None · Orlando, FL 32811

$224,000

4 bd · 2.0 ba · 1,248 sqft · SingleFamily public records · 50 Days on market

Built 1970 6,673 sqft lot Est $280k · 20% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.2/30.0
• DSCR +4.3/10.0
• Livability +4.3/5.0
• 1% rule +4.2/10.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

5 bedrooms and ready to move in or rent out * * * new roof in 2024 * * * seller financing available * * * home warranty * * * carport * * * replumbed recently, attic insulated, granite tops. Owner is listing Broker and Realtor * * * All offers to be on FAR/BAR As-Is and within 10K of Listing price to be considered and responded to. Offers to include $3000 escrow deposit and pre-approval or proof of funds. 5 day max inspection period. Please read all attachments for more info.

Key facts

• Carport
• New roof
• 6,673 sq ft lot

Tags

• NEW ROOF
• CARPORT

Property features AI

Finance

• Other: Zoning: R-1
• HOA & community: No association indicated

Exterior

• Parking: Covered parking; Driveway; 1-car carport
• Utilities: Public water; Canal/lake irrigation water source; Public sewer (connected); Electricity available and connected; Cable connected
• Home design: Single-family residence; One story; Facing east; Property in city limits, paved access
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Completed property
• Exterior features: Covered patio/porch; Outdoor lighting; Private mailbox; Chain link fence; Trees/landscaped

Interior

• Kitchen: Disposal; Range hood; Refrigerator
• Bedrooms: 5 bedrooms
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Living room/dining room combo; Solid surface counters; Solid wood cabinets; Thermostat; Blinds
• Laundry & utility: Inside laundry room with washer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $224k.

Deal economics

• At list price, monthly cash flow is $36 ($428/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (8.3% below list).
• Recommended offer: $206k (8.3% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Eccleston Elementary (math 22% / reading 28%, grade F, #2,030 of 2,144 statewide, top 95%, 357 students, 87% FRL); Carver Middle (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 721 students, 79% FRL); Oak Ridge High (math 17% / reading 27%, grade F, #544 of 667 statewide, top 82%, 2,477 students, 66% FRL) — zoned schools average 77% FRL vs 56% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 25% at this address vs 48% district-wide (-24 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 241 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• At $2,055/mo this rent would consume 46% of the median local household income ($54k/yr) (locally 2728% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $63k; list at $224k implies a 256% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,501 (8.3% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.48%
• Cash-on-cash: 0.68%
• DSCR: 1.03
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $279,552
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1834 Willie Mays Pkwy	0.26mi	3/2.0 (-1)	1,235 (-1%)	10mo	$276,900	$224	73
4568 Kirkland Blvd	0.31mi	4/1.5	1,230 (-1%)	23mo	$275,000	$224	62
4749 Marbello Blvd	0.42mi	4/1.5	1,344 (+8%)	12mo	$270,000	$201	56
2703 Messina Ave	0.31mi	4/2.0	1,400 (+12%)	21mo	$299,000	$214	47
1229 Lescot Ln	0.57mi	4/2.0	1,104 (-12%)	9mo	$259,000	$235	47
1410 Heber Cir	0.48mi	3/2.0 (-1)	1,092 (-12%)	24mo	$279,000	$255	32
5283 Lanette St	0.68mi	4/2.0	1,400 (+12%)	22mo	$289,900	$207	30
4752 Amoy Ct	0.60mi	3/1.5 (-1)	1,104 (-12%)	20mo	$196,000	$178	30
1623 Crestlawn Ave	0.72mi	3/1.0 (-1)	1,074 (-14%)	11mo	$245,000	$228	25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.15% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.37×
• Total profit: $-39,701
• Equity at exit: $33,399

10-year hold

• IRR: -18.1%
• Equity multiple: 0.14×
• Total profit: $-53,630
• Equity at exit: $19,367

Cash invested: $62,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32811

• Home prices YoY: -33.8%
• Rents YoY: 0.1%
• Active inventory: 241
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,055 high
• Mortgage (P&I): −$1,175
• Tax from tax record: −$320 /mo · $3,837/yr
• Insurance: −$93
• HOA: −$0
• Vacancy / Maint / Mgmt: −$432
• Net cashflow: $36

