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1336 Jones Rd
B- Composite 68.77
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,500

1336 Jones Rd · Abney Crossroads, SC 29067
3 bd · 2.0 ba · 1,400 sqft · Manufactured · 28 Days on market
Built 1999 1.37 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled on approximately 1.37 acres in Lancaster County, this 3 bedroom, 2 bath manufactured home offers space, privacy, and a peaceful country setting in Kershaw, South Carolina. Featuring approximately 1,400 square feet, this home provides a comfortable layout with room to relax, entertain, garden, or enjoy the outdoors. The property offers a covered porch, storage shed, and plenty of open space for those looking for a little breathing room away from the hustle and bustle. Whether you are searching for a primary residence, investment opportunity, or quiet country retreat, 1336 Jones Road is full of potential and ready for its next chapter. Conveniently located near Kershaw with access to

Key facts

  • Covered porch
  • Open space
  • Access to shopping

Tags

COVERED PORCHSTORAGE SHEDOPEN SPACEACCESS TO LOCAL SCHOOLSACCESS TO SHOPPING

Property features AI

Finance

  • Other: Zoned SFR
  • HOA & community: Monthly association fee

Exterior

  • Parking: Driveway parking; Space for about 6 vehicles
  • Utilities: Electricity available; Septic available (septic tank)
  • Home design: Double-wide mobile home; Resale property; Crawlspace foundation
  • Construction: Vinyl siding
  • Exterior features: Irregular lot; Lot approximately 1.37 acres (estimated)

Interior

  • Kitchen: Pantry
  • Flooring: Vinyl flooring
  • Bathrooms: 2 full bathrooms
  • Interior features: Bathtub; Ceiling fans; Unfurnished
  • Laundry & utility: Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $423 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Kershaw 01 (rural): math 38% / reading 51% proficiency, ranked #25 of 80 in SC (top 31%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 45 active listings in the ZIP; 491 units permitted in Kershaw County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $550 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Kershaw County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $8k; list at $80k implies a 894% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 63% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $78,307 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
12.68%
Cash-on-cash
22.80%
DSCR
2.01
GRM
5.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.7%
Equity multiple
1.63×
Total profit
$14,057
Equity at exit
$11,854
10-year hold
IRR
24.4%
Equity multiple
3.11×
Total profit
$46,939
Equity at exit
$6,874

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29067

Home prices YoY
-26.4%
Active inventory
45
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,201 medium interval (Pro) →
Mortgage (P&I)
$417
Tax from tax record
$76 /mo · $906/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$252
Net cashflow
$423

Break-even live

Break-even rent $665
Max offer price $79,500
Occupancy floor 60%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,875
Closing costs
$2,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-06-07
    statusdays on market $79,500 Pending 28 DOM
  2. 2026-06-05
    days on market $79,500 Active Under Contract 27 DOM
  3. 2026-06-03
    days on market $79,500 Active Under Contract 26 DOM
  4. 2026-06-03
    days on market $79,500 Active Under Contract 25 DOM
  5. 2026-06-02
    days on market $79,500 Active Under Contract 24 DOM
  6. 2026-05-31
    days on market $79,500 Active Under Contract 23 DOM
  7. 2026-05-17
    historical Active Under Contract
  8. 2026-05-08
    listed $79,500 Active
  9. 2012-11-13
    soldstatus $8,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$906 · $76/mo
Projected year-2 tax
$906 · $76/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,407
− Mortgage interest
−$4,453
− Property taxes
−$906
− Insurance
−$398
− Repairs & maintenance
−$1,153
− Management
−$1,153
− Depreciation
−$2,313
Taxable income
$4,032
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$968
After-tax cash flow
$4,107/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kershaw 01
NCES district ID
4502550
Math proficiency
38% ▼ -7.00%
Reading proficiency
51% ▲ 6.00%
Median HH income
$44,585
Composite
37.66/100
National rank
#4371
State rank
#25 of 80 in SC

Livability — Abney Crossroads

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
11,498

Population outlook (Kershaw County) Hauer SSP2

Today (2025)
67,683 people
By 2030
69,374 · +2.5%
By 2040
71,936 · +6.3%
By 2050
73,292 · +8.3%
By 2075
75,762 · +11.9%
By 2100
72,620 · +7.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 23% Two or more races 7%
Common ancestry
Serbian 2% Italian 2% Slovak 1%
Foreign-born
1% · China, Canada
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Kershaw

2024 margin
Strong R (+28.2) · D 35.3% · R 63.5% · Other 1.2%
2008→2024 swing
-9.5pp toward R · 2008: -18.7pp · 2024: -28.2pp
All cycles
2024: R+28.2 2020: R+23.1 2016: R+24.8 2012: R+18.6 2008: R+18.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.89%
Current HPI
242.178
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+893.8% since first listed
3 events — show timeline
  • 2026-05-17 Contingent CCAR
  • 2026-05-08 Listed $79,500 CCAR
  • 2012-11-13 Sold (Public Records) $8,000 Public Records

Property tax history

+22.3%/yr

Latest (2025): $906 · +6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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