7017 Conley St · Dundalk, MD 21224

$209,000

2 bd · 1.5 ba · 1,160 sqft · Townhouse public records · 19 Days on market

Built 1953 1,600 sqft lot $180/sqft · at area comps Est $200k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.9/30.0
• ARV discount +5.5/15.0
• DSCR +4.9/10.0
• Livability +4.2/5.0
• 1% rule +3.9/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

Key facts

• Covered front porch
• Private parking pad
• Finished lower level

Tags

• COVERED FRONT PORCH
• STAINLESS STEEL APPLIANCES
• DIRECT ACCESS TO BACKYARD
• PRIVATE PARKING PAD
• FINISHED LOWER LEVEL
• POTENTIAL THIRD BEDROOM

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer
• Home design: Interior townhouse/rowhouse; Fee simple ownership
• Construction: Brick construction; Architectural shingle roof; Concrete perimeter foundation; Built year per assessor
• Exterior features: Rear fencing; Porch(es)

Interior

• Kitchen: Built-in microwave; Gas oven/range; Stove; Refrigerator; Garbage disposal; Stainless steel appliances
• Bedrooms: 2 bedrooms on the first upper level
• Flooring: Carpet; Ceramic tile; Luxury vinyl plank
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating; Natural gas heating fuel; Central air conditioning (electric)
• Interior features: Attic; Tub with shower; Breakfast area; Combination dining and living area; Combination kitchen and dining area; Dining area; Traditional floor plan; Efficiency kitchen; Recessed lighting; Ceiling fans
• Laundry & utility: Washer and dryer in unit; Laundry in basement; Has laundry; Water heater

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath townhouse listed at $209k.

Deal economics

• At list price, monthly cash flow is $101 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (11.5% below list).
• Recommended offer: $185k (11.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 85/100 on livability (#16 in MD, #510 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Colgate Elementary (math 7% / reading 10%, grade F, #664 of 860 statewide, top 78%, 502 students, 71% FRL); Holabird Middle (math 4% / reading 19%, grade F, #205 of 225 statewide, top 92%, 912 students, 65% FRL); Dundalk High (math 5% / reading 33%, grade F, #177 of 222 statewide, top 80%, 2,193 students, 62% FRL) — zoned schools average 66% FRL vs 39% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.3%/yr); 393 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($206k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $177k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $185,064 (11.5% below list)

Questions for the listing agent

1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.87%
• Cash-on-cash: 2.07%
• DSCR: 1.09
• GRM: 9.4

CMA / ARV

• ARV (median comp): $200,103
• List price: $209,000
• Delta: 4.45%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6910 Gough St	0.09mi	2/1.5	1,176 (+1%)	0mo	$134,000	$114	93
7039 Eastbrook Ave	0.16mi	2/1.5	1,196 (+3%)	1mo	$215,000	$180	87
6811 Bank St	0.16mi	2/2.0	1,084 (-7%)	4mo	$178,000	$164	76
412 Overview Ave	0.17mi	3/2.0 (+1)	1,124 (-3%)	5mo	$180,000	$160	76
7316 Conley St	0.38mi	3/2.0 (+1)	1,180 (+2%)	3mo	$242,000	$205	70
7304 Stratton Way	0.42mi	3/1.5 (+1)	1,080 (-7%)	5mo	$215,000	$199	60
7279 Gough St	0.35mi	2/1.5	996 (-14%)	4mo	$137,800	$138	57
400 Imla St	0.58mi	3/2.0 (+1)	1,264 (+9%)	3mo	$155,000	$123	49
7721 Wynbrook Rd	0.65mi	2/2.0	1,280 (+10%)	2mo	$155,000	$121	49
6826 Boston Ave	0.66mi	3/1.5 (+1)	1,274 (+10%)	2mo	$216,700	$170	46
1242 Delbert Ave	0.58mi	3/1.5 (+1)	1,024 (-12%)	3mo	$219,822	$215	46
316 Hornel St	0.62mi	2/1.0	990 (-15%)	0mo	$140,000	$141	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.31% rent growth · sell at horizon

5-year hold

• IRR: -14.8%
• Equity multiple: 0.48×
• Total profit: $-30,562
• Equity at exit: $31,163

10-year hold

• IRR: -9.1%
• Equity multiple: 0.48×
• Total profit: $-30,711
• Equity at exit: $18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21224

