2100 Kings Hwy #59 · Port Charlotte, FL
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.4%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.3/30.0
- 1% rule +8.5/10.0
- DSCR +5.8/10.0
- Schools +4.6/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +1.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$137,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!
Key facts
- Front lanai
- Tennis courts
- Storage shed
Tags
Property features AI
Finance
- Other: Association includes escrow reserves fund and security
- Financial info: Total monthly fees $408 (includes HOA and other fees); Total annual fees $4,896; Lease restrictions apply
- HOA & community: Monthly HOA fee of $377; Association requires approval; Association amenities include clubhouse, fitness center, pool, spa/hot tub, sauna, tennis and pickleball courts, shuffleboard, golf course access, recreation facilities, gated community, street lights, community mailbox, deed restrictions, vehicle restrictions, fence restrictions, management and maintenance of grounds and private road, internet; Buyer approval required; Senior community; Pets allowed (cats allowed; number limit applies)
Exterior
- Parking: Covered parking; Driveway; Carport with 2 spaces
- Security: Gated community; Security gate
- Utilities: Public water; Public sewer; Electricity connected; Fiber optics available; Cable available; Underground utilities; Water connected; Sewer connected; Sprinkler uses recycled water
- Home design: Manufactured home (double wide); One story; Faces north; Entry on first floor
- Construction: Metal siding; Roof over; Crawlspace foundation; Completed condition; Built as double wide manufactured home
- Exterior features: Enclosed patio/porch; Front porch; Heated in-ground pool with lighting and outside bath access; Heated in-ground spa; Shed(s); Near golf course; Paved lot; Private maintained road; Road is paved
Interior
- Kitchen: Dishwasher; Microwave; Range; Range hood; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Thermostat; Sliding doors; Storage
- Laundry & utility: Washer; Dryer; Outside laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $137k.
Deal economics
- At list price, monthly cash flow is $126 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $137k).
- Recommended offer: $129k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Kingsway Elementary School (math 55% / reading 53%, grade C, #936 of 2,144 statewide, top 44%, 596 students, 58% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL) — zoned schools at 49% FRL track the district average.
- Market conditions: Rents falling (-4.0%/yr); 600 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
- This rent runs 35% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $947 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 82 days — a 6% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 10y ago; this cycle's ask has dropped $8k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $84k; list at $137k implies a 62% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 22% of rent.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.35% ✓
- Cap rate
- 7.39%
- Cash-on-cash
- 3.93%
- DSCR
- 1.18
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $105,408
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2100 Kings Hwy #288 | 0.00mi | 2/2.0 | 864 (0%) | 4mo | $77,500 | $90 | 97 |
| 2100 Kings Hwy #545 | 0.00mi | 2/2.0 | 864 (0%) | 6mo | $51,000 | $59 | 95 |
| 2100 Kings Hwy #591 | 0.52mi | 2/2.0 | 864 (0%) | 2mo | $105,000 | $122 | 75 |
| 2100 Kings Hwy #58 | 0.52mi | 2/2.0 | 912 (+6%) | 3mo | $125,000 | $137 | 64 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -14.7%
- Equity multiple
- 0.50×
- Total profit
- $-19,342
- Equity at exit
- $20,427
- IRR
- -14.8%
- Equity multiple
- 0.31×
- Total profit
- $-26,386
- Equity at exit
- $11,845
Cash invested: $38,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33980
