83 Stanton Hall Dr · Destrehan, LA
Flood risk 5/10 · Moderate
- FEMA flood zone
- A99
- Chance of flooding over 30 yrs
- 0.26%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.8/30.0
- ARV discount +15.0/15.0
- DSCR +7.7/10.0
- 1% rule +5.7/10.0
- Schools +4.0/10.0
- Livability +3.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 2-bed, 2-bath home in Destrehan featuring a functional layout, spacious living area, and private backyard. Conveniently located around shopping, dining, and major highways. Great opportunity for homeowners or investors!
Key facts
- Spacious living area
- Private backyard
- Functional layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath townhouse listed at $135k.
Deal economics
- At list price, monthly cash flow is $135 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $135k).
- Recommended offer: $127k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 3.6% in Destrehan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#20 in LA, #4,010 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, employment A+, housing A+; Watch: amenities F, commute F.
- St. Charles Parish (suburban): math 40% / reading 51% proficiency, ranked #14 of 98 in LA (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 85 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 74 units permitted in St. Charles Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- St. Charles County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 26 sale attempts since 29y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A99 (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.60%
- Cash-on-cash
- 8.25%
- DSCR
- 1.37
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $164,270
- List price
- $135,000
- Delta
- -17.82%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 34 Brandon Hall Dr | 0.14mi | 3/2.0 (+1) | 1,638 (+3%) | 2mo | $215,000 | $131 | 82 |
| 81 Stanton Hall Dr | 0.00mi | 2/2.0 | 1,390 (-13%) | 10mo | $153,000 | $110 | 70 |
| 25 Ormond Pl #25 | 0.25mi | 2/1.5 | 1,408 (-12%) | 5mo | $130,000 | $92 | 63 |
| 55 Ormond Pl | 0.24mi | 2/2.0 | 1,408 (-12%) | 9mo | $70,000 | $50 | 62 |
| 36 Ormond Pl | 0.23mi | 3/2.5 (+1) | 1,750 (+10%) | 14mo | $176,500 | $101 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -9.6%
- Equity multiple
- 0.65×
- Total profit
- $-13,242
- Equity at exit
- $20,129
- IRR
- -0.1%
- Equity multiple
- 0.99×
- Total profit
- $-234
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70047
- Home prices YoY
- -14.4%
- Active inventory
- 85
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,440 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$113 /mo · $1,361/yr
- Insurance
- −$56
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$302
- Net cashflow
- $135
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 44 Carriage Ln Unit A Destrehan, LA | 2.0 | 1.5 | 1200 | $1,300 | $1.08 | 43d | 1 | 0.05mi |
| 59 Carriage Ln Unit B Destrehan, LA | 2.0 | 1.5 | 1112 | $1,300 | $1.17 | 3d | 1 | 0.10mi |
| 54 Carriage Ln Unit A Destrehan, LA | 2.0 | 1.5 | 1100 | $1,400 | $1.27 | 43d | 1 | 0.11mi |
| 21 Brandon Hall Dr Unit B Destrehan, LA | 2.0 | 1.5 | 1400 | $1,450 | $1.04 | 3d | 1 | 0.11mi |
| 26 Brandon Hall Dr Unit A Destrehan, LA | 2.0 | 1.5 | 1338 | $1,475 | $1.10 | 43d | 1 | 0.11mi |
| 5 Brandon Hall Dr Unit D Destrehan, LA | 3.0 | 2.5 | 1750 | $1,600 | $0.91 | 23d | 1 | 0.12mi |
| 56 Stanton Hall Dr Destrehan, LA | 3.0 | 2.5 | 1418 | $1,700 | $1.20 | 43d | 1 | 0.12mi |
| 64 Carriage Ln Unit D Destrehan, LA | 2.0 | 1.5 | 1053 | $1,250 | $1.19 | 20d | 1 | 0.16mi |
| 50 Brandon Hall Dr Unit D Destrehan, LA | 2.0 | 1.5 | 1280 | $1,350 | $1.05 | 3d | 1 | 0.19mi |
| 9602 Red Church Ln Destrehan, LA | 3.0 | 2.0 | 1172 | $2,100 | $1.79 | 16d | 1 | 0.89mi |
Listing history 50 events
-
2026-06-18days on market $135,000 Active 70 DOM
-
2026-06-17days on market $135,000 Active 69 DOM
-
2026-06-16days on market $135,000 Active 68 DOM
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2026-06-15days on market $135,000 Active 67 DOM
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2026-06-13days on market $135,000 Active 65 DOM
-
2026-06-13days on market $135,000 Active 64 DOM
-
2026-06-10days on market $135,000 Active 62 DOM
-
2026-06-09days on market $135,000 Active 61 DOM
-
2026-06-08days on market $135,000 Active 60 DOM
-
2026-06-07days on market $135,000 Active 59 DOM
-
2026-06-05days on market $135,000 Active 56 DOM
-
2026-06-03days on market $135,000 Active 55 DOM
-
2026-06-02days on market $135,000 Active 54 DOM
-
2026-06-01days on market $135,000 Active 53 DOM
-
2026-05-31days on market $135,000 Active 52 DOM
-
2026-05-16price $135,000 228-char remark
Show marketing remark (228 chars)
Charming 2-bed, 2-bath home in Destrehan featuring a functional layout, spacious living area, and private backyard. Conveniently located around shopping, dining, and major highways. Great opportunity for homeowners or investors!