• Rents YoY: 1.3%
• Active inventory: 393
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,851 high
• Mortgage (P&I): −$1,096
• Tax from tax record: −$178 /mo · $2,137/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$389
• Net cashflow: $101

Break-even live

Break-even rent $1,723

Max offer price $209,000

Occupancy floor 90%

Sensitivity live

Price	-10% $219	-5% $160	+0% $101	+5% $42	+10% $-17
Rent	-10% $-45	-5% $28	+0% $101	+5% $174	+10% $247
Rate	-1.0pp $206	-0.5pp $154	base $101	+0.5pp $47	+1.0pp $-8

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,250
• Closing costs: $6,270
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6905 Bank St Baltimore, MD	2.0	1.5	784	$1,650	$2.10	46d	1	0.11mi
6802 Conley St Baltimore, MD	2.0	1.5	939	$1,750	$1.86	24d	1	0.13mi
7124 Gough St Baltimore, MD	2.0	1.5	1096	$1,700	$1.55	24d	1	0.15mi
7058 Eastbrook Ave Baltimore, MD	3.0	2.0	1228	$1,700	$1.38	13d	1	0.24mi
530 47th St Baltimore, MD	3.0	1.0	1424	$1,695	$1.19	0d	1	0.24mi
7230 Conley St Unit 1 Baltimore, MD	3.0	1.5	1144	$2,100	$1.84	26d	1	0.28mi
7230 Conley St Unit 1 Baltimore, MD	3.0	1.5	1144	$2,100	$1.84	5d	1	0.28mi
7261 Bridgewood Dr Baltimore, MD	3.0	2.0	896	$2,495	$2.78	26d	1	0.35mi
7319 Conley St Baltimore, MD	3.0	2.0	1080	$1,950	$1.81	20d	1	0.40mi
7325 Conley St Baltimore, MD	3.0	2.0	1290	$1,950	$1.51	20d	1	0.41mi
334 Kane St Baltimore, MD	2.0	2.0	1050	$1,675	$1.60	26d	1	0.46mi
628 47th St Apt RW2 Baltimore, MD	2.0	1.0	750	$1,200	$1.60	13d	1	0.50mi
630 47th St Unit B Baltimore, MD	2.0	1.0	750	$1,200	$1.60	46d	1	0.50mi
416 Hornel St Unit 2 Baltimore, MD	2.0	1.0	1470	$1,400	$0.95	26d	1	0.61mi
505 Northpoint Rd Baltimore, MD	3.0	2.0	1300	$2,195	$1.69	13d	1	0.61mi
363 Gusryan St Baltimore, MD	2.0	2.0	840	$1,950	$2.32	14d	1	0.63mi
338 Gusryan St Baltimore, MD	2.0	1.5	1218	$1,700	$1.40	26d	1	0.66mi
340 Gusryan St Baltimore, MD	3.0	2.0	1300	$2,500	$1.92	46d	1	0.66mi
7716 Wynbrook Rd Baltimore, MD	2.0	1.0	1232	$1,800	$1.46	46d	1	0.67mi
608 Northpoint Rd Baltimore, MD	3.0	1.5	1148	$1,895	$1.65	26d	1	0.70mi
328 Folcroft St Baltimore, MD	3.0	2.0	1460	$2,300	$1.58	26d	1	0.71mi
434 Folcroft St Unit A Baltimore, MD	3.0	1.5	1260	$1,500	$1.19	46d	1	0.71mi
442 Folcroft St Unit A Baltimore, MD	2.0	1.5	1071	$1,600	$1.49	5d	1	0.71mi
421 Elrino St Unit B Baltimore, MD	1.0	1.0	750	$995	$1.33	26d	1	0.74mi
309 52nd St Unit A Baltimore, MD	2.0	1.0	722	$1,350	$1.87	26d	1	0.77mi
440 Elrino St Unit 2 Baltimore, MD	1.0	1.0	750	$1,050	$1.40	26d	1	0.77mi
456 Elrino St Unit B Baltimore, MD	2.0	1.0	800	$1,600	$2.00	46d	1	0.77mi
335 Drew St Unit 1 Baltimore, MD	2.0	1.0	1460	$1,600	$1.10	26d	1	0.78mi
335 Drew St Unit 2 Baltimore, MD	1.0	1.0	1460	$1,200	$0.82	26d	1	0.79mi
339 Drew St Baltimore, MD	1.0	1.0	1460	$1,200	$0.82	26d	1	0.79mi
7517 Belmont Ave Baltimore, MD	2.0	1.0	720	$1,800	$2.50	20d	1	0.86mi
7911 Bank St Baltimore, MD	3.0	1.0	1080	$1,749	$1.62	46d	1	0.88mi
7915 Eastdale Rd Baltimore, MD	2.0	1.0	896	$1,500	$1.67	46d	1	0.92mi
7948 Eastdale Rd Baltimore, MD	3.0	1.0	1024	$1,700	$1.66	46d	1	0.99mi
7951 E Baltimore St Baltimore, MD	3.0	1.0	1024	$1,750	$1.71	4d	1	1.00mi
944 Dalton Ave Baltimore, MD	3.0	2.0	1024	$2,100	$2.05	13d	1	1.00mi
932 Elton Ave Baltimore, MD	3.0	2.0	1024	$1,950	$1.90	20d	1	1.01mi
8036 Lansdale Rd Unit 1 Baltimore, MD	3.0	1.0	1024	$1,750	$1.71	0d	1	1.03mi
560 Bayview Blvd Baltimore, MD	1.0–3.0	1.0–3.0	1108	$2,496	$2.25	0d	29	1.08mi
6722 Brentwood Ave Unit 2FL Dundalk, MD	3.0	1.0	900	$1,750	$1.94	46d	1	1.09mi

