140 Lost Ball Dr · Daytona Beach, FL 32124

$354,900

4 bd · 2.0 ba · 1,708 sqft · SingleFamily public records · 191 Days on market

Built 2023 Good condition 5,007 sqft lot $208/sqft · 44% below area Est $630k · 44% under $70/mo HOA · 2% of rent ↓ 5% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +13.1/30.0
• Schools +4.2/10.0
• Livability +4.2/5.0
• Appreciation +4.0/10.0
• Condition / age +4.0/5.0
• 1% rule +3.9/10.0
• DSCR +3.9/10.0
• Rent growth +3.9/5.0

Listing remarks MLS

One or more photo(s) has been virtually staged. NEW PRICE! Seller motivated! This beautifully maintained, ranch-style, energy-efficient Meritage-built home offers effortless single-level living and is truly move-in ready. With four generously sized bedrooms, two well-appointed bathrooms, and a two-car garage, the layout is thoughtfully designed to feel open, functional, and welcoming. From the moment you arrive, you’re greeted by an inviting covered front porch, setting the tone for the comfort found throughout the home. Inside, the bright, open-concept kitchen features white cabinetry, stainless steel appliances, and a spacious island with bar seating—perfect for everyday living, gathering, and entertaining. The living spaces flow effortlessly, creating a warm and comfortable environment ideal for both relaxing and hosting guests. Step outside to an open paver patio and private backyard overlooking lush green space with no immediate rear neighbors, framed by mature trees and scenic golf course views beyond. This peaceful, natural setting creates the perfect backdrop to unwind, enjoy quiet mornings, or entertain while soaking in the serene Florida surroundings. A security system with cameras adds an extra layer of safety and peace of mind. Located in the Links Terrace neighborhood within the LPGA Golf Course community, this home is surrounded by beautifully landscaped scenery with the option to join the country club, offering access to a wide variety of activities and amenities. Conveniently situated near Daytona International Speedway, shopping, dining, and major roadways—and just 12 miles from Daytona’s beaches—this home delivers the ideal blend of tranquility, convenience, and lifestyle.

Key facts

• Covered front porch
• Lush green space
• Open paver patio

Tags

• COVERED FRONT PORCH
• OPEN PAVER PATIO
• PRIVATE BACKYARD
• LUSH GREEN SPACE
• MATURE TREES
• GOLF COURSE VIEWS

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $355k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-167 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $325k (8.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $315k (11.3% below list).
• Recommended offer: $312k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.2% vs local median 3.7% in Daytona Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
• Market conditions: Rents rising fast (+5.5%/yr); 397 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 42d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
• This rent runs 41% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 191 days — a 12% lower offer ($312k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $312,312 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.24%
• Cash-on-cash: -0.18%
• DSCR: 0.99
• GRM: 9.4

CMA / ARV

• ARV (median comp): $630,000
• List price: $354,900
• Delta: -43.67%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
985 Champion Rdg Dr	0.97mi	3/2.0 (-1)	1,672 (-2%)	0mo	$368,125	$220	56
135 Azure Ct	2.10mi	3/2.0 (-1)	1,661 (-3%)	0mo	$525,000	$316	55
1117 Wild Crest Ln	2.25mi	3/2.5 (-1)	1,774 (+4%)	0mo	$319,110	$180	52
943 Attitude Ave	1.91mi	2/2.0 (-2)	1,608 (-6%)	0mo	$443,000	$275	45
105 Aston Grande Dr	1.87mi	4/3.0	1,310 (-23%)	0mo	$234,000	$179	36
132 Gypsy Palace Ln	2.19mi	2/2.0 (-2)	1,464 (-14%)	0mo	$390,000	$266	31
121 Dockside Pl	1.72mi	3/3.0 (-1)	2,067 (+21%)	0mo	$630,000	$305	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold

• IRR: -11.1%
• Equity multiple: 0.55×
• Total profit: $-44,776
• Equity at exit: $69,104

10-year hold

• IRR: -0.5%
• Equity multiple: 0.96×
• Total profit: $-3,964
• Equity at exit: $59,225

