2715 Briley St · Mobile, AL
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.1%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 9/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.7/30.0
- ARV discount +12.8/15.0
- DSCR +8.0/10.0
- 1% rule +5.2/10.0
- Rent growth +3.8/5.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$159,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 4 Bedroom, 2 Bath Home in Desirable Midtown! Don't miss this updated and move-in ready gem located in the heart of the 36606 area. This spacious home features a brand-new roof and A/C (2025 per seller), ensuring comfort and peace of mind for years to come. Step inside to find a bright, updated kitchen that opens to a stylish dining room, perfect for family meals or entertaining. The home boasts new flooring throughout, adding a fresh and modern feel to every room. You'll love the large living room with a cozy fireplace, ideal for relaxing evenings. Both bathrooms have been beautifully remodeled, offering contemporary finishes and convenience. A generous laundry room with abundant storage provides extra functionality, making everyday chores a breeze. With four spacious bedrooms and plenty of living space, this Midtown home checks all the boxes. Schedule a showing today because this one won't last long! The property is sold AS IS/where is, with no warranties or guaranties expressed or implied. Buyer to verify all measurements & any other information they deem important to the sale.
Key facts
- New flooring
- Large living room
- Updated kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $160k.
Deal economics
- At list price, monthly cash flow is $333 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $141k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D-, crime F, employment D-.
- Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.1%/yr); 174 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
- This rent runs 38% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 5.1% rent growth), your $45k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 198 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 198 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.79%
- Cash-on-cash
- 8.92%
- DSCR
- 1.40
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $181,356
- List price
- $159,900
- Delta
- -11.83%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1841 Woodcock Pl | 0.21mi | 3/2.0 (-1) | 1,327 (-5%) | 0mo | $195,000 | $147 | 77 |
| 1833 Woodcock Pl | 0.21mi | 3/2.0 (-1) | 1,317 (-6%) | 1mo | $195,000 | $148 | 75 |
| 2757 S Sherwood Dr | 0.14mi | 3/1.5 (-1) | 1,510 (+8%) | 0mo | $218,000 | $144 | 72 |
| 2806 Exter Dr | 0.25mi | 3/2.0 (-1) | 1,485 (+6%) | 1mo | $205,000 | $138 | 72 |
| 2656 Foreman Cir | 0.20mi | 3/2.0 (-1) | 1,500 (+8%) | 2mo | $145,000 | $97 | 72 |
| 1813 Woodcock St | 0.21mi | 3/2.0 (-1) | 1,269 (-9%) | 1mo | $195,000 | $154 | 70 |
| 2663 Foreman Cir | 0.16mi | 4/2.0 | 1,587 (+14%) | 2mo | $185,000 | $117 | 68 |
| 2756 Jennings Dr | 0.37mi | 3/2.0 (-1) | 1,300 (-7%) | 1mo | $215,000 | $165 | 66 |
| 25 Chadwick Dr W | 0.33mi | 3/1.0 (-1) | 1,476 (+6%) | 1mo | $138,000 | $93 | 65 |
| 160 Emogene Pl | 0.29mi | 3/2.0 (-1) | 1,520 (+9%) | 2mo | $195,000 | $128 | 65 |
| 3051 Baronne St | 0.57mi | 3/2.0 (-1) | 1,451 (+4%) | 1mo | $190,000 | $131 | 61 |
| 2852 Thornhill Dr | 0.25mi | 3/1.0 (-1) | 1,216 (-13%) | 2mo | $217,500 | $179 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.06% rent growth · sell at horizon
- IRR
- -0.8%
- Equity multiple
- 0.97×
- Total profit
- $-1,318
- Equity at exit
- $23,842
- IRR
- 10.7%
- Equity multiple
- 1.91×
- Total profit
- $40,666
- Equity at exit
- $13,825
Cash invested: $44,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36606
- Rents YoY
- 5.1%
- Active inventory
- 174
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,632 high interval (Pro) →
- Mortgage (P&I)
- −$839
- Tax from tax record
- −$51 /mo · $617/yr
- Insurance
- −$67
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $333