Listing history 25 events

1. 2026-06-07
   status $209,000 Pending 19 DOM
2. 2026-05-05
   price $209,000 912-char remark
3. 2026-05-01
   listed $214,900 Active 912-char remark
4. 2021-12-06
   soldstatus $177,000 Closed 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

5. 2021-10-18
   status Pending 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

6. 2021-09-23
   price $178,000 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

7. 2021-09-23
   status Active 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

8. 2021-09-21
   historical 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

9. 2021-09-03
   price $175,000 638-char remark

   Show marketing remark (638 chars)

   BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

10. 2021-08-19
    price $180,000 638-char remark

    Show marketing remark (638 chars)

    BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

11. 2021-08-01
    listed $185,000 Active 638-char remark

    Show marketing remark (638 chars)

    BACK ON THE MARKET after seller made some repairs! Welcome Home to this beautiful MOVE-IN READY 2 bedroom 1.5 bath townhome in the CONVENIENT Eastwood neighborhood! The cozy covered front porch leads you into a spacious main floor with plenty of natural light and has BRAND NEW stainless steel appliances in the kitchen with beautiful new flooring! Spacious upper two bedrooms! The basement is finished for a private, possible 3RD BEDROOM with its own half bath! The kitchen door leads you out to a backyard with a PARKING PAD and some green space! Freshly painted throughout! BRAND NEW wall to wall carpet! NEW HVAC (2021) Roof (2019)!

12. 2008-04-04
    soldstatus $164,900
13. 2008-03-28
    soldstatus $164,900 Sold

    Show marketing remark (411 chars)

    * * * OH MY! THIS IS PERFECTION! * * * LOVELY & METICULOUSLY MAINTAINED BRICK ROWHOUSE W/ FINISHED BASEMENT IN THE EASTWOOD NEIGHBORHOOD OF BALTIMORE COUNTY. UPDATED KITCHEN W/ OAK CABINETS & CERAMIC TILE FLOOR, VINYL DOUBLE PANE WINDOWS, CENTRAL A/C, LUSH LANDSCAPING, FENCED YARD. ALL APPLIANCES STAY. MOVE IN CONDITION. * * * PROPERTY ADDRESS 7017 CONLEY STREET BALTIMORE, MD 21224 * * *

14. 2008-02-09
    historical

    Show marketing remark (411 chars)

    * * * OH MY! THIS IS PERFECTION! * * * LOVELY & METICULOUSLY MAINTAINED BRICK ROWHOUSE W/ FINISHED BASEMENT IN THE EASTWOOD NEIGHBORHOOD OF BALTIMORE COUNTY. UPDATED KITCHEN W/ OAK CABINETS & CERAMIC TILE FLOOR, VINYL DOUBLE PANE WINDOWS, CENTRAL A/C, LUSH LANDSCAPING, FENCED YARD. ALL APPLIANCES STAY. MOVE IN CONDITION. * * * PROPERTY ADDRESS 7017 CONLEY STREET BALTIMORE, MD 21224 * * *

15. 2007-10-30
    historical

    Show marketing remark (411 chars)

