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10025 S Driftwood Cir
C+ Composite 60.07
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +5.0/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0

$110,000

10025 S Driftwood Cir · Arizona Village, AZ 86440
2 bd · 2.0 ba · 702 sqft · SingleFamily public records · 64 Days on market
Built 2004 6,970 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

X marks the spot and here lies the future treasure. Now offered at the newly reduced price of $110,000, this Mohave Valley opportunity is ready for someone willing to roll up their sleeves and uncover the value. This 2-bedroom, 2-bath home with approximately 838 sq ft offers a split floor plan, vaulted ceilings, an open kitchen layout, and a detached garage, all situated on a 6,970 sq ft lot in Bermuda Colony. Let's be honest this one needs some work. But every great treasure starts out a little buried. With the right updates and vision, this property has the potential to become a comfortable full-time home, winter retreat, or investment project. A versatile bonus space adds additional opt

Key facts

  • Split floor plan
  • Vaulted ceilings
  • Open kitchen layout

Tags

SPLIT FLOOR PLANVAULTED CEILINGSOPEN KITCHEN LAYOUTDETACHED GARAGEVERSATILE BONUS SPACEQUICK ACCESS TO COLORADO RIVER

Property features AI

Finance

  • Other: Zoned RMH (Residential Mobile Homes)
  • Financial info: No investor or income/expense details provided
  • HOA & community: Located in Bermuda Colony subdivision

Exterior

  • Parking: Detached 1-car garage
  • Security: Not specified
  • Utilities: Public water; Septic sewer
  • Home design: Manufactured (single wide); Residential property; Entry includes casual dining area
  • Construction: Shingle roof
  • Exterior features: Privacy wood fencing; No pool

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Laminate counters
  • Bedrooms: Manufactured home bedrooms (details not specified)
  • Flooring: Not specified
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Ceiling fans
  • Interior features: Ceiling fans; Laminate countertops; Vaulted ceilings; Walk-in closet(s)
  • Laundry & utility: Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $167 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $103k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 56/100 on livability (#252 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools F, amenities F.
  • Colorado River Union High School District (4381) (town): math 13% / reading 17% proficiency, ranked #213 of 249 in AZ (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 217 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • In year one you build about $12k of equity ($761 loan paydown + $11k appreciation (10.0% local appreciation)).
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 64 days — a 6% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $19k; list at $110k implies a 479% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $103,400 (6.0% below list)

Questions for the listing agent

  1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.12%
Cash-on-cash
6.51%
DSCR
1.29
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
29.0%
Equity multiple
3.29×
Total profit
$70,535
Equity at exit
$99,097
10-year hold
IRR
25.2%
Equity multiple
7.47×
Total profit
$199,304
Equity at exit
$213,706

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86440

Home prices YoY
4.2%
Active inventory
217
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,100 medium interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$79 /mo · $950/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$167

Break-even live

Break-even rent $888
Max offer price $110,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
214 Spruce St Needles, CA 1.0 1.0 542 $1,100 $2.03 44d 1 1.43mi

Listing history 9 events

  1. 2026-05-10
    status Pending
  2. 2026-03-07
    listed $110,000 Active
  3. 2025-12-15
    status Active
  4. 2025-11-11
    price $174,900
  5. 2025-09-28
    price $179,900
  6. 2025-08-29
    price $199,900
  7. 2025-07-15
    price $219,900
  8. 2025-07-04
    listed $229,900 Active
  9. 2016-06-29
    soldstatus $19,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$950 · $79/mo
Projected year-2 tax
$950 · $79/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (shaded) · 16% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥117°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,200
− Mortgage interest
−$6,162
− Property taxes
−$950
− Insurance
−$550
− Repairs & maintenance
−$1,056
− Management
−$1,056
− Depreciation
−$3,200
Taxable income
$226
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$54
After-tax cash flow
$1,951/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Colorado River Union High School District (4381)
NCES district ID
0400082
Math proficiency
13% ▼ -17.00%
Reading proficiency
17% ▼ -18.00%
Median HH income
$39,132
Composite
12.72/100
National rank
#9603
State rank
#213 of 249 in AZ

Livability — Arizona Village

Score
56/100
State rank
#252
US rank
#22996

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,403

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 20% Two or more races 11% Native American 4%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Lithuanian 3% Iranian 2% Italian 2%
Foreign-born
1% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.05%
Current HPI
322.7772
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+478.9% since first listed
9 events — show timeline
  • 2026-05-10 Pending WARDEX
  • 2026-03-07 Listed $110,000 WARDEX
  • 2025-12-15 Relisted WARDEX
  • 2025-11-11 Price Changed $174,900 WARDEX
  • 2025-09-28 Price Changed $179,900 WARDEX
  • 2025-08-29 Price Changed $199,900 WARDEX
  • 2025-07-15 Price Changed $219,900 WARDEX
  • 2025-07-04 Listed $229,900 WARDEX
  • 2016-06-29 Sold (Public Records) $19,000 Public Records

Property tax history

+14.8%/yr

Latest (2025): $950 · +15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…