🏗️ New Construction
Brunsen Plan · Walthourville, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.7/30.0
- ARV discount +7.5/15.0
- Appreciation +5.1/10.0
- Livability +3.2/5.0
- 1% rule +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- Schools +2.3/10.0
$269,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
Key facts
- Brick front
- Open living space
- Large walk-in closet
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $-233 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $245k (9.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (19.2% below list).
- Recommended offer: $218k (19.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 64/100 on livability (#255 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D, schools F, amenities F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 141 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $2k of equity ($2k loan paydown + $433 appreciation (0.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 809 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 809 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.29%
- Cash-on-cash
- -3.58%
- DSCR
- 0.84
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $278,812
- List price
- $269,900
- Delta
- -3.20%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9997 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,620 (0%) | 20mo | $275,975 | $170 | 83 |
| 9247 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,620 (0%) | 23mo | $277,825 | $171 | 81 |
| 9851 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,653 (+2%) | 20mo | $285,000 | $172 | 80 |
| 10009 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,653 (+2%) | 21mo | $277,325 | $168 | 79 |
| 9955 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,565 (-3%) | 22mo | $266,475 | $170 | 76 |
| 9659 Tibet Highway Hwy SE | 0.00mi | 4/2.0 | 1,565 (-3%) | 22mo | $268,425 | $172 | 76 |
| 9997 Tibet Hwy SE | 0.24mi | 4/2.0 | 1,620 (0%) | 20mo | $275,975 | $170 | 72 |
| 10009 Tibet Hwy SE | 0.22mi | 4/2.0 | 1,653 (+2%) | 21mo | $277,325 | $168 | 69 |
| 9955 Tibet Hwy SE | 0.28mi | 4/2.0 | 1,565 (-3%) | 22mo | $266,475 | $170 | 63 |
| 9201 Tibet Hwy | 0.00mi | 3/2.0 (-1) | 1,477 (-9%) | 21mo | $275,000 | $186 | 62 |
| 9851 Tibet Hwy SE | 0.39mi | 4/2.0 | 1,653 (+2%) | 20mo | $285,000 | $172 | 62 |
| 9659 Tibet Hwy SE | 0.58mi | 4/2.0 | 1,565 (-3%) | 22mo | $268,425 | $172 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -5.6%
- Equity multiple
- 0.73×
- Total profit
- $-20,900
- Equity at exit
- $83,132
- IRR
- 0.2%
- Equity multiple
- 1.02×
- Total profit
- $1,804
- Equity at exit
- $101,679
Cash invested: $78,067 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31301
- Home prices YoY
- 0.1%
- Active inventory
- 141
- Price-to-rent
- 10.3×
Monthly cashflow live
- Estimated rent
- $2,182 medium interval (Pro) →
- Mortgage (P&I)
- −$1,462
- Tax est. 1.5%
- −$349 /mo · $4,182/yr
- Insurance
- −$116
- HOA
- −$30
- Vacancy / Maint / Mgmt
- −$458
- Net cashflow
- $-233
Break-even live
Sensitivity live
| Price | -10% $-40 | -5% $-137 | +0% $-233 | +5% $-329 | +10% $-426 |
|---|---|---|---|---|---|
| Rent | -10% $-405 | -5% $-319 | +0% $-233 | +5% $-147 | +10% $-61 |
| Rate | -1.0pp $-93 | -0.5pp $-162 | base $-233 | +0.5pp $-305 | +1.0pp $-379 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,703
- Closing costs
- $8,364
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 43 Sandy Run Rd SE Allenhurst, GA | 4.0 | 2.0 | 1450 | $1,800 | $1.24 | 45d | 1 | 0.66mi |
HOA detail
- Monthly dues
- $30 · $360/yr
Listing history 20 events
-
2026-06-21days on market $269,900 Active 809 DOM
-
2026-06-19days on market $269,900 Active 807 DOM
-
2026-06-18days on market $269,900 Active 806 DOM
-
2026-06-17days on market $269,900 Active 805 DOM
-
2026-06-16days on market $269,900 Active 804 DOM
-
2026-06-15days on market $269,900 Active 803 DOM
-
2026-06-14days on market $269,900 Active 801 DOM
-
2026-06-13days on market $269,900 Active 800 DOM
-
2026-06-10days on market $269,900 Active 798 DOM
-
2026-06-09days on market $269,900 Active 797 DOM
-
2026-06-08days on market $269,900 Active 796 DOM
-
2026-06-07days on market $269,900 Active 795 DOM
-
2026-06-05days on market $269,900 Active 792 DOM
-
2026-06-03days on market $269,900 Active 791 DOM
-
2026-06-02days on market $269,900 Active 790 DOM
-
2026-06-01days on market $269,900 Active 789 DOM
-
2026-05-31days on market $269,900 Active 788 DOM
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2026-05-30days on market $269,900 Active 787 DOM
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2025-03-07price $269,900 687-char remark
Show marketing remark (687 chars)
Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
-
2024-04-03$255,900 Active 687-char remark
Show marketing remark (687 chars)
Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,185
- − Mortgage interest
- −$15,618
- − Property taxes
- −$4,182
- − Insurance
- −$1,394
- − Repairs & maintenance
- −$2,095
- − Management
- −$2,095
- − HOA
- −$360
- − Depreciation
- −$8,111
- Taxable loss
- −$7,670
- Est. tax savings @ 24.0%
- +$1,841
- After-tax cash flow
- $-955/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Walthourville
- Score
- 64/100
- State rank
- #255
- US rank
- #14108
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 58,565 people
- City population
- 4,933
- Metro
- Hinesville, GA
- Population (ZIP)
- 4,933
- Household income
- $65,417
- Rent vs Own
- Severe rent burden
- 121.0
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.16%
- Current HPI
- 187.7716
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+5.5% since first listed2 events — show timeline
- 2025-03-07 Price Changed $269,900 Zillow
- 2024-04-03 Listed $255,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…