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,975
- Closing costs
- $4,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 168 W Collins St Mobile, AL | 3.0 | 1.0 | 968 | $725 | $0.75 | 21d | 1 | 0.06mi |
| 150 Dunn Ave Mobile, AL | 3.0 | 2.0 | 1455 | $1,250 | $0.86 | 21d | 1 | 0.15mi |
| 2861 Potter Dr Unit 1043844P Mobile, AL | 3.0 | 2.0 | 1496 | $2,492 | $1.67 | 21d | 1 | 0.26mi |
| 2863 Potter Dr Unit 1043693P Mobile, AL | 4.0 | 2.0 | 1496 | $3,049 | $2.04 | 14d | 1 | 0.27mi |
| 2861 Ralston Rd Mobile, AL | 3.0 | 2.0 | 1617 | $1,650 | $1.02 | 44d | 1 | 0.27mi |
| 2859 Brierwood Dr Mobile, AL | 3.0 | 1.0 | 1057 | $1,500 | $1.42 | 14d | 1 | 0.35mi |
| 2656 Pathway Pl Mobile, AL | 2.0–3.0 | 1.0 | 778 | $1,261 | $1.62 | 14d | 9 | 0.41mi |
| 2500 Dauphinwood Dr Mobile, AL | 2.0–3.0 | 1.0–2.0 | 1250 | $1,395 | $1.12 | 14d | 19 | 0.44mi |
| 315 Hadrian St Mobile, AL | 3.0 | 2.0 | 1843 | $1,800 | $0.98 | 44d | 1 | 0.47mi |
| 3060 Emogene St Mobile, AL | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 14d | 1 | 0.53mi |
| 2507 Taylor Ave Mobile, AL | 3.0 | 1.0 | 1230 | $1,495 | $1.22 | 14d | 1 | 0.53mi |
| 418 Durande Dr Mobile, AL | 3.0 | 2.0 | 1456 | $1,350 | $0.93 | 14d | 1 | 0.63mi |
| 156 Hemley Ave Mobile, AL | 3.0 | 1.0 | 936 | $1,195 | $1.28 | 44d | 1 | 1.11mi |
| 182 Williams St Unit 1043570P Mobile, AL | 3.0 | 1.0 | 1399 | $2,476 | $1.77 | 14d | 1 | 1.15mi |
| 713 Iris Ave Mobile, AL | 3.0 | 1.0 | 1617 | $1,300 | $0.80 | 21d | 1 | 1.17mi |
| 615 Mohawk St Mobile, AL | 3.0 | 1.0 | 1172 | $1,500 | $1.28 | 44d | 1 | 1.23mi |
| 618 Clarke St Mobile, AL | 3.0 | 1.0 | 1427 | $1,200 | $0.84 | 44d | 1 | 1.26mi |
| 151 Du Rhu Dr Mobile, AL | 1.0–3.0 | 1.0–2.0 | 1052 | $2,800 | $2.66 | 14d | 12 | 1.40mi |
| 186 Stanton Rd Mobile, AL | 1.0–3.0 | 1.0–2.5 | 1263 | $2,450 | $1.94 | 44d | 1 | 1.46mi |
| 561 Dauphin Island Pkwy Mobile, AL | 4.0 | 2.0 | 1389 | $1,050 | $0.76 | 44d | 1 | 1.47mi |
Listing history 20 events
-
2026-06-18days on market $159,900 Active 198 DOM
-
2026-06-17days on market $159,900 Active 197 DOM
-
2026-06-16days on market $159,900 Active 196 DOM
-
2026-06-15days on market $159,900 Active 195 DOM
-
2026-06-14days on market $159,900 Active 193 DOM
-
2026-06-13days on market $159,900 Active 192 DOM
-
2026-06-10days on market $159,900 Active 190 DOM
-
2026-06-09days on market $159,900 Active 189 DOM
-
2026-06-09price $159,900 Active 188 DOM
-
2026-06-08days on market $162,900 Active 188 DOM
-
2026-06-07days on market $162,900 Active 187 DOM
-
2026-06-05days on market $162,900 Active 184 DOM
-
2026-06-03days on market $162,900 Active 183 DOM
-
2026-06-02days on market $162,900 Active 182 DOM
-
2026-06-01days on market $162,900 Active 181 DOM
-
2026-05-31days on market $162,900 Active 180 DOM
-
2026-05-30days on market $162,900 Active 179 DOM
-
2026-02-05price $164,900 1110-char remark
Show marketing remark (1110 chars)
Beautiful 4 Bedroom, 2 Bath Home in Desirable Midtown! Don't miss this updated and move-in ready gem located in the heart of the 36606 area. This spacious home features a brand-new roof and A/C (2025 per seller), ensuring comfort and peace of mind for years to come. Step inside to find a bright, updated kitchen that opens to a stylish dining room, perfect for family meals or entertaining. The home boasts new flooring throughout, adding a fresh and modern feel to every room. You'll love the large living room with a cozy fireplace, ideal for relaxing evenings. Both bathrooms have been beautifully remodeled, offering contemporary finishes and convenience. A generous laundry room with abundant storage provides extra functionality, making everyday chores a breeze. With four spacious bedrooms and plenty of living space, this Midtown home checks all the boxes. Schedule a showing today because this one won't last long! The property is sold AS IS/where is, with no warranties or guaranties expressed or implied. Buyer to verify all measurements & any other information they deem important to the sale.
