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1227 Eddy Dr
C Composite 55.34
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.8/30.0
  • ARV discount +8.2/15.0
  • DSCR +7.3/10.0
  • 1% rule +5.2/10.0
  • Schools +3.6/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$599,000

1227 Eddy Dr · Mount Shasta, CA 96067
3 bd · 2.0 ba · 2,325 sqft · SingleFamily public records · 356 Days on market
Built 1991 2.52 ac lot Est $609k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

Key facts

  • Custom cabinetry
  • Quartz countertops
  • Custom designed home

Tags

CUSTOM DESIGNED HOMESTUNNING KITCHENQUARTZ COUNTERTOPSCUSTOM CABINETRYLIKE-NEW APPLIANCESPICTURESQUE WINDOWS

Property features AI

Finance

  • Other: Single-family home (1 total unit); No accessory dwelling unit (ADU)
  • HOA & community: Rural community with nearby outdoor recreation: biking, fishing, hiking, watersports, lake access, golf, parks, mountainous terrain, access to BLM/National Forest

Exterior

  • Parking: Attached garage with front entry; 2 garage spaces (2 total parking spaces); See remarks for additional parking details
  • Utilities: Electricity on property / connected; Propane available; Well water; Septic tank
  • Home design: House; Two stories; Main floor entry; Turnkey condition
  • Construction: Hardie Plank and wood exterior; Composition roof; Concrete perimeter foundation; Built (year source: assessor)
  • Exterior features: Front porch; Deck; Partial fencing; Shop / outbuilding; Has a view; Gentle slope lot; 0-1 unit per acre

Interior

  • Kitchen: Dishwasher; Double oven; Freezer; Garbage disposal; Microwave; Propane range; Refrigerator; Breakfast counter/bar; Formal dining room; Kitchen open to family room; Quartz counters
  • Bedrooms: Main floor primary bedroom; Walk-in closet; Two levels (one bedroom on the main level)
  • Flooring: Carpet; Vinyl; Additional flooring details (see remarks)
  • Bathrooms: Two full bathrooms; Main floor full bath; Separate tub and shower; Bathtub and shower; Exhaust fan(s)
  • Heating & cooling: Heat pump; Propane heating; Central air conditioning
  • Interior features: Built-in storage and shelving; Ceiling fans; Living room deck attached; Open floor plan; Quartz counters; Recessed lighting; Additional storage space; Tile counters; Double-pane windows; Blinds
  • Laundry & utility: Washer and dryer included; Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $599k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($6k rent vs $599k).
  • Recommended offer: $527k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 4.1% in Mount Shasta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#405 in CA) — a middle-class / working-renter tenant base. Strengths: health & safety A+; Watch: housing C-, employment D+, crime F.
  • Siskiyou Union High (rural): math 25% / reading 55% proficiency, ranked #763 of 1,400 in CA (top 54%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 12% free/reduced lunch — higher-income household profile.
  • Zoned schools: Mt. Shasta Elementary (math 34% / reading 34%, grade F, #719 of 1,571 statewide, top 48%, 194 students, 51% FRL); Sisson (math 38% / reading 59%, grade C-, #109 of 498 statewide, top 22%, 270 students, 44% FRL); Mount Shasta High (math 15% / reading 64%, grade F, #520 of 1,170 statewide, top 45%, 266 students, 30% FRL) — zoned schools average 42% FRL vs 12% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 117 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 50 units permitted in Siskiyou County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $18k of value loss. Plan a longer hold.
  • Siskiyou County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 356 days — a 12% lower offer ($527k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $130k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $298k; list at $599k implies a 101% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $527,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 356 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.38%
Cash-on-cash
7.45%
DSCR
1.33
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$609,150
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1512 Village Way 0.34mi 4/3.0 (+1) 2,192 (-6%) 11mo $575,000 $262 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-4.9%
Equity multiple
0.82×
Total profit
$-30,891
Equity at exit
$89,313
10-year hold
IRR
4.7%
Equity multiple
1.35×
Total profit
$57,962
Equity at exit
$51,791

Cash invested: $167,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 96067

Active inventory
117
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$6,111 medium interval (Pro) →
Mortgage (P&I)
$3,141
Tax from tax record
$396 /mo · $4,750/yr
Insurance
$250
HOA
$0
Vacancy / Maint / Mgmt
$1,283
Net cashflow
$1,041

Break-even live

Break-even rent $4,793
Max offer price $599,000
Occupancy floor 78%

Sensitivity live

Price -10% $1,380 -5% $1,210 +0% $1,041 +5% $871 +10% $702
Rent -10% $558 -5% $800 +0% $1,041 +5% $1,282 +10% $1,524
Rate -1.0pp $1,343 -0.5pp $1,193 base $1,041 +0.5pp $886 +1.0pp $728

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$149,750
Closing costs
$17,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
230 S Washington Dr Mount Shasta, CA 3.0 3.0 1697 $4,000 $2.36 22d 1 0.73mi
1726 Cold Creek Cir Mount Shasta, CA 3.0 3.0 2403 $8,000 $3.33 22d 1 0.86mi