Cash invested: $99,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 33 active · 12 under contract
• Months of supply: 198.0 mo (1%/mo absorbed)
• Median asking: $377,990 ($207/sqft)
• Median days on market: 74 d
• This list price: 24% of active listings are priced below it
• ARV vs active asking: +78.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 32124

• Home prices YoY: -0.6%
• Rents YoY: 5.5%
• Active inventory: 397
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $3,148 high
• Mortgage (P&I): −$1,861
• Tax from tax record: −$423 /mo · $5,072/yr
• Insurance: −$148
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$70
• Vacancy / Maint / Mgmt: −$661
• Net cashflow: $-167

Break-even live

Break-even rent $3,359

Max offer price $325,398

Occupancy floor —

Sensitivity live

Price	-10% $34	-5% $-67	+0% $-167	+5% $-267	+10% $-368
Rent	-10% $-416	-5% $-291	+0% $-167	+5% $-43	+10% $82
Rate	-1.0pp $12	-0.5pp $-77	base $-167	+0.5pp $-259	+1.0pp $-353

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $88,725
• Closing costs: $10,647
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
132 Lost Ball Dr Daytona Beach, FL	3.0	2.0	1484	$2,300	$1.55	72d	1	0.05mi
137 Lost Ball Dr Daytona Beach, FL	4.0	2.5	2168	$2,950	$1.36	60d	1	0.06mi
111 Lost Ball Dr Daytona Beach, FL	4.0	2.0	1708	$2,500	$1.46	32d	1	0.09mi
136 Links Terrace Blvd Daytona Beach, FL	3.0	2.0	1483	$2,500	$1.69	68d	1	0.12mi
284 Links Terrace Blvd Daytona Beach, FL	4.0	2.5	2200	$2,850	$1.30	72d	1	0.25mi
1250 Champions Dr Daytona Beach, FL	3.0	2.0	2004	$2,595	$1.29	41d	1	0.80mi
1009 Champion Ridge Dr Daytona Beach, FL	4.0	2.0	1828	$2,720	$1.49	32d	1	0.94mi
1008 British Cir Daytona Beach, FL	4.0	2.0	1908	$2,650	$1.39	16d	1	1.22mi
102 Carnival Dr Daytona Beach, FL	3.0	2.0	1998	$2,650	$1.33	16d	1	1.48mi