- Home prices YoY
- -5.0%
- Rents YoY
- -4.0%
- Active inventory
- 600
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,849 high interval (Pro) →
- Mortgage (P&I)
- −$718
- Tax from tax record
- −$151 /mo · $1,815/yr
- Insurance
- −$57
- HOA
- −$408
- Vacancy / Maint / Mgmt
- −$388
- Net cashflow
- $126
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,250
- Closing costs
- $4,110
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1999 Kings Hwy Port Charlotte, FL | 2.0 | 1.0–2.0 | 906 | $1,800 | $1.99 | 21d | 2 | 0.69mi |
| 1499 Capricorn Blvd Port Charlotte, FL | 2.0 | 2.0 | 980 | $1,495 | $1.53 | 21d | 1 | 0.70mi |
| 25225 Rampart Blvd Punta Gorda, FL | 2.0 | 2.0 | 886 | $1,925 | $2.17 | 21d | 5 | 0.81mi |
| 1200 Loveland Blvd Punta Gorda, FL | 1.0–3.0 | 1.0–2.0 | 1151 | $2,030 | $1.76 | 13d | 276 | 0.99mi |
| 2060 Willow Hammock Cir Unit D304 Punta Gorda, FL | 2.0 | 2.0 | 924 | $1,600 | $1.73 | 21d | 1 | 1.13mi |
| 2121 Heron Lake Dr #204 Punta Gorda, FL | 2.0 | 2.0 | 996 | $1,500 | $1.51 | 21d | 1 | 1.14mi |
| 25100 Sandhill Blvd Port Charlotte, FL | 2.0 | 2.0 | 860 | $1,788 | $2.08 | 21d | 2 | 1.41mi |
| 24151 Beatrix Blvd Port Charlotte, FL | 3.0 | 1.0–2.0 | 990 | $1,955 | $1.97 | 13d | 28 | 1.43mi |
| 25050 Sandhill Blvd Unit 5B1 Punta Gorda, FL | 2.0 | 2.0 | 900 | $1,500 | $1.67 | 21d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $408 · $4,896/yr
- Likely covers
- poolsecurity
Listing history 24 events
-
2026-06-18days on market $137,000 Active 82 DOM
-
2026-06-17days on market $137,000 Active 81 DOM
-
2026-06-16days on market $137,000 Active 80 DOM
-
2026-06-15days on market $137,000 Active 79 DOM
-
2026-06-14days on market $137,000 Active 77 DOM
-
2026-06-13days on market $137,000 Active 76 DOM
-
2026-06-10days on market $137,000 Active 74 DOM
-
2026-06-09days on market $137,000 Active 73 DOM
-
2026-06-08days on market $137,000 Active 72 DOM
-
2026-06-07days on market $137,000 Active 71 DOM
-
2026-06-05days on market $137,000 Active 68 DOM
-
2026-06-03days on market $137,000 Active 67 DOM
-
2026-06-02days on market $137,000 Active 66 DOM
-
2026-06-01pricedays on market $137,000 Active 65 DOM
-
2026-05-31days on market $145,000 Active 64 DOM
-
2026-05-30days on market $145,000 Active 63 DOM
-
2026-03-28$145,000 Active
-
2019-04-15soldstatus $84,500 Sold 1269-char remark
Show marketing remark (1269 chars)
If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!
-
2019-03-13status Pending 1269-char remark
Show marketing remark (1269 chars)
If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!
-
2019-03-04$92,000 Active 1269-char remark
Show marketing remark (1269 chars)
If your idea of your very own Florida home involves lots of sunshine and a bright, light, cheerful place to live and relax this is the home for you! The large light filled enclosed lanai across the front of the home will be the place where you go to relax and/or entertain. There's no carpet in this home, only laminate and tile flooring. The color palette is relaxing and pleasing almost like a beach cottage and this home is neat and clean and ready for you. This home is being sold furnished as equipped and shown and including a golf cart, bicycles and grill (there are a few exclusions). There is a shed with double doors where you can store your golf cart if you are seasonal. You may also love the patio in the back for soaking up even more sunshine. Located in a resident owned 55+ gated golf course community with an active resort lifestyle. Features 75+ clubs/activities including an 18 hole/par 62 golf course, 5 tennis courts, bocce ball, lawn bowling, 2 shuffleboard courts, 4 heated swimming pools, 2 hot tubs, fitness facility, woodworking facility, 2 pickleball courts, restaurant with full service bar and much more. Home price INCLUDES $40,000 membership certificate/share. One indoor cat permitted, no dog. It's all about the lifestyle in Maple Leaf!