-
2026-05-16price $135,000 228-char remark
Show marketing remark (228 chars)
Charming 2-bed, 2-bath home in Destrehan featuring a functional layout, spacious living area, and private backyard. Conveniently located around shopping, dining, and major highways. Great opportunity for homeowners or investors!
-
2026-04-10$145,000 Active 228-char remark
Show marketing remark (228 chars)
Charming 2-bed, 2-bath home in Destrehan featuring a functional layout, spacious living area, and private backyard. Conveniently located around shopping, dining, and major highways. Great opportunity for homeowners or investors!
-
2026-04-09$145,000 Active 228-char remark
Show marketing remark (228 chars)
Charming 2-bed, 2-bath home in Destrehan featuring a functional layout, spacious living area, and private backyard. Conveniently located around shopping, dining, and major highways. Great opportunity for homeowners or investors!
-
2025-12-18historical $1,300
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2025-10-29price $1,300
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2025-10-13$1,400
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2025-08-27price $145,000
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2025-08-27price $145,000
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2025-08-25historical $1,400
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2025-06-18$1,400
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2025-06-17$155,000 Active
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2025-01-19price $145,000
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2024-11-12price $145,000
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2024-10-20price $155,000
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2024-10-20price $155,000
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2024-09-25$160,000 Active
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2023-04-20price $160,000
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2023-02-28price $165,000
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2023-01-31$160,000
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2022-09-02price $170,000
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2022-07-07$170,000
-
2022-03-03soldstatus $125,000
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2018-05-21historical
-
2017-11-20$119,000 Active
-
2017-11-20$119,000
-
2016-10-28historical
-
2016-10-28historical
-
2016-09-28status Active
-
2016-09-28status Active
-
2016-09-27historical Pending Continue to Show
-
2016-09-23status Under Contract
-
2016-09-23status Pending
-
2016-09-06$100,000 Active
-
2016-09-06$100,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,361 · $113/mo
- Projected year-2 tax
- $1,361 · $113/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone A99 · 26% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,277
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,361
- − Insurance
- −$2,178
- − Repairs & maintenance
- −$1,382
- − Management
- −$1,382
- − Depreciation
- −$3,927
- Taxable loss
- −$516
- Est. tax savings @ 24.0%
- +$124
- After-tax cash flow
- $1,738/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- St. Charles Parish
- NCES district ID
- 2201440
- Math proficiency
- 40% ▼ -38.00%
- Reading proficiency
- 51% ▼ -32.00%
- Median HH income
- $60,261
- Composite
- 40.0/100
- National rank
- #3830
- State rank
- #14 of 98 in LA
Livability — Destrehan
- Score
- 75/100
- State rank
- #20
- US rank
- #4010