HOA detail $70/mo · $840/yr

• Likely covers: security

Listing history 50 events

1. 2026-08-08
   days on market $354,900 Active 191 DOM
2. 2026-08-07
   days on market $354,900 Active 190 DOM
3. 2026-08-06
   days on market $354,900 Active 189 DOM
4. 2026-08-05
   days on market $354,900 Active 188 DOM
5. 2026-08-04
   days on market $354,900 Active 187 DOM
6. 2026-08-03
   days on market $354,900 Active 186 DOM
7. 2026-07-31
   days on market $354,900 Active 183 DOM
8. 2026-07-30
   days on market $354,900 Active 181 DOM
9. 2026-07-28
   days on market $354,900 Active 180 DOM
10. 2026-07-26
    days on market $354,900 Active 178 DOM
11. 2026-07-25
    days on market $354,900 Active 177 DOM
12. 2026-07-24
    days on market $354,900 Active 176 DOM
13. 2026-07-23
    days on market $354,900 Active 175 DOM
14. 2026-07-22
    days on market $354,900 Active 174 DOM
15. 2026-07-21
    days on market $354,900 Active 173 DOM
16. 2026-07-16
    days on market $354,900 Active 168 DOM
17. 2026-07-16
    days on market $354,900 Active 167 DOM
18. 2026-07-14
    days on market $354,900 Active 166 DOM
19. 2026-07-14
    days on market $354,900 Active 165 DOM
20. 2026-07-12
    days on market $354,900 Active 164 DOM
21. 2026-07-11
    days on market $354,900 Active 163 DOM
22. 2026-07-10
    days on market $354,900 Active 162 DOM
23. 2026-07-09
    days on market $354,900 Active 161 DOM
24. 2026-07-07
    days on market $354,900 Active 159 DOM
25. 2026-07-06
    days on market $354,900 Active 158 DOM
26. 2026-07-05
    days on market $354,900 Active 157 DOM
27. 2026-07-03
    days on market $354,900 Active 155 DOM
28. 2026-07-02
    days on market $354,900 Active 154 DOM
29. 2026-07-01
    days on market $354,900 Active 153 DOM
30. 2026-06-30
    days on market $354,900 Active 152 DOM
31. 2026-06-29
    days on market $354,900 Active 151 DOM
32. 2026-06-28
    days on market $354,900 Active 150 DOM
33. 2026-06-28
    days on market $354,900 Active 149 DOM
34. 2026-06-27
    days on market $354,900 Active 148 DOM
35. 2026-06-25
    days on market $354,900 Active 146 DOM
36. 2026-06-23
    days on market $354,900 Active 144 DOM
37. 2026-06-22
    days on market $354,900 Active 143 DOM
38. 2026-06-18
    days on market $354,900 Active 140 DOM
39. 2026-06-17
    days on market $354,900 Active 139 DOM
40. 2026-06-16
    days on market $354,900 Active 138 DOM
41. 2026-06-15
    days on market $354,900 Active 137 DOM
42. 2026-06-14
    pricedays on market $354,900 Active 135 DOM
43. 2026-06-10
    days on market $359,900 Active 132 DOM
44. 2026-06-09
    days on market $359,900 Active 131 DOM
45. 2026-06-08
    days on market $359,900 Active 130 DOM
46. 2026-06-07
    days on market $359,900 Active 129 DOM
47. 2026-06-05
    days on market $359,900 Active 126 DOM
48. 2026-06-03
    days on market $359,900 Active 125 DOM
49. 2026-06-03
    days on market $359,900 Active 124 DOM
50. 2026-06-01
    days on market $359,900 Active 123 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,072 · $423/mo
• Projected year-2 tax: $5,072 · $423/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone AH · 20% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 17 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $37,773
• − Mortgage interest: −$19,880
• − Property taxes: −$5,072
• − Insurance: −$3,599
• − Repairs & maintenance: −$3,022
• − Management: −$3,022
• − HOA: −$840
• − Depreciation: −$10,324
• Taxable loss: −$7,986
• Est. tax savings @ 24.0%: +$1,917
• After-tax cash flow: $-87/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab Est. rehab $8,540–$25,620 screening

This move-in ready, energy-efficient Meritage-built home offers a good condition with minimal maintenance required. Potential buyers and renters will appreciate the well-maintained exterior, interior, and landscaping.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — A well-maintained yard can increase both resale and rental value. ↑
• Both HVAC maintenance — A clean and efficient HVAC system can improve comfort and energy efficiency, boosting both resale and rental value. ↑
• Both Kitchen appliances maintenance — Regular maintenance of appliances can ensure they continue to function efficiently and attract potential buyers or renters. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 42/100

Zoned Schools

Elementary Champion Elementary School F FL #1,437/2,144 Nat'l #18,859/41,679 Middle David C. Hinson Sr. Middle School C FL #246/571 Nat'l #3,367/14,009 High Mainland High School F FL #400/667 Nat'l #10,191/17,239

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

A Composite livability gradescore 83/100

Livability — Daytona Beach

• Score: 83/100
• State rank: #46
• US rank: #867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daytona Beach, FL
• County: Volusia County · 572,749 people
• City population: 67,539
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 11,409
• Household income: $92,616
• Rent vs Own: 5.8% rent · 94.2% own

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Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
• Common ancestry: Romanian 3% Italian 2% Portuguese 1%
• Foreign-born: 10% · Canada, Mexico, South Korea
• Languages at home: 91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

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Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.99%
• Current HPI: 311.7456
• Rent YoY: ▲ 5.46%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-4.8% since first listed

5 events — show timeline

• 2026-04-14 Price Changed $359,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $364,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $365,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $368,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-29 Listed $377,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+100.5%/yr

Latest (2025): $5,072 · -18.3% YoY. Source: county tax records.