Break-even live

Break-even rent $2,010

Max offer price $224,000

Occupancy floor 93%

Sensitivity live

Price	-10% $162	-5% $99	+0% $36	+5% $-28	+10% $-91
Rent	-10% $-127	-5% $-46	+0% $36	+5% $117	+10% $198
Rate	-1.0pp $148	-0.5pp $93	base $36	+0.5pp $-22	+1.0pp $-81

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,000
• Closing costs: $6,720
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1920 Willie Mays Pkwy Orlando, FL	4.0	2.0	1446	$2,070	$1.43	22d	1	0.25mi
4655 Cepeda St Orlando, FL	3.0	1.5	1266	$1,695	$1.34	25d	1	0.38mi
4487 Wheatley St Orlando, FL	4.0	2.0	1249	$1,950	$1.56	22d	1	0.43mi
2151 S Ivey Ln Orlando, FL	3.0	1.5	1080	$1,993	$1.85	6d	1	0.50mi
1343 Croyle Dr Orlando, FL	4.0	2.0	1273	$1,900	$1.49	25d	1	0.53mi
5300 Lescot Ln Orlando, FL	3.0	2.0	1143	$1,900	$1.66	25d	1	0.65mi
5132 Elese St Orlando, FL	3.0	2.0	960	$1,800	$1.88	18d	1	0.66mi
1822 Horne Ave Orlando, FL	3.0	1.0	1249	$1,600	$1.28	25d	1	0.70mi
5179 Lanette St Orlando, FL	4.0	1.5	1104	$1,895	$1.72	0d	1	0.75mi
4226 Kelly Miller Ct Orlando, FL	3.0	1.0	1126	$1,950	$1.73	25d	1	0.80mi
4201 Cepeda St Orlando, FL	4.0	2.0	1500	$1,800	$1.20	25d	1	0.80mi
5235 Florida Holly Dr Orlando, FL	3.0	2.0	1107	$2,100	$1.90	25d	1	0.86mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	19d	1	0.92mi
1025 Clovercrest Rd Orlando, FL	3.0	2.0	1050	$2,100	$2.00	25d	1	0.92mi
4529 W Gore Ave Orlando, FL	3.0	2.0	1439	$2,549	$1.77	22d	1	0.93mi
4118 Minoso St Orlando, FL	3.0	1.0	1213	$1,820	$1.50	0d	1	0.97mi
1935 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	1020	$2,150	$2.11	0d	11	0.99mi
4957 Vista Lago Dr Orlando, FL	4.0	2.0	1364	$2,203	$1.62	0d	1	1.01mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	5d	2	1.04mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	6d	3	1.04mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	12d	2	1.04mi
5578 Metrowest Blvd #203 Orlando, FL	3.0	2.0	1362	$1,800	$1.32	9d	1	1.04mi
1401 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	917	$2,272	$2.48	0d	32	1.05mi
4638 America St Orlando, FL	5.0	1.0	1500	$1,700	$1.13	16d	1	1.06mi
701 S Ivey Ln Orlando, FL	2.0–3.0	1.0	871	$1,329	$1.53	25d	1	1.08mi
1601 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	876	$1,976	$2.26	0d	23	1.09mi
907 S Kirkman Rd Orlando, FL	2.0–4.0	2.0	1131	$1,871	$1.65	0d	16	1.16mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	4d	2	1.18mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	5d	2	1.18mi
5036 College Dr Orlando, FL	3.0	1.0	1500	$1,800	$1.20	25d	1	1.20mi
3361 S Kirkman Rd Orlando, FL	2.0–4.0	2.0	1411	$2,450	$1.74	25d	2	1.22mi
3301 S Kirkman Rd Orlando, FL	1.0–4.0	1.0–2.0	1288	$2,534	$1.97	0d	20	1.23mi
5425 Wood Crossing St Orlando, FL	4.0	2.0	1300	$2,200	$1.69	6d	1	1.23mi
3397 S Kirkman Rd #1418 Orlando, FL	3.0	2.0	1431	$1,995	$1.39	25d	1	1.26mi
4995 Mercer St Orlando, FL	3.0	2.0	1386	$2,500	$1.80	4d	1	1.34mi
4822 Cason Cove Dr Orlando, FL	1.0–3.0	1.0–2.0	884	$2,199	$2.49	4d	9	1.35mi
4700 Cason Cove Dr Orlando, FL	1.0–4.0	1.0–2.0	1002	$2,499	$2.49	5d	12	1.35mi
6141 Metrowest Blvd Orlando, FL	3.0	2.0	1285	$1,772	$1.38	9d	2	1.44mi
431 Gilman Cir Orlando, FL	3.0	2.0	1146	$1,626	$1.42	16d	1	1.45mi
4803 Normandy Pl Orlando, FL	3.0	2.0	1262	$1,800	$1.43	5d	1	1.49mi