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Destrehan, LA
- County
- Saint Charles Parish · 27,180 people
- City population
- 13,220
- Metro
- New Orleans-Metairie, LA
- Population (ZIP)
- 13,220
- Household income
- $87,333
- Rent vs Own
- Severe rent burden
- 468.0
Population outlook (St. Charles County) Hauer SSP2
- Today (2025)
- 53,296 people
- By 2030
- 53,030 · -0.5%
- By 2040
- 51,646 · -3.1%
- By 2050
- 49,771 · -6.6%
- By 2075
- 46,993 · -11.8%
- By 2100
- 44,473 · -16.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Black 20% Hispanic / Latino 8% Two or more races 6% Asian 2%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 21% Slovak 1% Italian 1%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 93% English-only · Spanish 6% Other Asian/Pacific 1%
Political lean MEDSL · St. Charles
- 2024 margin
- Solid R (+32.4) · D 33.0% · R 65.4% · Other 1.6%
- 2008→2024 swing
- -1.1pp toward R · 2008: -31.2pp · 2024: -32.4pp
- All cycles
- 2024: R+32.4 2020: R+29.6 2016: R+30.8 2012: R+27.8 2008: R+31.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.34%
- Current HPI
- 238.9532
- Rent YoY
- —
- Metro
- New Orleans-Metairie, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
+116.0% since first listed53 events — show timeline
- 2026-05-16 Price Changed $135,000 AcadianaMLS
- 2026-05-16 Price Changed $135,000 GSREIN
- 2026-04-10 Listed $145,000 AcadianaMLS
- 2026-04-09 Listed $145,000 GSREIN
- 2025-12-18 Rental Removed $1,300 GSREIN
- 2025-10-29 Price Changed $1,300 GSREIN
- 2025-10-13 Listed for Rent $1,400 GSREIN
- 2025-08-27 Price Changed $145,000 AcadianaMLS
- 2025-08-27 Price Changed $145,000 GSREIN
- 2025-08-25 Rental Removed $1,400 GSREIN
- 2025-06-18 Listed for Rent $1,400 GSREIN
- 2025-06-17 Listed $155,000 AcadianaMLS
- 2025-01-19 Price Changed $145,000 AcadianaMLS
- 2024-11-12 Price Changed $145,000 GSREIN
- 2024-10-20 Price Changed $155,000 AcadianaMLS
- 2024-10-20 Price Changed $155,000 GSREIN
- 2024-09-25 Listed $160,000 AcadianaMLS
- 2023-04-20 Price Changed $160,000 GSREIN
- 2023-02-28 Price Changed $165,000 GSREIN
- 2023-01-31 Listed $160,000 AcadianaMLS
- 2022-09-02 Price Changed $170,000 GSREIN
- 2022-07-07 Listed $170,000 AcadianaMLS
- 2022-03-03 Sold (Public Records) $125,000 Public Records
- 2018-05-21 Listing Removed — GSREIN
- 2017-11-20 Listed $119,000 AcadianaMLS
- 2017-11-20 Listed $119,000 GSREIN
- 2016-10-28 Delisted — GBRMLS
- 2016-10-28 Listing Removed — GSREIN
- 2016-09-28 Relisted — GBRMLS
- 2016-09-28 Relisted — GSREIN
- 2016-09-27 Contingent — GSREIN
- 2016-09-23 Pending — GSREIN
- 2016-09-23 Pending — GBRMLS
- 2016-09-06 Listed $100,000 GSREIN
- 2016-09-06 Listed $100,000 AcadianaMLS
- 2016-09-04 Listed $100,000 GBRMLS
- 2016-06-30 Listed $100,000 AcadianaMLS
- 2009-09-16 Listed $142,000 GSREIN
- 2009-09-16 Listed $142,000 AcadianaMLS
- 2008-11-02 Sold (Public Records) $121,000 Public Records
- 2007-12-28 Sold (MLS) $121,000 GSREIN
- 2007-06-25 Listed $123,000 GSREIN
- 2007-06-25 Listed $123,000 AcadianaMLS
- 2004-11-05 Sold (Public Records) $114,000 Public Records
- 2004-11-02 Sold (MLS) $114,000 GSREIN
- 2004-09-14 Listed $116,500 GSREIN
- 2004-09-14 Listed $116,500 AcadianaMLS
- 2001-09-21 Sold (MLS) $91,500 GSREIN
- 2001-07-18 Listed $95,500 GSREIN
- 2001-07-18 Listed $95,500 AcadianaMLS
- 1997-12-12 Sold (MLS) $62,500 GSREIN
- 1997-11-08 Listed $62,500 GSREIN
- 1997-11-08 Listed $62,500 AcadianaMLS
Property tax history
+1.4%/yrLatest (2024): $1,361 · +17.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…