Port Charlotte

Score
65/100
State rank
#655
US rank
#13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
City population
102,180
Metro
Punta Gorda, FL
Population (ZIP)
13,120
Household income
$63,591
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
612.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
Hispanic origin (detail)
Puerto Rican 3% Cuban 2% Dominican 2%
Common ancestry
Romanian 5% Hispanic 4% Slovak 3%
Foreign-born
16% · Canada, Jamaica
Languages at home
85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -16.02%
Current HPI
306.3331
Rent YoY
▼ -4.04%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+83.5% since first listed
8 events — show timeline
  • 2026-03-28 Listed $145,000 Stellar MLS as Distributed by MLS Grid
  • 2019-04-15 Sold (MLS) $84,500 Stellar MLS as Distributed by MLS Grid
  • 2019-03-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2019-03-04 Listed $92,000 Stellar MLS as Distributed by MLS Grid
  • 2016-04-22 Sold (MLS) $69,000 Stellar MLS as Distributed by MLS Grid
  • 2016-03-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2016-03-05 Price Changed $73,500 Stellar MLS as Distributed by MLS Grid
  • 2016-02-09 Listed $79,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+2.0%/yr

Latest (2025): $1,815 · -18.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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