Listing history 26 events

1. 2026-06-21
   remarks 504-char remark
2. 2026-06-21
   pricedays on market $224,000 Active 50 DOM
3. 2026-06-18
   days on market $226,000 Active 47 DOM
4. 2026-06-17
   days on market $226,000 Active 46 DOM
5. 2026-06-16
   days on market $226,000 Active 45 DOM
6. 2026-06-15
   days on market $226,000 Active 44 DOM
7. 2026-06-13
   days on market $226,000 Active 42 DOM
8. 2026-06-13
   days on market $226,000 Active 41 DOM
9. 2026-06-09
   pricedays on market $226,000 Active 38 DOM
10. 2026-06-08
    days on market $229,000 Active 37 DOM
11. 2026-06-07
    days on market $229,000 Active 36 DOM
12. 2026-06-04
    days on market $229,000 Active 33 DOM
13. 2026-06-03
    days on market $229,000 Active 32 DOM
14. 2026-06-02
    days on market $229,000 Active 31 DOM
15. 2026-06-02
    days on market $229,000 Active 30 DOM
16. 2026-05-31
    days on market $229,000 Active 29 DOM
17. 2026-05-22
    status Active
18. 2026-05-22
    price $229,000
19. 2026-04-30
    status Pending
20. 2026-04-14
    status Active
21. 2026-04-14
    price $232,000
22. 2026-04-08
    status Pending
23. 2026-04-03
    listed $230,000 Active
24. 2004-12-06
    soldstatus $63,000
25. 2000-01-14
    soldstatus $55,000
26. 1995-05-12
    soldstatus $30,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,837 · $320/mo
• Projected year-2 tax: $3,837 · $320/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 75% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,660
• − Mortgage interest: −$12,547
• − Property taxes: −$3,837
• − Insurance: −$1,120
• − Repairs & maintenance: −$1,973
• − Management: −$1,973
• − Depreciation: −$6,516
• Taxable loss: −$3,307
• Est. tax savings @ 24.0%: +$794
• After-tax cash flow: $1,221/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Orlando, FL
• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 41,475
• Household income: $54,082
• Rent vs Own: 69.9% rent · 30.1% own
• Severe rent burden: 2728.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 50% Hispanic / Latino 27% Two or more races 17% White 12% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Dominican 2%
• Common ancestry: Hispanic 7% Estonian 4% Russian 1%
• Foreign-born: 31% · Canada, Jamaica, China
• Languages at home: 62% English-only · Spanish 21% French/Haitian/Cajun 8% Other Indo-European 6%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -145.37%
• Current HPI: 284.9191
• Rent YoY: ▲ 0.15%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+648.4% since first listed

10 events — show timeline

• 2026-05-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-22 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-14 Price Changed $232,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2004-12-06 Sold (Public Records) $63,000 Public Records
• 2000-01-14 Sold (Public Records) $55,000 Public Records
• 1995-05-12 Sold (Public Records) $30,600 Public Records

Property tax history

+14.8%/yr

Latest (2025): $3,837 · +49.6% YoY. Source: county tax records.