-
2016-04-22soldstatus $69,000 Sold 886-char remark
Show marketing remark (886 chars)
JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..
-
2016-03-11status Pending 886-char remark
Show marketing remark (886 chars)
JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..
-
2016-03-05price $73,500 886-char remark
Show marketing remark (886 chars)
JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..
-
2016-02-09$79,000 Active 886-char remark
Show marketing remark (886 chars)
JUST REDUCED!!!!ANOTHER "GEM" HAS COME ON THE MARKET AND THIS IS IT!!!!! FIRST OF ALL, IT IS BEING SOLD WITH YOUR OWN GOLF CART. .. .. THERE IS A VERY LARGE, CHEERY LANAI ON THE FRONT OF THE HOUSE, NICELY FURNISHED LIKE THE REST OF THE HOUSE. .. .. BEAUTIFUL LAMINATE FLOORING THROUGHOUT THE HOME THAT WAS INSTALLED OVER PLYWOOD. .. .. MANY OTHER UPGRADES. .. .. .JUST BRING YOUR SUITCASE BECAUSE THE HOME IS "TURNKEY" FURNISHED. .. .THERE ARE STATELY PALM TREES AND EVEN LEMON AND LIME FRUIT TREES IN THE YARD. .. .. MAPLE LEAF IS A 55+ RESIDENT OWNED, NON-PROFIT CORPORATION WITH 24 HOUR SECURITY. .. .THERE IS A GOLF COURSE, 4 P00LS, SHUFFLE BOARD, TENNIS COURTS, BOCCE BALL, LAWN BOWLING, A FITNESS CENTER, BILLIARDS, WOODWORKING, AND MANY CLUBS AND ACTIVITIES. .. .CALL TODAY TO HAVE A GOLF CART TOUR AND VISIT THIS WONDERFUL HOME IN SUNNY FLORIDA. .. .. .. ..
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,815 · $151/mo
- Projected year-2 tax
- $1,815 · $151/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 40% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,185
- − Mortgage interest
- −$7,674
- − Property taxes
- −$1,815
- − Insurance
- −$685
- − Repairs & maintenance
- −$1,775
- − Management
- −$1,775
- − HOA
- −$4,896
- − Depreciation
- −$3,985
- Taxable loss
- −$420
- Est. tax savings @ 24.0%
- +$101
- After-tax cash flow
- $1,610/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Port Charlotte
- Score
- 65/100
- State rank
- #655
- US rank
- #13081
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- City population
- 102,180
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 13,120
- Household income
- $63,591
- Rent vs Own
- Severe rent burden
- 612.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 10% Two or more races 10% Black 9%
- Hispanic origin (detail)
- Puerto Rican 3% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 5% Hispanic 4% Slovak 3%
- Foreign-born
- 16% · Canada, Jamaica
- Languages at home
- 85% English-only · Spanish 8% French/Haitian/Cajun 5% German/W. Germanic 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -16.02%
- Current HPI
- 306.3331
- Rent YoY
- ▼ -4.04%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+83.5% since first listed8 events — show timeline
- 2026-03-28 Listed $145,000 Stellar MLS as Distributed by MLS Grid
- 2019-04-15 Sold (MLS) $84,500 Stellar MLS as Distributed by MLS Grid
- 2019-03-13 Pending — Stellar MLS as Distributed by MLS Grid
- 2019-03-04 Listed $92,000 Stellar MLS as Distributed by MLS Grid
- 2016-04-22 Sold (MLS) $69,000 Stellar MLS as Distributed by MLS Grid
- 2016-03-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-03-05 Price Changed $73,500 Stellar MLS as Distributed by MLS Grid
- 2016-02-09 Listed $79,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+2.0%/yrLatest (2025): $1,815 · -18.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…