-
2026-01-02price $166,900 1110-char remark
Show marketing remark (1110 chars)
Beautiful 4 Bedroom, 2 Bath Home in Desirable Midtown! Don't miss this updated and move-in ready gem located in the heart of the 36606 area. This spacious home features a brand-new roof and A/C (2025 per seller), ensuring comfort and peace of mind for years to come. Step inside to find a bright, updated kitchen that opens to a stylish dining room, perfect for family meals or entertaining. The home boasts new flooring throughout, adding a fresh and modern feel to every room. You'll love the large living room with a cozy fireplace, ideal for relaxing evenings. Both bathrooms have been beautifully remodeled, offering contemporary finishes and convenience. A generous laundry room with abundant storage provides extra functionality, making everyday chores a breeze. With four spacious bedrooms and plenty of living space, this Midtown home checks all the boxes. Schedule a showing today because this one won't last long! The property is sold AS IS/where is, with no warranties or guaranties expressed or implied. Buyer to verify all measurements & any other information they deem important to the sale.
-
2025-12-02$169,900 Active 1110-char remark
Show marketing remark (1110 chars)
Beautiful 4 Bedroom, 2 Bath Home in Desirable Midtown! Don't miss this updated and move-in ready gem located in the heart of the 36606 area. This spacious home features a brand-new roof and A/C (2025 per seller), ensuring comfort and peace of mind for years to come. Step inside to find a bright, updated kitchen that opens to a stylish dining room, perfect for family meals or entertaining. The home boasts new flooring throughout, adding a fresh and modern feel to every room. You'll love the large living room with a cozy fireplace, ideal for relaxing evenings. Both bathrooms have been beautifully remodeled, offering contemporary finishes and convenience. A generous laundry room with abundant storage provides extra functionality, making everyday chores a breeze. With four spacious bedrooms and plenty of living space, this Midtown home checks all the boxes. Schedule a showing today because this one won't last long! The property is sold AS IS/where is, with no warranties or guaranties expressed or implied. Buyer to verify all measurements & any other information they deem important to the sale.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $617 · $51/mo
- Projected year-2 tax
- $656 · $55/mo
- Expected delta
- +$38/yr (+$3/mo · 6.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,588
- − Mortgage interest
- −$8,957
- − Property taxes
- −$617
- − Insurance
- −$800
- − Repairs & maintenance
- −$1,567
- − Management
- −$1,567
- − Depreciation
- −$4,652
- Taxable income
- $1,429
- Est. tax owed @ 24.0%
- −$343
- After-tax cash flow
- $3,653/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mobile County
- NCES district ID
- 0102370
- Math proficiency
- 15% ▼ -28.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $42,455
- Composite
- 22.9/100
- National rank
- #8002
- State rank
- #81 of 129 in AL
Livability — Mobile
- Score
- 75/100
- State rank
- #20
- US rank
- #4262
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mobile, AL
- County
- Mobile County · 246,577 people
- City population
- 205,729
- Metro
- Mobile, AL
- Population (ZIP)
- 18,728
- Household income
- $51,303
- Rent vs Own
- Severe rent burden
- 999.0
Population outlook (Mobile County) Hauer SSP2
- Today (2025)
- 415,303 people
- By 2030
- 411,755 · -0.9%
- By 2040
- 399,670 · -3.8%
- By 2050
- 382,616 · -7.9%
- By 2075
- 337,353 · -18.8%
- By 2100
- 283,391 · -31.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (56%)
- Race & ethnicity
- Black 56% White 37% Two or more races 5% Hispanic / Latino 4%
- Common ancestry
- Italian 2% Scottish 2% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Mobile
- 2024 margin
- R (+16.4) · D 41.3% · R 57.7%
- 2008→2024 swing
- -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -232.19%
- Current HPI
- 145.9025
- Rent YoY
- ▲ 5.06%
- Metro
- Mobile, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
-2.9% since first listed3 events — show timeline
- 2026-02-05 Price Changed $164,900 GCMLS AL
- 2026-01-02 Price Changed $166,900 GCMLS AL
- 2025-12-02 Listed $169,900 GCMLS AL
Property tax history
-3.1%/yrLatest (2025): $617 · +6.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…