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Brunsen Plan 🏗️ New Construction
D- Composite 37.0
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.7/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.1/10.0
  • Livability +3.2/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Schools +2.3/10.0

$269,900

Brunsen Plan · Walthourville, GA 31301
4 bd · 2.0 ba · 1,620 sqft · SingleFamily · 809 Days on market
$30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.

Key facts

  • Brick front
  • Open living space
  • Large walk-in closet

Tags

BRICK FRONTOPEN LIVING SPACELARGE WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏗️ New construction. The $269,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $278,812.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-233 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $245k (9.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (19.2% below list).
  • Recommended offer: $218k (19.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#255 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D, schools F, amenities F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 141 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $2k of equity ($2k loan paydown + $433 appreciation (0.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 809 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
Recommended offer $218,208 (19.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 809 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.29%
Cash-on-cash
-3.58%
DSCR
0.84
GRM
10.6

CMA / ARV

ARV (median comp)
$278,812
List price
$269,900
Delta
-3.20%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9997 Tibet Highway Hwy SE 0.00mi 4/2.0 1,620 (0%) 20mo $275,975 $170 83
9247 Tibet Highway Hwy SE 0.00mi 4/2.0 1,620 (0%) 23mo $277,825 $171 81
9851 Tibet Highway Hwy SE 0.00mi 4/2.0 1,653 (+2%) 20mo $285,000 $172 80
10009 Tibet Highway Hwy SE 0.00mi 4/2.0 1,653 (+2%) 21mo $277,325 $168 79
9955 Tibet Highway Hwy SE 0.00mi 4/2.0 1,565 (-3%) 22mo $266,475 $170 76
9659 Tibet Highway Hwy SE 0.00mi 4/2.0 1,565 (-3%) 22mo $268,425 $172 76
9997 Tibet Hwy SE 0.24mi 4/2.0 1,620 (0%) 20mo $275,975 $170 72
10009 Tibet Hwy SE 0.22mi 4/2.0 1,653 (+2%) 21mo $277,325 $168 69
9955 Tibet Hwy SE 0.28mi 4/2.0 1,565 (-3%) 22mo $266,475 $170 63
9201 Tibet Hwy 0.00mi 3/2.0 (-1) 1,477 (-9%) 21mo $275,000 $186 62
9851 Tibet Hwy SE 0.39mi 4/2.0 1,653 (+2%) 20mo $285,000 $172 62
9659 Tibet Hwy SE 0.58mi 4/2.0 1,565 (-3%) 22mo $268,425 $172 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-5.6%
Equity multiple
0.73×
Total profit
$-20,900
Equity at exit
$83,132
10-year hold
IRR
0.2%
Equity multiple
1.02×
Total profit
$1,804
Equity at exit
$101,679

Cash invested: $78,067 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31301

Home prices YoY
0.1%
Active inventory
141
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,182 medium interval (Pro) →
Mortgage (P&I)
$1,462
Tax est. 1.5%
$349 /mo · $4,182/yr
Insurance
$116
HOA
$30
Vacancy / Maint / Mgmt
$458
Net cashflow
$-233

Break-even live

Break-even rent $2,477
Max offer price $245,102
Occupancy floor

Sensitivity live

Price -10% $-40 -5% $-137 +0% $-233 +5% $-329 +10% $-426
Rent -10% $-405 -5% $-319 +0% $-233 +5% $-147 +10% $-61
Rate -1.0pp $-93 -0.5pp $-162 base $-233 +0.5pp $-305 +1.0pp $-379

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,703
Closing costs
$8,364
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
43 Sandy Run Rd SE Allenhurst, GA 4.0 2.0 1450 $1,800 $1.24 45d 1 0.66mi

HOA detail

Monthly dues
$30 · $360/yr

Listing history 20 events

  1. 2026-06-21
    days on market $269,900 Active 809 DOM
  2. 2026-06-19
    days on market $269,900 Active 807 DOM
  3. 2026-06-18
    days on market $269,900 Active 806 DOM
  4. 2026-06-17
    days on market $269,900 Active 805 DOM
  5. 2026-06-16
    days on market $269,900 Active 804 DOM
  6. 2026-06-15
    days on market $269,900 Active 803 DOM
  7. 2026-06-14
    days on market $269,900 Active 801 DOM
  8. 2026-06-13
    days on market $269,900 Active 800 DOM
  9. 2026-06-10
    days on market $269,900 Active 798 DOM
  10. 2026-06-09
    days on market $269,900 Active 797 DOM
  11. 2026-06-08
    days on market $269,900 Active 796 DOM
  12. 2026-06-07
    days on market $269,900 Active 795 DOM
  13. 2026-06-05
    days on market $269,900 Active 792 DOM
  14. 2026-06-03
    days on market $269,900 Active 791 DOM
  15. 2026-06-02
    days on market $269,900 Active 790 DOM
  16. 2026-06-01
    days on market $269,900 Active 789 DOM
  17. 2026-05-31
    days on market $269,900 Active 788 DOM
  18. 2026-05-30
    days on market $269,900 Active 787 DOM
  19. 2025-03-07
    price $269,900 687-char remark
    Show marketing remark (687 chars)

    Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.

  20. 2024-04-03
    listed $255,900 Active 687-char remark
    Show marketing remark (687 chars)

    Step inside our Brunsen plan - and what a beauty! This home located in Tibet Road at Sassafras and features a beautiful BRICK FRONT with low-maintenance vinyl accents, 3 bedrooms, and 2 bathrooms The perfect layout for any family. Enjoy many features this home has to offer such as an open living space, a kitchen with an island- plenty of counter space for prepping, a pantry, and a master suite with a large walk-in closet. This plan is designed with today's family in mind- including the large half acre homesite. Artistic rendering(s) are for informational purposes only. Artistic renderings are for informational purposes only. Actual floor plans, features, and inclusions may vary.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,185
− Mortgage interest
−$15,618
− Property taxes
−$4,182
− Insurance
−$1,394
− Repairs & maintenance
−$2,095
− Management
−$2,095
− HOA
−$360
− Depreciation
−$8,111
Taxable loss
−$7,670
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,841
After-tax cash flow
$-955/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Walthourville

Score
64/100
State rank
#255
US rank
#14108

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 58,565 people
City population
4,933
Metro
Hinesville, GA
Population (ZIP)
4,933
Household income
$65,417
Rent vs Own
55.7% rent · 44.3% own
Severe rent burden
121.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7%
Common ancestry
Slovak 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.16%
Current HPI
187.7716
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+5.5% since first listed
2 events — show timeline
  • 2025-03-07 Price Changed $269,900 Zillow
  • 2024-04-03 Listed $255,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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