Listing history 27 events

  1. 2026-06-21
    days on market $599,000 Active 356 DOM
  2. 2026-06-19
    days on market $599,000 Active 354 DOM
  3. 2026-06-18
    days on market $599,000 Active 353 DOM
  4. 2026-06-17
    days on market $599,000 Active 352 DOM
  5. 2026-06-16
    days on market $599,000 Active 351 DOM
  6. 2026-06-15
    days on market $599,000 Active 350 DOM
  7. 2026-06-14
    days on market $599,000 Active 348 DOM
  8. 2026-06-12
    days on market $599,000 Active 347 DOM
  9. 2026-06-09
    days on market $599,000 Active 344 DOM
  10. 2026-06-08
    days on market $599,000 Active 343 DOM
  11. 2026-06-07
    days on market $599,000 Active 342 DOM
  12. 2026-06-07
    days on market $599,000 Active 341 DOM
  13. 2026-06-04
    days on market $599,000 Active 338 DOM
  14. 2026-06-02
    days on market $599,000 Active 337 DOM
  15. 2026-06-01
    days on market $599,000 Active 336 DOM
  16. 2026-05-31
    days on market $599,000 Active 335 DOM
  17. 2026-05-31
    days on market $599,000 Active 334 DOM
  18. 2026-05-14
    price $599,000
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  19. 2026-05-14
    price $599,000 1191-char remark
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  20. 2026-03-10
    price $685,000 1191-char remark
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  21. 2025-11-18
    status Active
  22. 2025-11-16
    historical
  23. 2025-08-27
    price $699,900
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  24. 2025-08-27
    price $699,900 1191-char remark
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  25. 2025-06-28
    listed $729,000 Active
  26. 2025-06-26
    listed $729,000 Active 1191-char remark
    Show marketing remark (1191 chars)

    YOUR NEW HOME IS READY TO MOVE IN! This custom designed 3 bedroom/2 bath home on 2.5 acres offers space, comfort, and style in a tranquil setting. The heart of the home is the stunning kitchen featuring quartz countertops, custom cabinetry, and like-new appliances—all seamlessly connected to the spacious living and dining areas. The dining room boasts picturesque windows that fill the space with natural light, while the living room features a fireplace and custom built-ins. Custom Hunter Douglas blinds throughout. The primary bedroom provides privacy and comfort with access to the deck, and the lower level includes two additional bedrooms, a dedicated office space, and abundant storage. Enjoy the outdoors relaxing on the deck or from your private hot tub. Fenced area for pets and detached workshop with wood stove - ideal for hobbies or studio. A covered breezeway connects to the attached 2 car garage. Washer, dryer, fridge, freezer and whole house generator included. Turn-key and ready for you to make it your own! Some photos have been virtually staged for illustrative purposes. May meet requirements for short term rental but buyer to verify with county of Siskiyou.

  27. 2001-04-18
    soldstatus $298,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$4,750 · $396/mo
Projected year-2 tax
$4,750 · $396/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 34 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$73,330
− Mortgage interest
−$33,553
− Property taxes
−$4,750
− Insurance
−$2,995
− Repairs & maintenance
−$5,866
− Management
−$5,866
− Depreciation
−$17,425
Taxable income
$2,873
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$690
After-tax cash flow
$11,801/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Siskiyou Union High
NCES district ID
0636940
Math proficiency
25% ▲ 5.00%
Reading proficiency
55% ▲ 5.00%
Median HH income
$39,293
Composite
35.84/100
National rank
#9605
State rank
#763 of 1400 in CA

Livability — Mount Shasta

Score
64/100
State rank
#405
US rank
#13833

Category grades

Amenities F Commute F Cost of living F Crime F Employment D+ Housing C- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
7,800
Population (ZIP)
7,800

Population outlook (Siskiyou County) Hauer SSP2

Today (2025)
39,337 people
By 2030
36,930 · -6.1%
By 2040
32,367 · -17.7%
By 2050
29,030 · -26.2%
By 2075
23,534 · -40.2%
By 2100
19,312 · -50.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 9% Two or more races 9% Pacific Islander 2% Asian 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 4% Russian 2% Italian 2%
Foreign-born
9% · Canada, China
Languages at home
90% English-only · Spanish 6% Other Asian/Pacific 2% Chinese 1%

Political lean MEDSL · Siskiyou

2024 margin
R (+19.2) · D 38.8% · R 58.0% · Other 3.2%
2008→2024 swing
-8.8pp toward R · 2008: -10.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+15.8 2016: R+20.7 2012: R+15.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -227.87%
Current HPI
115.4662
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+101.0% since first listed
10 events — show timeline
  • 2026-05-14 Price Changed $599,000 CRMLS
  • 2026-05-14 Price Changed $599,000 SMLS
  • 2026-03-10 Price Changed $685,000 SMLS
  • 2025-11-18 Relisted CRMLS
  • 2025-11-16 Listing Removed CRMLS
  • 2025-08-27 Price Changed $699,900 CRMLS
  • 2025-08-27 Price Changed $699,900 SMLS
  • 2025-06-28 Listed $729,000 CRMLS
  • 2025-06-26 Listed $729,000 SMLS
  • 2001-04-18 Sold (Public Records) $298,000 Public Records

Property tax history

+2.7%/yr

Latest (2025): $4,750 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…