668 Tara Dr · Winslow, NJ 08081

$185,000

2 bd · 1.5 ba · 1,037 sqft · SingleFamily public records · 17 Days on market

Built 1983 Est $269k · 31% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• ARV discount +15.0/15.0
• DSCR +9.8/10.0
• 1% rule +7.7/10.0
• Rent growth +3.4/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

Key facts

• Built 1983
• Listed 17 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $185k.

Deal economics

• At list price, monthly cash flow is $438 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $185k).
• Recommended offer: $182k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Winslow Township School District (suburban): math 11% / reading 36% proficiency, ranked #387 of 472 in NJ (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+3.4%/yr); 329 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.4% rent growth), your $52k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 17 days — a 2% lower offer ($182k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $36k; list at $185k implies a 414% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wind risk, 63% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $182,225 (1.5% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 9.95%
• Cash-on-cash: 13.05%
• DSCR: 1.58
• GRM: 6.6

CMA / ARV

• ARV (on-the-fly): $268,583
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3 Cobblestone Ct	0.21mi	2/1.5	1,138 (+10%)	10mo	$295,000	$259	65

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.41% rent growth · sell at horizon

5-year hold

• IRR: -0.5%
• Equity multiple: 0.98×
• Total profit: $-995
• Equity at exit: $27,584

10-year hold

• IRR: 9.7%
• Equity multiple: 1.76×
• Total profit: $39,560
• Equity at exit: $15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08081

• Rents YoY: 3.4%
• Active inventory: 329
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $2,348 high
• Mortgage (P&I): −$970
• Tax from tax record: −$244 /mo · $2,932/yr
• Insurance: −$77
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$493
• Net cashflow: $438

Break-even live

Break-even rent $1,793

Max offer price $185,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,250
• Closing costs: $5,550
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
483 Old Erial Rd Sicklerville, NJ	3.0	1.5	1226	$2,575	$2.10	7d	1	0.15mi
41 Hampton Gate Dr Sicklerville, NJ	2.0	1.5	1272	$2,100	$1.65	18d	1	0.52mi
55 Hampton Gate Dr Sicklerville, NJ	2.0	1.5	1272	$2,000	$1.57	44d	1	0.55mi
190 Kenwood Dr Sicklerville, NJ	2.0	1.0	912	$1,800	$1.97	44d	1	0.77mi
540 Kali Rd Sicklerville, NJ	2.0–3.0	2.5	1575	$2,700	$1.71	1d	1	1.00mi
343 Brookdale Blvd Williamstown, NJ	3.0	2.5	1438	$2,500	$1.74	1d	1	1.22mi
110 High Meadows Dr Sicklerville, NJ	3.0	1.5	1408	$2,400	$1.70	44d	1	1.47mi

Listing history 13 events

1. 2026-03-31
   status Pending
2. 2026-03-15
   listed $185,000 Active
3. 2026-03-05
   historical $2,075
4. 2026-01-16
   price $2,075
5. 2026-01-05
   listed $2,150
6. 2017-02-17
   soldstatus $36,000 Sold 590-char remark

   Show marketing remark (578 chars)

   Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

7. 2017-02-17
   soldstatus $36,000 578-char remark

   Show marketing remark (578 chars)

   Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

8. 2017-02-02
   status Under Contract 590-char remark

   Show marketing remark (590 chars)

   Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

9. 2017-01-21
   listed $35,000 Active 590-char remark

   Show marketing remark (590 chars)

   Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

10. 2017-01-20
    listed $35,000 578-char remark

    Show marketing remark (578 chars)

    Fix-N-Save. If you're handy with your hands, this house can be a great money-maker. 2 bedrooms and 1.5 bathrooms in an established neighborhood, with vinyl siding and a wonderful yard. Yours for a rock-bottom price. Perfect for the wise investor. Call to see it today! Cash sale investor's special. Property being sold as is. Bring a flashlight. Seller may or may not clean out property prior to settlement. Buyer responsible for any CO or resale requirements, if applicable. Seller requests that buyer use seller's title company. Motivated seller. Buyer pays all transfer tax.

11. 1996-01-17
    soldstatus $44,000
12. 1988-04-11
    soldstatus $49,000
13. 1983-09-01
    soldstatus $43,990

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $2,932 · $244/mo
• Projected year-2 tax: $3,769 · $314/mo
• Expected delta: +$837/yr (+$70/mo · 28.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone A · 99% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 63% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,172
• − Mortgage interest: −$10,363
• − Property taxes: −$2,932
• − Insurance: −$2,428
• − Repairs & maintenance: −$2,254
• − Management: −$2,254
• − Depreciation: −$5,382
• Taxable income: $2,561
• Est. tax owed @ 24.0%: −$615
• After-tax cash flow: $4,640/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Winslow Township School District
• NCES district ID: 3418060
• Math proficiency: 11% ▼ -17.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $70,254
• Composite: 22.65/100
• National rank: #8057
• State rank: #387 of 472 in NJ

Livability — Winslow

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Sicklerville, NJ
• County: Camden County · 407,624 people
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 50,264
• Household income: $105,800
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 979.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 47% Black 34% Two or more races 9% Hispanic / Latino 9% Asian 4%
• Hispanic origin (detail): Puerto Rican 5%
• Common ancestry: Romanian 6% Slovak 2% Iranian 1%
• Foreign-born: 8% · Canada, China, South Korea
• Languages at home: 90% English-only · Spanish 4% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -176.48%
• Current HPI: 303.1017
• Rent YoY: ▲ 3.41%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+320.6% since first listed

13 events — show timeline

• 2026-03-31 Pending — BRIGHT MLS
• 2026-03-15 Listed $185,000 BRIGHT MLS
• 2026-03-05 Rental Removed $2,075 BRIGHTMLS
• 2026-01-16 Price Changed $2,075 BRIGHTMLS
• 2026-01-05 Listed for Rent $2,150 BRIGHTMLS
• 2017-02-17 Sold (MLS) $36,000 BRIGHT MLS
• 2017-02-17 Sold (MLS) $36,000 TREND
• 2017-02-02 Pending — TREND
• 2017-01-21 Listed $35,000 TREND
• 2017-01-20 Listed $35,000 BRIGHT MLS
• 1996-01-17 Sold (Public Records) $44,000 Public Records
• 1988-04-11 Sold (Public Records) $49,000 Public Records
• 1983-09-01 Sold (Public Records) $43,990 Public Records

Property tax history

+1.8%/yr

Latest (2025): $2,932 · +1.9% YoY. Source: county tax records.