    * * * OH MY! THIS IS PERFECTION! * * * LOVELY & METICULOUSLY MAINTAINED BRICK ROWHOUSE W/ FINISHED BASEMENT IN THE EASTWOOD NEIGHBORHOOD OF BALTIMORE COUNTY. UPDATED KITCHEN W/ OAK CABINETS & CERAMIC TILE FLOOR, VINYL DOUBLE PANE WINDOWS, CENTRAL A/C, LUSH LANDSCAPING, FENCED YARD. ALL APPLIANCES STAY. MOVE IN CONDITION. * * * PROPERTY ADDRESS 7017 CONLEY STREET BALTIMORE, MD 21224 * * *

16. 2007-10-30
    listed $164,900

    Show marketing remark (411 chars)

    * * * OH MY! THIS IS PERFECTION! * * * LOVELY & METICULOUSLY MAINTAINED BRICK ROWHOUSE W/ FINISHED BASEMENT IN THE EASTWOOD NEIGHBORHOOD OF BALTIMORE COUNTY. UPDATED KITCHEN W/ OAK CABINETS & CERAMIC TILE FLOOR, VINYL DOUBLE PANE WINDOWS, CENTRAL A/C, LUSH LANDSCAPING, FENCED YARD. ALL APPLIANCES STAY. MOVE IN CONDITION. * * * PROPERTY ADDRESS 7017 CONLEY STREET BALTIMORE, MD 21224 * * *

17. 2007-09-07
    listed
18. 2007-09-01
    historical
19. 2007-08-14
    listed
20. 2007-08-10
    historical
21. 2007-07-03
    listed
22. 2004-10-08
    soldstatus $88,500
23. 2004-09-29
    soldstatus $88,500
24. 2004-09-08
    historical
25. 2004-09-02
    listed $84,995

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,137 · $178/mo
• Projected year-2 tax: $2,207 · $184/mo
• Expected delta: +$71/yr (+$6/mo · 3.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,208
• − Mortgage interest: −$11,707
• − Property taxes: −$2,137
• − Insurance: −$1,045
• − Repairs & maintenance: −$1,777
• − Management: −$1,777
• − Depreciation: −$6,080
• Taxable loss: −$2,314
• Est. tax savings @ 24.0%: +$555
• After-tax cash flow: $1,766/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Dundalk

• Score: 85/100
• State rank: #16
• US rank: #510

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dundalk, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 47,465
• Household income: $89,017
• Rent vs Own: 41.5% rent · 58.5% own
• Severe rent burden: 1786.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Hispanic / Latino 21% Black 16% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Dominican 1%
• Common ancestry: Romanian 5% Lithuanian 2% Italian 1%
• Foreign-born: 17% · Canada, China, Vietnam
• Languages at home: 76% English-only · Spanish 18% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -332.23%
• Current HPI: 241.284
• Rent YoY: ▲ 1.31%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+145.9% since first listed

26 events — show timeline

• 2026-06-05 Pending — BRIGHT MLS
• 2026-05-20 Contingent — BRIGHT MLS
• 2026-05-05 Price Changed $209,000 BRIGHT MLS
• 2026-05-01 Listed $214,900 BRIGHT MLS
• 2021-12-06 Sold (MLS) $177,000 BRIGHT MLS
• 2021-10-18 Pending — BRIGHT MLS
• 2021-09-23 Price Changed $178,000 BRIGHT MLS
• 2021-09-23 Relisted — BRIGHT MLS
• 2021-09-21 Listing Removed — BRIGHT MLS
• 2021-09-03 Price Changed $175,000 BRIGHT MLS
• 2021-08-19 Price Changed $180,000 BRIGHT MLS
• 2021-08-01 Listed $185,000 BRIGHT MLS
• 2008-04-04 Sold (Public Records) $164,900 Public Records
• 2008-03-28 Sold (MLS) $164,900 MRIS
• 2008-02-09 Delisted — MRIS
• 2007-10-30 Delisted — MRIS
• 2007-10-30 Listed $164,900 MRIS
• 2007-09-07 Listed — MRIS
• 2007-09-01 Delisted — MRIS
• 2007-08-14 Listed — MRIS
• 2007-08-10 Delisted — MRIS
• 2007-07-03 Listed — MRIS
• 2004-10-08 Sold (Public Records) $88,500 Public Records
• 2004-09-29 Sold (MLS) $88,500 MRIS
• 2004-09-08 Delisted — MRIS
• 2004-09-02 Listed $84,995 MRIS

Property tax history

+1.4%/yr

Latest (2025): $2,137 · -47.7% YoY. Source: county tax records.